2014-05-14T11:30:24-05:00 2013-12-31 BKD LLP 201 N Illinois Street Indianapolis IN 46204 990 2013-01-01 350885381 CENTRA CREDIT UNION % ALVIN G LECHER CENT 8123769771 1430 NATIONAL ROAD Suite COLUMBUS IN 47202 DOUGLAS B HARRIS PRESIDENT 8123769771 2014-05-15 true 3173834000 2013 2015-11-30 17:44:51Z DOUGLAS B HARRIS 1430 NATIONAL ROAD COLUMBUS IN 47202 87819975 false X www.centra.org X 1997 IN STATE CHARTERED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, MORTGAGE LOANS, AND BUSINESS LOANS TO ITS MEMBERS. 8 7 329 9 415642 -159606 0 0 49241743 48043621 -55332 874016 1158368 1404289 50344779 50321926 0 0 0 0 11584341 11996352 0 0 0 29137865 29012194 40722206 41008546 9622573 9313380 1130665244 1186613715 1009277424 1057056909 121387820 129556806 STATE CHARTED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS. false false CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14) false false false false false false false false true true false false true false false true false false false false false false false false false false false true false false false false false false false false false false false false true false false false true 18786 0 true 329 true true true false false false false false X 8 7 false false false false true true false true true false true true false true true true true true true false false IN X ALVIN G LECHER 8123769771 1430 NATIONAL ROAD Columbus IN 47202 X Loretta Burd Board Member 2.0 X 86027 0 0 BRIAN MCBROON TREASURER 2.0 X 7290 Dan Arnholt Board Member 2.0 X 1800 Alan Degner Chairman 2.0 X 7294 Amber Fishvogt Board Member 2.0 X 7200 Jim Johnson SECRETARY 2.0 X 7292 Tom Kieffer VICE CHAIRMAN 2.0 X 7256 Mary Stroh Board Member 2.0 X 5491 0 Douglas Harris PRESIDENT 62.0 X 260619 25833 Patricia Knorr CHIEF OPERATING OFFICER 50.0 X 171678 20237 Paul Adrian CHIEF SYSTEMS OFFICER 65.0 X 145414 11529 CHIRSTOPHER BOTTORF SO IND MARKET PRESIDENT 52.0 X 159751 26598 BRAD DAVIS CHIEF SALES/MKT OFFICER 57.0 X 148680 13629 Brett VanderKolk Chief Financial Officer 48.0 X 129468 16435 1145260 0 114261 6 false true false HARLAND CLARKE 125 NORTH BURNEET DRIVE LAUREATE DR SAN ANTONIO TX 78249 OUTSIDE SERVICES 359923 TECHNICAL MAINTENANCE SERVICES 461 S MAPLETON STREET COLUMBUS IN 47201 OUTSIDE SERVICES 333284 FISERV 2307 DIRECTORS ROW INDIANAPOLIS IN 46241 OUTSIDE SERVICES 973688 SCI ENTERPRISES LLC 1516 NEW FORD ROAD SEYMOUR IN 47274 OUTSIDE SERVICES 344540 DIEBOLD 1345 BROOKVILLE WAY INDIANAPOLIS IN 46239 OUTSIDE SERVICES 311061 15 0 INTEREST - LOANS 522100 25766421 25766421 SERVICE & MEMBER FEES 522100 11720976 11366946 354030 INT-INVEST SECURITIES 523000 3770555 3770555 CREDIT CARD INCOME 522200 6362686 6362686 INT BEARING DEPOSITS 522100 422983 422983 48043621 0 0 0 0 0 0 32601134 5770931 31865655 5632394 735479 138537 874016 -183685 1057701 0 0 0 INSURANCE COMMISSIONS 524113 808519 604758 203761 OTHER INCOME 