2014-09-15T18:47:02-05:00 2013-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2013-01-01 910620799 GLOBAL CREDIT UNION GLOB 5094554700 1520 W THIRD AVENUE SPOKANE WA 99201 JACK FALLIS PRESIDENT 5094554700 2014-09-16 1 EMINA O CRESSWELL CPA P01217304 5097472600 2014-09-16 2013 2015-11-30 17:44:51Z JACK FALLIS PO BOX 3200 SPOKANE WA 99220 21715862 0 X WWW.GLOBALCU.ORG X 1954 WA THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 7 6 189 8 470447 -73124 0 0 18017676 17612683 289965 910149 44629 -67101 18352270 18455731 18000 25100 0 0 7357063 7871050 0 0 0 10708597 10977822 18083660 18873972 268610 -418241 360946837 371182807 329491190 342274472 31455647 28908335 THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 48,212 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 7236 0 1 189 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 ID X BRIAN KAZEMBA 5094554700 1520 WEST THIRD AVENUE SPOKANE WA 99201 JOE M TORTORELLI BOARD CHAIRMAN 5.00 1.00 X X 0 0 0 ROBERT J LAPOINTE BOARD VICE CHAIRMAN 5.00 1.00 X X 0 0 0 THOMAS A PAULEY BOARD SECRETARY 5.00 1.00 X X 0 0 0 HAL WESTBROOK DIRECTOR 5.00 X 0 0 0 MARCELLA GRAY DIRECTOR 5.00 X 0 0 0 RICHARD FISCHER DIRECTOR 5.00 X 0 0 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 40.00 1.00 X X 347270 0 237828 MARY STARKEY VP OF OPERATIONS/COO 40.00 X 175657 0 37015 GREG BENNEWEIS VP OF FINANCE & ACCOUNTING 40.00 X 107709 0 31498 DAVID CUMMINGS VP OF IT/CIO 40.00 X 120473 0 28843 KIM SHILL VP OF LENDING 40.00 X 124076 0 19244 JACKIE CARDLE RE LENDING MANAGER 40.00 X 144455 0 13311 SEAN FLINDERS SALES MGR & LOAN OFFICER 40.00 X 153399 0 29913 1173039 0 397652 9 0 1 0 BOOM LLC 1011 W RAILROAD ALLEY STE 101 SPOKANE WA 99201 MARKETING & PROMOTIONS 557150 BALES CONSTRUCTION INC 5620 E DESMET SPOKANE WA 99212 CONSTRUCTION 433626 ONLINE RESOURCES CORPORATION PO BOX 418410 BOSTON MA 02241 ONLINE & E-SERVICE LICENSE, MAINTENANCE 378546 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 IT/CORE SYSTEM LICENSE & MAINTENANCE 319462 PC CONNECTION SALES CORPORATION PO BOX 382808 PITTSBURGH PA 15250 COMPUTER & IT EQUIPMENT 275976 12 LOAN INTEREST 522100 10953582 10953582 OTHER INCOME 524298 2995165 2995165 VISA/DEBIT CARD INCOME 522100 2124522 2124522 FEE INCOME 522100 1539414 1068967 470447 17612683 955136 955136 245490 312591 -67101 -67101 -67101 2250000 652553 2248352 699188 1648 -46635 -44987 -44987 18455731 17142236 470447 843048 25100 936977 5297797 535438 543107 557731 36554 69058 96999 1181527 698799 1244276 954390 93861 110649 1432565 1332866 148690 UBI TAX EXPENSE 34001 LOAN SERVICING 1816426 MEMBER SERVICING 597268 OTHER OPERATING EXPENSE 304533 825360 18873972 6143758 6177767 68106726 37656005 54533 114940 186619510 206978295 946882 1680198 29410142 14579828 14586207 14830314 53275540 65590090 31213681 38155198 360946837 371182807 2885522 2948976 6000000 6000000 320605668 333325496 329491190 342274472 X 0 0 0 0 31455647 28908335 31455647 28908335 360946837 371182807 -418241 -2129071 0 X 0 0 0 2439850 2439850 14450082 5567750 8882332 2338901 1278876 1060025 9231109 7418172 1812937 950200 315030 635170 14830314 FHLB STOCK 890800 C INVESTMENTS AVAILABLE FOR SALE 62963050 F LOANS HELD FOR SALE 1736240 C 65590090 ACCRUED INTEREST 906982 OTHER ASSETS & RECEIVABLES 13446702 NCUA SHARE INSURANCE FUND 3116514 DEPOSITS IN COMMERCIAL BANKS 20685000 38155198 SHARES & DEPOSITS 333325496 333325496 1 THE SALVATION ARMY PO BOX 3939 COEUR DALENE ID 83816 910565002 501(C)(3) 10000 KROC CENTER SPONSORSHIP YMCA 1126 N MONROE SPOKANE WA 99201 910827958 501(C)(3) 5000 YMCA/YWCA JOINT CAPITAL CAMPAIGN GONZAGA UNIVERSITY 502 E BOONE AVE AD BOX 66 SPOKANE WA 99258 910236600 501(C)(3) 5100 GOLD SPONSORSHIP GU ATHLETICS ZAK FOUNDATION PO BOX 19188 SPOKANE WA 99219 271771407 501(C)(3) 5000 ZAK! CHARITY OPEN SPONSORSHIP 4 0 PART I, LINE 2: WRITTEN DOCUMENTATION RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT TO REVIEW OF ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. X X 1 1 X X X X 0 1 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 335353 0 0 0 11917 0 231821 0 6007 0 585098 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 173283 0 0 0 2374 0 24383 0 12632 0 212672 0 0 0 JACKIE CARDLE RE LENDING MANAGER 144455 0 0 0 0 0 0 0 13311 0 157766 0 0 0 SEAN FLINDERS SALES MGR & LOAN OFFICER 153399 0 0 0 0 0 23211 0 6702 0 183312 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. MUST BE APPROVED IN ADVANCE AND NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS AND MARY STARKEY. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES. PART I, LINE 4B THERE IS A 457(F) PLAN FOR THE CEO, AND 457(B) PLANS FOR THE CEO AND COO WHICH ACCRUE A PAYABLE BASED ON THE EARNINGS OF THE PLAN(S). FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE ACCOUNTING & FINANCE MANAGER WHO THEN REPORTS TO THE PRESIDENT/CEO. THE PRESIDENT/CEO THEN REPORTS TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND KEY EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 18 THE CREDIT UNION MAKES FORMS 1024 AND 990 AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. MEMBERS SERVICE GROUP INC PO BOX 3200 SPOKANE WA 99220 911316353 CUSO - INSURANCE PRODUCTS AND PAYDAY LENDING WA GLOBAL CREDIT UNION C 70689 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0