2025-11-07T07:25:44-06:00 2024-12-31 420714325 RSM US LLP 4650 EAST 53RD STREET DAVENPORT IA 528073479 990 2024-01-01 741539232 SPACE CITY CREDIT UNION SPAC 7132221244 3101 HARRISBURG BOULEVARD HOUSTON TX 77003 NIKKI OWENS SVP OF OPERATIONS 7132221244 2025-11-05 1 0 JENIFER L CHASE P01306883 5638884000 2025-11-05 2024 2025-03-06 01:10:19Z CRAIG ROHDEN 3101 HARRISBURG BOULEVARD HOUSTON TX 77003 9634778 0 X WWW.SPACECITYCU.COM X 1965 TX COOPERATIVE THRIFT INSTITUTION THAT PROVIDES BANKING AND LOAN SERVICES TO ITS MEMBERS. 10 10 62 10 66090 0 0 0 9100997 9419795 325094 201979 26948 7063 9453039 9628837 7500 7500 0 0 3430038 3215964 0 0 0 6627172 6435770 10064710 9659234 -611671 -30397 142214643 134822437 122890959 115529150 19323684 19293287 SPACE CITY CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION THAT PROVIDES BANKING AND LOAN SERVICES TO ITS MEMBERS. 0 0 SPACE CITY CREDIT UNION (THE CREDIT UNION) OFFERS SHARE ACCOUNTS THAT PAY QUARTERLY DIVIDENDS TO MEMBERS. ACCESS IS OFFERED THROUGH BRANCH LOCATIONS, INTERNET, ATM'S AND TELEPHONE. SPECIAL CHRISTMAS SAVINGS ACCOUNTS ARE OFFERED TO ENCOURAGE MEMBERS TO SAVE AND BUDGET FOR CHRISTMAS EXPENSES. AS OF 12/31/2024, THE CREDIT UNION HAS 12,140 SHARE ACCOUNTS WITH A TOTAL OF $45,191,635. THE CREDIT UNION ALSO HAS SHARE CERTIFICATES OF $20,571,275, AND IRAS OF $3,934,278. SPACE CITY CREDIT UNION (THE CREDIT UNION) OFFERS CHECKING ACCOUNTS THAT GENERALLY PAY MONTHLY DIVIDENDS TO MEMBERS. ACCESS IS OFFERED THROUGH BRANCH LOCATIONS, INTERNET, ATM'S AND TELEPHONE. FREE DEBIT CARDS AND ONLINE BANKING FEATURES ARE PROVIDED. AS OF 12/31/2024, THE CREDIT UNION HAS 6,117 CHECKING ACCOUNTS WITH A TOTAL OF $18,853,447. SPACE CITY CREDIT UNION (THE CREDIT UNION) OFFERS CONSUMER LOANS TO MEMBERS FOR AUTOS, RECREATIONAL VEHICLES, MOTORCYCLES, AND REAL ESTATE. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON MANY OF THESE LOAN TYPES. AS OF 12/31/2024, THE CREDIT UNION HAS 5,356 CONSUMER LOANS TOTALING $96,663,861 OUTSTANDING. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 2877 0 1 62 1 1 1 0 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 1 1 0 0 0 1 0 1 1 1 1 0 X TIFINI ABSHIRE 7132221244 3101 HARRISBURG BOULEVARD HOUSTON TX 77003 DAVID BACICA DIRECTOR 1.00 X 0 0 0 DARLA BAINES DIRECTOR 1.00 X 0 0 0 MATT HAYSLIP DIRECTOR 1.00 X 0 0 0 MARK HEITKER DIRECTOR 1.00 X 0 0 0 STEPHEN HINES VICE CHAIR 1.00 X X 0 0 0 JUDITH LANGFORD SECRETARY 1.00 X X 0 0 0 BUCK LAY CHAIR 1.00 X X 0 0 0 SAMMYE MOORE DIRECTOR 1.00 X 0 0 0 JOHN PATTON DIRECTOR 1.00 X 0 0 0 ROBERT SANDER TREASURER 1.00 X X 0 0 0 CRAIG ROHDEN PRESIDENT/CHIEF EXECUTIVE OFFICER 40.00 X 254212 0 40070 VON'NESHIA MOORE EVP/CHIEF OPERATIONS OFFICER 40.00 X 204380 0 81970 MICHELLE WILLIAMS VP OF ADMINISTRATION 40.00 X 108562 0 14088 PAULA NEWKIRK VP OF LENDING 40.00 X 108360 0 7245 675514 0 143373 4 0 1 0 FISERV PO BOX 208457 DALLAS TX 753208457 DATA PROCESSOR 1297724 SUMMIT ADMINISTRATORS 110 WEST ROSAMOND ST HOUSTON TX 77076 CREDIT LIFE & DISABILITY PROVIDER 486623 WARRANTY SOLUTIONS MANAGEMENT CORP 110 WEST ROSAMOND ST HOUSTON TX 77076 WARRANTIES 313905 NU SOURCE FINANCIAL LLC 9749 HAMILTON RD EDEN PRAIRE MN 55344 ATM/DT MACHINERY & MAINTENANCE 233082 PUREIT CREDIT UNION SERVICES 1400 GRAHAM DR STE B TOMBALL TX 77375 INFORMATION TECHNOLOGY 207098 7 INTEREST ON MEMBER LOA 522100 6983283 6983283 FEES, INSURANCE & OTHE 522100 2436512 2370422 66090 9419795 207920 207920 7063 0 7063 7063 7063 5941 -5941 -5941 -5941 9628837 9353705 66090 209042 7500 580632 2219341 46520 146061 223410 7194 44561 4180 140522 176192 533376 198397 402416 111567 293885 113271 DIVIDENDS PAID TO MEMBE 1857993 VISA/PULSE/DEBIT CARD E 853112 PROVISION FOR LOAN LOSS 779350 LOAN SERVICING FEES 169261 750493 9659234 1028310 1214878 550 96800 3256717 3371020 107450521 96039608 578663 555431 6226922 2603103 3522884 3623819 20708763 24327403 1747684 1636710 3920551 3956768 142214643 134822437 1313371 677572 121577588 114851578 122890959 115529150 X 0 0 0 0 19323684 19293287 19323684 19293287 142214643 134822437 -30397 0 X 0 0 0 4180 0 0 4180 4180 1 TEXAS CORNERSTONE CREDIT UNION LEAGUE'S POLITICAL ACTION COMMITTEE 6801 PARKWOOD BLVD STE 300 PLANO TX 75024 750603700 4180 0 PART I-A, LINE 1: SPACE CITY CREDIT UNION CONTRIBUTED TO THE TEXAS CORNERSTONE CREDIT UNION LEAGUE POLITICAL ACTION COMMITTEE TO SUPPORT CREDIT UNION ISSUES. 1679278 1679278 2967017 1511909 1455108 233924 147170 86754 1346703 944024 402679 3623819 CATALYST CORP 18808731 C NCUSIF & ESI CAPITAL DEPOSITS 1216572 C CERTIFICATE OF DEPOSIT 249853 C SEC INVESTMENTS 4052247 C 24327403 DEPOSITORS CHECKING, SAVINGS, AND INVESTMENTS 114851578 114851578 0 SPACE CITY CHARITIES 3101 HARRISBURG BLVD HOUSTON TX 77003 461199112 501(C)(3) 7500 0 PROGRAM SUPPORT 1 0 PART I, LINE 2: SPACE CITY CREDIT UNION ISSUES FUNDS TO BE USED AT THE RECIPIENT ORGANIZATION'S DISCRETION. X X 0 1 0 CRAIG ROHDEN PRESIDENT/CHIEF EXECUTIVE OFFICER 206326 0 46592 0 1294 0 14010 0 26060 0 294282 0 0 0 VON'NESHIA MOORE EVP/CHIEF OPERATIONS OFFICER 171891 0 32218 0 271 0 68759 0 13211 0 286350 0 0 0 PART I, LINE 4B VON'NESHIA MOORE, EVP/CHIEF OPERATIONS OFFICER, PARTICIPATES IN A 457(F), NON-QUALIFIED DEFERRED COMPENSATION PLAN, SPONSORED BY SPACE CITY CREDIT UNION. DURING THE YEAR, SPACE CITY CREDIT UNION MADE $57,635 OF DEFINED BENEFIT ACCRUALS INTO THE PLAN ON BEHALF OF THE INDIVIDUAL PARTICIPANT. THIS DEFINED BENEFIT ACCRUAL AMOUNT IS REPORTED AS DEFERRED COMPENSATION ON FORM 990, PART VII AND SCHEDULE J, PART II. CRAIG ROHDEN OFFICER COLLATERAL ASSIGNED SPLIT-DOLLAR LIFE INSURANCE POLICY X 2293782 3371020 0 1 1 3371020 FORM 990, PART VI, SECTION A, LINE 6 SPACE CITY CREDIT UNION HAS MEMBERS AS SPECIFIED BY ITS BYLAWS. FORM 990, PART VI, SECTION A, LINE 7A SPACE CITY CREDIT UNION MEMBERS HAVE THE POWER TO ELECT THE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B SPACE CITY CREDIT UNION MEMBERS HAVE THE POWER TO ELECT OR REMOVE THE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 8B SPACE CITY CREDIT UNION DOES NOT HAVE COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 11B INFORMATION IS PROVIDED BY THE ACCOUNTING MANAGER TO THE TAX ACCOUNTANT FOR PREPARATION OF FORM 990. THE COMPLETED FORM 990 IS THEN REVIEWED BY AN EXECUTIVE OFFICER. A COPY OF THE FORM 990 IS PRESENTED TO THE BOARD OF DIRECTORS AT THE NEXT MEETING, BEFORE IT HAS BEEN FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 15 THE PRESIDENT/CHIEF EXECUTIVE OFFICER'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. THE DETERMINATION OF COMPENSATION IS DOCUMENTED IN EXECUTIVE SESSION MINUTES. COMPENSATION IS DETERMINED BY UTILIZING DATA COLLECTED THROUGH A COMPENSATION SURVEY OF CHIEF EXECUTIVE COMPENSATION AT OTHER CREDIT UNIONS THAT ARE SIMILAR IN SIZE AND COMPLEXITY. THE SAME PROCESS IS USED TO ESTABLISH COMPENSATION FOR KEY EMPLOYEES OF SPACE CITY CREDIT UNION. THIS PROCESS LAST OCCURRED IN JANUARY 2025. FORM 990, PART VI, SECTION C, LINE 19 SPACE CITY CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AND UNAUDITED FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST IN THE SAME TIME AND MANNER AS OTHER DISCLOSURES REQUIRED UNDER INTERNAL REVENUE CODE SECTION 6104. SPACE CITY CREDIT UNION DOES NOT HAVE A CONFLICT OF INTEREST POLICY.