2025-11-13T13:12:24-05:00 2024-12-31 WithumSmithBrown PC 200 Jefferson Park Suite 400 Whippany NJ 07981 990 2024-01-01 221896118 DELTA DENTAL OF NEW JERSEY INC % MICHAEL T RODRIGUES DELT 9732854205 1639 ROUTE 10 PO BOX 222 PARSIPPANY NJ 070540222 MICHAEL T RODRIGUES SVP/CFO 9732854205 2025-11-11 true true Scott J Mariani P00642486 9738989494 2024 2025-03-06 01:10:19Z Paul J Dimaio Esq 1639 ROUTE 10 PARSIPPANY NJ 070540222 359645290 false X www.deltadentalnj.com X 1969 NJ TO PROMOTE ORAL HEALTH TO THE GREATEST NUMBER OF PEOPLE BY PROVIDING ACCESSIBLE DENTAL BENEFIT PROGRAMS OF THE HIGHEST QUALITY, SERVICE AND VALUE. 11 7 354 0 0 0 0 0 324934714 347398265 9341175 10002770 -2091265 -2001851 332184624 355399184 235157 271404 226055885 247130172 40769931 42957415 0 0 0 51546711 55119173 318607684 345478164 13576940 9921020 356203676 385301370 84573105 90993758 271630571 294307612 X TO PROMOTE ORAL HEALTH TO THE GREATEST NUMBER OF PEOPLE BY PROVIDING ACCESSIBLE DENTAL BENEFIT PROGRAMS OF THE HIGHEST QUALITY, SERVICE AND VALUE. 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COUNSEL 50.0 0.4 X 1137003 0 95241 MICHAEL T RODRIGUES SVP/CFO 50.0 0.4 X 813971 0 99357 KEVIN BUCKMAN ACCOUNT EXECUTIVE 50.0 0.0 X 602658 0 86312 MARK SAINATO SALES EXECUTIVE 50.0 0.0 X 581858 0 94770 KEITH D LIBOU CHIEF CLINICAL OFFICER 50.0 0.0 X 569241 0 83546 Karim Bennis SVP/OPERATIONAL TRANSFORMATION 50.0 0.0 X 518665 0 128715 RANDY M STODARD VP/CHIEF MARKETING OFFICER 50.0 0.4 X 483589 0 86952 BARRY PETRUZZI VP UNDERWRITING 50.0 0.0 X 469009 0 96920 JUSTIN LAHULLIER CIO/VP INFORMATION SERVICES 50.0 0.0 X 458213 0 99345 Kim White-Wapelhorst SALES EXECUTIVE 50.0 0.0 X 441922 0 97069 VINCENT FARINELLA VP STRATEGY & PRODUCT DEVELOP 50.0 0.0 X 414506 0 60536 KELLY PAPPAS SALES EXECUTIVE 50.0 0.0 X 348235 0 50429 STUART BRERETON VP/CSO (EFF. 4/1/24) 50.0 0.0 X 315566 0 68205 DOREEN PILIGIAN AVP & Associate Gen. Counsel 50.0 0.0 X 308756 0 54919 LORI A ACKER FORMER KEY EMPLOYEE 0.0 0.0 X 292216 0 23967 RONALD I DEBLINGER DMD CHAIRMAN - TRUSTEE 25.0 1.0 X X 266328 0 2600 MELISSA TOLL VP HR (EFF. 11/3/24) 50.0 0.0 X 190184 0 64673 LISA N GALLUCCI DMD TRUSTEE 3.0 1.0 X 85100 15500 899 WILLIAM J FAULKNER TRUSTEE 4.4 1.0 X 85100 11500 1926 MORTON REINHART TRUSTEE 4.9 1.0 X 85100 11500 1573 JAY H OYER TRUSTEE 3.0 1.0 X 85100 5500 1573 JOSEPH P MAZZA DMD TRUSTEE 3.0 0.0 X 85100 5000 1741 DEBRA G SALMAN DDS TRUSTEE 3.0 1.0 X 85100 0 2600 RICHARD G BOZZA EDD TRUSTEE 3.0 0.0 X 85100 0 1573 JORGE E GRACIA ESQ TRUSTEE 3.0 0.0 X 78100 0 2677 Nicole M McGrath-Barnes DDS TRUSTEE 3.0 1.0 X 78100 0 899 STEVEN COHEN DMD TRUSTEE (EFF. 9/14/24) 3.0 0.0 X 19525 0 669 10336198 49000 1393712 103 true true false WYSSTA SERVICES INC PO BOX 86 STEVENS POINT WI 54481 CLAIMS PROCESSING 7638875 PREMIER CARE DENTISTRY LLC 475 N BRIDGER STREET SUITE 202 BRIDGEWATER NJ 08807 DENTAL PROVIDER 5133829 8 WEST CONSULTING CURRAHEEN ROAD CORK 0 EI SYSTEMS DEVELOPER 3658631 DENTAL ASSOC OF CONNECTICUT 36 PADANARAM ROAD DANBURY CT 068114824 DENTAL PROVIDER 3416519 ENCARA INC 4818 STARKEY ROAD ROANOKE VA 24018 MARKETING 3111228 1276 0 DENTAL BENEFITS COVERAGE REVENUE 524114 345793110 345793110 OTHER RELATED REVENUE 900099 1605155 1605155 347398265 8553103 0 8553103 0 0 1537259 3539110 -2001851 0 -2001851 -2001851 2156663 706996 1449667 1449667 1449667 0 0 0 0 0 0 0 0 0 0 355399184 347398265 0 8000919 271404 271404 0 0 