2014-11-13T03:12:18-00:00 2013-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2013-01-01 580147125 PINNACLE CREDIT UNION PINN 4048881648 536 NORTH AVENUE ATLANTA GA 30308 DIANE MCCOY EXECUTIVE VICE PRESIDENT 2014-11-13 true DOUGLAS ORTH 3052328272 2014-11-13 2013 2015-11-30 17:44:51Z DIANE McCOY 536 NORTH AVENUE ATLANTA GA 30308 3681686 false 1986 X WWW.PINNACLECU.ORG X 1926 GA STATE CHARTERED MEMBER SERVED CREDIT UNION. 9 9 34 9 22859 -932 0 3924238 3450905 231568 230781 0 4155806 3681686 0 0 1631654 1526338 0 0 2388000 2371148 4019654 3897486 136152 -215800 86280568 82144778 80008562 77723446 6272006 4421332 PROVIDE FINANCIAL SERVICES TO THE VARIOUS MEMBERS OF THE FINANCIAL INSTITUTION INCLUDING LOAN AND DEPOSIT ACCOUNTS. false false INTEREST PAID TO MEMBERS DEPOSITS, IRAS AND CERTIFICATES OF DEPOSIT. PURPOSE IS TO PROVIDE THRIFT SAVINGS AND DEPOSIT SERVICES TO MEMBERS false false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 1493 0 true 34 true true true false false false false false X 9 9 true false false false true true false true true false false false true false true false true true true false X DIANE McCOY 4048881648 536 NORTH AVENUE NE ATLANTA GA 30308 SIDNEY BLACKSTONE DIRECTOR/CHAIRMAN 001.00 X 0 0 0 WILLIAM BRINKLEY DIRECTOR/VICE CHAIRMAN 001.00 X 0 0 0 ANTHONY SCALESE BOD 001.00 X 0 0 0 DEAN BROOKS BOD 001.00 X 0 0 0 GENE CHANDLER BOD 001.00 X 0 0 0 JEANNE IVORY BOD/SECRETARY 001.00 X 0 0 0 WILLIE LESTER BOD 001.00 X 0 0 0 RUSSELL MCCOY BOD 001.00 X 0 0 0 JAMES TAYLOR BOD 001.00 X 0 0 0 SUSAN JACKSON CEO 040.00 X 67208 0 3889 DIANE MCCOY INTERIM CEO 040.00 X 82000 0 4920 149208 8809 false false false XP SYSTEMS 75 REMITTANCE DRIVE SUITE 6963 CHICAGO IL 60675 DATA PROCESSING 163541 AT&T PO BOX 535120 ATLANTA GA 30353 TELEPHONE INTERNET SERVICES 132781 HARLAND FINANCIAL SOLUTIONS PO BOX 535120 ATLANTA GA 30353 HOME BANKING BILL PAY SERVICES 119265 3 INTEREST ON LOANS 522100 2421046 2421046 FEES/CHARGES/OTHER 522100 1007000 1007000 UNRELATED BUSINESS INCOME 900099 22859 22859 3450905 230781 230781 3681686 3658827 22859 0 0 0 0 158017 158017 0 1122778 1122778 55844 55844 94930 94930 94769 94769 7537 7537 5312 5312 29498 29498 0 0 141441 141441 152950 152950 517798 517798 348267 348267 0 168612 168612 0 0 29380 29380 250697 250697 39217 39217 160008 160008 56770 56770 SEE ATTACHED SCHEDULE 463661 463661 0 3897486 3897486 969074 548211 22810667 9427251 542011 194067 31577783 32289049 122608 145243 2809243 1454374 1440860 1354869 8847990 20277661 18046358 16165655 1923217 1742772 86280568 82144778 240122 117048 79768440 77606398 80008562 77723446 X 6272006 4421332 6272006 4421332 86280568 82144778 -215800 -1634874 X false false false false false 300564 300564 1662764 875901 786863 831580 567488 264092 14335 10985 3350 1354869 Financial derivatives and other financial products Closely-held equity interests LONG TERM CERTIFICATES OF DEPOSIT 15888297 C CATALYST CORPORATE PERPETUAL CONTRIBUTED CAPITAL 216285 C CATALYST CORPORATE MEMBERSHIP CAPITAL SHARES 61073 C 16165655 Federal income taxes REGULAR SHARES 24170576 SHARE DRAFT 10193758 CERTIFICATES OF DEPOSIT 15696978 MONEY MARKET 21474587 IRA CERTIFICATES 2658756 IRA SHARES 3092975 BUSINESS SHARES 317724 OTHER 1044 77606398 Form 990, Part VI, Section A, Line 6 THE ORGANIZATION HAS MEMBERS. Form 990, Part VI, Section B, Line 11B INTERIM CEO WILL PROVIDE A COPY OF THE FILED FORM 990 TO THE BOARD OF DIRECTORS DURING A SCHEDULED BOARD MEETING. Form 990, Part VI, Section B, Line 12C ANNUAL DISCLOSURES ARE REQUIRED. Form 990, Part VI, Section B, Line 15 DETERMINED BY INDUSTRY STANDARDS, EDUCATION, AND EXPERIENCE. Form 990, Part VI, Section C, Line 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED. Form 990, Part VI, Section A, Line 7A MEMBERS ELECT THE BOARD OF DIRECTORS. Form 990, Part VI, Section A, Line 2 RUSSELL P. MCCOY, DIRECTOR IS MARRIED TO DIANE B. MCCOY, INTERIM CEO. Form 990, Part VI, Section A, Line 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODYS ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.