2015-02-06T09:20:18-06:00 2014-03-31 382284921 BENDA GRACE STULZ & COMPANY PC 38800 VAN DYKE AVE STE 100 STERLING HEIGHTS MI 48312 990 2013-04-01 381433000 SHEET METAL WORKERS LOCAL 292 HEALTH FUND SHEE 2488139800 700 TOWER DRIVE TROY MI 48098 MARK VANAVERY TRUSTEE 2488139800 2014-10-09 true BRYAN STULZ P00265596 5868836240 2015-02-06 2013 2016-02-25 16:41:14Z NA 10604266 false X WWW.SHEET292FRINGE.ORG X 1949 MI THE FUND WAS CREATED, ESTABLISHED AND IS MAINTAINED FOR THE PURPOSE OF PROVIDING LIFE INSURANCE, ACCIDENT, HEALTH, HOSPITALIZATION, SURGICAL, MEDICAL, AND RELATED EXPENSE BENEFITS AND SUCH OTHER WELFARE BENEFITS AS THE BOARD OF TRUSTEES MAY DECIDE FOR PARTICIPANTS AND THIER DEPENDENTS AND/OR BENEFICIARIES AND DEFRAYING THE REASONABLE EXPENSES OF ADMINISTRATION AND OPERATION OF THE FUND. 6 1 0 0 0 7364996 7164389 4135 69416 3981 293 7373112 7234098 0 6201154 6425858 0 0 0 256740 280318 6457894 6706176 915218 527922 4597971 5123010 2536511 2561705 2061460 2561305 X THE FUND WAS CREATED, ESTABLISHED AND IS MAINTAINED FOR THE PURPOSE OF PROVIDING LIFE INSURANCE, ACCIDENT, HEALTH, HOSPITALIZATION, SURGICAL, MEDICAL, AND RELATED EXPENSE BENEFITS AND SUCH OTHER WELFARE BENEFITS AS THE BOARD OF TRUSTEES MAY DECIDE FOR PARTICIPANTS AND THIER DEPENDENTS AND/OR BENEFICIARIES AND DEFRAYING THE REASONABLE EXPENSES OF ADMINISTRATION AND OPERATION OF THE FUND. false false TO PROVIDE HOSPITALIZATION, MEDICAL AND OTHER HEALTH CARE BENEFITS TO ELIGIBLE PLAN PARTICIPANTS. false false false false false false false false false false false false false true false true false false false false false false false false false false false false true false false false false false false false false false false false true false false true 5 0 0 false false false false false false X 6 1 true false true false false false false true false false false false false false false false false false X BENESYS INC 2488139800 700 TOWER DRIVE SUITE 300 TROY MI 48098 X ROBERT DONALDSON CHAIRMAN 1.00 40.00 X 0 137787 47289 MARK VANAVERY TRUSTEE 1.00 40.00 X 0 132258 47289 ANTHONY ASHER SECRETARY 1.00 0.00 X 0 0 0 TRACY ROBERTS TRUSTEE 1.00 40.00 X 0 0 0 TAMMY DURNEN TRUSTEE 1.00 40.00 X 0 0 0 RICHARD LUDWIG TRUSTEE 1.00 40.00 X 0 0 0 PAUL GUALDONI TRUSTEE 1.00 40.00 X 0 0 0 GARRY OLIVER TRUSTEE 1.00 40.00 X 0 0 0 270045 94578 false true false BENESYS INC 700 TOWER DRIVE SUITE 300 TROY MI 48098 ADMINISTRATIVE 204050 1 EMPLOYER CONTRIBUTIONS 310000 6423873 6423873 PARTICIPANT CONTRIBUTIONS 900099 740516 740516 7164389 86750 86750 3352834 3370168 -17334 -17334 -17334 OTHER 900099 293 293 293 7234098 7147348 86750 6425858 197328 23799 13756 20108 8500 9715 1909 1255 STORAGE 2935 DUES 625 LOST WAGES 388 6706176 0 0 0 2230842 720194 508140 531845 392428 210414 1466561 3660557 4597971 5123010 84511 52705 2452000 2509000 2536511 2561705 X 2061460 2561305 2061460 2561305 4597971 5123010 527922 -28077 X false true X true false INSURANCE RESERVES 2509000 2509000 7185913 -28077 -28077 7213990 20108 20108 7234098 6686068 6686068 20108 20108 6706176 false false false ROBERT DONALDSON CHAIRMAN 137787 47289 185076 MARK VANAVERY TRUSTEE 132258 47289 179547 FORM 990 - ORGANIZATION'S MISSION THE FUND WAS CREATED, ESTABLISHED AND IS MAINTAINED FOR THE PURPOSE OF PROVIDING LIFE