﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2013v3.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2014-06-13T09:35:52-05:00</ReturnTs>
    <TaxPeriodEndDt>2013-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>810554173</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1>LAPOINTE &amp; COMPANY PC</BusinessNameLine1>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1>3204 TOWER OAKS BLVD STE 170</AddressLine1>
        <City>ROCKVILLE</City>
        <State>MD</State>
        <ZIPCode>208524211</ZIPCode>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2013-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>330993248</EIN>
      <BusinessName>
        <BusinessNameLine1>GUARDIANS OF LIFE INC</BusinessNameLine1>
        <BusinessNameLine2>C/O GERARD J GALLAGHER DIRECTOR</BusinessNameLine2>
      </BusinessName>
      <BusinessNameControlTxt>GUAR</BusinessNameControlTxt>
      <PhoneNum>4102711413</PhoneNum>
      <USAddress>
        <AddressLine1>506 BELLHAVEN COURT</AddressLine1>
        <City>BETHANY BEACH</City>
        <State>DE</State>
        <ZIPCode>19930</ZIPCode>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>DIRECTOR</PersonNm>
      <PersonTitleTxt>DIRECTOR</PersonTitleTxt>
      <PhoneNum>4102711413</PhoneNum>
      <SignatureDt>2014-06-13</SignatureDt>
      <DiscussWithPaidPreparerInd>1</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>STEPHEN C LAPOINTE</PreparerPersonNm>
      <PTIN>P00172676</PTIN>
      <PhoneNum>3017701230</PhoneNum>
    </PreparerPersonGrp>
    <TaxYr>2013</TaxYr>
    <BuildTS>2015-12-30 17:16:21Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="8">
    <IRS990PF documentId="RetDoc1235000001">
      <AddressChangeInd>X</AddressChangeInd>
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>785799</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>465</ContriRcvdRevAndExpnssAmt>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>4</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>4</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>28074</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>28074</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>69697</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>543681</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>69697</CapGainNetIncmNetInvstIncmAmt>
        <OtherIncomeRevAndExpnssAmt referenceDocumentId="RetDoc2001500001">660</OtherIncomeRevAndExpnssAmt>
        <OtherIncomeNetInvstIncmAmt>660</OtherIncomeNetInvstIncmAmt>
        <OtherIncomeAdjNetIncmAmt>0</OtherIncomeAdjNetIncmAmt>
        <TotalRevAndExpnssAmt>98900</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>98435</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>0</TotalAdjNetIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>0</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>0</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstAdjNetIncmAmt>0</CompOfcrDirTrstAdjNetIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>0</CompOfcrDirTrstDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002200001">1624</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>0</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesAdjNetIncmAmt>0</AccountingFeesAdjNetIncmAmt>
        <AccountingFeesChrtblPrpsAmt>0</AccountingFeesChrtblPrpsAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc2002500001">1575</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>0</TaxesNetInvstIncmAmt>
        <TaxesAdjNetIncmAmt>0</TaxesAdjNetIncmAmt>
        <TaxesDsbrsChrtblAmt>0</TaxesDsbrsChrtblAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc2003200001">3114</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>0</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesAdjNetIncmAmt>0</OtherExpensesAdjNetIncmAmt>
        <OtherExpensesDsbrsChrtblAmt>0</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>6313</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>0</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesAdjNetIncmAmt>0</TotOprExpensesAdjNetIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>17319</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>17319</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>23632</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>0</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesAdjNetIncmAmt>0</TotalExpensesAdjNetIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>17319</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>75268</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>98435</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>41624</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>28909</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>28909</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>598688</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc2018900001">686671</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>756890</CorporateStockEOYFMVAmt>
        <TotalAssetsBOYAmt>640312</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>715580</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>785799</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrganizationFollowsSFAS117Ind>X</OrganizationFollowsSFAS117Ind>
        <UnrestrictedBOYAmt>640312</UnrestrictedBOYAmt>
        <UnrestrictedEOYAmt>715580</UnrestrictedEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>640312</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>715580</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>640312</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>715580</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>640312</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>75268</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt>0</OtherIncreasesAmt>
        <SubtotalAmt>715580</SubtotalAmt>
        <OtherDecreasesAmt>0</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>715580</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>POWERSHARES DWS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-11-02</AcquiredDt>
          <SoldDt>2013-04-25</SoldDt>
          <GrossSalesPriceAmt>6238</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5654</CostOrOtherBasisAmt>
          <GainOrLossAmt>584</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>584</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>POWERSHARES DWS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-11-02</AcquiredDt>