247130172 247130172 8139214 7325293 813921 0 25327917 22795125 2532792 1241882 1117694 124188 5749147 5174232 574915 2499255 2249329 249926 0 20381 18343 2038 334950 301455 33495 104737 94263 10474 0 864432 777989 86443 16889160 15200244 1688916 4943607 4449246 494361 5939410 5345469 593941 859661 773695 85966 0 135086 121577 13509 671384 604246 67138 0 0 0 0 4285002 3856502 428500 644924 580432 64492 BROKERAGE COMMISSIONS 15882313 14294082 1588231 0 DUES & SUBSCRIPTIONS 1447888 1303099 144789 0 RECRUITMENT & DEVELOPMENT 650947 585852 65095 0 OTHER EXPENSES 1445291 1301262 144029 0 345478164 335671005 9807159 0 X 22148761 17854434 0 0 0 0 48410922 48744148 0 0 0 0 0 0 0 0 2598836 2983859 94740799 69317846 28147780 25422953 202043341 215266984 30129963 39734110 14784850 14417081 139516 115374 7799707 20762427 356203676 385301370 23343602 26857514 0 0 0 0 0 0 0 0 0 0 0 0 0 0 61229503 64136244 84573105 90993758 X 25000 25000 295198685 309660537 -23593114 -15377925 271630571 294307612 356203676 385301370 X 9921020 3790360 8965661 X X false true X true false 10060407 10060407 11418278 5358371 6059907 9712595 6736566 2976029 62330726 56161089 6169637 1218793 1061820 156973 25422953 EQUITY SECURITIES 39734110 F 39734110 SECURITY DEPOSITS 246768 OTHER ASSETS 685163 ACCRUED INEREST RECEIVABLE 1347299 DUE FROM AFFILIATES 908280 PREPAID BENEFIT PENSION COST 17574917 20762427 0 UNPAID CLAIMS 36400000 UNPAID CLAIMS ADJUSTMENT EXPENSES 2321000 DEPOSITS AND ADVANCES 5395090 OTHER LIABILITIES 19927922 SECURITY DEPOSITS 92232 64136244 X 370974067 3790360 5524261 9314621 361659446 -6260262 -6260262 355399184 348238724 5524261 5524261 342714463 864432 1899269 2763701 345478164 SCHEDULE D, PART X AN INDEPENDENT CPA FIRM AUDITED THE CONSOLIDATED FINANCIAL STATEMENTS OF THE TAXPAYER AND ITS SUBSIDIARIES AND AFFILIATE FOR THE YEARS ENDED DECEMBER 31, 2024 AND DECEMBER 31, 2023; RESPECTIVELY, AND ISSUED A CONSOLIDATED FINANCIAL STATEMENT WITH CONSOLIDATING SCHEDULES BY ENTITY. THE FIN 48 (ASC 740) FOOTNOTE BELOW IS FROM THE ORGANIZATION'S 2024 AUDITED CONSOLIDATED FINANCIAL STATEMENTS: THE PLAN FOLLOWS THE RECOGNITION AND DISCLOSURE PROVISIONS OF THE ACCOUNTING STANDARD RELATED TO ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. UNDER THIS STANDARD, TAX POSITIONS ARE EVALUATED FOR RECOGNITION USING A MORE-LIKELY-THAN-NOT THRESHOLD, AND THOSE TAX POSITIONS REQUIRING RECOGNITION ARE MEASURED AT THE LARGEST AMOUNT OF TAX BENEFIT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED UPON ULTIMATE SETTLEMENT WITH A TAXING AUTHORITY THAT HAS FULL KNOWLEDGE OF ALL RELEVANT INFORMATION. THE PLAN HAS EVALUATED THE LIKELIHOOD OF THEIR TAX POSITIONS BEING CHALLENGED AS REMOTE AND, ACCORDINGLY HAS NOT INCLUDED ANY INCOME TAX PROVISIONS, INCLUDING INTEREST AND PENALTIES, IN THE FINANCIAL STATEMENTS RELATED TO POTENTIAL VIOLATIONS. SCHEDULE D, PART XI, LINE 2D OTHER AMOUNTS INCLUDED ON AUDITED FINANCIAL STATEMENTS BUT NOT ON FORM 990: - INTERCOMPANY RENT PAID TO DISREGARDED ENTITY - $2,012,671 AND - EXPENSES OF DISREGARDED ENTITY - $3,511,590. SCHEDULE D, PART XI, LINE 4B OTHER AMOUNTS INCLUDED ON FORM 990 BUT NOT ON AUDITED FINANCIAL STATEMENTS: - INTERCOMPANY REIMBURSEMENT - $1,605,155 AND - NET CHANGE RELATED TO ACCRUED PENSION - ($7,865,417). SCHEDULE D, PART XII, LINE 2D OTHER AMOUNTS INCLUDED ON AUDITED FINANCIAL STATEMENTS BUT NOT ON FORM 990: - INTERCOMPANY RENT PAID TO