2014-05-12T12:00:11-07:00 2013-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2013-01-01 041801000 ST ANNE CREDIT UNION STAN 5089930011 93 UNION STREET NEW BEDFORD MA 02740 Elizabeth S Gatenby Treasurer 2014-05-12 true Robert Anderson P01462745 9782329300 2013 2015-11-30 17:44:51Z 612797 false false X N/A CREDIT UNION 9 9 6 8 0 0 505372 442505 36882 38078 134373 128764 676627 609347 0 0 217268 197964 0 0 446964 451752 664232 649716 12395 -40369 17112143 16043103 15267123 14238452 1845020 1804651 CREDIT UNION false false 54374 MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS. NUMBER OF ACCOUNTS IS 3,264. 442505 MAINTENANCE OF MEMBER LOAN ACCOUNTS. NUMBER OF LOAN ACCOUNTS IS 508. 54374 false false false false false false false false true false true false false false true false false false false false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 322 0 true 6 true false false false false false false false false false false false false X 9 9 false false false false true true true true true false false false true false true true true true true false X Elizabeth Gatenby 5083390011 93 UNION STREET NEW BEDFORD MA 02740 ATTNY JAN E DABROWSKI Chairman 3.00 0.00 X X 0 0 0 ALAN ZEXTER Vice President 1.00 0.00 X X 0 0 0 JANET PEITAVINO Director 1.00 0.00 X 0 0 0 TIMOTHY E MITCHELL Clerk 1.00 0.00 X X 0 0 0 GIANNO LETTIERI Director 1.00 0.00 X 0 0 0 NUNO PEREIRA Director 1.00 0.00 X 0 0 0 ROBERT GARDNER Director 1.00 0.00 X 0 0 0 PAUL PACHECO Director 1.00 0.00 X 0 0 0 ELIZABETH S GATENBY Treasurer 45.00 0.00 X 74085 0 0 74085 0 false false false FISERV PO BOX 99724 GRAPEVINE TX 760999724 DATA PROCESSING 115183 1 0 INTEREST ON LOANS 522291 442505 442505 442505 39228 39228 0 0 0 2300 3450 -1150 -1150 -1150 0 0 0 ATM INCOME 522100 23742 23742 OTHER INCOME 900099 79156 79156 STATEMENT FEE INCOME 900099 16810 16810 9056 9056 128764 609347 609347 0 0 0 0 74085 74085 0 107315 107315 0 0 16564 16564 0 0 26400 26400 0 0 0 0 23609 23609 51294 51294 114331 114331 0 36728 36728 0 0 9259 9259 54374 54374 0 23870 23870 26483 26483 ATM 37898 37898 LOAN SERVICING 16108 16108 Postage and Shipping 12004 12004 NCUSIF EXPENSE 11312 11312 8082 8082 649716 54374 595342 0 295488 292446 6310440 5399290 0 0 83510 68926 0 9793958 9682633 0 26825 17626 581266 342663 249015 238603 2070 1448 0 0 0 350837 342131 17112143 16043103 3339 4309 25519 26823 15238265 14207320 15267123 14238452 X 1845020 1804651 1845020 1804651 17112143 16043103 -40369 X false true X true false false true 102500 102500 305210 197792 107418 173556 144871 28685 238603 MEMBER DEPOSIT ACCOUNTS 14207320 14207320 TIMOTHY MITCHELL DIRECTOR PERSONAL LOAN X 10000 3734 false true true TIMOTHY MITCHELL DIRECTOR USED AUTO X 13436 4529 false true true GIANNO LETTIERI DIRECTOR LOAN X 120000 57976 false true true ROBERT GARDNER LOAN LOAN X 6400 2687 false true true 68926 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital. Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body Each member has a vote at the election of the board of directors. Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders ANY CHANGES TO THE INCORPORATING DOCUMENTS,I.E. BYLAWS, ARE APPROVED BY THE MEMBERSHIP. Form 990, Part VI, Line 11b: Form 990 Review Process THE TREASURER REVIEWS THE FORM 990 AND AN INDEPENDENT FIRM PREPARES THE FORM 990. THE FORM 990 WILL BE PRESENTED TO THE BOARD IN THE FUTURE. Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management COMPENSATION IS APPROVED BY THE BOARD AND BASED ON THE INDUSTRY AND EARNINGS. THERE WERE NO RAISES IN 2013. Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees COMPENSATION IS APPROVED BY THE BOARD AND BASED ON THE INDUSTRY AND EARNINGS. THERE WERE NO RAISES IN 2013. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available THE STATEMENT OF CONDITION IS POSTED IN THE LOBBY ANNUALLY. ALL OTHER INFORMATION IS AVAILABLE UPON REQUEST.