2016-02-26T13:31:08-06:00 2015-04-30 381357951 PLANTE & MORAN PLLC 2601 CAMBRIDGE COURT SUITE 500 AUBURN HILLS MI 48326 990 2014-05-01 386216995 IRON WORKERS LOCAL NO 25 HEALTH FUND OF EASTERN MICHIGAN IRON 2483473100 PO BOX 8006 NOVI MI 483768006 DENNIS KRAMER FUND ADMINISTRATOR 2483473100 2016-02-22 1 LYNNE HUISMANN P00053811 2483757100 2014 2016-08-17 19:52:53Z JOHN RIECKOFF PO BOX 8006 NOVI MI 483768006 35397293 0 X WWW.IW25FRINGE.ORG/ X 1950 MI TO PROVIDE HEALTH INSURANCE BENEFITS TO ELIGIBLE MEMBERS. 6 6 0 0 0 0 0 0 24271658 26137896 604721 859268 0 0 24876379 26997164 0 0 23679491 22725018 0 0 0 0 0 2571879 2526899 26251370 25251917 -1374991 1745247 31261454 33237635 18049346 18064990 13212108 15172645 NONE 0 0 THE FUND PROVIDES HEALTH INSURANCE BENEFITS TO ELIGIBLE MEMBERS. APPROXIMATELY 1,973 MEMBERS ARE COVERED. 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 X 6 6 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 X DENNIS KRAMER 2483473100 PO BOX 8006 NOVI MI 483768006 X JACK O'DONNELL SECRETARY - RESIGNED 4/17/15 10.00 1.00 X X 0 0 0 PATRICK BUCK UNION TRUSTEE - RESIGNED 4/17/15 10.00 1.00 X 0 0 0 STEVEN N GULICK UNION TRUSTEE - RESIGNED 4/17/15 10.00 1.00 X 0 0 0 JOHN RIECKHOFF CHAIRMAN 10.00 1.00 X X 0 0 0 FRANK NEHR JR EMPLOYER TRUSTEE - RESIGNED 6/13/14 10.00 1.00 X 0 0 0 PATRICK BAKER EMPLOYER TRUSTEE 10.00 1.00 X 0 0 0 JAMES BUZZIE EMPLOYER TRUSTEE - APPOINTED 7/15/14 10.00 1.00 X 0 0 0 BILL DEAN UNION TRUSTEE - APPOINTED 4/17/15 10.00 1.00 X 0 0 0 GARY SIMMONS UNION TRUSTEE - APPOINTED 4/28/15 10.00 1.00 X 0 0 0 COLIN MILLARD UNION TRUSTEE - APPOINTED 4/28/15 10.00 1.00 X 0 0 0 DENNIS KRAMER ADMINISTRATOR 10.00 40.00 X 0 138968 32765 0 138968 32765 0 0 1 0 BLUE CROSS BLUE SHIELD 600 E LAFAYETTE DETROIT MI 48226 CLAIMS SERVICES 1171904 SULLIVAN WARD ASHER & PATTON PC 25800 NORTHWESTERN HIGHWAY 1000 MAC SOUTHFIELD MI 48075 LEGAL SERVICES 138090 2 EMPLOYER CONTRIBUTIONS 900099 19254379 19254379 SELF-PAYMENTS 900099 6883517 6883517 26137896 731135 731135 8528262 8400129 128133 128133 128133 26997164 26137896 0 859268 22725018 118522 115631 103925 96174 49030 57122 27449 161826 CLAIMS ADMIN FEE 1171904 CONTRACTED SALARIES AND 440501 MICHIGAN CLAIMS TAX 153349 PRINTING EXPENSE 13850 17616 25251917 39574 0 255245 2049280 2076648 2486542 930011 738543 15781450 18171834 11735270 9399865 443256 391571 31261454 33237635 53027 75276 152319 132714 17844000 17857000 18049346 18064990 X 0 0 0 0 13212108 15172645 13212108 15172645 31261454 33237635 X 1745247 228290 -13000 X 0 1 X 0 0 0 COMMON COLLECTIVE TRUST FUND 9399865 F 9399865 CLAIMS RESERVE 17857000 17857000 X 27225454 228290 228290 26997164 0 26997164 25251917 0 25251917 0 25251917 PART X, LINE 2: THE FUND HAS RECEIVED A DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE INDICATING THAT THE FUND, AS DESIGNED, IS QUALIFIED FOR TAX-EXEMPT TREATMENT UNDER THE APPLICABLE SECTION OF THE INTERNAL REVENUE CODE. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN MADE IN THE ACCOMPANYING FINANCIAL STATEMENTS. IN ACCORDANCE WITH GUIDANCE ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, MANAGEMENT EVALUATED THE FUND'S TAX POSITION AND DOES NOT BELIEVE THE FUND HAS ANY UNCERTAIN TAX POSITIONS THAT REQUIRE DISCLOSURE OR ADJUSTMENT TO THE FINANCIAL STATEMENTS. THE FUND ADMINISTRATOR BELIEVES IT IS NO LONGER SUBJECT TO TAX EXAMINATIONS FOR YEARS PRIOR TO THE YEAR ENDED APRIL 30, 2012 0 0 0 DENNIS KRAMER ADMINISTRATOR 0 138968 0 0 0 0 0 22565 0 10200 0 171733 0 0 FORM 990, PART VI, SECTION B, LINE 11 THE 990 IS REVIEWED BY FUND ADMINISTRATOR BEFORE BEING FILED. FORM 990, PART VI, SECTION C, LINE 19 DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN THE RESERVE FOR UNPAID BENEFITS AND CLAIMS -13,000. IRON WORKERS' LOCAL NO 25 VACATION PAY FUND 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 386074498 TO PROVIDE VACATION PAY BENEFITS TO ELIGIBLE MEMBERS MI 501(C)9 1 IRON WORKERS' LOCAL NO 25 TRAINING FUND 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 386056778 TO PROVIDE APPRENTICESHIP TRAINING TO ELIGIBLE MEMBERS MI 501(C)3 2 1 IRON WORKERS' LOCAL NO 25 PENSION FUND 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 386056780 TO PROVIDE RETIREMENT BENEFITS FOR MEMBERS MI 501(A) 1 IRON WORKERS' INDIVIDUAL ACCOUNT RETIREMENT FUND 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 382701160 TO PROVIDE RETIREMENT BENEFITS FOR MEMBERS MI 501(A) 1 IRON WORKERS' LOCAL NO 25 EXCESS BENEFIT PLAN 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 621628470 TO PROVIDE RETIREMENT BENEFITS FOR MEMBERS MI 501(A) 1 IRON WORKERS' LOCAL NO 25 DEFINED CONTRIBUTION PENSION FUND PLAN 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 272392474 TO PROVIDE RETIREMENT BENEFITS FOR MEMBERS MI 501(A) 1 BRIDGE STRUCTURAL & ORNAMENTAL IRON WORKERS LOCAL 25 25150 TRANS X DRIVE PO BOX 8006 NOVI MI 48376 380679172 TO PROMOTE A HIGHER LEVEL OF SKILL MI 501(C)(5) 1 GREAT LAKES FABRICATORS AND ERECTORS ASSOCIATION 28411 NORTHWESTERN HWY NO 825 SOUTHFIELD MI 48038 381719287 PROMOTION OF THE INDUSTRY OF FABRICATING, MANUFACTURING AND ERECTING STEEL A MI 501(C)(6) 1 ATLAS INDUSTRIAL CONTRACTORS B & A STRUCTURAL STEEL LLC HAYES MECHANICAL INC MSR INDUSTRIAL SERVICES LLC STATE GROUP INDUST(USA) LMTD PRO-BEL ENTERPRISES LTD ANA ERECTORS INC ACE STEEL ERECTION INC AFFORDABLE RIGGING TRANS ALBERICI CONSTRUCTION JS ALLTECH ENGINEERING CORP ALUMINUM PRODUCTS INC AMERICAN BRIDGE COMPANY AMERICAN BRIDGE DIV USS CORP AMERICAN INDUSTRIAL DOOR CO AMS STEEL LLC AP COM POWER INC ARISTEO CONSTRUCTION COMPANY ARISTEO RIGGING & ERECTORSLLC ASSEMBLERS PRECAST & STEEL SRV ASSEMBLERS INC ASSEMBLERS LLC AUTOMATIC SYSTEMS INC B & B CONCRETE PLACEMENT BARTON MALOW COMPANY BEE STEEL INC BELLE RIVER INDUSTRIAL SERVICE BELT MAINTENANCE MIDWEST BLACK SWAMP STEEL INC BLATTNER ENERGY BOLDT COMPANY THE BRENCAL CONTRACTORS INC BRISTOL ERECTORS INC C M F GROUP INC CR MEYER AND SONS COMPANY CANADIAN MACHINERY MOVERS OF MICHIGAN INC CARDINAL CONTRACTING CENTRAL CONVEYOR COMPANY CENTRAL PROCESS ENGINEERING CITY RE-STEEL COMPANY INC CITY STEEL INC COMMERCIAL CONSTRUCTION INC COMMERCIAL CONTRACTING CORP CONSOLIDATED RIGGERS INC CONTINENTAL IND SERV & SUPPLY CONVENTION & SHOW SERVICES INC COUTURIER IRON CRAFT INC CULVER DEVELOPMENT D & D MACHINERY MOVERS INC DK STEEL ERECTORS INC DAVIS IRON WORKS INC DAYS CORPORATION DEARBORN CRANE & ENGINEERING DEARBORN MID-WEST CONVEYOR DOBSON INDUSTRIAL INC DOUGLAS STEEL ERECTION CO DUKE & DUKE SERVICES INC DYCON INC ENCLOS CORPORATION ERICKSON TRUCKING SERVICE FOCO METAL WORKS LLC FOUNDATION STEEL FREEMAN DECORATING COMPANY FRUCHEY INC DON R FUTURE FENCE COMPANY G & G STEEL G E M INDUSTRIAL INC GM REFRACTORIES INC GALLAGHER-KAISER CORPORATION GENERAL STEEL ERECTORS INC GENESEE FENCE & SUPPLY CO GERACE CONSTRUCTION COMPANY GRANGER CONSTRUCTION COMPANY GRAYCOR INDUSTRIAL CONTRACTORS GREAT LAKES TECH & MFG LLC GURTZWEILER INC HENRY HARRIS STEEL INC HOLLY CONSTRUCTION COMPANY IDEAL CONTRACTING LLC INDUSTRIAL FENCE & LANDSCAPING INDUSTRIAL MAINTENANCE SERVICE INTERAMERICA STAGE INC INTERNATIONAL INDUSTRIAL INTERSTATE ERECTING INC IVY DEVELOPMENT AGENCY LLC J & S CONSTRUCTION CO JR JENSEN JAVIER STEEL CORPORATION JERICO CONSTRUCTION JUDD INDUSTRIAL CONTRINC K V M DOOR SYSTEMS INC KIEWIT NEAL STATION ENVIRONMTL KING ERECTORS INC KIRBY STEEL INC LAPEER STEEL INC LEE MACHINERY MOVERS INC LESCO DESIGN & MFG CO INC MACOMB IRON MAMMOET USA NORTH INC MATHENY STEEL ERECTORS INC MATRIX NORTH AMERCONST MEAN ERECTORS INC MEN OF STEEL INC METAL BUILDING CONTRACTORS METRO ELEVATOR CO INC METRO INDUSTRIAL CONTR INC MICHIGAN FENCE COMPANY INC MICHIGAN MECHANICAL SERVICES MICHIGAN STEEL ERECTORS INC MID AMERICAN GUNITE INC MIDWEST STEEL INCSOMERSET MILLER TRUCK & STORAGE MONARCH WELDING & ENGINEERING MOUND STEEL & SUPPLY INC NOBLE FENCE NORTHERN BOILER & MECH CONTR OVERHEAD CONVEYOR COMPANY PAPALAS & CO JOHN A PARAMOUNT CONVENTION SERVICES PAULY JAIL BUILDING COMPANY PHOENIX ERECTORS INC PHOENIX MACHINERY MOVERS INC PRECAST SERVICES INC PREMIUM DOOR & MORE PROCESS GROUP AMERICA INC PRO-TEAM CONNECTORS INC QUALITY RE-STEEL INC QUALITY STEEL FABRICATING RAVEN IRON WORKS INC REDINGER STEEL ERECTORS INC RIECKHOFF COMPANY INC CL RITEWAY FENCE INC RMF NOOTER INC S T B ERECTORS INC SAV'S WELDING SERVICES INC SHEPARD EXPOSITION SERVICES SMITH ERECTORS INC SONGER STEEL SRVCINC (SSSI) STEEL ERECTORS INC STERLING ERECTORS INC STEWART CONTRACTING CORP WJ STRESCORE INC SYSTEMS ENTERPRISE CORP T H STEEL INC TITUS WELDING COMPANY TOLEDO CAISSON CORPORATION TOOLES CONTRACTING GROUP LLC TRI-STEEL INC TYJAX IRONWORKS INC UNION PAYROLL AGENCY INC US ERECTORS INC VERTEX STEEL INC WALBRIDGE EQUIPMENT INSTL WALBRIDGE TOOLING SERVICES WALKER STEEL WEBB COMPANY JERVIS B WEST WIND REINFORCING LLC WESTON INDUSTRIAL SERVICE INC WHALEY CONSTRUCTORS LLC WHALEY STEEL CORPORATION WHITE CONSTRUCTION INC WOLVERINE STEEL ERECTORS INC WOODRUFF CONTRACTING INC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 IRON WORKERS' LOCAL NO 25 PENSION FUND P 572681 ACTUAL VALUE