DISREGARDED ENTITY - $2,012,671; - EXPENSES OF DISREGARDED ENTITY - $3,511,590. SCHEDULE D, PART XII, LINE 4B OTHER AMOUNTS INCLUDED ON AUDITED FINANCIAL STATEMENTS BUT NOT ON FORM 990: - INTERCOMPANY REIMBURSEMENT - $1,605,155; - NET INCOME OF DISREGARDED ENTITY - $294,114. Europe (Including Iceland and Greenland) 0 1 Program Services employee 260437 0 1 0 1 260437 260437 false false false false false false true DELTA DENTAL OF NEW JERSEY FOUNDATION INC 1639 ROUTE 10 PARSIPPANY NJ 07054 222764745 501(c)(3) 271404 PROGRAM SUPPORT 1 SCHEDULE I, PART I, QUESTION 2 DELTA DENTAL OF NEW JERSEY FOUNDATION, INC. ("FOUNDATION"); A RELATED INTERNAL REVENUE CODE SECTION 501(C)(3) TAX-EXEMPT ORGANIZATION, IS FUNDED SOLELY BY DELTA DENTAL OF NEW JERSEY, INC. THE MONIES DISBURSED BY THE FOUNDATION ARE BASED ON GRANT REQUESTS WHICH ARE REVIEWED AND APPROVED BY THE FOUNDATION BOARD OF TRUSTEES BASED ON NEED. IN THE CASE OF LARGE GRANT REQUESTS THAT MAY SPAN MULTIPLE YEARS, THE DISBURSEMENT MAY BE MADE FROM THE ORGANIZATION AND NOT ITS RELATED FOUNDATION. THE ORGANIZATION'S BOARD OF TRUSTEES' APPROVAL IS REQUIRED FOR THIS TYPE OF COMMITMENT. PROGRESS ON GRANTS OF THIS NATURE IS MONITORED BY THE ORGANIZATION WITH UPDATES PROVIDED TO THE BOARD OF TRUSTEES. X X X true true X X X X X false true false false false false false true false DENNIS G WILSON PRES./CEO (RETIRED 12/31/24) 884791 0 600265 0 43522 0 45708 0 42563 0 1616849 0 0 0 PAUL J DIMAIO ESQ CHIEF ADMIN. OFF./GEN. COUNSEL 565151 0 297422 0 274430 0 41963 0 53278 0 1232244 0 0 0 MICHAEL T RODRIGUES SVP/CFO 471275 0 251636 0 91060 0 47990 0 51367 0 913328 0 0 0 KEVIN BUCKMAN ACCOUNT EXECUTIVE 68321 0 534006 0 331 0 47274 0 39038 0 688970 0 0 0 MARK SAINATO SALES EXECUTIVE 68143 0 511076 0 2639 0 44339 0 50431 0 676628 0 0 0 KEITH D LIBOU CHIEF CLINICAL OFFICER 407920 0 150256 0 11065 0 41983 0 41563 0 652787 0 0 0 Karim Bennis SVP/OPERATIONAL TRANSFORMATION 412108 0 102 0 106455 0 77250 0 51465 0 647380 0 0 0 RANDY M STODARD VP/CHIEF MARKETING OFFICER 343725 0 115322 0 24542 0 45877 0 41075 0 570541 0 0 0 BARRY PETRUZZI VP UNDERWRITING 302656 0 108354 0 57999 0 42078 0 54842 0 565929 0 0 0 JUSTIN LAHULLIER CIO/VP INFORMATION SERVICES 320437 0 111842 0 25934 0 47989 0 51356 0 557558 0 0 0 Kim White-Wapelhorst SALES EXECUTIVE 63536 0 371666 0 6720 0 44304 0 52765 0 538991 0 0 0 VINCENT FARINELLA VP STRATEGY & PRODUCT DEVELOP 330337 0 57807 0 26362 0 40053 0 20483 0 475042 0 0 0 KELLY PAPPAS SALES EXECUTIVE 72553 0 273067 0 2615 0 45709 0 4720 0 398664 0 0 0 STUART BRERETON VP/CSO (EFF. 4/1/24) 188100 0 120102 0 7364 0 31365 0 36840 0 383771 0 0 0 DOREEN PILIGIAN AVP & Associate Gen. Counsel 228773 0 50544 0 29439 0 37675 0 17244 0 363675 0 0 0 LORI A ACKER FORMER KEY EMPLOYEE 7303 0 193770 0 91143 0 23817 0 150 0 316183 0 0 0 RONALD I DEBLINGER DMD CHAIRMAN - TRUSTEE 0 0 0 0 266328 0 0 0 2600 0 268928 0 0 0 MELISSA TOLL VP HR (EFF. 11/3/24) 159104 0 24607 0 6473 0 23170 0 41503 0 254857 0 0 0 SCHEDULE J, PART I; QUESTIONS 1A AND 1B THE ORGANIZATION PAID FOR FINANCIAL/TAX PLANNING SERVICES FOR CERTAIN EMPLOYEES. THE FINANCIAL/TAX PLANNING SERVICES AMOUNTS OUTLINED HEREIN WERE INCLUDED IN THEIR 2024 FORM W-2, BOX 5, AS TAXABLE MEDICARE WAGES: DENNIS G. WILSON, $750 AND PAUL J. DIMAIO, ESQ., $725. EACH OF THE FOLLOWING INDIVIDUAL'S 2024 FORM W-2 INCLUDES A GROSS-UP AMOUNT RELATED TO THE PERSONAL USAGE OF AN AUTO