          <SoldDt>2013-04-25</SoldDt>
          <GrossSalesPriceAmt>12485</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>11308</CostOrOtherBasisAmt>
          <GainOrLossAmt>1177</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1177</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>POWERSHARES S&amp;P 500</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-11-02</AcquiredDt>
          <SoldDt>2013-04-25</SoldDt>
          <GrossSalesPriceAmt>8527</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7773</CostOrOtherBasisAmt>
          <GainOrLossAmt>754</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>754</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PORTFOLIO DIVERSIFIED INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-04-25</AcquiredDt>
          <SoldDt>2013-04-12</SoldDt>
          <GrossSalesPriceAmt>3145</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2812</CostOrOtherBasisAmt>
          <GainOrLossAmt>333</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>333</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PORTFOLIO DIVERSIFIED INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-03-26</AcquiredDt>
          <SoldDt>2013-04-12</SoldDt>
          <GrossSalesPriceAmt>110055</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>90616</CostOrOtherBasisAmt>
          <GainOrLossAmt>19439</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>19439</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SPDR BARCLAYS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2011-09-09</AcquiredDt>
          <SoldDt>2013-01-14</SoldDt>
          <GrossSalesPriceAmt>28462</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>26968</CostOrOtherBasisAmt>
          <GainOrLossAmt>1494</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1494</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JP MORGAN CHASE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-03-22</AcquiredDt>
          <SoldDt>2013-02-19</SoldDt>
          <GrossSalesPriceAmt>72827</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>67979</CostOrOtherBasisAmt>
          <GainOrLossAmt>4848</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4848</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CLEARBRIDGE ENERGY MLP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-06-26</AcquiredDt>
          <SoldDt>2013-05-14</SoldDt>
          <GrossSalesPriceAmt>88</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>77</CostOrOtherBasisAmt>
          <GainOrLossAmt>11</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>11</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TOTAL RETURN FUND INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-06-26</AcquiredDt>
          <SoldDt>2013-05-14</SoldDt>
          <GrossSalesPriceAmt>82236</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>67648</CostOrOtherBasisAmt>
          <GainOrLossAmt>14588</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14588</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES ETF US UTILITIES</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2011-03-03</AcquiredDt>
          <SoldDt>2013-09-18</SoldDt>
          <GrossSalesPriceAmt>55958</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>42096</CostOrOtherBasisAmt>
          <GainOrLossAmt>13862</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>13862</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PORT LP TARGET GLBL DVD LEADERS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-26</AcquiredDt>
          <SoldDt>2013-10-09</SoldDt>
          <GrossSalesPriceAmt>2673</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2621</CostOrOtherBasisAmt>
          <GainOrLossAmt>52</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>52</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PORT LP TARGET GLBL DVD LEADERS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-07-02</AcquiredDt>
          <SoldDt>2013-10-09</SoldDt>
          <GrossSalesPriceAmt>50746</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>47557</CostOrOtherBasisAmt>
          <GainOrLossAmt>3189</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3189</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PORTFOLIOS DIVERSIFIED INCOME &amp; GROWTH WINTER</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-10-25</AcquiredDt>
          <SoldDt>2013-11-19</SoldDt>
          <GrossSalesPriceAmt>2122</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1868</CostOrOtherBasisAmt>
          <GainOrLossAmt>254</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>254</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST TRUST PORTFOLIOS DIVERSIFIED INCOME &amp; GROWTH WINTER</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-10-25</AcquiredDt>
          <SoldDt>2013-11-19</SoldDt>
          <GrossSalesPriceAmt>66570</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>54075</CostOrOtherBasisAmt>
          <GainOrLossAmt>12495</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>12495</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>RBS GOLD TREND PILOT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-09-04</AcquiredDt>
          <SoldDt>2013-12-31</SoldDt>
          <GrossSalesPriceAmt>41549</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>44932</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3383</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3383</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>69697</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <QlfyUndSect4940eReducedTaxGrp>
        <LiableSection4942TaxInd>0</LiableSection4942TaxInd>
        <AdjustedQlfyDistriYr1Amt>30822</AdjustedQlfyDistriYr1Amt>
        <NetVlNoncharitableAssetsYr1Amt>670750</NetVlNoncharitableAssetsYr1Amt>
        <DistributionYr1Rt>0.045952</DistributionYr1Rt>
        <AdjustedQlfyDistriYr2Amt>37690</AdjustedQlfyDistriYr2Amt>
        <NetVlNoncharitableAssetsYr2Amt>669061</NetVlNoncharitableAssetsYr2Amt>
        <DistributionYr2Rt>0.056333</DistributionYr2Rt>
        <AdjustedQlfyDistriYr3Amt>37448</AdjustedQlfyDistriYr3Amt>
        <NetVlNoncharitableAssetsYr3Amt>634493</NetVlNoncharitableAssetsYr3Amt>
        <DistributionYr3Rt>0.059020</DistributionYr3Rt>
        <AdjustedQlfyDistriYr4Amt>35745</AdjustedQlfyDistriYr4Amt>
