2015-11-12T17:28:00-08:00 2014-12-31 990 2014-01-01 930468003 FIRST COMMUNITY CREDIT UNION FIRS 200 N ADAMS COQUILLE OR 97423 RENEE NELSON EVPCFO 5413962145 2015-11-12 2014 2016-02-25 16:41:14Z RENEE NELSON 33812018 false X WWW.MYFIRSTCCU.ORG X 1957 OR TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 13 13 333 13 1471964 0 32545995 30440427 2411019 1808081 1524818 1563510 36481832 33812018 9067 15421 0 16110064 15474628 0 0 14093186 10372918 30212317 25862967 6269515 7949051 772760355 821284689 696934476 737507592 75825879 83777097 TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. false false ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION INCLUDING FUNDING AND SERVICING OF LOANS DEPOSITS ACH SERVICES ATM ACCESS ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY WITH THE EXCEPTION OF FEDERAL HOLIDAYS. false false false false false false false false true false false false true false false false false false false false false false false false false true false true false false false false false false false false false false false false true false false false true 10080 0 true 333 true true true false false false false false 13 13 false false false false true true true true true false false true true true true true true true true false X RENEE NELSON EVPCFO 5413962145 200 N ADAMS COQUILLE OR 97423 FRANK SPROUL BOARD MEMBER (CHAIRMAN) 1 X X 0 0 0 DAN GIBSON BOARD MEMBER (VICE CHAIRMAN) 1 X X 0 0 0 ELIZABETH DAVIS BOARD MEMBER (SECRETARY) 1 X X 0 0 0 STEVE MOHRLAND BOARD MEMBER (TREASURER) 1 X X 0 0 0 BRIAN MENEFEE BOARD MEMBER 1 X X 0 0 0 DENNIS ERICKSON BOARD MEMBER 1 X X 0 0 0 LINDA FURMAN GRILE BOARD MEMBER 1 X X 0 0 0 ROBIN MCALPIN BOARD MEMBER 1 X X 0 0 0 GERALD PRICKETT BOARD MEMBER 1 X X 0 0 0 HALL THOMAS BOARD MEMBER 1 X X 0 0 0 SHAUN HOBACK BOARD MEMBER 1 X X 0 0 0 HOWARD MCUSKER BOARD MEMBER 1 X X 0 0 0 JUNE CHADBOURNE BOARD MEMBER 1 X X 0 0 0 DAVID ELMER PRESIDENTCEOTREASURER 40 X 409611 0 26642 RENEE NELSON EXECUTIVE VICE PRESIDENTCFO 40 X 324370 0 86642 DENISE HILL EXECUTIVE VICE PRESIDENTCOO 40 X 216087 0 14766 WENDY OSGOOD REGIONAL VICE PRESIDENT 40 X 1311586 0 22288 JOHN NICOLAUS VICE PRESIDENT - INVESTMENT SERVICES 40 X 336871 0 26642 CHARLA ZELTVAY CREDIT UNION OPERATIONS ADVISOR 40 X 166099 0 0 SUSAN HARRINGTON REGIONAL VICE PRESIDENT 40 X 137654 0 18941 DENISE DEWALD REGIONAL VICE PRESIDENT 40 X 129423 0 24363 3031701 220284 11 false true false ADROIT CONSTRUCTION CO PO BOX 609 ASHLAND OR 97520 CONSTRUCTION 3534030 REDHAWK NETWORK ENGINEERING INC 62958 LAYTON AVENUE SUITE 1 BEND OR 97701 NETWORK SERVICES 679538 WESCOM RESOURCES GROUP 5601 E LA PALMA AVENUE ANAHEIM CA 92807 ONLINE SERVICES 365900 JACK HENRY ASSOCIATES INC PO BOX 503328 ST LOUIS MO 63150 SERVICE PRODUCTS 245517 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 SUPPORT SERVICES 170848 7 INTEREST ON LOANS 522130 21969322 21969322 OTHER OPERATING INCOME 522130 8471105 8471105 30440427 2624767 2624767 91546 91546 91546 91546 3371592 4188278 -816686 -816686 -816686 INSURANCE SALES 524290 606717 606717 NON-MEMBER ATM INCOME 522130 128658 128658 INVESTMENT