2014-05-12T14:54:36-07:00 2013-12-31 HENRY & PETERS PC 3310 S BROADWAY AVE STE 100 TYLER TX 75701 990 2013-01-01 750751106 UNITED CREDIT UNION UNIT 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 SHERRI MCELYEA President 2014-05-12 true Ginny Ragland P00160325 9035976311 2013 2015-11-30 17:44:51Z SHERRI MCELYEA 4901 OLD JACKSONVILLE HWY TYLER TX 75703 1041743 false false X www.unitedcu.coop X 1932 TX COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. 7 7 10 1083 -5662 1500 0 944764 993922 51027 47821 0 997291 1041743 0 127641 99202 324984 331976 0 0 600642 462979 1053267 894157 -55976 147586 22330310 23283241 20245084 21050429 2085226 2232812 COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS. false false SHARE SAVINGS ACCOUNTS: SHARE SAVINGS ACCOUNTS ARE OFFERED THAT PAY MONTHLY DIVIDENDS. SPECIAL SHARE SAVINGS ACCOUNTS ARE OFFERED FOR CHRISTMAS, TAXES, VACATION, OR OTHER SAVINGS NEEDS. MEMBERS HAVE ACCESS TO HOME BANKING AT NO ADDITIONAL CHARGE. ON-SITE ATMS ARE AVAILABLE TO MEMBERS ALSO AT NO ADDITIONAL CHARGE. CHECKING ACCOUNTS: CHECKING ACCOUNTS ARE OFFERED WITH VARYING FEATURES FROM FREE ACCESS TO HOME BANKING AND DEBIT CARDS TO ONLINE BILL PAY FOR $4.95 PER MONTH. SENIORS ARE OFFERED SPECIAL CHECKING ACCOUNTS WITH 1 FREE BOX OF CHECKS PER YEAR, FREE PRINTOUTS, AND FREE FAX SERVICE. LOANS: CONSUMER LOANS OF ALL TYPES INCLUDING VEHICLE LOANS, UNSECURED LOANS, AND CREDIT CARDS. RESIDENTIAL LOANS ARE AVAILABLE. RELATED SERVICES SUCH AS CREDIT LIFE AND DISABILITY INSURANCE ARE ALSO OFFERED. false false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false 2 0 true 10 true true false false false false false false false false false false X 7 7 false false false false true true true true true false false false true true true false true false false false X SHERRI MCELYEA 9035953604 4901 OLD JACKSONVILLE HWY TYLER TX 75703 GEORGE CREEL Chairman 1.00 0.00 X 0 0 0 NANCY PARKER VICE CHAIRMAN 1.00 0.00 X 0 0 0 TAMI CHAPMAN SEC/TREASURER 1.00 0.00 X 0 0 0 STEVE MASON BOARD MEMBER 1.00 0.00 X 0 0 0 TONY LOCKRIDGE BOARD MEMBER 1.00 0.00 X 0 0 0 CLIFTON GEE BOARD MEMBER 1.00 0.00 X 0 0 0 GENE MERRIMAN CREDIT COMM CHR 1.00 0.00 X 0 0 0 JOAN SMITH Vice President 40.00 0.00 X 46252 0 7989 SHERRI MCELYEA President 40.00 0.00 X 52777 0 7635 99029 15624 0 false false false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSOR 145902 1 0 FEE INCOME 522291 152029 152029 FEES-INSURANCE PRODUCTS 522100 700 700 INTEREST ON LOANS 522291 834050 834050 MISC INCOME 900099 6760 6760 NON-MEMBER ATM FEES 524298 383 383 993922 47821 47821 0 0 0 0 0 0 0 0 1041743 992839 1083 47821 0 0 0 99202 114653 0 160265 32237 3784 21037 0 13624 27000 0 0 0 6646 6631 49405 151162 0 59435 17155 0 46 4 0 60032 22495 LOAN AND ACCOUNT SERVICING 56234 REPAIRS & MAINTENANCE 18439 MISCELLANEOUS 9364 DUES & SUBSCRIPTIONS 8540 -43233 894157 0 0 0 203345 428180 6834436 6068647 0 2244 0 0 14007805 15497560 0 15074 14004 1434492 406788 1084840 1027704 0 0 0 0 184810 244902 22330310 23283241 176486 68158 20068598 20982271 20245084 21050429 X 468761 468761 1616465 1764051 2085226 2232812 22330310 23283241 147586 X false false false 252717 252717 964070 233735 730335 2681 1889 792 215024 171164 43860 1027704 MEMBER SHARES & RESERVES 21176957 Rounding 2 UNREALIZED GAIN/(LOSS) PENSION -194688 20982271 Form 990, Part VI, Line 11b: Form 990 Review Process No review was or will be conducted. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts UNITED CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT IS REGULARLY MONITORED BY MANAGEMENT. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO MEMBERS. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, ON THE WEBSITE, AND A COPY IS PROVIDED TO MEMBERS UPON REQUEST.