        <NetVlNoncharitableAssetsYr4Amt>583694</NetVlNoncharitableAssetsYr4Amt>
        <DistributionYr4Rt>0.061239</DistributionYr4Rt>
        <AdjustedQlfyDistriYr5Amt>28500</AdjustedQlfyDistriYr5Amt>
        <NetVlNoncharitableAssetsYr5Amt>839523</NetVlNoncharitableAssetsYr5Amt>
        <DistributionYr5Rt>0.033948</DistributionYr5Rt>
        <TotalDistributionRt>0.256492</TotalDistributionRt>
        <AverageDistributionRt>0.051298</AverageDistributionRt>
        <NetVlNoncharitableAssetsAmt>747545</NetVlNoncharitableAssetsAmt>
        <AdjNetVlNoncharitableAssetsAmt>38348</AdjNetVlNoncharitableAssetsAmt>
        <NetInvestmentIncomePctAmt>984</NetInvestmentIncomePctAmt>
        <AdjNonchrtblNetInvstIncmPctAmt>39332</AdjNonchrtblNetInvstIncmPctAmt>
        <QualifyingDistributionsAmt>17319</QualifyingDistributionsAmt>
      </QlfyUndSect4940eReducedTaxGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>1969</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>1969</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>1969</TaxBasedOnInvestmentIncomeAmt>
        <TotalPaymentsAndCreditsAmt>0</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>35</EsPenaltyAmt>
        <TaxDueAmt>2004</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>0</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>0</MoreThan100SpentInd>
        <Form1120POLFiledInd>0</Form1120POLFiledInd>
        <Section4955OrganizationTaxAmt>0</Section4955OrganizationTaxAmt>
        <Section4955ManagersTaxAmt>0</Section4955ManagersTaxAmt>
        <TaxReimbursedAmt>0</TaxReimbursedAmt>
        <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>0</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>0</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>0</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>1</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MD</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>1</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>0</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd referenceDocumentId="RetDoc2089200001">1</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>0</OwnControlledEntityInd>
        <DonorAdvisedFundInd>0</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>1</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>NONE</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1>GERARD J GALLAGHER</BusinessNameLine1>
        </PersonsWithBooksName>
        <PhoneNum>4102711413</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1>506 BELLHAVEN COURT</AddressLine1>
          <City>BETHANY BEACH</City>
          <State>DE</State>
          <ZIPCode>19930</ZIPCode>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>0</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>0</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>0</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>0</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>0</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>0</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>0</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>0</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>0</UndistributedIncomePYInd>
        <BusinessHoldingsInd>0</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>0</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>0</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>0</InfluenceLegislationInd>
        <InfluenceElectionInd>0</InfluenceElectionInd>
        <GrantsToIndividualsInd>0</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>0</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>0</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>0</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>0</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>0</ProhibitedTaxShelterTransInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm referenceDocumentId="RetDoc2212000001">GERARD J GALLAGHER</PersonNm>
          <USAddress>
            <AddressLine1>506 BELLHAVEN COURT</AddressLine1>
            <City>BETHANY BEACH</City>
            <State>DE</State>
            <ZIPCode>19930</ZIPCode>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>5.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MAUREEN HGALLAGHER</PersonNm>
          <USAddress>
            <AddressLine1>506 BELLHAVEN COURT</AddressLine1>
            <City>BETHANY BEACH</City>
            <State>DE</State>
            <ZIPCode>19930</ZIPCode>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARY E GALLAGHER</PersonNm>
          <USAddress>
            <AddressLine1>506 BELLHAVEN COURT</AddressLine1>
            <City>BETHANY BEACH</City>
            <State>DE</State>
            <ZIPCode>19930</ZIPCode>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>2.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>718387</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>40542</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>758929</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>758929</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>11384</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>747545</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>37377</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>37377</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1969</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1969</TotalTaxAmt>
        <DistributableBeforeAdjAmt>35408</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>35408</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>35408</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>17319</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>17319</QualifyingDistributionsAmt>
        <PctSect4940eOrgNetInvstIncmAmt>0</PctSect4940eOrgNetInvstIncmAmt>
        <AdjustedQualifyingDistriAmt>17319</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>35408</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>17319</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <TotalExcessDistributionCyovAmt>0</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>17319</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>17319</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>0</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>0</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>35408</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>0</ExcessDistriCyovToNextYrAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>GERARD J GALLAGHER</ContributingManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1>BIRTH RIGHT OF ANNAPOLIS &amp; GLEN BURNIE</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>613 RIDGELY AVENUE</AddressLine1>
            <City>ANNAPOLIS</City>
            <State>MD</State>
            <ZIPCode>21403</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CHARITABLE PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1>MARY'S CENTER</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>701 BESTGATE ROAD</AddressLine1>
            <City>ANNAPOLIS</City>
            <State>MD</State>
            <ZIPCode>214012117</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CHARITABLE PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1>MOUNT DE SALES ACADEMY</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>700 ACADEMY ROAD</AddressLine1>
            <City>CATONSVILLE</City>
            <State>MD</State>
            <ZIPCode>21228</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CHARITABLE PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1>ST ANN'S CATHOLIC CHURCH</BusinessNameLine1>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1>4001 YUMA ST NW</AddressLine1>
            <City>WASHINGTON</City>
            <State>DC</State>
            <ZIPCode>20016</ZIPCode>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL CHARITABLE PURPOSES</GrantOrContributionPurposeTxt>
          <Amt>319</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>17319</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>4</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>28074</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <OtherInvestmentIncmPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>660</ExclusionAmt>
        </OtherInvestmentIncmPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>69697</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>98435</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>98435</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING</CategoryTxt>
        <Amt>1624</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <CompensationExplanation documentId="RetDoc2212000001">
      <CompensationExplanationGrp>
        <PersonNm>NONE</PersonNm>
        <ShortExplanationTxt>N/A</ShortExplanationTxt>
      </CompensationExplanationGrp>
    </CompensationExplanation>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorporateStockGrp>
        <StockNm>CLEARBRIDGE ENERGY MLP</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXXON MOBIL CORP</StockNm>
        <EOYBookValueAmt>29998</EOYBookValueAmt>
        <EOYFMVAmt>35420</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORT TARGET GLOBAL</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORTFOLIO DIVIDEND &amp; INCOME</StockNm>
        <EOYBookValueAmt>42880</EOYBookValueAmt>
        <EOYFMVAmt>44561</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORTFOLIO SPRING</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORTFOLIO WINTER</StockNm>
        <EOYBookValueAmt>154</EOYBookValueAmt>
        <EOYFMVAmt>158</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TR DOW UTIL</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JP MORGAN CHASE</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>POWERSHARES DWS</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>POWERSHARES S&amp;P LOW LOYALTY PORTFOLIO</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>RBS GOLD TREND PILOT</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SPDR BARCLAYS CAP HIGH YEILD</StockNm>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WP CAREY &amp; CO LLC</StockNm>
        <EOYBookValueAmt>57747</EOYBookValueAmt>
        <EOYFMVAmt>98160</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NEUSTAR INC CLASS A</StockNm>
        <EOYBookValueAmt>47059</EOYBookValueAmt>
        <EOYFMVAmt>49860</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMER BALANCED FD CL A</StockNm>
        <EOYBookValueAmt>33472</EOYBookValueAmt>
        <EOYFMVAmt>34009</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CAPITAL INCOME BUILDER</StockNm>
        <EOYBookValueAmt>33896</EOYBookValueAmt>
        <EOYFMVAmt>33196</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INCOME FUND OF AMERICA</StockNm>
        <EOYBookValueAmt>33605</EOYBookValueAmt>
        <EOYFMVAmt>33587</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST TARGET GLOBAL DVD LEADERS 4Q CASH</StockNm>
        <EOYBookValueAmt>123404</EOYBookValueAmt>
        <EOYFMVAmt>128034</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORTFOLIOS DIVERSIFIED INC &amp; GROWTH SUMMER</StockNm>
        <EOYBookValueAmt>137056</EOYBookValueAmt>
        <EOYFMVAmt>144484</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORT LP TARGET GLOBAL DVD LEADERS 2Q</StockNm>
        <EOYBookValueAmt>114995</EOYBookValueAmt>
        <EOYFMVAmt>123036</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIRST TRUST PORTFOLIOS DIVIDEND &amp; INCOME SELECT</StockNm>
        <EOYBookValueAmt>32405</EOYBookValueAmt>
        <EOYFMVAmt>32385</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>BANK CHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>15</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>COST ADJUSTMENTS</Desc>
        <RevenueAndExpensesPerBooksAmt>3099</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="RetDoc2001500001">
      <OtherIncomeDetail>
        <Desc>PARTNERSHIP DISTRIBUTIONS</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>OTHER INCOME</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>RETURN OF CAPITAL</Desc>
        <RevenueAndExpensesPerBooksAmt>660</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>660</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <SubstantialContributorsSch documentId="RetDoc2089200001">
      <SubstantialContributorDetail>
        <PersonNm>GERARD J GALLAGHER</PersonNm>
        <USAddress>
          <AddressLine1>506 BELLHAVEN COURT</AddressLine1>
          <City>BETHANY BEACH</City>
          <State>DE</State>
          <ZIPCode>19930</ZIPCode>
        </USAddress>
      </SubstantialContributorDetail>
    </SubstantialContributorsSch>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>FEDERAL TAXES</CategoryTxt>
        <Amt>1575</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>