ALLOWANCE; DENNIS G. WILSON, $5,308; PAUL J. DIMAIO, ESQ., $4,082; MICHAEL T. RODRIGUES, $4,176; KEITH D. LIBOU, $3,543; KARIM BENNIS, $3,923; RANDY M. STODARD, $3,407; BARRY PETRUZZI, $1,529; JUSTIN LAHULLIER, $1,868; VINCENT FARINELLA, $3,288; STUART BRERETON, $2,166 AND MELISSA TOLL, $241. IN ADDITION, CERTAIN BOARD OF TRUSTEE MEMBERS' 2024 FORMS 1099-MISC INCLUDE TAX GROSS-UP PAYMENTS RELATED TO COMPENSATION PAID TO THEM FOR FINANCIAL/TAX PLANNING SERVICES. The organization paid social club dues for dennis g. wilson, President/CEO of the organization. Utilization of this membership was primarily for the benefit of Delta Dental of New Jersey, Inc. SCHEDULE J, PART I; QUESTION 4B THE AMOUNT REFLECTED IN COLUMN B(III) FOR THE FOLLOWING INDIVIDUALS INCLUDES PARTICIPATION IN A PENSION RESTORATION SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN ("SERP") BECAUSE THE AMOUNTS WERE NO LONGER SUBJECT TO A SUBSTANTIAL RISK OF COMPLETE FORFEITURE. THE AMOUNTS OUTLINED HEREIN WERE INCLUDED IN EACH INDIVIDUAL'S 2024 FORM W-2, BOX 5, AS TAXABLE MEDICARE WAGES: PAUL J. DIMAIO, ESQ., $141,905; MICHAEL T. RODRIGUES, $64,378; RANDY M. STODARD, $3,819 AND BARRY PETRUZZI $16,924. PLEASE NOTE THAT THE AMOUNTS REFLECTED INCLUDE A 27% TAX ADJUSTMENT WITH RESPECT TO THE SERP PAYMENTS TO MITIGATE THE TAX INEFFICIENCY OF THE NON-QUALIFIED SERP. THE DEFERRED COMPENSATION AMOUNT IN COLUMN C FOR THE FOLLOWING INDIVIDUALS INCLUDES UNVESTED BENEFITS IN A PENSION RESTORATION SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN ("SERP") WHICH ARE SUBJECT TO A SUBSTANTIAL RISK OF COMPLETE FORFEITURE. ACCORDINGLY, THE INDIVIDUALS MAY NEVER ACTUALLY RECEIVE THIS UNVESTED BENEFIT AMOUNT. THE AMOUNTS OUTLINED HEREIN WERE NOT INCLUDED IN EACH INDIVIDUAL'S 2024 FORM W-2, BOX 5, AS TAXABLE MEDICARE WAGES: KARIM BENNIS, $77,250 AND STUART BRERETON, $31,365. SCHEDULE J, PART I; QUESTION 7 AND CORE FORM, PART VII INCLUDED IN COLUMN B(II) FOR CERTAIN INDIVIDUALS IS A PAYMENT RELATED TO A PROGRESS INCENTIVE PROGRAM. UNDER THIS PROGRAM, A PAYMENT IS MADE TO THESE INDIVIDUALS WHICH IS BASED ON ESTABLISHED TARGETS, BENCHMARKS AND GOALS. IF MET, THE INDIVIDUALS RECEIVE, AS A PROGRESS INCENTIVE PAYMENT, ADDITIONAL COMPENSATION BASED ON A PERCENTAGE OF THEIR BASE COMPENSATION. THE ABOVE NOTED PAYMENT WAS INCLUDED IN EACH INDIVIDUAL'S 2024 FORM W-2, BOX 5, AS TAXABLE MEDICARE WAGES. PLEASE REFER TO THIS SECTION OF THE FORM 990, SCHEDULE J FOR THIS INFORMATION BY PERSON BY AMOUNT. CORE FORM, PART III; STATEMENT OF PROGRAM SERVICE ACCOMPLISHMENTS To promote oral health to the greatest number of people by providing accessible dental benefit programs of the highest quality, service and value. The organization also offers affordable dental coverage for those individuals in New Jersey and Connecticut without access to a group dental plan. The organization's plans provide access to a broad array of dental services through its vast network of participating dentists. The organization's plans offer quality coverage options at competitive rates. For more than 50 years, Delta Dental of New Jersey has reached out to serve the people of New Jersey and, more recently, in Connecticut. In 1986, we formed the Delta Dental of New Jersey Foundation, Inc. to aid in creating access to care for the under-insured and un-insured, and support dental education programs for children, as well as dental assisting and