﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2014v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2015-06-04T09:25:13-05:00</ReturnTs>
    <TaxPeriodEndDt>2014-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmName>
        <BusinessNameLine1Txt>TERESA I DALLAS CPA</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>3601 W SIMMONS RD</AddressLine1Txt>
        <CityNm>EDMOND</CityNm>
        <StateAbbreviationCd>OK</StateAbbreviationCd>
        <ZIPCd>730348163</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2014-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>522387154</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>HOWARD FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>HOWA</BusinessNameControlTxt>
      <PhoneNum>4057201570</PhoneNum>
      <USAddress>
        <AddressLine1Txt>12301 N ROCKWELL</AddressLine1Txt>
        <CityNm>OKLAHOMA CITY</CityNm>
        <StateAbbreviationCd>OK</StateAbbreviationCd>
        <ZIPCd>73142</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>WILLIAM F HOWARD</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>4057201570</PhoneNum>
      <SignatureDt>2015-06-03</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>TERESA I DALLAS</PreparerPersonNm>
      <PTIN>P00740323</PTIN>
      <PhoneNum>4053405088</PhoneNum>
      <PreparationDt>2015-06-03</PreparationDt>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <TaxYr>2014</TaxYr>
    <BuildTS>2016-02-25 16:41:14Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="5">
    <IRS990PF documentId="RetDoc2">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>1416325</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>200000</ContriRcvdRevAndExpnssAmt>
        <InterestOnSavRevAndExpnssAmt>6</InterestOnSavRevAndExpnssAmt>
        <DividendsRevAndExpnssAmt>30565</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>30565</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>4096</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>4096</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>4096</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>234667</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>34661</TotalNetInvstIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc5">493</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>493</TaxesNetInvstIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>493</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>493</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>245000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>245000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>245493</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>493</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>245000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-10826</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>34168</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>80018</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>35024</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>35024</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>1271715</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc3">1305883</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>1381301</CorporateStockEOYFMVAmt>
        <TotalAssetsBOYAmt>1351733</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>1340907</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>1416325</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowSFAS117Ind>X</OrgDoesNotFollowSFAS117Ind>
        <CapitalStockBOYAmt>1351733</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>1340907</CapitalStockEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>1351733</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>1340907</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>1351733</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>1340907</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>1351733</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-10826</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>1340907</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>1340907</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapitalGainNetIncomeAmt>4096</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <QlfyUndSect4940eReducedTaxGrp>
        <LiableSection4942TaxInd>false</LiableSection4942TaxInd>
        <AdjustedQlfyDistriYr1Amt>362000</AdjustedQlfyDistriYr1Amt>
        <NetVlNoncharitableAssetsYr1Amt>1519047</NetVlNoncharitableAssetsYr1Amt>
        <DistributionYr1Rt>0.238307</DistributionYr1Rt>
        <AdjustedQlfyDistriYr2Amt>564861</AdjustedQlfyDistriYr2Amt>
        <NetVlNoncharitableAssetsYr2Amt>1023373</NetVlNoncharitableAssetsYr2Amt>
        <DistributionYr2Rt>0.551960</DistributionYr2Rt>
        <AdjustedQlfyDistriYr3Amt>299860</AdjustedQlfyDistriYr3Amt>
        <NetVlNoncharitableAssetsYr3Amt>773410</NetVlNoncharitableAssetsYr3Amt>
        <DistributionYr3Rt>0.387712</DistributionYr3Rt>
        <AdjustedQlfyDistriYr4Amt>464873</AdjustedQlfyDistriYr4Amt>
        <NetVlNoncharitableAssetsYr4Amt>737942</NetVlNoncharitableAssetsYr4Amt>
        <DistributionYr4Rt>0.629959</DistributionYr4Rt>
        <AdjustedQlfyDistriYr5Amt>114884</AdjustedQlfyDistriYr5Amt>
        <NetVlNoncharitableAssetsYr5Amt>563821</NetVlNoncharitableAssetsYr5Amt>
        <DistributionYr5Rt>0.203760</DistributionYr5Rt>
        <TotalDistributionRt>2.011698</TotalDistributionRt>
        <AverageDistributionRt>0.402340</AverageDistributionRt>
        <NetVlNoncharitableAssetsAmt>1418721</NetVlNoncharitableAssetsAmt>
        <AdjNetVlNoncharitableAssetsAmt>570808</AdjNetVlNoncharitableAssetsAmt>
        <NetInvestmentIncomePctAmt>342</NetInvestmentIncomePctAmt>
        <AdjNonchrtblNetInvstIncmPctAmt>571150</AdjNonchrtblNetInvstIncmPctAmt>
        <QualifyingDistributionsAmt>245000</QualifyingDistributionsAmt>
      </QlfyUndSect4940eReducedTaxGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>683</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>683</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>683</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>620</EstimatedPlusOvpmtIncmTxAmt>
        <AppliedToEsTaxAmt>750</AppliedToEsTaxAmt>
        <TotalPaymentsAndCreditsAmt>1370</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>687</OverpaymentAmt>
        <AppliedToESTaxAmt>687</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>OK</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd referenceDocumentId="RetDoc4">true</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>WILLIAM F HOWARD</IndividualWithBooksNm>
        <PhoneNum>4057201570</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
          <CityNm>OKLAHOMA CITY</CityNm>
          <StateAbbreviationCd>OK</StateAbbreviationCd>
          <ZIPCd>73142</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>WILLIAM F HOWARD</PersonNm>
          <USAddress>
            <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73142</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JUDITH S HOWARD</PersonNm>
          <USAddress>
            <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73142</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1386971</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>53355</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>1440326</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>1440326</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>21605</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>1418721</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>70936</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>70936</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>683</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>683</TotalTaxAmt>
        <DistributableBeforeAdjAmt>70253</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>70253</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>70253</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>245000</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>245000</QualifyingDistributionsAmt>
