2015-05-29T17:11:02-07:00 2014-12-31 990 2014-01-01 746056100 SCOTT AND WHITE EMPLOYEES CREDIT UNION SCOT 2547783199 2401 South 31ts Street PO Box 246 Temple TX 76503 Sherry Woodard Comptroller 2547783199 2015-05-15 2014 2016-03-07 17:11:31Z Gary L Janacek 2401 South 31st Street PO Box 246 Temple TX 76503 1640289 0 X www.swecu.swecu.org X 1962 TX Voluntary, Cooperative, Non-profit savings institutions (credit union), incorporated under the provision of the Texas Credit Union Act, for the purpose of encouraging thrift among their members, providing credit at a fair and reasonable rate of intrest and providing an oppertunity to improve their economic condition. 7 7 18 7 60192 31595 0 0 1477497 1482495 186335 157794 0 0 1663832 1640289 0 0 0 0 788063 664151 0 0 0 751350 750774 1539413 1414925 124419 225364 36141670 38432831 110285 113928 36031385 38318903 Voluntary, Cooperative, Non-profit savings institutions (credit union), incorporated under the provision of the Texas Credit Union Act, for the purpose of encouraging thrift among their members, providing credit at a fair and reasonable rate of intrest and providing an oppertunity to improve their economic condition. 0 0 50094 0 729556 Program services are loans and credit card fees. 0 0 0 50094 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 18 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 0 1 0 0 0 TX X Sherry Woodard 2547783199 2401 South 31ts Street PO Box 246 Temple TX 76503 Jean Thorp Chairman-Board of Directors 1 0 X 0 0 0 Dr Robert F Kuhnhein Vice Chairman-Board of Directors 1 0 X 0 0 0 A W Zajicek Treasurer-Board of Directors 1 0 X 0 0 0 Lyn Dukatnik Secretary-Board of Directors 1 0 X 0 0 0 Linda Brook Member-Board of Director 1 0 X 0 0 0 Lynda Allmer Member-Board of Directors 1 0 X 0 0 0 Roy Wohleb Member-Board of Directors 1 0 X 0 0 0 Gary Janacek President/CEO 40 0 X X X 112705 0 112705 Rick Lewis EVP/CLO 40 0 X X 54790 0 54790 167495 0 167495 1 0 1 0 Fiserv 75 Remittance Dr Ste 6974 Chicago IL 606756974 Data Processing 260373 1 0 Program services are loans & credit cards 522130 729556 0 28597 700959 Service Fees 522130 752939 721344 31595 0 0 0 0 0 1482495 86883 86883 0 0 70911 70911 0 0 0 0 0 0 0 0 0 0 0 1640289 879138 60192 700959 0 0 0 0 167495 0 378007 -17126 88823 46952 0 2871 27569 0 0 17496 0 36577 166010 260373 0 31413 880 0 5839 21798 0 54747 24046 Organizational Dues 13921 Loan Servicing Expense 23855 63379 1414925 0 0 0 1178032 936419 20031103 22576892 0 0 -195437 86848 13956787 13671990 0 0 37857 37068 1522121 996934 454426 525187 0 0 0 0 0 0 0 678902 598427 36141670 38432831 150794 47154 0 0 0 0 0 0 0 0 0 0 0 0 0 -40509 66774 110285 113928 X 34054231 36262849 0 0 1977154 2056054 36031385 38318903 36141670 38432831 X 225364 6908 0 0 0 2055246 X 0 0 0 0 0 0 601295 0 359281 242014 36466 0 20367 16099 730518 0 500807 229711 153842 0 116479 37363 525187 Dividend Monthly Payable-CD 218 IRA Backup Withholding 10398 Western Reserve Life Gain/Loss -19876 Suspense 76034 66774 X 1 1 X 0 0 0 Gary Janacek President/CEO 112705 0 0 0 0 0 0 0 0 0 112705 0 109515 0 Rick Lewis EVP/CLO 53840 0 950 0 0 0 0 0 0 0 54790 0 54703 0 Jean Thorp Chairman-Board of Directors 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Dr Robert F Kuhnhein Vice Chairman-Board of Directors 0 0 0 0 0 0 0 0 0 0 0 0 0 0 A W Zajicek Treasurer-Board of Directors 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Lyn Dukatnik Secretary-Board of Directors 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Linda Brook Member-Board of Director 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Lynda Allmer Member-Board of Directors 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Roy Wohleb Member-Board of Directors 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Schedule J, Part I, Line 1a The credit union has an account at the Wildflower Country Club where most of the charitable events are held. The credit union uses these events to keep a high profile in the community. Schedule J, Part I, Line 3 The credit union board of directors approves all employee increases. Form 990, Part VI, Section A, Line 6 Scott & White Employees Credit Union is comprised of members. Form 990, Part VI, Section A, Line 7a The credit union has members that elect our Board of Directors. Form 990, Part VI, Section B, Line 11b The form is presented to the Board of Directors at monthly meeting. Form 990, Part VI, Section B, Line 12c Policies are review annually and are checked against current records by the Internal Auditor. Form 990, Part VI, Section C, Line 19 Upon request. Form 990, Part XI, Line 9 Increase in assets/deposits $2,208,618. Gain/Loss in Western Reserve Life of $19,876. This credit union was going through its annual examination by state and NCUA examiners. I had several questions for them regarding this report, but they were not able to answer them. Thus, I had to do my own research.