INSURANCE, ACCIDENT, HEALTH, HOSPITALIZATION, SURGICAL, MEDICAL, AND RELATED EXPENSE BENEFITS AND SUCH OTHER WELFARE BENEFITS AS THE BOARD OF TRUSTEES MAY DECIDE FOR PARTICIPANTS AND THIER DEPENDENTS AND/OR BENEFICIARIES AND DEFRAYING THE REASONABLE EXPENSES OF ADMINISTRATION AND OPERATION OF THE FUND. FORM 990, PART VI LINE 2 - FAMILY RELATIONSHIP OR BUSINESS RELATIONSHIP - THE RELATIONSHIP BETWEEN THE TRUSTEES OF THE FUND IS A "BUSINESS RELATIONSHIP". THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED. THE FUND, AS A TAFT-HARTLEY FUND, IS ADMINISTERED BY A BOARD OF TRUSTEES WHICH IS COMPOSED OF AN EQUAL NUMBER OF UNION AND EMPLOYER REPRESENTATIVES. BECAUSE OF THIS ORGANIZATIONAL REQUIREMENT, THERE IS A BUSINESS RELATIONSHIP BETWEEN THE TRUSTEES. LINE 12B - ANNUALLY EACH TRUSTEE MUST ANSWER THE FIDUCIARY LIABILITY INSURANCE RENEWAL QUESTIONAIRE, WHICH CONTAINS QUESTIONS REGARDING POTENTIAL AND ACTUAL CONFLICTS OF INTEREST. FORM 990, PAGE 6, PART VI, LINE 4 THE BOARD OF TRUSTEES ADOPTED AMENDMENTS TO THE PLAN: TO REFLECT ITS STATUS AS A "GRANDFATHERED GROUP HEALTH PLAN" UNDER THE AFFORDABLE CARE ACT; TO CLARIFY THAT A PARTICIPANT MAY DISENROLL AND RE-ENROLL DEPENDENTS; TO DEMONSTRATE THE COMPLIANCE OF THE FUND'S HRA WITH ACA REQUIREMENTS REGARDING "INTEGRATION" WITH ANOTHER HEALTH PLAN; AND TO INCREASE THE AMOUNT OF THE LOSS-OF-TIME BENEFITS. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS PRESENTED AND APPROVED AT A MEETING OF THE BOARD OF TRUSTEES, SUBJECT TO REVIEW BY AND APPROVAL OF THE FUND LEGAL COUNSEL. IN ADDITION, EACH TRUSTEE IS PROVIDED A COPY OF THE FUND'S FINAL FORM 990 (INCLUDING REQUIRED SCHEDULES), AS ULTIMATELY FILED WITH THE IRS. FORM 990, PAGE 6, PART VI, LINE 19 THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT SECURITY ACT OF 1974, AS AMENDED. IT OPERATES IN COMPLIANCE WITH THE REPORTING AND DISCLOSURE REQUIREMENTS OF SUBTITLE B, PART 1 OF ERISA WITH RESPECT TO DISCLOSURE OF ITS GOVERNING DOCUMENTS AND FINANCIAL INFORMATION. IT OPERATES IN COMPLIANCE WITH THE FIDUCIARY RESPONSIBILITY REQUIREMENTS OF SUBTITLE B, PART 4 OF ERISA. FORM 990, PART VII LINE 1A - ROBERT DONALDSON AND MARK VANAVERY SERVED AS TRUSTEES OF THE FUND WITHOUT COMPENSATION FROM THE FUND FOR THOSE SERVICES. HOWEVER, THEY WERE COMPENSATED AS EMPLOYEES OF THE SHEET METAL WORKERS' LOCAL UNION NO. 292, WHICH WAS A CONTRIBUTING EMPLOYER TO THE FUND AND, AS SUCH, A "RELATED ORGANIZATION" AS THAT TERM IS DEFINED IN THE INSTRUCTIONS. SHEET METAL WORKERS JAC 64 PARK STREET SUITE 200 TROY MI 48083 387057494 APPRENTICE MI 501C3 2 N/A false SMW LOCAL 292 64 PARK STREET SUITE 200 TROY MI 48083 381430703 LOCAL MI 501C5 N/A false SMW LOCAL 292 ANNUITY FUND 700 TOWER DRIVE SUITE 300 TROY MI 48098 383204600 ANNUITY MI 401A N/A false SMW LOCAL 292 PENSION FUND 700 TOWER DRIVE SUITE 300 TROY MI 48098 381659157 PENSION MI 401B N/A false SMW LOCAL 292 SUB FUND 700 TOWER DRIVE SUITE 300 TROY MI 48098 237205462 UNEMP. BEN MI 501C9 N/A false ABEDNEGO N/A false ALLIED VENTILATION INC N/A false DURR INDUSTRIES INC N/A false EL MECHANICAL N/A false ELEKTRO-ION CORPORATION N/A false GALLAGHER-KAISER CORP N/A false GIFFIN INC N/A false HMW CONTRACTING LLC N/A false false false false false false false false false false false false false false false false false false false true