2015-07-16T09:50:39-04:00 2014-12-31 272456118 Robert L Mann LLC PO Box 746 Fredericksburg VA 22404 990 2014-01-01 540357460 RICHMOND POSTAL CREDIT UNION INC RICH 1601 OWNBY LANE Richmond VA 23220 SHIRLEY COOPER CHIEF FINANCIAL 8043559684 2015-07-16 true ROBERT L MANN P01083360 5409032277 2015-07-16 2014 2016-02-25 16:41:14Z 3668951 false X WWW.RICHPCU.ORG X 1923 VA CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. 9 9 22 20359 0 0 3654155 3302718 354444 366233 0 4008599 3668951 0 0 1154625 1034776 0 0 2446204 1873691 3600829 2908467 407770 760484 77852648 77474645 68255265 66911472 9597383 10563173 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. false false 2908467 3668951 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. 2908467 false false false false false false false false false true false true false true false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 1395 0 true 22 true true true false false false false false X 9 9 false false false false true true false true true false false false false false true true false false VA X SHIRLEY COOPER CFO 8043559684 1601 OWNBY LANE Richmond VA 23220 WAYNE BOOTHE BOARD MEMBER 1.00 0.00 X 0 0 0 ALPHONSO MILES BOARD MEMBER 1.00 0.00 X 0 0 0 YVONNE BAYLOR BOARD MEMBER 1.00 0.00 X 0 0 0 GERALDINE HORNE BOARD MEMBER 1.00 0.00 X 0 0 0 JAMES DAVIDSON BOARD MEMBER 1.00 0.00 X 0 0 0 DONALD HALL BOARD MEMBER 1.00 0.00 X 0 0 0 ALVIN STROTHER BOARD MEMBER 1.00 0.00 X 0 0 0 GLORIA SHAW BOARD MEMBER 1.00 0.00 X 0 0 0 ELMER SIMS BOARD MEMBER 1.00 0.00 X 0 0 0 SHIRLEY COOPER CFO 40.00 0.00 X 80366 0 9215 PENNY WILLIAMS COO 40.00 0.00 X 83696 0 10842 164062 0 20057 0 false false false FISERV PORTICO 75 REMITTANCE DRIVE Chicago IL 606756974 DATA PROCESSOR 425863 PSCU 560 CARILLON PARKWAY Saint Petersburg FL 33716 CARD PROCESSOR 211734 2 LOAN INTEREST INCOME 900099 2434618 2434618 FEES AND CHARGES 900099 868100 847741 20359 3302718 366233 366233 3668951 3648592 20359 0 184119 184119 631790 631790 66331 66331 86872 86872 65664 65664 54771 54771 14256 14256 222134 222134 46448 46448 51822 51822 425862 425862 150621 150621 65334 65334 474448 474448 91183 91183 62722 62722 MISC EXP 13461 13461 CASH OVER SHORT -24 -24 PROVISION FOR LOAN LOSSES -67709 -67709 PLASTIC CARD EXPENSE 268362 268362 2908467 2908467 0 0 1369420 1130033 13611654 12304993 100911 183966 146680 35805438 33984961 1084890 1108243 3092502 1342161 1823694 1750341 22525134 25847063 1448452 1101420 77852648 77474645 138983 1447830 68116282 65463642 68255265 66911472 X 9597383 10563173 9597383 10563173 77852648 77474645 X 760484 222139 -18173 1340 X false false 288670 288670 2016378 676378 1340000 787454 665783 121671 1750341 FEDERAL AGENCY OBLIGATIONS 25350353 F MACFCU PERPETUAL CAP SHARES 419826 C CUSC OF VIRGINIA 68136 C CU 24 INC 8748 C 25847063 NCUSIF 627092 ACCRUED INT ON LOANS 119971 BORROWER INT RECEIVABLE 259 ACCRUED INT ON INVESTMENTS 128615 ACCRUED INCOME ON VISA 8682 POSTAGE STAMPS 431 ASSETS ACQUIRED IN LIQUIDATION 216370 1101420 SHAREDRAFTS 4879339 REGULAR SHARES 28585986 SHARE CERTIFICATES 26253591 IRA ACCOUNTS 5606877 CHRISTMAS SAVINGS 74071 ESCROW SHARES 175 ORGANIZATION ACCOUNTS 63603 65463642 JAMES DAVIDSON BOARD MEMBER MEMBER LOANS X 125000 20912 false true true GLORIA SHAW BOARD MEMBER MEMBER LOANS X 45000 5068 false true true WAYNE BOOTHE BOARD MEMBER MEMBER LOANS X 120100 71881 false true true GERALDINE HORNE BOARD MEMBER MEMBER LOAN X 13000 9256 false true true DONALD HALL BOARD MEMBER MEMBER LOAN X 96500 30759 false true true ELMER SIMS BOARD MEMBER MEMBER LOAN X 19000 8802 false true true ALPHONSO MILES BOARD MEMBER MEMBER LOAN X 5000 2 false true true 146680 Members or stockholder classes and rights Part VI line 6 CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND. EACH MEMBER OWNS ONE SHARE. EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS. Member election for additional members Part VI line 7a CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND. EACH MEMBER OWNS ONE SHARE. EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS. Form 990 governing body review Part VI line 11 THE CHIEF FINANCIAL OFFICER REVIEWED THE 990 PRIOR TO ITS FILING. CEO executive director top management comp Part VI line 15a AT DECEMBER 31, 2014 THE CEO POSITION OF THE CREDIT UNION WAS VACANT. THE CREDIT UNION'S CFO AND COO ASSUMED THE CEO DUTIES. THEIR SALARY WAS APPROVED BY THE FORMER CEO, AND MOVING FORWARD WILL BE APPROVED AND SET BY THE BOARD OF DIRECTORS. Governing documents etc available to public Part VI line 19 GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. MEMBERS OF THE CREDIT UNION MAY REVIEW GOVERNING DOCUMENTS AT THE CREDIT UNION. Explanation of other changes in net assets or fund balances Part XI line 9 OTHER CHANGE IN RETAINED EARNINGS IS FROM THE CHANGE IN THE NET DEFINED BENEFIT PENSION PLAN ASSET/LIABILITY IN ACCORDANCE WITH FASB ACCOUNTING STANDARDS CODIFICATION 715 (ASC 715).