        <AdjustedQualifyingDistriAmt>245000</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>70253</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>86925</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>428230</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>261469</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>513970</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>286582</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>1577176</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>245000</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>70253</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>174747</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>1751923</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>86925</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>1664998</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>428230</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>261469</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>513970</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>286582</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>174747</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ShareholderManagerNm>NONE</ShareholderManagerNm>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>WILLIAM F HOWARD</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>12301 N ROCKWELL</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73142</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>4057201570</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>MAKE APPLICATION IN WRITING STATING REASON AND APPLICATION OF CONTRIBUTION</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NONE</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CITY RESCUE MISSION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>800 W CALIFORNIA</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73106</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CHRISTIAN HERITAGE ACADEMY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4400 SE 27TH STREET</AddressLine1Txt>
            <CityNm>DEL CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73115</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CROSS AND CROWN MISSION INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1008 N MCKINLEY</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73106</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FAMILY BUILDERS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>415 NW 5TH STREET</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73102</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GRACE RESCUE MISSION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2205 EXCHANGE AVENUE</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73108</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>INFANT CRISIS SERVICES INC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4224 N LINCOLN BLVD</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73105</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NOVO MINISTRIES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 672</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73101</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>OKLAHOMA BAPTIST UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>500 WEST UNIVERSITY</AddressLine1Txt>
            <CityNm>SHAWNEE</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>74804</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>PEPPERS RANCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 3814</AddressLine1Txt>
            <CityNm>EDMOND</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73083</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>65000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SALVATION ARMY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2041 NW 7TH ST</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73106</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TUCKLETS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>9555 WHELLOCK WAY</AddressLine1Txt>
            <CityNm>SAN DIEGO</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92129</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WATER 4 FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2405 NW 10TH STREET</AddressLine1Txt>
            <CityNm>OKLAHOMA CITY</CityNm>
            <StateAbbreviationCd>OK</StateAbbreviationCd>
            <ZIPCd>73107</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PUBLIC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>COMMUNITY NEEDY</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>245000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>6</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>30565</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>4096</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>34667</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>34667</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>WILLIAM F HOWARD</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
          <CityNm>OKLAHOMA CITY</CityNm>
          <StateAbbreviationCd>OK</StateAbbreviationCd>
          <ZIPCd>73142</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>100000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
      <ContributorInformationGrp>
        <ContributorNum>2</ContributorNum>
        <ContributorPersonNm>JUDITH S HOWARD</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
          <CityNm>OKLAHOMA CITY</CityNm>
          <StateAbbreviationCd>OK</StateAbbreviationCd>
          <ZIPCd>73142</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>100000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <InvestmentsCorpStockSchedule documentId="RetDoc3">
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPITAL WORLD GROWTH &amp; INCOME CL C</StockNm>
        <EOYBookValueAmt>566</EOYBookValueAmt>
        <EOYFMVAmt>598</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPITAL WORLD GROWTH &amp; INCOME CL F1</StockNm>
        <EOYBookValueAmt>1847</EOYBookValueAmt>
        <EOYFMVAmt>1953</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPITAL WORLD GROWTH &amp; INCOME CL A</StockNm>
        <EOYBookValueAmt>1679</EOYBookValueAmt>
        <EOYFMVAmt>1775</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LIFESTRATEGY MOD GROWTH</StockNm>
        <EOYBookValueAmt>815643</EOYBookValueAmt>
        <EOYFMVAmt>850256</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TOT INTL STOCK IX ADMIRAL</StockNm>
        <EOYBookValueAmt>129114</EOYBookValueAmt>
        <EOYFMVAmt>123350</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TOTAL STOCK MKT IDX ADM</StockNm>
        <EOYBookValueAmt>357034</EOYBookValueAmt>
        <EOYFMVAmt>403369</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <SubstantialContributorsSch documentId="RetDoc4">
      <SubstantialContributorDetail>
        <PersonNm>WILLIAM F HOWARD</PersonNm>
        <USAddress>
          <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
          <CityNm>OKLAHOMA CITY</CityNm>
          <StateAbbreviationCd>OK</StateAbbreviationCd>
          <ZIPCd>73142</ZIPCd>
        </USAddress>
      </SubstantialContributorDetail>
      <SubstantialContributorDetail>
        <PersonNm>JUDITH S HOWARD</PersonNm>
        <USAddress>
          <AddressLine1Txt>5025 BRETTSHIRE WAY</AddressLine1Txt>
          <CityNm>OKLAHOMA CITY</CityNm>
          <StateAbbreviationCd>OK</StateAbbreviationCd>
          <ZIPCd>73142</ZIPCd>
        </USAddress>
      </SubstantialContributorDetail>
    </SubstantialContributorsSch>
    <TaxesSchedule documentId="RetDoc5">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES PAID ON DIVIDEND I</CategoryTxt>
        <Amt>493</Amt>
        <NetInvestmentIncomeAmt>493</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>