dental hygiene scholarships for students pursuing a career in the dental field. Each year, our Foundation awards at least $1 million to support worthwhile non-profit organizations working to provide dental care and education to New Jersey's and Connecticut's underserved populations. The mission of the Foundation is to improve the oral health of New Jersey and Connecticut residents by providing charitable contributions to solve oral health care challenges. Community outreach and employee involvement - For more than 35 years, Delta Dental has been a premier sponsor of Special Olympics NJ. Our employees volunteer to assist at games and competitions throughout the state. - Our employees donate holiday gifts to different local charitable organizations, which have included: Hope House, VA Hospital, Fireman's Retirement Home, Karen Ann Quinlan Hospice, Boys and Girls Club of Newark, Eva's Village, United Way, and Toys for Tots. - Our employees participate in the American Heart Association's "Go Red for Women" campaign each February to generate awareness and education about heart disease. - Since 2004, Delta Dental employees have participated in the American Cancer Society's Making Strides Against Breast Cancer Walk. To date our employees, along with a company match, have donated more than $65,000 to this cause. - During the years 2017-2019, our Foundation, along with Zufall Health Center, New Jersey Dental Association, New Jersey Dental Assistants' Association, and the New Jersey Dental Hygienists' Association, held the annual Smiles for Our Heroes events. Smiles for Our Heroes was a two-day free dental care event for our nation's veterans. From 2020- 2022, due to covid-19, the Smiles for Our Heroes event did not take place; however, our grant funds went to supporting veterans' dental care at Zufall's various locations across NJ. We resumed our event in 2023, hosting a mini-Smiles for Our Heroes, and brought back the full event in 2024. Over the past seven years, more than 1,000 veterans and their families received free dental services with the support of more than 400 dental and general volunteers. - In 2006, Delta Dental created a volunteer policy, which enables all employees to take off up to two workdays with pay to volunteer for local charitable organizations of their choice. Group volunteer activities include building homes for families in need through Habitat for Humanity, taking care of animals at local animal shelters, and helping children in need receive free dental care on Give Kids a Smile Day. Since 1986, our philanthropic arm, Delta Dental of New Jersey Foundation, Inc., has worked to promote and assist educational projects devoted to the enhancement of dental health and access to dental care programs designed to increase public awareness of the general benefits of good oral health and to improve dental health through the science of dentistry. Our Foundation is an Internal Revenue Code 501(c)(3) non-profit, charitable organization, and we pride ourselves on the variety of programs we have instituted or supported which aid the needy, educate the community, and assist worthwhile oral health-related organizations. To date, our Foundation has awarded more than $26 million towards dental care for the underserved, underinsured and uninsured and dental education programs. In 2024, for the first time in its history, The Foundation awarded more than $1M to support the dental workforce, specifically dental assisting, due to the dental workforce shortage issue across NJ and CT. The Foundation funds projects only in New Jersey and Connecticut. Currently, our Foundation's funding priorities are to support dental programs that provide access to care for children, developmentally disabled persons, veterans, and seniors. Our Foundation also seeks to fund dental education programs, including dental assisting and dental hygiene student scholarships and programs for children. In 2024, our Foundation also awarded grants to support dental workforce development for dental assisting on-the-job training, at community colleges and universities, and mentorship programs for youth. Oral Health Education Initiative In 2007, the Foundation began offering a grant, for up to $5,000, to elementary schools located in Abbott school districts because, currently, oral health is not a mandated part of the New Jersey school curriculum. The goal of this grant is to promote oral health education all school year long, as well as instill good oral hygiene habits at a young age. This grant is geared toward third graders, and schools must complete our Foundation's grant application, which requires 10 oral health lessons (one per month of the school year). Some lessons include reading books about dental health, field trips to local dental offices, making homemade toothpaste, and learning about dental careers. Since 2007, approximately 38 schools have received this grant, totaling more than $132,000. Delta Dental has for more than three decades sponsored the Captain Supertooth program, an educational program for elementary schools throughout New Jersey and Connecticut. In 2024, we revamped the program, which is now known as the Land of Smiles. This program visits K-3rd grade schools in New Jersey and Connecticut to teach children the importance of oral health and to show them how to brush and floss their teeth. Our new superhero Captain Super Grin also encourages students to eat nutritious foods and visit the dentist at least twice a year. During the first year of Land of Smiles, this program reached more than 6,500 students and 500 educators. PANDA (Prevent Abuse and Neglect through Dental Awareness) is an educational program to help dental professionals, teachers, and anyone who works with children how to recognize and report suspected child abuse and neglect. To demonstrate our sensitivity to the critical shortage of dental professionals, the Foundation has made contributions to: - Atlantic County Institute - Bergen Community College - Brookdale Community College - Camden County College - County College of Morris - Goodwin University, CT - HISPA, Inc. - Manchester Community College, CT - Middlesex County College - New England Teaching Institute, CT - Ocean County College - Rowan College at Burlington County - Tunxis Community College, CT - University of Bridgeport, CT - Wonder Girls - High school dental assisting programs at Bloomfield High School, Montclair High School, Newark Central High School, and Nutley High School. Dental care for the underserved Approximately two-thirds of the Foundation's nearly $1 million budget is focused on access to care for the underserved. The Foundation supports the following: - Big Brothers Big Sisters of Coastal & Northern NJ - Cape May County Division of Aging & Disability Services - Connecticut