2025-11-17T14:25:00-06:00 2024-12-31 450250958 Eide Bailly LLP 800 Nicollet Mall Ste 1300 Minneapolis MN 554027033 990 2024-01-01 851481944 North Dakota Public Health Insurance Trust NORT 7019972437 3170 43rd St S 103 Fargo ND 58104 Mike McNeff Board President 7019972437 2025-11-13 1 1 Kim Hunwardsen CPA P00484560 6122536500 2025-11-13 2024 2025-03-06 01:10:19Z Mike McNeff 3170 43rd St S 103 Fargo ND 58104 55958328 0 X ndphithealth.com X 2020 ND Provide welfare benefits to ND public agencies exempt from taxation under IRC Section 115(1). 9 0 0 9 475554 0 0 0 48035423 55391955 330051 475554 175127 90819 48540601 55958328 0 0 43563653 48216012 0 0 0 0 0 4535902 4730791 48099555 52946803 441046 3011525 9931378 13092218 4944644 5093959 4986734 7998259 None 0 0 North Dakota Public Health Insurance Trust began operations to provide health insurance to ND Public entities. Its participating employers are cities, counties, townships, school districts, fire districts, park districts, ambulance associations, soil conservation districts and water districts within the State of North Dakota. The trust had 125 member groups and just over 8,300 employees and dependents receiving health benefits as of December 31, 2024. 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 9 0 1 0 1 1 0 0 0 0 0 0 0 X 9 0 0 1 0 0 0 1 0 1 0 0 0 1 1 1 1 1 0 0 0 0 X Hunter Diegel 7019972685 3170 43rd St S 103 Fargo ND 58104 Cole Higlin Trustee 0.50 40.00 X 0 104960 23704 Dessie Calihou Trustee 0.50 40.00 X 0 100997 1000 Dr Chris Larson Trustee 0.50 40.00 X 0 134138 36498 Dr Mike McNeff Chairperson 0.50 40.00 X X 0 145539 25063 Dr Steve Holen Trustee 0.50 40.00 X 0 198706 28461 Genny Dienstmann Trustee 0.50 40.00 X 0 159759 42980 Keith Pic Trustee 0.50 40.00 X 0 211758 1883 Kevin Beaudoin Trustee 0.50 40.00 X 0 112366 41102 Sonya Larson Trustee 0.50 40.00 X 0 59208 27725 Brennan Quintus Trustee (Through January) 0.50 40.00 X 0 129247 13471 Nora Frueh Treasurer 0.50 40.00 X 0 204620 41536 0 1561298 283423 0 0 1 0 Blue Cross Blue Shield 4510 13th Ave S Fargo ND 58121 Plan Administration 3169319 Brown & Brown 80 S 8th St 700 Minneapolis MN 55403 Benefit Consulting 768844 Thriver Health 30 N Gould St Ste R Sheridan WY 82801 Wellness Consulting & Coaching 205241 Food RX and AI Inc (DBA Digbi Health) 800 W El Camino Real Ste 180 Mountain View CA 94040 Health & Nutriton Consulting 193200 South East Education Cooperative 317043rd St S 103 Fargo ND 58104 Trust Administration 192763 6 Premiums Earned 525100 55345417 55345417 Member Deposits 525100 46538 46538 55391955 475554 475554 OTHER REVENUE 524298 90819 90819 90819 55958328 55482774 475554 0 48216012 4716714 10096 2901 1080 52946803 6335656 7993714 37555 24525 2049451 2661898 1508716 2412081 9931378 13092218 1430597 1373631 14047 10328 3500000 3710000 4944644 5093959 X 4986734 7998259 4986734 7998259 9931378 13092218 3011525 0 X X 0 1 X 1 0 0 Accrued Interest 45079 C Certificates of Deposit 2616819 C 2661898 Pharmacy Receivable 2412081 2412081 Reserve for Incurred but not Reported (IBNR) Losses 3710000 3710000 55958328 0 55958328 0 55958328 52946803 0 52946803 0 52946803 0 0 0 Nora Frueh Treasurer 0 186200 0 18420 0 0 0 20172 0 21978 0 246770 0 0 Dr Steve Holen Trustee 0 198706 0 0 0 0 0 0 0 28461 0 227167 0 0 Keith Pic Trustee 0 187750 0 9540 0 14468 0 0 0 2475 0 214233 0 0 Genny Dienstmann Trustee 0 158434 0 1150 0 175 0 19125 0 24363 0 203247 0 0 Dr Mike McNeff Chairperson 0 144789 0 750 0 0 0 0 0 25651 0 171190 0 0 Dr Chris Larson Trustee 0 134138 0 0 0 0 0 36498 0 0 0 170636 0 0 Kevin Beaudoin Trustee 0 112366 0 0 0 0 0 15923 0 25180 0 153469 0 0 Form 990, Part VI, Section A, line 1a The Board of Trustees consists of employees of the contributing employers, and as such, the board members are compensated by the contributing employers for the services they provide as employees of their respective employer. Due to this, they are not considered independent Trustees. Form 990, Part VI, Section A, line 3 South East Education Cooperative serves as the Secretary for the Board of Trustees, and is also responsible for management of the Trust. They were paid $192,763 in 2024 for these services. Form 990, Part VI, Section A, line 7a The South East Education Cooperative and the North Dakota Insurance Reserve Fund each have the authority to appoint a Trustee. Form 990, Part VI, Section A, line 8b There are no committees with the authority to act on behalf of the Board of Trustees. Form 990, Part VI, Section B, line 11b The Form 990 is reviewed by the Treasurer and e-mailed to the remaining board members. Form 990, Part VI, Section B, line 12c The Trustees for the North