2014-04-30T16:31:12-04:00 2013-12-31 272456118 Robert L Mann LLC PO Box 746 Fredericksburg VA 22404 990 2013-01-01 540357460 RICHMOND POSTAL CREDIT UNION INC RICH 1601 OWNBY LANE Richmond VA 23220 SHIRLEY COOPER CHIEF FINANCIAL 8043559684 2014-04-30 true ROBERT L MANN P01083360 5409032277 2014-04-30 2013 2015-11-30 17:44:51Z 4008599 false X WWW.RICHPCU.ORG X 1923 VA CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. 10 10 25 16559 0 0 4111030 3654155 384929 354444 0 4495959 4008599 0 0 1132365 1154625 0 0 3922147 2446204 5054512 3600829 -558553 407770 80752700 77852648 71442544 68255265 9310156 9597383 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. false false 3600829 4008599 CREDIT UNION IS A COOPERATIVE ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. 3600829 false false false false false false false false true false true false true false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false true 1593 0 true 25 true true true false false false false false X 10 10 false false false false true true false true true false false false false false true true false false VA X SHIRLEY COOPER 8043559684 1601 OWNBY LANE Richmond VA 23220 WAYNE LAUTERBACH BOARD MEMBER 1.00 0.00 X 0 0 0 WAYNE BOOTHE BOARD MEMBER 1.00 0.00 X 0 0 0 ALPHONSO MILES BOARD MEMBER 1.00 0.00 X 0 0 0 YVONNE BAYLOR BOARD MEMBER 1.00 0.00 X 0 0 0 GERALDINE HORNE BOARD MEMBER 1.00 0.00 X 0 0 0 JAMES DAVIDSON BOARD MEMBER 1.00 0.00 X 0 0 0 DONALD HALL BOARD MEMBER 1.00 0.00 X 0 0 0 ALVIN STROTHER BOARD MEMBER 1.00 0.00 X 0 0 0 GLORIA SHAW BOARD MEMBER 1.00 0.00 X 0 0 0 ELMER SIMS BOARD MEMBER 1.00 0.00 X 0 0 0 JACKIE WILSON PRESIDENTCEO 40.00 0.00 X 107058 0 400 107058 0 400 1 false false false FISERV PORTICO 75 REMITTANCE DRIVE Chicago IL 606756974 DATA PROCESSOR 412434 PSCU 560 CARILLON PARKWAY Saint Petersburg FL 33716 CARD PROCESSOR 235789 2 LOAN INTEREST INCOME 900099 2736046 2736046 FEES AND CHARGES 900099 918109 901550 16559 3654155 354444 354444 4008599 3992040 16559 0 107458 107458 770020 770020 59161 59161 145621 145621 72365 72365 86679 86679 14256 14256 348052 348052 48134 48134 60421 60421 412434 412434 158758 158758 54123 54123 557041 557041 101452 101452 50258 50258 MISC EXP 9968 9968 CASH OVER SHORT 529 529 PROVISION FOR LOAN LOSSES 270394 270394 PLASTIC CARD EXPENSE 273705 273705 3600829 3600829 0 0 2193943 1369420 10451425 13611654 3530 284274 183966 41597290 35805438 983694 1084890 3132511 1308817 1911940 1823694 22207343 22525134 1119261 1448452 80752700 77852648 139973 138983 71302571 68116282 71442544 68255265 X 9310156 9597383 9310156 9597383 80752700 77852648 X 407770 -310740 190197 X false false 288670 288670 2016378 646722 1369656 827463 662095 165368 1823694 FEDERAL AGENCY OBLIGATIONS 22028241 F MACFCU PERPETUAL CAP SHARES 419826 C CUSC OF VIRGINIA 66976 C CU 24 INC 7658 C RICHMOND POSTAL GROUP LLC 2433 C 22525134 NCUSIF 664680 ACCRUED INT ON LOANS 129178 BORROWER INT RECEIVABLE 84 ACCRUED INT ON INVESTMENTS 127328 ACCRUED INCOME ON VISA 8797 ACCRUED INCOME SBAS 108810 POSTAGE STAMPS 966 ASSETS ACQUIRED IN LIQUIDATION 408609 1448452 SHAREDRAFTS 4512161 REGULAR SHARES 27276194 SHARE CERTIFICATES 30250491 IRA ACCOUNTS 5912485 CHRISTMAS SAVINGS 82802 ESCROW SHARES 200 ORGANIZATION ACCOUNTS 81949 68116282 JAMES DAVIDSON BOARD MEMBER MEMBER LOANS X 125000 29900 false true true GLORIA SHAW BOARD MEMBER MEMBER LOANS X 45000 10469 false true true WAYNE BOOTHE BOARD MEMBER MEMBER LOANS X 125100 80612 false true true GERALDINE HORNE BOARD MEMBER MEMBER LOAN X 13000 10522 false true true DONALD HALL BOARD MEMBER MEMBER LOAN X 96500 38020 false true true ELMER SIMS BOARD MEMBER MEMBER LOAN X 19000 14443 false true true 183966 Members or stockholder classes and rights Part VI line 6 CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND. EACH MEMBER OWNS ONE SHARE. EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS. Member election for additional members Part VI line 7a CREDIT UNIONS ARE FINANCIAL INSTITUTIONS FORMED BY AN ORGANIZED GROUP OF PEOPLE WITH A COMMON BOND. EACH MEMBER OWNS ONE SHARE. EACH MEMBER HAS ONE VOTE TO ELECT THE BOARD OF DIRECTORS. Form 990 governing body review Part VI line 11 THE CHIEF FINANCIAL OFFICER REVIEWED THE 990 PRIOR TO ITS FILING. CEO executive director top management comp Part VI line 15a THE CEO'S SALARY IS APPROVED AND SET BY THE BOARD OF DIRECTORS ANNUALLY. Governing documents etc available to public Part VI line 19 GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. MEMBERS OF THE CREDIT UNION MAY REVIEW GOVERNING DOCUMENTS AT THE CREDIT UNION. Explanation of other changes in net assets or fund balances Part XI line 9 OTHER CHANGE IN RETAINED EARNINGS IS FROM THE CHANGE IN THE NET DEFINED BENEFIT PENSION PLAN ASSET/LIABILITY IN ACCORDANCE WITH SFAS 132.