Mission of Mercy - Dental Lifeline Network, NJ and CT - Jersey Shore University Medical Center Foundation, Neptune, NJ - JFK Medical Center Dental Clinic, Edison, NJ - KinderSmile Foundation, serving Bloomfield, Newark, and Trenton, NJ - Mary Eliza Mahoney Health Center, Newark, NJ - Matheny Medical and Educational Center, Peapack, NJ - Morristown Medical Center Dental Clinic, NJ - Norwalk Hospital, CT - Overlook Foundation, NJ - Paterson Dental Clinic, NJ - Rutgers University Foundation, Newark, NJ - Special Olympics Connecticut - Special Olympics New Jersey - UConn Foundation, CT - Yale New Haven Hospital, CT - Veterans' Smile Day Foundation, NJ - Virtua Health Foundation, NJ - Zufall Health Center, NJ CORE FORM, PART V, QUESTION 15 Dennis G. Wilson, prior to his retirement on December 31, 2024, was involved in the leadership and management of this organization on a full-time basis. Mr. Wilson was employed by and received a federal form w-2 from this organization. Accordingly, his common law employer/employee relationship was with Delta Dental of New Jersey, Inc. This organization filed a 2024 federal form 4720 which included a remittance of excise tax related to Mr. Wilson's compensation in excess of $1m. PAUL J. DIMAIO, ESQ. IS involved in the leadership and management of this organization on a full-time basis. MR. DIMAIO IS employed by and receives a federal form w-2 from this organization. Accordingly, his common law employer/employee relationship is with Delta Dental of New Jersey, Inc. This organization filed a 2024 federal form 4720 which included a remittance of excise tax related to MR. DIMAIO's compensation in excess of $1m. CORE FORM, PART VI, SECTION A; QUESTION 3 THE ORGANIZATION RETAINED THE SERVICES OF AN OUTSIDE PROPERTY MANAGER TO MANAGE THE DAY TO DAY ACTIVITIES AND OPERATIONS OF ITS SINGLE MEMBER LIMITED LIABILITY COMPANY; 1639 REAL ESTATE, LLC. PAYMENTS TO THE PROPERTY MANAGER AMOUNTED TO $72,574 IN 2024. CORE FORM, PART VI, SECTION A; QUESTIONS 6 & 7 MEMBERS OF THE ORGANIZATION SERVE AS THE TRUSTEES OF THE ORGANIZATION AND EXISTING MEMBERS VOTE TO ELECT NEW MEMBERS OF THE ORGANIZATION. CORE FORM, PART VI, SECTION B; QUESTION 11B THE ORGANIZATION'S FEDERAL FORM 990 WAS PROVIDED TO EACH VOTING MEMBER OF ITS GOVERNING BODY (ITS BOARD OF TRUSTEES) PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE ("IRS"). AS PART OF THE TAX RETURN PREPARATION PROCESS THE ORGANIZATION HIRED A PROFESSIONAL CPA FIRM WITH EXPERIENCE AND EXPERTISE IN BOTH HEALTHCARE AND NOT-FOR-PROFIT TAX RETURN PREPARATION, TO PREPARE THE FEDERAL FORM 990. THE CPA FIRM'S TAX PROFESSIONALS WORKED CLOSELY WITH THE ORGANIZATION'S SENIOR MANAGEMENT AND INTERNAL WORKING GROUP TO OBTAIN THE INFORMATION NEEDED IN ORDER TO PREPARE A COMPLETE AND ACCURATE TAX RETURN. THE CPA FIRM PREPARED A DRAFT FEDERAL FORM 990 AND FURNISHED IT TO THE ORGANIZATION'S SENIOR MANAGEMENT, FINANCE PERSONNEL AND INTERNAL WORKING GROUP FOR REVIEW. THESE INDIVIDUALS REVIEWED THE DRAFT FEDERAL FORM 990 AND DISCUSSED QUESTIONS AND COMMENTS WITH THE CPA FIRM. REVISIONS WERE MADE TO THE DRAFT FEDERAL FORM 990 WHERE NECESSARY AND A FINAL DRAFT WAS FURNISHED BY THE CPA FIRM TO THE ORGANIZATION'S SENIOR MANAGEMENT AND INTERNAL WORKING GROUP FOR FINAL REVIEW AND APPROVAL PRIOR TO PROVIDING IT TO EACH VOTING MEMBER OF ITS GOVERNING BODY AND FILING WITH THE IRS. CORE FORM, PART VI, SECTION B; QUESTION 