2014-05-14T16:49:00-05:00 2013-12-31 990 2013-01-01 741505143 COASTAL COMMUNITY AND TEACHERS CU COAS 6810 SARATOGA BOULEVARD CORPUS CHRISTI TX 78414 ARTURO DELGADO CHAIRPERSON 3619856810 2014-05-14 2013 2015-11-30 17:44:51Z ARTURO DELGADO 15182986 false true X WWW.CCATCU.COM X PROVIDE MEMBERS WITH QUALITY FINANCIAL SERVICES THROUGH THE REALM OF SOUND MANAGEMENT POLICIES AND A PROFESSIONAL CODE OF ETHICS. 9 9 114 9 130387 -33919 0 14407629 14688573 369047 364026 167682 130387 14944358 15182986 6000 6000 1965004 2117708 3657415 3943700 0 0 6129360 8283648 11757779 14351056 3186579 831930 244927641 271876216 219553199 244459153 25374442 27417063 PROVIDE MEMBERS WITH QUALITY FINANCIAL SERVICES THROUGH THE REALM OF SOUND MANAGEMENT POLICIES AND A PROFESSIONAL CODE OF ETHICS. false false 900099 6000 SCHOLARSHIPS 6000 false false false false false false false false true false true false true false true false false false false false false false false false false false true true false false false false false false false false false false false false false false false false true 5938 0 true 114 true true true false false false false false false false X 9 9 false false false false true true true true true false true true true true true true true true true true false false X GINA PRINCE 3619856810 6810 SARATOGA BOULEVARD CORPUS CHRISTI TX 78414 ARTURO DELGADO CHAIRPERSON 2 X X 0 0 0 HENRY SANTANA VICE CHAIRPERSON 2 X X 0 0 0 KEN COMBS SECRETARY 2 X X 0 0 0 JAVIER LEAL TREASURER 2 X X 0 0 0 JOSE CAVAZOS PARLIAMENTARIAN 2 X X 0 0 0 DAVID HINOJOSA BOARD MEMBER 2 X 0 0 0 LYNDA DE LEON BOARD MEMBER 2 X 0 0 0 TONY DIAZ BOARD MEMBER 2 X 0 0 0 EDUARDO TORRES BOARD MEMBER 2 X 0 0 0 GINA BRYANT PRESIDENT 40 X X 209165 0 0 209165 1 false true false BCBS PO BOX 655730 DALLAS TX 75265 EMPLOYEE BENEFITS 375483 SWBC PO BOX 795027 SAN ANTONIO TX 78279 INSURANCE 269671 HORSETAIL TECH 201 KEY HIGHWAY BALTIMORE MD 21230 IT CONSULTANT 264761 BIT 710 SW 34ST STREET RENTON WA 98057 STATEMENT PROCESSING 228540 CUNA PO BOX 2964 MILWAUKEE WI 53201 INSURANCEFORMS 188655 10 INTEREST ON LOANS 900099 10164246 10164246 FEES AND PROGRAM REVENUE 900099 4121246 4121246 MISC OPERATING REVENUE 900099 398447 398447 GAIN ON DISPOSAL OF ASSETS 900099 4634 4634 14688573 364026 364026 GAP INSURANCE ADMIN REIMBURSEMENT 900099 83278 83278 INSURANCE 900099 17361 17361 ATM SURCHARGE 900099 29748 29748 130387 15182986 15052599 130387 0 6000 2117708 209165 3734535 148468 260848 1399506 733967 428659 101552 177859 184004 SPECIAL PROGRAMS 1124405 PROVISION FOR LOAN LOSS 3240000 LOAN PROGRAM EXPENSE 378875 PERSONNEL ADMINISTRATION 33110 72395 14351056 0 0 0 19917859 43642400 183327083 182692435 10604502 4958483 5712373 5646019 22993242 26016376 12977084 13878986 244927641 271876216 2849299 1715859 216703900 242743294 219553199 244459153 25374442 27417063 25374442 27417063 244927641 271876216 X 831930 1210691 X X true X true X false false 1129485 1129485 5005631 1372829 3632802 552106 263131 288975 2590481 2163311 427170 1326800 1159213 167587 5646019 FEDERAL AGENCY SECURITIES 21287621 C COMMERCIAL BANKS AND CUS 2325000 C FEDERAL HOME LOAN BANK 103700 C NCUSIF DEPOSIT 2300055 C 26016376 ACCRUED INCOME RECEIVABLES PREPAIDS 13878986 13878986 MEMBER DEPOSITS 242743294 242743294 true 0 SCHOLARSHIPS 6 6000 X true true X X X false false false false false false false false false GINA BRYANT 209165 209165 FORM 990 PART VI SECTION A 6-7 CCATCU IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNERMEMBERS. THESE MEMBERS HOLD ANNUAL MEETINGS AT WHICH TIME THE MEMBERS ELECT THE BOARD OF DIRECTORS. FORM 990 PART VI SECTION B 11A A COPY OF THE FORM 990 IS PROVIDED TO EACH DIRECTOR FOR REVIEW. AFTER REVIEW AND DISCUSSION THE FORM IS APPROVED FOR REMITTANCE TO THE IRS. FORM 990 PART VI SECTION B 12C OFFICIALS SIGN A CODE OF CONDUCT CODE OF ETHICS TERMS OF AGREEMENT ANNUALLY. THEY ARE NOT REQUIRED TO DISCLOSE ANY POSSIBLE CONFLICTS OF INTEREST HOWEVER WHEN THERE IS AN APPARENT CONFLICT THE AFFECTED OFFICIAL ABSTAINS FROM VOTING. FORM 990 PART VI SECTION B 15A-15B THE BOARD OF DIRECTORS APPOINTS AN ADMINISTRATIVE COMMITTEE WHO REVIEWS ANNUALLY THE COMPENSATION LEVELS OF ALL KEY EMPLOYEES PRIOR TO APPROVAL BY THE ENTIRE BOARD. A WRITTEN EMPLOYMENT CONTRACT ALSO EXISTS FOR THE PRESIDENTCEO AND IT IS REVIEWED ANNUALLY DURING THIS PROCESS. FORM 990 PART VI SECTION C 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH CREDIT UNION OFFICE AND THE ANNUAL REPORTS ARE AVAILABLE ON THE WEBSITE. THE GOVERNANCE DOCUMENTS BASED ON THE TEXAS ADMINISTRATIVE CODE AND BOARD OF DIRECTOR POLICY ARE AVAILABLE UPON MEMBER REQUEST. A DISCLOSURE IS REQUIRED TO BE POSTED ON THE WEBSITE AND IN THE NEWSLETTER TWICE A YEAR INFORMING THE MEMBERS THAT CERTAIN DOCUMENTS ARE AVAILABLE FOR MEMBER REVIEW. FORM 990 PART XI LINE 9 CCATCU HAS A DEFINED BENEFIT RETIREMENT PROGRAM FOR STAFF. FOR THE YEAR 2013 THERE WAS AN ADJUSTMENT TO COMPREHENSIVE INCOME.