2015-05-06T15:45:35-07:00 2014-12-31 990 2014-01-01 941326959 CREDIT UNIONS IN THE STATE OF CALIFORNIA FINANCIAL CENTER CREDIT UNION CRED 2099486024 PO BOX 208005 STOCKTON CA 95208 STEVE LEIGA Vice President 2015-05-06 2014 2016-02-25 16:41:14Z MICHAEL DUFFY PO BOX 208005 STOCKTON CA 95208 19567108 false false 1526 X WWW.FCCUBURT.ORG X 1954 CA TO PROVIDE CREDIT UNION SERVICE TO MEMBERS. 5 4 98 9 44006 -61786 0 18629236 17367699 1608344 2155403 44006 20237580 19567108 0 6337142 5030009 6043328 6020999 0 0 7857110 7724353 20237580 18775361 791747 363546713 386340211 276919428 298858319 86627285 87481892 TO PROVIDE CREDIT UNION SERVICE TO MEMBERS. false false FINANCIAL CENTER CREDIT UNION SERVES 32,000 MEMBERS WITH $386 MILLION IN ASSETS, $156 MILLION IN LOANS TO MEMBERS, AND $289 MILLION IN MEMBER DEPOSITS AS OF 12-31-14. false false true false false false false false true false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false true false false false false false false false false false false false true 27127 0 true 98 true true true false false false false false false false false false false X 5 4 true false false false true true true true true false true true true true true true true true true true false CA X STEVE LEIGA 2099486024 18 S CENTER ST STOCKTON CA 95202 MICHAEL DUFFY President & CEO 55.00 0.00 X X 542257 0 57262 VALENCIA JONES Chairman 1.00 0.00 X X 0 0 0 MARY WEBB Director 1.00 0.00 X 0 0 0 JOHN VERA Director 1.00 0.00 X 0 0 0 PETE HONENTHANER Director 1.00 0.00 X 0 0 0 NORA STROH EXECUTIVE VP/COO 55.00 0.00 X 252396 0 98420 STEVE LEIGA VP ACCT & FIN 55.00 0.00 X 194420 0 98652 GLENN SCOTT VP INFORMATION SYS 55.00 0.00 X 133879 0 34959 1122952 289293 4 false true false PRESORT 3806 CORONADO AVE STOCKTON CA 95204 STMT AND MAIL SVCS 495044 FISERV EFT PO BOX 6000 SAN FRANCISCO CA 94160 CARD SERVICES 402363 FISERV 75 REMITTANCE DR STE 6962 CHICAGO IL 60675 DATA PROCESSING 436913 HANLEY CONSTRUCTION PO BOX 808 STOCKTON CA 95201 CONTRACTOR 279452 IC INK PO BOX 4487 STOCKTON CA 95204 MKTG, OPERATIONS SUP 260423 5 0 FEES AND CHARGES 524292 4536346 4492340 44006 INCOME FROM LOANS 900099 12571265 12571265 OTHER INCOME 900099 260088 260088 17367699 2155403 2155403 0 0 0 0 0 0 44006 44006 44006 0 19567108 17367699 44006 2155403 0 0 0 5030009 950334 0 3343706 0 1726959 0 0 0 0 0 0 0 0 647852 844761 779571 0 693325 0 0 0 0 0 339577 92829 PROVISION FOR LOAN LOSS 1515574 ALL OTHER EXPENSE 1023092 VISA 956178 ATM 831594 0 18775361 0 0 0 14977462 11904393 0 0 0 0 0 154087683 153537352 0 0 10278715 4341883 5712214 5936832 0 184090355 210485342 0 0 4678999 4476292 363546713 386340211 9876563 9523465 11293835 11773197 255749030 277561657 276919428 298858319 X 86627285 87481892 86627285 87481892 363546713 386340211 X 791747 48135 14725 X false true X true false 18638 18638 18638 true JAY WILVERDING 