522100 595770 554234 41536 1404289 50321926 18888624 415642 31017660 0 0 0 0 1259521 0 8017738 177422 1729040 812631 0 40650 168184 0 0 0 0 867823 1333887 977816 0 3624848 348963 0 50844 9488913 0 1367964 1068502 BAD DEBT EXPENSE 2815000 COLLECTIONS 676685 LOAN SERVICING EXPENSE 2275553 OUTSIDE SERVICES 2454629 1451933 41008546 11643751 13240024 194725752 140840054 0 0 0 0 0 0 0 0 587697186 643502287 0 0 0 0 32934902 16479159 15119818 16455743 0 0 297868835 350445101 0 0 0 0 23609902 22130506 1130665244 1186613715 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1009277424 1057056909 1009277424 1057056909 X 0 0 0 0 121387820 129556806 121387820 129556806 1130665244 1186613715 9313380 -1144394 X false true X true false 0 3985633 3985633 0 15183608 6960327 8223281 0 1472016 906261 565755 0 11970350 8612571 3357779 0 323295 323295 16455743 AVAILABLE FOR SALE SECURITIES 255096687 F HELD TO MATURITY SECURITIES 95348414 C 350445101 0 MEMBERS' DEPOSITS 1011994507 FHLB ADVANCES 41000000 OTHER LIABILITIES 4062402 1057056909 38081987 58378 58378 38023609 12298317 12298317 50321926 28768607 58378 58378 28710229 12298317 12298317 41008546 PART X, LINE 2 MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. PART XI & XII, LINE 2D LOSS ON OTHER ASSETS $ 58,378 PART XI & XII, LINE 4B INTEREST EXPENSE $ 9,483,317 LOAN LOSSES 2,815,000 TOTAL ADJUSTMENT $ 12,298,317 X false false false Douglas Harris PRESIDENT 192624 47346 20649 6236 19597 286452 Patricia Knorr CHIEF OPERATING OFFICER 136749 26117 8812 5074 15163 191915 Paul Adrian CHIEF SYSTEMS OFFICER 123184 22230 0 4365 7164 156943 CHIRSTOPHER BOTTORF SO IND MARKET PRESIDENT 134492 25259 4499 22099 186349 BRAD DAVIS CHIEF SALES/MKT OFFICER 129046 19634 3341 10288 162309 MEMBERS OR STOCKHOLDERS EVERY MEMBER OF THE CREDIT UNION HAVING PURCHASED ONE OR MORE SHARES OF STOCK IS A SHAREHOLDER. ELECTION OF MEMBERS OF THE GOVERNING BODY ELIGIBLE MEMBERS RECEIVE ONE VOTE TO ELECT BY MAJORITY THE DIRECTORS OF THE CREDIT UNION. REVIEW OF FORM 990 THE FORM 990 IS REVIEWED BY THE PRESIDENT OR VICE PRESIDENT OF FINANCIAL OPERATIONS PRIOR TO FILING THE RETURN. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. CONFLICT OF INTEREST POLICY CONFLICT OF INTEREST POLICIES ARE SIGNED ANNUALLY BY EACH BOARD MEMBER AND OFFICER OF THE ORGANIZATION AND REVIEWED. IF A BOARD MEMBER HAS A CONFLICT THEY RECUSE THEMSELVES FROM DISCUSSIONS AND VOTING IN THAT AREA. REVIEW OF COMPENSATION PAY INCREASES TO TOP MANAGEMENT ARE APPROVED AS PART OF THE ANNUAL REVIEW PROCESS WHICH IS APPROVED BY THE BOARD OF DIRECTORS. AVAILABILITY OF FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. OFFICER COMPENSATION LORETTA BURD RECEIVED ADDITIONAL COMPENSATION FOR SERVICES PERFORMED IN THE PRIOR YEAR AS CHIEF EXECUTIVE OFFICER. CENTRA FINANCIAL SERVICES LLC 1430 NATIONAL ROAD COLUMBUS IN 47202 BANKING IN 1155504 2392457 CENTRA CU