2014-08-14T12:40:43-07:00 2013-12-31 990 2013-01-01 620577184 Collegedale Credit Union COLL 4233962101 PO Box 2098 Collegedale TN 37315 Randall White President 4233962101 2014-08-14 2013 2015-11-30 17:44:51Z X Randall White PO Box 2098 Collegedale TN 37315 1627007 0 1182 X www.collegedale.org X 1952 TN Financial Services 9 9 29 9 22381 2215 0 0 1208589 1128543 30466 45264 452338 438828 1691393 1612635 0 0 0 0 715269 689631 0 0 0 890939 857174 1606208 1546805 85185 65830 34875225 40077546 31355686 36492177 3519539 3585369 Financial Services 0 0 1564805 0 1128543 Mutual Membership Benefits Programs, General/Other: Provided financial services in the form of loans which earned interest. 0 0 0 1564805 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 634 0 1 29 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 0 0 0 X Kristal Cloutier 4233962596 5046 University Drive Collegedale TN 37315 David Ruhling Board Chairman 5 0 X 0 0 0 Olson Perry Secretary 3 0 X 0 0 0 Errol Eder Board Member 2 0 X 0 0 0 Paul G Smith Board Member 2 0 X 0 0 0 Inelda Hefferlin Board Member 2 0 X 0 0 0 Richard Erickson Vice Chairman 4 0 X 0 0 0 Cindy McCaughan Treasurer 3 0 X 0 0 0 John Beckett Board Member 2 0 X 0 0 0 Randall White President 40 0 X 91482 0 5770 Parlia Archie Moore Board Member 2 0 X 0 0 0 Kristal Turner-Cloutier Controller 40 0 X 47883 0 3002 139365 0 8772 0 0 0 0 FISERV 75 Remittance Dr Ste 6974 Chicago IL 606756974 Data Processing 319942 United Health Care 1300 River Drive Ste 200 Moline IL 61265 Health Insurance 123741 2 0 Loan Interest Income 522130 1128543 1128543 0 0 0 0 0 0 1128543 59636 59636 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 14372 0 -14372 -14372 -14372 0 0 Share Draft Income 522130 136307 136307 0 0 Loan Late Fee 522130 28284 28284 0 0 ATM, Debit, and Surcharge Inc 522130 147215 135763 11452 0 127022 116093 10929 0 438828 1612635 1590254 22381 0 0 0 0 0 170491 0 384451 17701 76982 40006 0 4595 26013 0 0 0 26412 22270 73689 306870 0 61110 3073 0 5798 80059 0 20700 24717 Miscellaneous 66329 Loan Services 49271 Bad Debts 63000 NCUSIF Premium Assessment 23268 0 1546805 0 0 0 476613 442942 12379524 17322774 0 0 20817 25073 147661 142097 0 0 20117286 18644776 0 0 38451 73548 936828 416284 500107 520544 0 0 0 0 1007779 2726862 0 0 186987 178930 34875225 40077546 179736 225938 0 0 0 0 0 0 0 0 0 0 0 0 0 0 31175950 36266239 31355686 36492177 X 0 0 0 0 3519539 3585369 3519539 3585369 34875225 40077546 65830 0 0 0 0 0 X 1 X 1 X 1 0 0 447419 447419 0 0 0 0 0 10085 10080 5 0 479324 406204 73120 0 0 0 0 520544 18 Month CDs 245000 C 3 Year CDs 983000 C 5 Year CDs 743000 C 10 Year CDs 245000 C NCUA Insurance 283490 C VCCU Perpetual Membership Shares 227372 C 2726862 5175 Share Drafts 13610671 Regular Shares 13229150 All Other Shares & Deposits 9421243 36266239 1612635 0 0 0 0 0 1612635 0 0 0 1612635 1546805 0 0 0 0 0 1546805 0 0 0 1546805 Errol Eder Board Member Mortgage X 150000 136977 0 1 1 Errol Eder Board Member Credit Card X 2500 94 0 1 1 Inelda Hefferlin Board Member Line of Credit X 5100 5026 0 1 1 142097 Form 990, Part VI, Section A, Line 6 We have 5,263 members. Form 990, Part VI, Section A, Line 7a Our Board members are approved by a nominating committee of five members. It is composed of three members and two Board members. The membership is notified of these selections by mail. The members are then able to nominate their own candidate if they so desire to have an election. Form 990, Part VI, Section A, Line 7b Mergers, restructuring, and removal of Board members are all decisions which require the approval of membership. Form 990, Part VI, Section B, Line 11b The President reviewed the form after being completed by the Controller. He compares current year to last year's filing. Form 990, Part VI, Section B, Line 12c When conflicts of interest arise, they are addressed on an individual basis. The Board of Directors documents when action is taken. Form 990, Part VI, Section C, Line 19 Governing documents and conflict of interest policies are available upon request. The audited financial statements are made available at our annual meeting in February. Copies of our annual report are available in our lobby or upon request. N/A - Filed an extension