2015-05-15T09:48:40-05:00 2014-12-31 BKD LLP 201 N Illinois Street Indianapolis IN 46204 990 2014-01-01 350885381 CENTRA CREDIT UNION % ALVIN G LECHER CENT 8123769771 3801 TUPELO DRIVE PO BOX 789 Suite COLUMBUS IN 47202 CHRISTOPHER BOTTORFF INTERIM PRESIDENT 8123769771 2015-05-15 true MICHAEL J SUMMERS P00838533 8123769771 2014 2016-03-07 17:11:31Z X CHRISTOPHER BOTTORFF 3801 TUPELO DRIVE PO BOX 789 COLUMBUS IN 47202 81812714 false X www.centra.org X 1997 IN STATE CHARTERED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, MORTGAGE LOANS, AND BUSINESS LOANS TO ITS MEMBERS. 7 6 367 337168 0 0 48043621 49703450 874016 830939 1404289 1715586 50321926 52249975 0 0 0 0 11996352 12690939 0 0 0 29012194 27699785 41008546 40390724 9313380 11859251 1186613715 1229884586 1057056909 1088594405 129556806 141290181 STATE CHARTED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS. false false CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14) false false true false false false true false true true false false true false false true false false false false false false false false false false false true false false false false false false false false false false false false true false false false true 18866 0 true 367 true true true false false false false false X 7 6 false false false false true true false true true false true true false true true true true true true false false IN X ALVIN G LECHER 8123769771 3801 TUPELO DRIVE PO BOX 789 Columbus IN 47202 X Loretta Burd Board Member 3.0 0.0 X 164398 0 0 BRIAN MCBROON TREASURER 3.0 0.0 X 7491 0 0 Alan Degner Chairman 3.0 0.0 X 7458 0 0 Amber Fishvogt Board Member 3.0 0.0 X 7200 0 0 Jim Johnson SECRETARY 3.0 0.0 X 7966 0 0 Tom Kieffer VICE CHAIRMAN 3.0 0.0 X 7448 0 0 Mary Stroh Board Member 3.0 0.0 X 7517 Douglas Harris PRESIDENT 62.0 0.0 X 266915 0 24907 Patricia Knorr CHIEF OPERATING OFFICER 52.0 0.0 X 172337 0 17549 Paul Adrian CHIEF SYSTEMS OFFICER 66.0 0.0 X 147344 0 11204 CHRISTOPHER BOTTORFF SO IND MARKET PRESIDENT 52.0 0.0 X 156043 0 24661 BRAD DAVIS CHIEF SALES/MKT OFFICER 58.0 0.0 X 156570 0 14534 Brett VanderKolk Chief Financial Officer 48.0 0.0 X 157382 0 20365 1266069 0 113220 7 false true false HARLAND CLARKE 125 NORTH BURNEET DRIVE LAUREATE DR SAN ANTONIO TX 78249 OUTSIDE SERVICES 376783 PSCU FINANCIAL SERVICES 560 CARILLON PARKWAY ST PETERSBURG FL 33716 OUTSIDE SERVICES 2582570 FISERV 2307 DIRECTORS ROW INDIANAPOLIS IN 46241 OUTSIDE SERVICES 1058745 TECHNICAL MAINTENANCE SERVICE 3690 JONESVILLE RD COLOMBUS IN 47201 OUTSIDE SERVICES 335222 DIEBOLD 1345 BROOKVILLE WAY INDIANAPOLIS IN 46239 OUTSIDE SERVICES 438170 26 0 INTEREST - LOANS 522100 26881088 26881088 SERVICE & MEMBER FEES 522100 11743025 11405857 337168 INT-INVEST SECURITIES 523000 3973630 3973630 CREDIT CARD INCOME 522200 6823466 6823466 INT BEARING DEPOSITS 522100 282241 282241 49703450 0 0 0 0 0 0 25308552 5085126 24723100 4839639 585452 245487 830939 830939 0 0 0 INSURANCE COMMISSIONS 524113 1590834 1590834 OTHER INCOME 522100 124752 124752 1715586 52249975 19944909 337168 31967898 0 0 0 0 1379289 0 8541708 196776 1723406 849760 0 64145 144429 6000 0 0 0 797583 1402337 1070145 0 3770902 320303 0 77668 8724461 0 1544963 287702 OUTSIDE SERVICES 2715361 BAD DEBT EXPENSE 2610000 LOAN SERVICING EXPENSE 2096691 MEMBER SERVICES 1336422 730673 40390724 13240024 12530774 140840054 157286998 0 0 0 0 0 0 0 0 643502287 724838821 0 0 0 