2015-05-11T13:00:33-05:00 2014-12-31 ERNST & YOUNG US LLP 99 WOOD AVE SOUTH ISELIN NJ 08830 990PF 2014-01-01 166247584 JEAN M NEWTON FBO CHENANGO MEMORIAL HOSPITAL NEWT 6073376191 C/O NBT BANK NA 52 SOUTH BROAD ST NORWICH NY 13815 TIMOTHY J HANDY SENIOR VP 6073376191 2015-05-11 true LOUIS J DEROSE 7327679100 2015-05-11 2014 2016-02-25 16:41:14Z X 2684319 X 80049 80157 376841 2111264 376841 0 456890 456998 15255 13730 1526 0 0 0 0 0 0 555 0 0 0 0 0 3742 1380 0 0 0 0 0 0 0 250 250 19802 15110 0 1776 127613 127613 147415 15110 0 129389 309475 441888 0 441 279 279 93624 68605 68605 0 0 0 134293 74455 74873 756740 244786 244787 255682 1096519 2247752 2284880 2326403 2635878 2684319 0 X 2326403 2635878 2326403 2635878 2326403 2635878 2326403 309475 0 2635878 0 2635878 60000. FNMA 5.125% 1/02/14 2007-01-19 2014-01-02 60000 59838 162 162 3669.725 FEDERATED TOTAL RETURN BOND FUND #328 2009-10-23 2014-01-02 40000 39890 110 110 5656.759 VANGUARD GNMA FUND ADM 2009-10-23 2014-01-02 59000 60754 -1754 -1754 350. AMERICAN EXPRESS CO COM 2013-10-07 2014-01-28 30026 25672 4354 4354 300. APACHE CORP COM 2013-10-07 2014-01-28 24297 26049 -1752 -1752 63. APPLE COMPUTER 2014-01-28 32013 15378 16635 16635 88. BERKSHIRE HATHAWAY INC-CL B 2013-10-07 2014-01-28 9855 9980 -125 -125 139. BERKSHIRE HATHAWAY INC-CL B 2011-07-07 2014-01-28 15566 10829 4737 4737 367. CVS CORP COM 2012-03-19 2014-01-28 25213 16649 8564 8564 88. CVS CORP COM 2013-10-07 2014-01-28 6046 5007 1039 1039 246. CATERPILLAR INC DEL COM 2013-10-07 2014-01-28 22582 20625 1957 1957 43. CHEVRONTEXACO CORP COM 2013-10-07 2014-01-28 5005 5087 -82 -82 220. CHEVRONTEXACO CORP COM 2014-01-28 25608 23436 2172 2172 484. CISCO SYS INC COM 2011-07-07 2014-01-28 10561 7749 2812 2812 864. CISCO SYS INC COM 2014-01-28 18852 20428 -1576 -1576 355. DANAHER CORP 2014-01-28 26887 10446 16441 16441 943.907 DIAMOND HILL SMALL/MID CAP-I 2013-07-19 2014-01-28 16575 16018 557 557 57. DISNEY WALT CO COM DISNEY 2013-10-07 2014-01-28 4142 3702 440 440 418. DISNEY WALT CO COM DISNEY 2014-01-28 30372 13859 16513 16513 2841.71 DODGE & COX INCOME FUND 2014-01-28 38875 36928 1947 1947 71. EXXON MOBIL CORP COM 2013-10-07 2014-01-28 6737 6114 623 623 288. EXXON MOBIL CORP COM 2014-01-28 27328 10089 17239 17239 6438.385 FEDERATED TOTAL RETURN BOND FUND #328 2014-01-28 70565 72517 -1952 -1952 955.607 FEDERATED TOTAL RETURN BOND FUND #328 2014-01-28 10473 10517 -44 -44 1075. GENERAL ELEC CO COM 2014-01-28 27315 15792 11523 11523 68. GOLDMAN SACHS GROUP INC COM 2014-01-28 11267 10969 298 298 96. GOLDMAN SACHS GROUP INC COM 2014-01-28 15906 11247 4659 4659 33. GOOGLE INC CL A 2014-01-28 36990 19263 17727 17727 3051.733 HARTFORD MIDCAP FUND-Y 2014-01-28 86883 68434 18449 18449 50. INTL BUSINESS MACHINES CORP COM 2014-01-28 8863 9434 -571 -571 99. INTL BUSINESS MACHINES CORP COM 2014-01-28 17550 9725 7825 7825 17. ISHARES NASDAQ BIOTECH ETF 2013-10-07 2014-01-28 4144 3553 591 591 152. ISHARES NASDAQ BIOTECH ETF 2014-01-28 37055 14029 23026 23026 217. ISHARES DJ US TELCOM SECTOR ETF 2012-04-17 2014-01-28 6289 4759 1530 1530 222. J P MORGAN CHASE & CO COM 2014-01-28 12325 11908 417 417 400. J P MORGAN CHASE & CO COM 2014-01-28 22208 15655 