SERVICES 523900 736589 736589 1471964 33812018 30440427 1471964 1899627 15421 1080467 10867487 741749 827962 1956963 70231 63027 45651 448311 5189957 947399 1380640 100993 140236 985338 1109026 127175 PROVISION FOR LOAN LOSSES -440824 REGULATORY FEES 98850 NCUSIF & MEMBER INSURANCE 14989 ASSOCIATION DUES 91919 25862967 0 0 0 7852763 7655848 204917430 231903086 1058837 38030 395723955 449179583 652948 789020 39392658 8887732 27696981 30504926 97744841 70708826 1894505 1848450 10351290 10071354 24866805 18585566 772760355 821284689 5386919 4904339 691547557 732603253 696934476 737507592 X 75825879 83777097 75825879 83777097 772760355 821284689 7949051 2167 X false false false 6332449 6332449 23272201 2631043 20641158 5696601 3557791 2138810 4091407 2698898 1392509 30504926 MEMBER SHARES 732603253 732603253 true COQUILLE SCHOOL DISTRICT 1366 N GOULD COQUILLE OR 97423 501(C)(3) 8612 0 EDUCATIONATHLETICS 1 0 false false X X X X false true false DAVID ELMER PRESIDENTCEO 357084 52527 8750 17892 436253 RENEE NELSON EXECUTIVE VICE PRESID 272083 52287 68750 17892 411012 DENISE HILL EXECUTIVE VICE PRESIDE 198333 17754 8750 6016 230853 WENDY OSGOOD REGIONAL VICE PRESIDE 117000 1194586 8750 13538 1333874 JOHN NICOLAUS VP INVESTMENT SERVIC 336871 8750 17892 363513 CHARLA ZELTVAY CREDIT UNION OP ADV 166099 166099 SUSAN HARRINGTON REGIONAL VICE PRE 137654 6883 12058 156595 DENISE DEWALD REGIONAL VICE PRESID 129423 6471 17892 153786 PART VI SECTION A 6 7A & 7B EACH PERSON WHO HAS PURCHASED A 1 SHARE AND OPENED AN ACCOUNT WITH THE ORGAINIZATION IS A MEMBER. EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF DIRECTORS AS WELL AS OTHER ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP TO BE VOTED ON. PART VI SECTION B 11B THE FORM 990 IS PREPARED BY THE VICE PRESIDENT OF ACCOUNTING. IT IS REVIEWED BY THE CHIEF FINANCIAL OFFICER AND IS THEN PRESENTED TO THE EXECUTIVE COMMITTEE FOR REVIEW. PART VI SECTION B 12C THE CREDIT UNION HAS AND MAINTAINS A CONFLICT OF INTEREST POLICY. THE POLICY INCLUDES MEMBERS OF SENIOR AND EXECUTIVE MANAGEMENT AS WELL AS BOARD MEMBERS. IF A CONFLICT OF INTEREST WERE TO ARISE IT WOULD BE REPORTED AT THE NEXT SCHEDULED BOARD MEETING. VARIOUS CONTROLS ARE IN PLACE TO HELP DETER THESE TYPES OF RELATIONSHIPS OR TRANSACTIONS AND IS MONITORED BY MANAGEMENT. THE POLICY IS REVIEWED ANNUALLY FOR ANY NECESSARY CHANGES OR UPDATES. PART VI SECTION B 15A & 15B ANNUAL REVIEWS ARE PERFORMED BY THE BOARD FOR THE CEO AT THE BEGINNING OF EACH YEAR USING SALARY SURVEY DATA. THE PERFORMANCE FOR THE LAST YEAR IS ANALYZED AND PAY INCREASES ARE ADMINISTERED AS DEEMED NECESSARY. THE CEO DOES THE SAME ANNUAL REVIEW PROCESS WITH THE OTHER OFFICERS OF THE ORGANIZATION AND ALSO ADMINISTERS ANY BOARD APPROVED SALARY INCREASES AS WARRANTED. PART VI SECTION C 19 GOVERNING DOCUMENTS OF THE ORGANIZATION ARE AVAILABLE UPON REQUEST AS WELL AS THE MONTHLY FINANCIAL STATEMENTS. THE FINANCIAL STATEMENTS ARE ALSO POSTED IN THE BRANCHES FOR REVIEW BY THE PUBLIC. OREGON FINANCIAL SERVICES LLC 200 N ADAMS COQUILLE OR 97423 930568003 INSURANCE OR 463634 19760 FIRST COMMUNITY CREDIT UNION