0 34007806 18005324 16455743 16002482 0 0 350445101 298782777 0 0 0 0 22130506 20442734 1186613715 1229884586 0 0 0 0 0 0 0 0 0 1104628 0 0 0 0 0 0 1057056909 1087489777 1057056909 1088594405 X 0 0 0 0 129556806 141290181 129556806 141290181 1186613715 1229884586 11859251 -125876 X false true X true false 6000 0 6000 6000 false INDIANA CREDIT UNION PAC 5975 CASTLE CREEK PRKWY N DR INDIANAPOLIS IN 46250 237305600 6000 PART I-A, LINE 1 DESCRIPTION OF POLITICAL CAMPAIGN ACTIVITIES: CENTRA CREDIT UNION MADE A DISTRIBUTION IN THE AMOUNT OF $6,000 TO THE INDIANA CREDIT UNION POLITICAL ACTION COMMITTEE, A SECTION 527 ORGANIZATION. false true X 3985633 3985633 15416182 7521339 7894843 1472016 1004193 467823 12603510 9479792 3123718 530465 530465 16002482 AVAILABLE FOR SALE SECURITIES 198759697 F HELD TO MATURITY SECURITIES 100023080 C 298782777 0 MEMBERS' DEPOSITS 1039770248 FHLB ADVANCES 44000000 OTHER LIABILITIES 3719529 1087489777 40675577 40675577 11574398 11574398 52249975 28816326 28816326 11574398 11574398 40390724 PART IV, LINE 2 ESCROW ACCOUNT: CENTRA CREDIT UNION ACTS AS A THIRD PARTY TRUSTEE THAT RECEIVES AND DISBURSES FUNDS TO PAY OBLIGATIONS OF ACCOUNT HOLDERS. PART X, LINE 2 FIN 48 DISCLOSURE: MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. PART XI & XII, LINE 4B OTHER ADJUSTMENTS: GAIN ON OTHER ASSETS $ 245,487 INTEREST EXPENSE 8,718,911 LOAN LOSSES 2,610,000 TOTAL ADJUSTMENT $ 11,574,398 X false false false Loretta Burd Board Member 7571 0 0 0 156827 0 0 0 0 0 164398 0 0 0 Douglas Harris PRESIDENT 209694 0 42100 0 15121 0 6423 0 18484 0 291822 0 0 0 Patricia Knorr CHIEF OPERATING OFFICER 137058 0 23821 0 11458 0 5127 0 12422 0 189886 0 0 0 Paul Adrian CHIEF SYSTEMS OFFICER 126580 0 20764 0 0 0 4423 0 6781 0 158548 0 0 0 CHRISTOPHER BOTTORFF SO IND MARKET PRESIDENT 120595 0 18781 0 16667 0 4831 0 19830 0 180704 0 0 0 BRAD DAVIS CHIEF SALES/MKT OFFICER 122704 0 23866 0 10000 0 4806 0 9728 0 171104 0 0 0 Brett VanderKolk Chief Financial Officer 137198 0 20184 0 0 0 4799 0 15566 0 177747 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS OR STOCKHOLDERS: EVERY MEMBER OF THE CREDIT UNION HAVING PURCHASED ONE OR MORE SHARES OF STOCK IS A SHAREHOLDER. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS OF THE GOVERNING BODY: ELIGIBLE MEMBERS RECEIVE ONE VOTE TO ELECT BY MAJORITY THE DIRECTORS OF THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B REVIEW OF FORM 990: THE FORM 990 IS REVIEWED BY THE PRESIDENT OR VICE PRESIDENT OF FINANCIAL OPERATIONS PRIOR TO FILING THE RETURN. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY: CONFLICT OF INTEREST POLICIES ARE SIGNED ANNUALLY BY EACH BOARD MEMBER AND OFFICER OF THE ORGANIZATION AND REVIEWED. IF A BOARD MEMBER HAS A CONFLICT THEY RECUSE THEMSELVES FROM DISCUSSIONS AND VOTING IN THAT AREA. FORM 990, PART VI, SECTION B, LINE 15 REVIEW OF COMPENSATION: PAY INCREASES TO TOP MANAGEMENT ARE APPROVED AS PART OF THE ANNUAL REVIEW PROCESS WHICH IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 AVAILABILITY OF FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS: GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART VII, SECTION A, LINE 1 OFFICER COMPENSATION: LORETTA BURD RECEIVED ADDITIONAL COMPENSATION FOR SERVICES PERFORMED IN THE PRIOR YEAR AS CHIEF EXECUTIVE OFFICER. CENTRA FINANCIAL SERVICES LLC 1430 NATIONAL ROAD COLUMBUS IN 47202 BANKING IN 1257572 2942919 CENTRA CU