2015-05-06T10:19:48-05:00 2014-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2014-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY CHIEF EXECUTIVE OFFICER 9206840361 2015-04-29 1 MARY A COATES CPA P00134220 7158453111 2015-04-29 2014 2016-03-07 17:11:31Z KIMBERLY ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 10427011 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 105 10 56871 0 0 0 9829126 9712939 241310 267584 4125 9400 10074561 9989923 11091 14004 0 0 3697209 3638547 0 0 0 5159063 4339729 8867363 7992280 1207198 1997643 181422440 179522216 162977938 159037494 18444502 20484722 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. SEVEN BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 IN 2014, THERE WERE 42,591 DEPOSIT ACCOUNTS AND 10,089 LOANS. THE NUMBER OF MEMBERS AT YEAR END WERE 19,902 WITH A POTENTIAL MARKET OF 243,681. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 4078 0 105 1 1 1 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X MICHELLE MCCLELLAND 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 DEB BONK BOARD MEMBER (THRU FEBRUARY) 2.00 X 0 0 0 NORBERT CAROLLO BOARD MEMBER 2.00 X 0 0 0 JILL PICKETT BOARD MEMBER 2.00 X 0 0 0 SHERRY REZBA BOARD MEMBER 2.00 X 0 0 0 RICK RISCH BOARD MEMBER 2.00 X 0 0 0 LAEM XAYVONG BOARD MEMBER 2.00 X 0 0 0 JOHN SCHULTZ CHAIRMAN 2.00 X X 0 0 0 LARRY BAHR VICE CHAIR 2.00 X X 0 0 0 THOMAS KEIL SECRETARY 2.00 X X 0 0 0 GEORGE GRINDE TREASURER 2.00 X X 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 50.00 X 162980 0 32679 MICHELLE MCCLELLAND CHIEF FINANCIAL OFFICER 50.00 X 95029 0 32232 JASON MUENCH FINANCIAL PLANNER 40.00 X 140631 0 35097 398640 0 100008 2 0 1 0 REMOTE OPERATIONS COMPANY 200 PACKERLAND DRIVE GREEN BAY WI 54303 CONSULTING/IT SERVICES 443540 FIS PO BOX 4535 CAROL STREAM IL 60197 CARD PRODUCTION/PROCESSING 336975 IT GROUP LLC 30230 ORCHARD LAKE ROAD FARMINGTON HILLS MI 48334 IT CONSULTING/CORE SYSTEM 178451 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 DATA PROCESSING/CORE SYSTEM 125566 4 INTEREST ON LOANS 522291 6658487 6658487 CREDIT AND DEBIT CARD 522100 962055 945059 16996 FEE INCOME 522100 920125 920125 INSURANCE INCOME 524298 623002 584327 38675 LOAN INCOME 522291 347984 347984 201286 200086 1200 9712939 243302 243302 9400 0 9400 9400 9400 461370 437088 24282 24282 24282 9989923 9656068 56871 276984 14004 322920 2522689 199579 356028 237331 119530 44915 494568 203174 391530 211780 307274 11364 100707 37 659265 76130 ATM & CREDIT CARD FEES 495658 DIVIDENDS PAID ON MEMBE 458224 PROVISION FOR LOAN LOSS 365610 LOAN & PROCESSING FEES 198869 201094 7992280 3210208 3429229 12608997 6194848 15745 49382 139393620 142013825 226210 333575 13684593 8897294 5107594 4787299 7436812 12954732 11082917 7444537 2340337 2314789 181422440 179522216 1001274 1041828 161976664 157995666 162977938 159037494 X 0 0 0 0 18444502 20484722 18444502 20484722 181422440 179522216 X 1997643 73911 -31334 X 0 0 0 717998 717998 6296062 2959703 3336359 3000074 2611351 388723 3670459 3326240 344219 4787299 SHARES & DRAFTS 157995666 157995666 X X 0 1 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 159000 0 3480 0 500 0 6519 0 26160 0 195659 0 0 0 JASON MUENCH FINANCIAL PLANNER 33181 0 107422 0 28 0 7005 0 28092 0 175728 0 0 0 NORKEO JOE XAYVONG EMPLOYEE - REGIONAL BRANCH MANAGER 53558 FAMILY MEMBER OF BOARD MEMBER, LAEM XAYVONG 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SELF-POLICED BY EMPLOYEES COMING FORWARD. IF A CONFLICT EXISTS, AND IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO AN OFFICER OF UNITEDONE AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL EVALUATION AND PERFORMANCE. SALARIES ARE DETERMINED USING THE SURVEY INFORMATION FROM CUES (CREDIT UNION EXECUTIVES SOCIETY). FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES IS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN OCI - DEFINED BENEFIT PLAN. -31,334.