6553 6553 73. JOHNSON & JOHNSON COM 2013-10-07 2014-01-28 6587 6345 242 242 282. JOHNSON & JOHNSON COM 2014-01-28 25444 17879 7565 7565 214.037 LAZARD EMERGING MKTS PORT-IN 2011-10-26 2014-01-28 3690 4007 -317 -317 545. LOWES COS INC COM 2014-01-28 25639 13955 11684 11684 368. MARKET VECTORS AGRIBUSINESS 2014-01-28 19044 18610 434 434 68. MCDONALDS CORP COM 2013-06-11 2014-01-28 6411 6743 -332 -332 200. MCDONALDS CORP COM 2014-01-28 18856 13641 5215 5215 753. MICROSOFT CORP COM 2014-01-28 27266 20245 7021 7021 200. THE MOSAIC COMPANY 2014-01-28 8908 12197 -3289 -3289 169. THE MOSAIC COMPANY 2013-10-07 2014-01-28 7527 7825 -298 -298 628. ORACLE CORP COM 2014-01-28 23028 19899 3129 3129 151. ORACLE CORP COM 2013-10-07 2014-01-28 5537 4989 548 548 325. PEPSICO INC COM 2013-10-07 2014-01-28 26765 25802 963 963 117. PFIZER INC COM 2013-10-07 2014-01-28 3580 3370 210 210 775. PFIZER INC COM 2014-01-28 23715 15565 8150 8150 166. PRICE T ROWE GROUP INC COM 2014-01-28 13321 12210 1111 1111 194. PRICE T ROWE GROUP INC COM 2014-01-28 15567 12064 3503 3503 55. PROCTER & GAMBLE CO COM 2013-06-11 2014-01-28 4321 4315 6 6 219. PROCTER & GAMBLE CO COM 2004-09-01 2014-01-28 17204 12216 4988 4988 35. PRUDENTIAL FINL INC COM 2013-11-22 2014-01-28 2943 3141 -198 -198 264. PRUDENTIAL FINL INC COM 2014-01-28 22199 21755 444 444 165. QUALCOMM INC COM 2014-01-28 11964 10427 1537 1537 215. QUALCOMM INC COM 2014-01-28 15589 12505 3084 3084 6665.104 ROYCE PENNSYLVANIA MUT FUND-IN 2011-10-26 2014-01-28 94844 74249 20595 20595 54. SCHLUMBERGER LTD COM 2013-10-07 2014-01-28 4754 4850 -96 -96 291. SCHLUMBERGER LTD COM 2014-01-28 25617 14297 11320 11320 484. UTILITIES SELECT SECTOR SPDR 2012-04-17 2014-01-28 18431 16872 1559 1559 459. TJX COS INC NEW COM 2013-10-07 2014-01-28 26824 25557 1267 1267 306. TARGET CORP COM 2014-01-28 17699 18282 -583 -583 1226.812 TEMPLETON GLOBAL BOND FUND-AD 2012-12-27 2014-01-28 15740 16280 -540 -540 13. UNION PAC CORP COM 2013-10-07 2014-01-28 2247 1997 250 250 121. UNION PAC CORP COM 2014-01-28 20912 12730 8182 8182 193. UNITED TECHNOLOGIES CORP COM 2014-01-28 21884 14685 7199 7199 283. UNITEDHEALTH GROUP INC COM 2013-02-21 2014-01-28 20364 15563 4801 4801 8081.704 VANGUARD TOTL BD MKT IDX INS 2014-01-28 86232 85376 856 856 4877.577 VANGUARD GNMA FUND ADM 2014-01-28 51556 52910 -1354 -1354 256. WAL MART STORES INC COM 2014-01-28 18987 14124 4863 4863 26. WAL MART STORES INC COM 2013-06-11 2014-01-28 1928 1966 -38 -38 330. WELLS FARGO & CO NEW COM 2014-01-28 15190 13918 1272 1272 283. WELLS FARGO & CO NEW COM 2012-03-14 2014-01-28 13027 9393 3634 3634 358. COVIDIEN PLC 2014-01-28 24496 17203 7293 7293 8952.88 DFA GLOBAL REAL ESTATE SECURITIES 2014-01-30 2014-04-11 85500 80397 5103 5103 331.367 AMERICAN BEACON L/C VALU-IS 2014-01-30 2014-09-08 10405 9242 1163 1163 1506.133 DFA EMERGING MKTS PORTFOLIO 2014-01-30 2014-09-08 43407 36479 6928 6928 718.932 DFA GLOBAL REAL ESTATE SECURITIES 2014-01-30 2014-09-08 7542 6456 1086 1086 580.865 DODGE & COX INTL STOCK FUND 2010-11-02 2014-09-08 27318 20574 6744 6744 502.771 LAZARD GL LIST INFRASTRUCTURE-INST 2014-04-11 2014-09-08 7521 6913 608 608 2193.502 LAZARD EMERGING MKTS PORT-IN 2011-10-26 2014-09-08 