2015-11-13T05:02:04-00:00 2014-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2014-01-01 580147125 PINNACLE CREDIT UNION PINN 4048881648 536 NORTH AVENUE ATLANTA GA 30308 LINDSAY KNODEL CONTROLLER 2015-11-13 true DOUGLAS ORTH 3052328272 2015-11-13 2014 2016-03-07 17:11:31Z MATTHEW SELKE 536 NORTH AVENUE ATLANTA GA 30308 3517169 false 1986 X WWW.PINNACLECU.ORG X 1926 GA STATE CHARTERED MEMBER SERVED CREDIT UNION. 5 5 31 5 3640 -678 0 3450905 3223262 230781 293907 0 3681686 3517169 0 0 1526338 1333009 0 0 2371148 1831796 3897486 3164805 -215800 352364 82144778 77791641 77723446 72986490 4421332 4805151 PROVIDE FINANCIAL SERVICES TO THE VARIOUS MEMBERS OF THE FINANCIAL INSTITUTION INCLUDING LOAN AND DEPOSIT ACCOUNTS. false false INTEREST PAID TO MEMBERS DEPOSITS, IRAS AND CERTIFICATES OF DEPOSIT. PURPOSE IS TO PROVIDE THRIFT SAVINGS AND DEPOSIT SERVICES TO MEMBERS false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1488 0 true 31 true true true false false false false false X 5 5 true false false false true true true true true false false false true false true false true true true false X MATTHEW SELKE 4048881648 536 NORTH AVENUE NE ATLANTA GA 30308 ANTHONY SCALESE BOD 001.00 001.00 X 0 0 0 GENE CHANDLER DIRECTOR/CHAIRMAN 001.00 001.00 X 0 0 0 JEANNE IVORY BOD 001.00 001.00 X 0 0 0 WILLIE LESTER BOD 001.00 001.00 X 0 0 0 JAMES TAYLOR DIRECTOR/V.CHAIRMAN 001.00 001.00 X 0 0 0 DIANE MCCOY EXECUTIVE VICE PRESIDENT 040.00 040.00 X 85000 0 6971 MATTHEW SELKE PRESIDENT/CEO 040.00 040.00 X 36672 0 0 121672 6971 false false false XP SYSTEMS 75 REMITTANCE DRIVE SUITE 6963 CHICAGO IL 60675 DATA PROCESSING 203568 AT&T PO BOX 535120 ATLANTA GA 30353 TELEPHONE INTERNET SERVICES 140971 HARLAND FINANCIAL SOLUTIONS PO BOX 535120 ATLANTA GA 30353 HOME BANKING BILL PAY SERVICES 126819 3 INTEREST ON LOANS 522100 2323404 2323404 FEES/CHARGES/OTHER 522100 896218 896218 UNRELATED BUSINESS INCOME 900099 3640 3640 3223262 293907 293907 3517169 3513529 3640 0 0 0 0 128643 128643 0 987200 987200 45778 45778 88359 88359 83029 83029 7673 7673 6015 6015 32787 32787 0 0 141009 141009 111374 111374 405515 405515 391969 391969 0 177816 177816 0 0 22275 22275 135776 135776 50291 50291 125235 125235 58247 58247 SEE ATTACHED SCHEDULE 165814 165814 0 3164805 3164805 548211 423523 9427251 8379481 194067 217115 32289049 35216511 145243 176790 3198603 1579608 1354869 1618995 20277661 17168280 16165655 12983931 1742772 1607015 82144778 77791641 117048 408530 77606398 72577960 77723446 72986490 X 4421332 4805151 4421332 4805151 82144778 77791641 352364 31455 X false false false false false 300564 300564 2013933 1258120 1106982 869771 698063 209899 14335 12785 1550 1618995 Financial derivatives and other financial products Closely-held equity interests LONG TERM CERTIFICATES OF DEPOSIT 9276000 C CATALYST CORPORATE PERPETUAL CONTRIBUTED CAPITAL 216285 C CATALYST CORPORATE MEMBERSHIP CAPITAL SHARES C FIRST EMPIRE SECURITIES 3491050 C CORPORATE AMERICA CU INVESTMENT 596 C 12983931 Federal income taxes REGULAR SHARES 28374150 SHARE DRAFT 8255915 CERTIFICATES OF DEPOSIT 12623433 MONEY MARKET 17872830 IRA CERTIFICATES 1778436 IRA SHARES 3466570 BUSINESS SHARES 204488 OTHER 2138 72577960 Form 990, Part VI, Section A, Line 6 THE ORGANIZATION HAS MEMBERS. Form 990, Part VI, Section A, Line 7A MEMBERS ELECT THE BOARD OF DIRECTORS. Form 990, Part VI, Section A, Line 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODYS ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. Form 990, Part VI, Section B, Line 11B PRESIDENT/CEO WILL PROVIDE A COPY OF THE FILED FORM 990 TO THE FULL BOARD OF DIRECTORS DURING A SCHEDULED BOARD MEETING. Form 990, Part VI, Section B, Line 12C ANNUAL DISCLOSURES ARE REQUIRED. Form 990, Part VI, Section B, Line 15 DETERMINED BY INDUSTRY STANDARDS, EDUCATION, AND EXPERIENCE. Form 990, Part VI, Section C, Line 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED.