2016-02-02T11:13:31-08:00 2015-03-31 ANASTASI MOORE & MARTIN PLLC 9 South Washington St STE 600 Spokane WA 992013709 990 2014-04-01 811094866 Laborers AGC Trust of Montana Health and Welfare LABO 5093280300 111 W Cataldo Spokane WA 99205 RICHARD J MORRISON Chairman 2016-02-02 true Paul J Anastasi CPA P00395796 5093230272 2014 2016-04-25 22:37:26Z 15294699 false false X N/A X 1961 MT PREMIUM AND BENEFIT PAYMENTS AND OTHER RELATED EXPENSES FOR MEDICAL, DENTAL, VISION, ACCIDENTAL DEATH AND DISMEMBERMENT, LIFE INSRUANCE, AND TIME LOSS BENEFITS. 6 6 0 6 0 0 11014839 10781037 532315 505805 10909 8744 11558063 11295586 0 12574016 10255198 0 0 0 571198 589206 13145214 10844404 -1587151 451182 16040595 15822726 2943337 2230865 13097258 13591861 PREMIUM AND BENEFIT PAYMENTS AND OTHER RELATED EXPENSES FOR MEDICAL, DENTAL, VISION, ACCIDENTAL DEATH AND DISMEMBERMENT, LIFE INSRUANCE, AND TIME LOSS BENEFITS. false false TO PROVIDE QUALIFIED HEALTH AND WEAFARE BENEFITS TO QUALIFIED PARTICIPANTS AND THEIR DEPENDENTS. false false false false false false false false false false false false false false true true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true false false false false true 0 0 false 0 false false false false false false false false false false false false false X 6 6 false true false false false false false true true false false true false false false false false false false false X Zenith American Solutions Inc 5093280300 111 w cataldo Spokane WA 99201 X Jo Perkins Trustee 1.00 0.00 X 0 0 0 Nick Neuman Trustee 1.00 0.00 X 0 0 0 Richard J Morrison Chairman 1.00 0.00 X 0 0 0 Warren Smeltzer Secretary 1.00 0.00 X 0 0 0 Kim Rickard Trustee 1.00 0.00 X 0 0 0 Mickey Mulholland Trustee 1.00 0.00 X 0 0 0 0 false false false Zenith American Solutions Inc 111 W Cataldo Spokane WA 99202 Contract Admin. 367304 Premera Blue Cross 7001 - 220th St SW MS 103 Mountlake Terrace WA 98043 Network PPO 195216 2 0 EMPLOYER CONTRIBUTIONS 10103704 10103704 PARTICIPANTS CONTRIBUTION 124413 124413 RETIREES CONTRIBUTIONS 552920 552920 10781037 486806 486806 0 0 0 4018112 3999113 18999 18999 18999 0 0 0 INCOME FROM PENALTIES AND 900099 8744 8744 8744 11295586 10808780 486806 0 0 0 10255198 0 0 0 0 0 0 328954 79221 9795 0 0 53779 57513 0 0 0 0 0 5375 0 0 0 0 0 10355 Printing and other 44214 0 10844404 0 0 0 1110023 1609349 113051 260697 0 725525 813674 0 0 0 0 4296 4127 0 13973378 13051379 0 0 0 114322 83500 16040595 15822726 27425 27125 912 1740 2915000 2202000 2943337 2230865 X 13097258 13591861 13097258 13591861 16040595 15822726 451182 43421 X false true X false false Claims Incurred but Not Reported 1551000 Claims Payable 651000 2202000 X 11285228 43421 43421 11241807 53779 53779 11295586 11503625 11503625 53779 -713000 -659221 10844404 Part X : FIN48 Footnote The trust established under the Plan to hold the Plan's assets is qualified pursuant to the appropriate section of the Internal Revenue Code (IRC) and, accordingly, the trust's net investment income is exempt from income taxes. The Plan has obtained a favorable determination letter from the Internal Revenue Service (IRS), but has since been amended. However, the Plan administrator believes that the Plan is currently designed and being operated in compliance with the applicable requirements of the IRC. Therefore, they believe that the Plan is qualified and the related trust is tax-exempt as of the financial statement dates. Accordingly, no provision for income taxes has been included in the Plan's financial statements. Accounting principles generally accepted in the United States of America require Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan administrator has analyzed the tax positions taken by the Plan and has concluded that as of March 31, 2015, there are no uncertain positiions taken or expected to be taken that would require recognition of the liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions and the Plan could be subject to income tax if certain issues were found by the IRS that could result in disqualification of the Plan's tax-exempt status; however, there are currently no audits for any tax periods in progress. The Plan administrator believes it is no longer subject to income tax examinations for years prior to 2011. Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company day to day tasks were delegated to a third party administrator zenith American Solutions, inc. Form 990, Part VI, Line 11b: Form 990 Review Process FORM 990 IS REVIEWED AND SIGNED BY THE CHAIRMAN OF THE BOARD OF TRUSTEES PRIOR TO FILING. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available DOCUMNETS THAT ARE AVAILABLE TO PUBLIC WILL BE SENT UPON REQUEST. See Attached 111 W Cataldo Suite 220 Spokane WA 99201 MT N/A false See Attached 111 W Cataldo Suite 220 Spokane WA 99201 MT N/A false false See Attached 111 W Cataldo Suite 220 Spokane WA 99201 MT N/A false false false false false false false false false false false false false false false false false false false true