45756 41062 4694 4694 208.193 OPPENHEIMER INTL GROWTH FD-Y 2013-10-07 2014-09-08 7782 7478 304 304 48.501 VANGUARD #94 INSTITUTIONAL INDEX 2014-01-30 2014-09-08 8933 7977 956 956 1215.067 BLACKROCK HIGH YIELD BD-INST 2014-01-30 2014-10-30 10000 10012 -12 -12 967.742 LOOMIS SAYLES BOND FUND-INS 2014-01-02 2014-10-30 15000 14652 348 348 1436.129 TEMPLETON GLOBAL BOND FUND-AD 2012-12-27 2014-10-30 19000 19057 -57 -57 338.833 DFA EMERGING MKTS PORTFOLIO 2014-01-30 2014-11-26 9033 8207 826 826 385.003 DFA GLOBAL REAL ESTATE SECURITIES 2014-01-30 2014-11-26 4139 3457 682 682 275.575 DODGE & COX INTL STOCK FUND 2010-11-02 2014-11-26 12511 9761 2750 2750 229.127 LAZARD GL LIST INFRASTRUCTURE-INST 2014-04-11 2014-11-26 3453 3151 302 302 485.379 LAZARD EMERGING MKTS PORT-IN 2011-10-26 2014-11-26 9431 9086 345 345 .366 OPPENHEIMER INTL GROWTH FD-Y 2014-01-30 2014-11-26 13 13 404.279 OPPENHEIMER INTL GROWTH FD-Y 2013-10-07 2014-11-26 14760 14522 238 238 1003.868 TEMPLETON GLOBAL BOND FUND-AD 2014-11-26 13281 13641 -360 -360 CAPITAL GAIN DIVIDENDS P 37269 376841 false 122629 2589466 0.047357 120774 2422228 0.049861 114927 2398599 0.047914 103765 2296431 0.045185 85827 2093855 0.04099 0.231307 0.046261 2720612 125858 4419 130277 129389 8838 0 8838 0 8838 1401 0 1401 6 7443 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376191 52 SOUTH BROAD STREET NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 15255 NONE 0 NONE 0 2671597 90446 0 2762043 0 0 2762043 41431 2720612 136031 136031 8838 8838 127193 0 127193 0 127193 129389 0 0 0 0 129389 0 129389 127193 50013 0 0 0 0 0 0 0 129389 50013 0 0 79376 0 0 0 0 0 0 0 0 47817 0 0 0 0 0 0 0 0 X CHENANGO MEMORIAL HOSPITAL 179 NORTH BROAD STREET NORWICH NY 13815 N/A PC ICU/OPER ROOM, PCHSE 127613 127613 14 80049 18 376841 456890 456890 false false false false false false false false false false TAX PREPARATION FEES 555 PEPSICO INC 3% 8/25/2021 49755 51512 BANK OF AMERICA 6.4% 8/15/19 50000 56996 GE CAPITAL 6.1% 4/15/15 25000 25343 GOLDMAN SACHS 3.625% 2/7/2016 50325 51303 IBM CORP 1.25% 2/6/2017 49998 50153 HEWLETT PACKARD 2.6% 9/15/2017 19709 20375 74455 74873 OPPENHEIMER INTL GROWTH FD-Y AT COST 164357 158964 DIAMOND HILL SMALL/MID CAP-I AT COST 77277 84107 LAZARD EMERG MKTS AT COST 84235 78642 DODGE & COX INTL STK FD AT COST 133171 158848 VANGUARD TOTAL BD MKT FD AT COST 111444 113883 TEMPLETON GLOBAL BD FD AT COST 141781 132213 BLACK ROCK HIGH YIELD BOND FD AT COST 131303 125054 VANGUARD SHORT TERM INFLATION AT COST 106740 104327 DODGE & COX INCOME FD AT COST 96375 98985 LOOMIS SAYLES BOND FUND AT COST 225493 221006 VANGUARD INSTITUIONAL INDEX AT COST 192146 218316 AMERICAN BEACON L/C AT COST 206105 212286 PRIMECAP ODYSSEY GROWTH AT COST 119222 128617 DFA INTERNATIONAL SMALL AT COST 112651 99134 DFA EMERGING MKTS POTFOLIO AT COST 79098 81646 DFA GLOBAL REAL ESTATE SECS AT COST 69650 81051 LAZARD GI LIST INFRASCTRUCTURE AT COST 81067 80806 CREDIT SUISSE COMM RIET AT COST 61267 51905 DFA U.S. MICRO CAP PORTFOLIO AT COST 27610 27550 DFA US S/C VALUE PORTFOLIO AT COST 26760 27540 NYS EPTL FILING FEE 250 0 250 FOREIN TAXES PAID 1380 1380 0 ESTIMATED EXCISE TAXES PAID 1401 0 0 EXCISE TAX BALANCE DUE 961 0 0