12 THE ORGANIZATION REGULARLY MONITORS AND ENFORCES COMPLIANCE WITH ITS CONFLICT OF INTEREST POLICY. ANNUALLY ALL MEMBERS OF THE BOARD OF TRUSTEES, OFFICERS, SENIOR MANAGEMENT AND OTHER KEY PERSONNEL ARE REQUIRED TO REVIEW THE EXISTING CONFLICT OF INTEREST POLICY AND COMPLETE A QUESTIONNAIRE. THE COMPLETED QUESTIONNAIRES ARE RETURNED TO MEMBERS OF THE ORGANIZATION'S SENIOR MANAGEMENT. SENIOR MANAGEMENT PROVIDES THE COMPLETED QUESTIONNAIRES TO THE ORGANIZATION'S AUDIT COMMITTEE FOR ITS REVIEW AND DISCUSSION WITH RESPECT TO CONFLICTS AND ANY ASSOCIATED MITIGATING BEHAVIOR. THE AUDIT COMMITTEE THEN REPORTS TO THE ORGANIZATION'S BOARD OF TRUSTEES. CORE FORM, PART VI, SECTION B; QUESTION 15 THE ORGANIZATION'S BOARD OF TRUSTEES HAS AN EXECUTIVE COMMITTEE AND A HUMAN RESOURCES COMMITTEE. THE BOARD HAS ADOPTED A WRITTEN EXECUTIVE COMPENSATION PHILOSOPHY WHICH IT FOLLOWS WHEN IT REVIEWS THE COMPENSATION AND BENEFITS OF THE ORGANIZATION'S SENIOR MANAGEMENT TEAM, WHICH INCLUDES THE PRESIDENT/CHIEF EXECUTIVE OFFICER, CHIEF ADMINISTRATIVE OFFICER/GENERAL COUNSEL, SENIOR VICE PRESIDENT/CHIEF FINANCIAL OFFICER AND THE SENIOR VICE PRESIDENT OPERATIONS. THE "TOTAL COMPENSATION" OF THE INDIVIDUALS REVIEWED INCLUDES BOTH CURRENT AND DEFERRED COMPENSATION AND ALL EMPLOYEE BENEFITS, BOTH QUALIFIED AND NON-QUALIFIED. THIS REVIEW IS DONE ON AN ANNUAL BASIS AND ENSURES THAT THE "TOTAL COMPENSATION" OF SENIOR MANAGEMENT OF THE ORGANIZATION IS REASONABLE. COMPENSATION FOR THE CHIEF ADMINISTRATIVE OFFICER/GENERAL COUNSEL, SENIOR VICE PRESIDENT/CHIEF FINANCIAL OFFICER AND SENIOR VICE PRESIDENT OPERATIONS, WHO REPRESENT SENIOR MANAGEMENT OF THE ORGANIZATION, IS REVIEWED AND APPROVED BY THE HUMAN RESOURCES COMMITTEE OF THE BOARD OF TRUSTEES ANNUALLY, AND IS EFFECTIVE EACH JANUARY 1ST. THE PRESIDENT/CHIEF EXECUTIVE OFFICER'S PERFORMANCE IS REVIEWED BY THE EXECUTIVE AND HUMAN RESOURCES COMMITTEES OF THE BOARD OF TRUSTEES, WHICH PROVIDE INPUT TO THE FULL BOARD. COMPENSATION OF THE PRESIDENT/CHIEF EXECUTIVE OFFICER IS DETERMINED AND APPROVED BY THE BOARD OF TRUSTEES. CORE FORM, PART VI, SECTION B; QUESTION 16 THE ORGANIZATION MAINTAINS A WRITTEN POLICY TO ENSURE THAT ANY JOINT VENTURE ENTERED INTO WITH A FOR-PROFIT PARTICIPANT IS REVIEWED AND FOLLOWED SO AS TO EVALUATE ITS PARTICIPATION UNDER APPLICABLE FEDERAL TAX LAW, AND TO ENSURE THAT THE ORGANIZATION TAKES STEPS TO SAFEGUARD THE ORGANIZATION'S EXEMPT STATUS WITH RESPECT TO SUCH ARRANGEMENTS. CORE FORM, PART VI, SECTION C; QUESTION 19 THE ORGANIZATION'S FILED CERTIFICATE OF INCORPORATION AND ANY AMENDMENTS CAN BE OBTAINED AND REVIEWED THROUGH THE STATE OF NEW JERSEY. CORE FORM, PART XI; QUESTION 9 OTHER CHANGES IN NET ASSETS OR FUND BALANCE INCLUDES: - NET CHANGE ARISING DURING THE PERIOD RELATED TO ACCRUED PENSION; $8,965,661. CORE FORM, PART XII; QUESTION 2 AN INDEPENDENT CPA FIRM AUDITED THE CONSOLIDATED FINANCIAL STATEMENTS OF THE TAXPAYER AND ITS SUBSIDIARIES AND AFFILIATE FOR THE YEARS ENDED DECEMBER 31, 2024 AND DECEMBER 31, 2023; RESPECTIVELY, AND ISSUED A CONSOLIDATED FINANCIAL STATEMENT WITH CONSOLIDATING SCHEDULES BY ENTITY. AN UNMODIFIED OPINION WAS ISSUED BY THE INDEPENDENT CPA FIRM EACH YEAR. THE ORGANIZATION'S AUDIT COMMITEE ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS CONSOLIDATED FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT AUDITOR. 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