7865 N PERSHING AVE STOCKTON CA 95207 250 DYANE BURGO MEDIA 1470 W ELM STREET STOCKTON CA 95203 403 ELLIOT FOR SUPERVISOR 3168 HUTTON PLACE TRACY CA 95377 250 CENTRAL VALLEY LEADERSHIP FUND PO BOX 4105 STOCKTON CA 95204 5000 CARLOS VILLAPUDUA - SUPERVISOR PO BOX 1282 STOCKTON CA 95202 2000 PAUL CANEPA PO BOX 1178 STOCKTON CA 95201 250 SUSAN EGGMAN PO BOX 4587 STOCKTON CA 95204 1100 CHRISTINA FUGAZI 1422 N LINCOLN ROAD STOCKTON CA 95203 1060 JANELL FREEMAN SOMERA 2540 PACIFIC AVE SUITE 4 STOCKTON CA 95204 250 SUSAN LOFTHUS 1437 N MADISON STREET STOCKTON CA 95202 1600 MICHAEL TUBBS 2230 CATAMARAN WAY STOCKTON CA 95206 1500 GENE ACEVEDO PO BOX 692563 STOCKTON CA 95269 25 THE TRUMAN CLUB OF SJC PO BOX 693246 STOCKTON CA 95269 1250 COMMITTEE TO ELECT MOUSALIMAS PO BOX 31716 STOCKTON CA 95213 200 PARENTS AND FRIENDS FOR STEVE SMITH 6333 PACIFIC AVE STE 295 STOCKTON CA 95207 500 CATHLEEN GALGIANI - SENATE 10011 FOLSOM BLVD 263 SACRAMENTO CA 95827 1000 ANGELANN FLORES PO BOX 623 STOCKTON CA 95201 500 MIDURA FOR SUSD SCHOOL BOARD 1919 GRAND CANAL BLVD STOCKTON CA 95207 500 MOSES ZAPIEN 1437 N MADISON STREET STOCKTON CA 95202 1000 Part I-A, Line 1 - Direct and Indirect Political Campaign Activities PART I-A, LINE 1:THE CREDIT UNION MAKES CONTRIBUTIONS TO POLITICAL CAMPAIGNS, MAY WALK DISTRICTS FOR CANDIDATES, AND MAY OFFER CREDIT UNION FACILITIES FOR USE OR PHONE BANK. false true X 1445662 1445662 7953323 3834403 4118920 879730 507480 372250 5936832 210485342 MEMBER SHARES 277561657 277561657 Part IV, Line 2b: Explanation of escrow account liability PART IV, LINE 2B: THE CREDIT UNION SERVES AS CUSTODIAN FOR IRA ACCOUNTS TOTALING $11,696,931 AND HAS AN ESCROW ACCOUNT LIABILITY OF $76,314 FOR REAL ESTATE ESCROW/IMPOUND ACCOUNTS. X X X true true X X X X X false true false GLENN SCOTT VP INFORMATION SYS 97026 35624 1229 10612 24347 168838 MICHAEL DUFFY President & CEO 389500 149222 3535 20800 36462 599519 NORA STROH EXECUTIVE VP/COO 182844 68181 1371 74263 24157 350816 STEVE LEIGA VP ACCT & FIN 141156 51873 1391 62190 36462 293072 Part I, Line 1a: Relevant information in regards to selections on 1a. PART I, LINE 1A: FIRST-CLASS TRAVEL - TRAVEL FOR BOARD AND EXECUTIVES WHERE FIRST CLASS TRAVEL IS AN OPTION AND WHEN DEEMED APPROPRIATE, HOWEVER, MOST AIR IS ON SOUTHWEST OR EQUIVALENT. TRAVEL FOR COMPANIONS - COMPANION TRAVEL IS PROVIDED WHEN APPROPRIATE.HEALTH/SOCIAL CLUB DUES - CORPORATE SOCIAL CLUB MEMBERSHIP IS PART OF COMMUNITY AND SMALL EMPLOYEE GROUP (SEG) RELATIONS. Part III, Additional Information PART I, LINE 4B: PARTICIPATION IN A 457(F) RETIREMENT PLAN - AMOUNTS REPORTED IN PART II, COLUMN C "RETIREMENT AND OTHER DEFERRED COMPENSATION" INCLUDES 457(F) RETIREMENT PLAN FUNDING. AMOUNTS ARE ACCRUED BUT NOT YET PAID OUT. ACCRUED AMOUNTS ARE AT SUBSTANTIAL RISK OF FORFEITURE AND ARE SCHEDULED TO BE PAID OUT