Dakota Public Health Insurance Trust must annually comply with the conflict of interest policy. Potential conflicts are reviewed by the Chairperson and the remaining Trustees will discuss and vote on whether a confilct of interest exists in each individual instance. If a conflict exists, the Trustees shall determine whether the organization can obtain, with reasonable effort, a more advantageous transaction or arrangement from a person or entity that would not produce a conflict of interest. If an alternative transaction or arrangement is not feasible, the board of Trustees shall determine by a majority vote of the disinterested Trustees whether the transaction or arrangement is in the best interests of the organization, for its own benefit, and fair and reasonable. Form 990, Part VI, Section C, line 19 The governing documents, conflict of interest policy and financial statements are available upon request. Form 9990, Part XII, Line 2c: The board of directors assumes responsbility for oversight of the audit and selection of an independent accountant. This process has not changed from the prior year. South East Education Cooperative 3170 43rd St S 103 Fargo ND 58104 475548763 Regional Education Association ND Government N/A 0 Alexander Public School Adams County Anamoose Public School Barnes County North Billings - Roughrider North Billings County Bottineau County Bottineau PSD Burke Central School District #36 Burleigh County Housing Authority Carrington School District Cavalier School District Center-Stanton District #1 Central Regional Education Assoc (CREA) Central Valley Health District City of Beulah City of Burlington City of Casselton City of Grafton City of Glen Ullin City of Hankinson City of Harvey City of Hazen City of Linton City of Lisbon City of Mandan City of Rolla City of Valley City Dickinson Municipal Airport Dickinson Parks and Rec Divide County School District 1 Drake Public School Drayton Public School Dunn County Dunseith Public School District East Central Center for Exceptional Children Edgeley Public School District Ellendale Public School Fargo Airport Authority Municipal Airport Authority of the City of Fargo Fessenden-Bowdon School Dist Finley-Sharon Public Schools Gackle-Streeter Public School Garrison Public School District #51 Glenburn Public School Golden Valley County Grafton Parks & Rec Grafton Public School Grand Forks Regional Airport Authority Grenora Public School Hazen Parks and Rec Hankinson Public School Hatton Eielson Public School District Hazen School District Hettinger County Hettinger School District #13 Hillsboro Public School District 9 (Sanford) Hope-Page Public School District #85 James River Special Ed Jamestonw Parks & Rec Jamestown Stutsman DC Kensal Public School Kidder County Public School District Killdeer Public School District #16 Kindred School District 2 Lake Region Law Enforcement Center LaMoure Public School Larimore Public School District #44 Leeds Public School District Lidgerwood Public School Litchville Marion Public School Maddock Public School Mandan Park District Mapleton Public School Max Public School McClusky-Goodrich Public School McHenry County McKenzie County Public School District #1 Medina Public School District #3 Milnor Public School Minot Park District Minto Public School Montpelier Public School ND Association of Counties (NDACO) ND League of Cities NDACo Resources Group New England Public School New Rockford-Sheyenne School District #2 Newburg United Public School North Border School District 100 North Central Education Coop (NCEC) North Dakota Insurance Reserve Fund Northern Cass School District (Sanford) Oakes Public School Oberon Dist 16 Oliver Mercer Special Ed Park River Area School District 8 Pierce County Pingree Buchanan School Richland School District #44 Rolette County Rolette Public School Rugby School District Rural Cass Special Education Unit Sawyer School District 16 Scranton Public Schools Sheridan County Sheyenne Valley Special Education Unit Slope County South Heart Public School District #9 South Valley Multi-District Special Education St Johns District NDPHIT Stutsman County TGU School District #60 The Southwest Multi-County Correction Center (SWMCCC) Traill County (& Water Resource) Traill EDC Turtle Lake-Mercer School Underwood Public School Upper Valley Special Education Unit Valley City Parks and Recreation Wahpeton Park Board Walsh County Washburn Public School District #4 Wells County Westhope Public School District 17 Western Education Regional Coop (WERC) Wing Public School Wyndmere Public School District #42 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1