2016-08-03T13:31:46-05:00 2015-09-30 383349378 CUNNINGHAM & ASSOCIATES 60 EAGLE VALLEY CT BROADVIEW HEIGHTS OH 441472982 990 2014-10-01 346726563 UNITED FOOD & COMMERCIAL WORKERS UNION HEALTH & WELFARE FUND UNIT 2162412828 9199 MARKET PLACE SUITE 1 BROADVIEW HEIGHTS OH 44147 CARL IVKA UNION TRUSTEE 2162412828 2016-07-13 true JIM DAVIS P01353798 4407171350 2016-08-01 2014 2016-12-15 16:53:06Z CARL IVKA 9199 MARKET PLACE SUITE 1 BROADVIEW HEIGHTS OH 44147 152443595 false X N/A X 1952 OH PROVIDE HEALTH AND WELFARE BENEFITS TO PARTICIPANTS 8 8 40 0 0 109824012 114865590 2010688 2323146 1824632 1983969 113659332 119172705 0 111702353 107764369 1938715 1769200 0 0 2110987 2305552 115752055 111839121 -2092723 7333584 62184248 64024852 23900594 20044936 38283654 43979916 X PROVIDE HEALTH AND WELFARE BENEFITS TO PARTICIPANTS false false MEDICAL, DENTAL AND DISABILITY BENEFITS- THE FUND IN CONJUCTION WITH CONSUMERS LIFE INSURANCE COMPANY,HEALTH SPAN AND MEDICAL MUTUAL OF OHIO PROVIDES VARIOUS HOSPITAL, SURGICAL, MEDICAL, ACCIDENT AND SICKNESS, WEEKLY INDEMNITY, AND LIFE INSURANCE BENEFITS TO APPROXIMATELY 27,000 MEMBERS. PAID PRESCRIPTION PROGRAM- THE FUND HAS CONTRACTED WITH CAREMARK TO PROVIDE A PROGRAM FOR PRESCRIPTION DRUGS. THE PROGRAM REQUIRES MEMBERS TO PAY 20- 30% TOWARDS EACH PRESCRIPTION. ALSO SOME MEMBERS RECEIVE REIMBURSEMENTS THROUGH MAJOR MEDICAL. APPROXIMATELY 26,000 MEMBERS ARE COVERED UNDER THIS PLAN. EYE CARE PROGRAM. THE FUND PROVIDES VISION BENEFITS THROUGH DIRECT REIMBURSEMENT OR WITH VARIOUS PROVIDERS. THE PROGRAM PROVIDES A FULLY PAID EYE CARE PROGRAM TO APPROXIMATELY 25,500 MEMBERS. THIS PROGRAM PROVIDES A FREE EYE EXAMINATION AND A PAIR OF GLASSES EVERY 24 MONTHS FOR ADULTS AND EVERY 12 MONTHS FOR CHILDREN. TO PROVIDE AFFORDABLE HEALTH CARE TO ITS MEMBERS false false false false false false false false false true false false false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false true 4 0 true 40 true false false false false false false X 8 8 false false false false false false false true true false false true true true true true true false false false X JOHN HALKIAS 2162412828 9199 MARKET PLACE SUITE 1 BROADVIEW HTS OH 44147 X JEAN M COLARIK EMPLOYER TRU X 0 0 0 BARB CARUSO UNION TRUSTE X 0 0 0 MIKE MARTINO UNION TRUSTE X 0 0 0 DAVID HICKS EMPLOYER TRU X 0 0 0 THOMAS HEINEN EMPLOYER TRU X 0 0 0 RAY HUBER EMPLOYER TRU X 0 0 0 JILL ADAM UNION TRUSTE X 0 0 0 CARL IVKA UNION TRUSTE X 0 0 0 false false false LITTLER MENDELSON 1100 SUPERIOR AVE CLEVELAND OH 44114 LEGAL FEES 285728 MERRILL LYNCH 45 E WASHINGTON ST CHAGRIN FALLS OH 44022 INVESTMENT 247060 CUNNINGHAM & ASSOCIATES 60 EAGLE VALLEY COURT BROADVIEW HTS OH 44147 ACCOUNTING FEES 147698 3 EMPLOYER CONTRIBUTIONS 525100 106744136 106744136 EMPLOYEE CONTRIBUTIONS 525100 6160336 6160336 MEDICARE SUBSIDY 525100 1961118 1961118 114865590 1404598 1404598 34189438 33270890 918548 918548 918548 FORMULARY REBATES 1983969 1983969 1983969 119172705 119172705 107764369 1115646 105617 459891 88046 298419 140868 256919 34099 598476 314334 166112 33 76922 52664 BANK CHARGES 116644 RETIREMENT PLAN ADMIN 59309 PATIENT RESEARCH FEE TAX 54234 TELEPHONE 51844 84675 111839121 0 0 0 9294150 9684872 2408292 2278770 57581 37451 768223 578119 246093 190104 49753132 51408655 425000 425000 62184248 64024852 143915 124696 23756679 19920240 23900594 20044936 X 38283654 43979916 38283654 43979916 62184248 64024852 7333584 -1637322 X false true X true 768223 578119 190104 190104 ESTIMATED LIABILITY FOR IBNR 17006700 INSURANCE PREM AND CLAIMS PAYABLE 2913540 19920240 117278465 -1637322 -1637322 118915787 256918 256918 119172705 115675559 115675559 -3836438 -3836438 111839121 SCHEDULE D, PAGE 4, PART XII, LINE 4B CHANGE IN IBNR AND CLAIMS PAYABLE -3,836,438 FORM 990, PAGE 2, PART III, LINE 4D TO PROVIDE AFFORDABLE HEALTH CARE TO ITS MEMBERS FORM 990, PAGE 6, PART VI, LINE 11B THE RETURN IS PREPARED BY THE FUND'S INDEPENDENT CERIFIED PUBLIC ACCOUNTANT WHICH ALSO PERFORMS AN AUDIT OF THE FUND'S BOOKS AND RECORDS. THE RETURN IS THEN PROVIDED TO THE TRUSTEES FOR REVIEW AND SIGNATURE. FORM 990, PAGE 6, PART VI, LINE 12C THE FUND IS SUBJECT TO ERISA AND THE TRUSTEES CONFORM TO ITS REGULATIONS. SECTION 404 AND 406 CONTAIN STRICT FIDUCIARY RULES AND CONFLICTS OF INTEREST PROHIBITIONS. THE TRUSTEES MONITOR AND ENFORCE THE FUND'S COMPLIANCE WITH ERISA. OUTSIDE PROFESSIONALS ASSIST WITH THE COMPLIANCE. FORM 990, PAGE 6, PART VI, LINE 19 DOCUMENTS, POLICIES, FINANCIAL STATEMENTS, AND TAX RETURNS ARE AVAILABLE UPON REQUEST BY WRITING THE FUND'S ADMINISTRATOR AND REQUESTING A COPY. FORM 990, PART XI, LINE 9 CHANGE IN IBNR AND CLAIMS PAYABLE -3,836,438