IN FUTURE DISTRIBUTIONS. THE FOLLOWING INDIVIDUALS PARTICIPATED IN THE PLAN: NORA STROH, EXECTUTIVE VP/COO AND STEVE LEIGA, VP ACCOUNTING & FINANCE. MICHAEL DUFFY SIBLING 599519 COMPENSATION false NORA STROH SIBLING 350816 COMPENSATION false Schedule L, Part V Supplemental Information SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS:(A) NAME OF PERSON: MICHAEL DUFFY(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BROTHER OF NORA STROH, COO/EXECUTIVE VP(D) DESCRITION OF TRANSACTION: COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER.(A) NAME OF PERSON: NORA STROH(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:SISTER OF MICHAEL DUFFY, PRESIDENT/CEO(D) DESCRIPTION OF TRANSACTION: COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMEMBER OF AN OFFICER. Client Note 1 Client Note 1 - SCHEDULE D, PART VII:(A) CERTICATES OF DEPOSIT 5,736,000 - END-OF-YEAR MARKET VALUE(B) SECURITIES - AFT 760,619 - END-OF-YEAR MARKET VALUE(C) SECURITIES - AFS 173,388,723 - END-OF-YEAR MARKET VALUE(D) FED FUNDS 30,000,000 - END-OF-YEAR MARKET VALUE(E) CAPITAL SHARES 600,000 - END-OF-YEAR MARKET VALUE Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et FORM 990, PART VI, SECTION A LINE 2: THE PRESIDENT/CEO, MICAHEL DUFFY, AND THE EXECUTIVE VP/COO, NORA STROH ARE SIBLINGS. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder FORM 990, PART VI, SECTION A, LINE 6: THE CREDIT UNION'S MEMBER HAVE RIGHT TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body FORM 990, PART VI, SECTION A, LINE 7A: MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALY, AS VACANCIES ARISE, OR OTHERWISE. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders FORM 990, PART VI, SECTION A, LINE 7B: MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. Form 990, Part VI, Line 11b: Form 990 Review Process FORM 990, PART VI, SECTION B, LINE 11: FORM 990 IS REVIEW BY THE CEO AND VP&FIN PRIOR TO FILLING AND A COPY IS PROVIDED TO THE BOARD FOR REVIEW AND DISCUSSION PRIOR TO FILING WITH THE IRS. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts FORM 990, PART VI, SECTION B, LINE 12C: THE CONFLICT OF INTEREST POLICY IS MONITORED THROUGH TRAINING AND POLICY REVIEW. VOLUNTEERS READ AND SIGN A CODE OF CONDUCT FORM ANNUALLY. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management FORM 990, PART VI, SECTION B, LINE 15: COMPENSATION IS PERFORMANCE BASED. COMPENSATION SURVEYS ARE USED TO SET COMPENSATION LEVELS, AS WELL AS AN INDEPENDENT THIRD PARTY REVIEW AND REVIEW AND APPROVAL OF THE EXECUTIVE BENEFITS COMMITTEE. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available FORM 990, PART VI, SECTION C, LINE 19: CERTAIN DOCUMENTS ARE AVAILABLE FOR REVIEW UPON REQUEST. A LOBBY NOTICE IS POSTED IN EACH BRANCH. Other Changes In Net Assets Or Fund Balances - Other Increases CHANGE IN REGULAR RESERVES = $14725