2015-10-06T22:21:01-05:00 2014-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2014-01-01 750692281 CITY CREDIT UNION CITY 2145150100 7474 FERGUSON RD DALLAS TX 75228 SHARON MOORE PRESIDENT/CEO 2145150100 2015-09-22 1 JANIS ISAACSON P00089104 6022662248 2014 2016-02-25 16:41:14Z SHARON MOORE 7474 FERGUSON RD DALLAS TX 75228 20559363 0 X WWW.CITYCU.ORG X 1942 TX A COOPERATIVE THRIFT INSTITUTION AND A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION. 9 9 148 9 36963 -132830 0 0 18810225 19600545 844961 912206 184479 0 19839665 20512751 0 0 0 0 6663876 6507178 0 0 0 10789273 11078633 17453149 17585811 2386516 2926940 272148636 283854700 242466325 252142403 29682311 31712297 CITY CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION. 0 0 PROVIDED LOANS, DEPOSIT ACCOUNTS, AND OTHER FINANCIAL PRODUCTS AND SERVICES TO 38,657 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5776 0 1 148 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 0 0 1 1 1 1 1 1 1 1 1 1 0 X SHARON MOORE 2145150100 7474 FERGUSON RD DALLAS TX 75228 BONNIE A MCELEARNEY BOARD CHAIR 1.00 X 0 0 0 MARY BLAND DIRECTOR 1.00 X 0 0 0 GILBERT AGUILAR VICE CHAIR 1.00 X 0 0 0 RONNIE DAVIS DIRECTOR 1.00 X 0 0 0 CHANDRA MARSHALL-HENSON TREASURER 1.00 X 0 0 0 GRANT LAPPIN DIRECTOR 1.00 X 0 0 0 ALAN RICHARDSON SECRETARY 1.00 X 0 0 0 GLORIA LOPEZ CARTER DIRECTOR 1.00 X 0 0 0 CHARLES GRIFFITH DIRECTOR 1.00 X 0 0 0 SHARON MOORE PRESIDENT/CEO 40.00 X 277596 0 27180 KEVIN STEWART EVP/CFO 40.00 X 147540 0 15086 DAVID FRITH COO 40.00 X 126423 0 10537 551559 0 52803 3 0 1 0 SWBCINC 9311 SAN PEDRO SUITE 600 SAN ANTONIO TX 78216 COLLECTION SERVICES & GAP/WARRANTY SALES 983932 FISERV PO BOX 99924 GRAPEVINE TX 76099 DATA PROCESSING SERVICES 901095 LANVERA 112 WRANGLER DR SUITE 150 COPPELL TX 75001 MEMBER MONTHLY STATEMENTS PRINTING AND M 159905 REDLINE PO BOX 1526 ADDISON TX 75001 NEWSLETTER AND FORM LETTER MAILING 127820 BIG STATE CONSTRUCTION COMPANY 302 FOREST GROVE RICHARDSON TX 75080 OFFICE CONSTRUCTION, RENOVATION, REPAIR 102008 5 INTEREST ON LOANS TO MEMBERS 522100 11872817 11872817 FEES AND CHARGES 522100 6612007 6575044 36963 OTHER NON-INTEREST INCOME 522100 1115721 1115721 19600545 958818 958818 46612 -46612 -46612 -46612 20512751 20475788 36963 0 604362 4728053 246366 493491 434906 22078 67500 147986 537227 354935 1110242 20000 138330 785261 1334828 PROVISION FOR LOAN LOSS 2007990 MISCELLANEOUS 1383569 DATA PROCESSING 1028919 ACCEL FEES 689018 1450750 17585811 3851307 4171885 27724755 17607228 165633528 191080283 18146952 8779273 9735879 9367679 59962890 57171441 5240277 4456184 272148636 283854700 4545698 4376179 237920627 247766224 242466325 252142403 X 0 0 0 0 29682311 31712297 29682311 31712297 272148636 283854700 X 2926940 -896954 X X 0 1 X 1 0 3285134 3285134 7882070 3354616 4527454 293644 257105 36539 6618317 5167552 1450765 67787 67787 9367679 HELD-TO-MATURITY 52596009 C OTHER INVESTMENTS 4101700 C CUBS INVESTMENT 473732 C 57171441 MEMBER'S SHARE AND SAVINGS ACCOUNTS 247766224 247766224 X 20512751 0 20512751 0 20512751 17585811 0 17585811 0 17585811 PART X, LINE 2: THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2014 AND 2013. X X 1 1 X X X X 0 0 0 SHARON MOORE PRESIDENT/CEO 258226 0 12070 0 7300 0 20643 0 6537 0 304776 0 0 0 KEVIN STEWART EVP/CFO 138026 0 9514 0 0 0 6308 0 8778 0 162626 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS A MEMBER OWNED FINANCIAL COOPERATIVE. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S MEMBERS ELECT THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS AS STATED IN THE CREDIT UNION CHARTER. FORM 990, PART VI, SECTION A, LINE 8B GOVERNANCE, HUMAN RESOURCES, AUDIT, EXECUTIVE AND NOMINATING COMMITTEES. ALL COMMITTEES DO NOT HAVE DECISION MAKING AUTHORITY. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS REVIEWED BY THE EVP/CFO AND PRESIDENT & CEO. THE PRESIDENT & CEO SIGNS FORM 990 AS AUTHORIZED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION CONTRACTS WITH AN INDEPENDENT CPA FIRM TO CONDUCT INTERNAL AUDITS OF ITS OPERATIONS AND COMPLIANCE WITH WRITTEN POLICIES AND PROCEDURES. INTERNAL AUDIT REPORTS ARE REVIEWED BY MANAGEMENT, THE AUDIT COMMITTEE AND THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION CONTRACTS WITH AN INDEPENDENT CONSULTING FIRM TO PROVIDE COMPENSATION INFORMATION AND DATA WHICH IS USED TO DETERMINE THE PRESIDENT AND CEO'S COMPENSATION AND BENEFITS. THE INDEPENDENT CONSULTANT PROVIDES INFORMATION WHICH IS USED TO ESTABLISH SALARY RANGES FOR ALL EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S WEBSITE INDICATES THIS INFORMATION IS AVAILABLE UPON REQUEST. FINANCIAL INFORMATION IS ALSO INCLUDED IN THE CREDIT UNION'S ANNUAL REPORT WHICH IS AVAILABLE ON THE CREDIT UNION'S WEBSITE. FORM 990, PART XI, LINE 9: CHANGE IN OTHER UNREALIZED LOSSES ON DEFINED BENEFIT PLAN -896,954. FORM 990. PART XII, LINE 2C: THE AUDIT COMMITTEE OVERSEES THE AUDITED FINANCIAL STATEMENTS.