2015-08-17T15:03:16-07:00 2014-12-31 990 2014-01-01 620577184 Collegedale Credit Union COLL 4233962101 PO Box 2098 Collegedale TN 37315 Errol Eder General Manager 4233962101 2015-08-17 2014 2016-03-07 17:11:31Z X Errol Eder PO Box 2098 Collegedale TN 37315 1621053 0 1182 X www.collegedale.org X 1952 TN Financial Services 8 8 26 8 28174 0 0 0 1128543 1078734 45264 89815 438828 432707 1612635 1601256 0 0 0 0 689631 634175 0 0 0 857174 916959 1546805 1551134 65830 50122 40077546 37769625 36492177 34134134 3585369 3635491 Financial Services 0 0 1551134 0 1078734 Mutual Membership Benefits Programs, General/Other: Provided financial services in the form of loans which earned interest. 0 0 0 1551134 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 X 610 0 1 26 1 1 0 0 0 0 0 0 X 8 8 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 0 0 0 X Kristal Cloutier 4233962596 5046 University Drive Collegedale TN 37315 David Ruhling Board Chairman 5 0 X 0 0 0 Olson Perry Secretary 3 0 X 0 0 0 Paul G Smith Board Member 2 0 X 0 0 0 Inelda Hefferlin Board Member 2 0 X 0 0 0 Richard Erickson Vice Chairman 4 0 X 0 0 0 Cindy McCaughan Treasurer 3 0 X 0 0 0 John Beckett Board Member 2 0 X 0 0 0 Parlia Archie Moore Board Member 2 0 X 0 0 0 Errol Eder General Manager 40 0 X 12549 0 0 Kristal Cloutier Controller 40 0 X 48573 0 3771 Randall White President 40 0 X 81913 0 7806 143035 0 11577 0 0 0 0 FISERV 75 Remittance Dr Ste 6974 Chicago IL 606756974 Data Processing 308265 1 0 Loan Interest Income 522130 1078734 1078734 0 0 0 0 0 0 1078734 109612 109612 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 19797 0 -19797 -19797 -19797 0 0 Card Income 522130 174480 162636 11844 0 Share Draft / ACH Income 522130 140139 140139 0 0 Loan Fee Income 522130 59345 59345 0 0 58743 42413 16330 0 432707 1601256 1573082 28174 0 0 0 0 0 162441 0 367007 14671 51537 38519 0 1439 26457 0 0 0 22768 20770 80608 320766 0 61467 2386 0 4101 92884 0 24682 26120 Miscellaneous 67509 Loan Services 53207 Bad Debts 111795 1551134 0 0 0 442942 381839 17322774 12035805 0 0 25073 26044 142097 139835 0 0 18644776 18775446 0 0 73548 56286 975121 440966 520544 534155 0 0 0 0 2726862 5697575 0 0 178930 122640 40077546 37769625 225938 187868 0 0 0 0 0 0 0 0 0 0 0 0 0 0 36266239 33946266 36492177 34134134 X 0 0 0 0 3585369 3635491 3585369 3635491 40077546 37769625 50122 0 0 0 0 0 X 1 X 1 X 1 0 0 446899 446899 0 0 0 0 0 10085 10080 5 0 513847 430821 83026 0 4290 65 4225 534155 13 Month CDs 249000 C 36 Month CDs 1723000 C 60 Month CDs 2456000 C 85 Month CDs 245000 C 120 Month CDs 490000 C NCUA Insurance 307203 C VCCU Perpetual Membership Shares 227372 C 5697575 1625 Share Drafts 9806058 Regular Shares 13370418 All Other Shares & Deposits 10768165 33946266 1601256 0 0 0 0 0 1601256 0 0 0 1601256 1551134 0 0 0 0 0 1551134 0 0 0 1551134 Errol Eder General Manager Mortgage X 150000 129106 0 1 1 Errol Eder General Manager Remodel X 10000 10000 0 1 1 Inelda Hefferlin Board Member Line of Credit X 5100 729 0 1 1 139835 Form 990, Part V, Line 3b Told by independent auditors that we are exempt. Form 990, Part VI, Section A, Line 6 We have 5,286 members. Form 990, Part VI, Section A, Line 7a Our Board members are approved by a nominating committee of five members. It is composed of three members and two Board members. The membership is notified of these selections by mail. The members are then able to nominate their own candidate if they so desire to have an election. Form 990, Part VI, Section A, Line 7b Mergers, restructuring, and removal of Board members are all decisions which require the approval of membership. Form 990, Part VI, Section B, Line 11b The General Manager reviewed the form after being completed by the Controller. He compares current year to last year's filing. Form 990, Part VI, Section B, Line 12c When conflicts of interest arise, they are addressed on an individual basis. The Board of Directors documents when action is taken. Form 990, Part VI, Section C, Line 19 Governing documents and conflict of interest policies are available upon request. The audited financial statements are made available at our annual meeting in February. Copies of our annual report are available in our lobby or upon request. N/A - Filed an extension