2014-09-11T07:16:08-05:00 2013-12-31 470900880 CALIBRE CPA GROUP PLLC 7501 WISCONSIN AVENUE SUITE 1200 WEST BETHESDA MD 20814 990 2013-01-01 134237843 AFL-CIO MUTUAL BENEFIT FUND AFL- 2027789815 1100 FIRST STREET NE NO 850 WASHINGTON DC 20002 PAUL WHITEHEAD TRUSTEE 2027789815 2014-09-11 1 JOANN WOODSON CPA P01293745 2023319880 2013 2015-11-30 17:44:51Z PAUL WHITEHEAD 1100 FIRST STREET NE NO 850 WASHINGTON DC 20002 15581593 0 X N/A X 2001 DC TO PROVIDE GROUP AND OTHER INSURANCE COVERAGE AND INTEREST FREE MORTGAGE LOANS TO MEMBERS OF UNIONS AND ORGANIZATIONS AFFILIATED WITH THE AFL-CIO. 5 5 0 0 0 0 0 0 6377100 2653100 400185 1061980 162266 505730 6939551 4220810 384072 756781 0 0 0 0 0 0 0 949316 394739 1333388 1151520 5606163 3069290 21727265 26180509 133502 435494 21593763 25745015 TO PROVIDE GROUP AND OTHER INSURANCE COVERAGE AND INTEREST FREE MORTGAGE LOANS TO MEMBERS OF UNIONS AND ORGANIZATIONS AFFILIATED WITH THE AFL-CIO 0 0 PROVIDED GROUP AND OTHER INSURANCE BENEFITS; PROVIDED INTEREST FREE MORTGAGE LOAN ASSISTANCE TO ELIGIBLE PARTICIPANTS. 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 1 0 0 0 0 0 0 0 X 5 5 0 0 1 0 0 0 0 1 0 0 0 1 1 1 1 1 1 0 0 0 X STEPHEN GOLDSMITH 2027789815 1100 FIRST STREET NE STE 850 WASHINGTON DC 20002 X KAREN ARONOWITZ TRUSTEE 1.00 X 0 0 0 PAUL WHITEHEAD TRUSTEE 1.00 X 0 0 0 GREGORY HAMBLET TRUSTEE 1.00 X 0 0 0 DON WHARTON TRUSTEE 1.00 X 0 0 0 KEVIN STRINGER TRUSTEE 1.00 X 0 0 0 MORTON BAHR FORMER TRUSTEE 1.00 X 0 0 0 0 0 0 0 0 0 0 PNC BANK 620 LIBERTY AVENUE PITTSBURGH PA 15222 INVESTMENT MGR 116014 1 PROGRAM FEES 900099 1838100 1838100 UNION SAFE GRANT 900099 815000 815000 2653100 433146 433146 11989617 11360783 628834 628834 628834 REDUCTION IN MAP LOAN RESERVES 900099 350626 350626 INTEREST AMORTIZATION - MAP 900099 155104 155104 505730 4220810 3158830 0 1061980 756781 35050 36643 116014 MORTGAGE ASSISTANCE BEN 96785 UNION SAFE PROMOTIONAL 90016 OTHER EXPENSES 20231 1151520 3736356 2661866 2832340 807406 425843 82341 1537330 1997534 13195396 20631362 21727265 26180509 29078 29000 104424 406494 133502 435494 X 21593763 25745015 21593763 25745015 21727265 26180509 3069290 1081962 0 X 0 1 X 0 0 0 REGISTERED INVESTMENT COMPANIES 20631362 F 20631362 DUE TO UNION PRIVILEGE 406494 406494 5186758 1081962 1081962 4104796 116014 116014 4220810 1035506 0 1035506 116014 116014 1151520 1 MORTGAGE ASSISTANCE STRIKE BENEFITS 10 52205 MORTGAGE ASSISTANCE DEATH BENEFITS 5 27037 MORTGAGE ASSISTANCE GRANTS 137 136939 HOSPITALIZATION GRANTS 32 37200 DISABILITY GRANTS 242 459900 JOB LOSS GRANTS 153 43500 PART III, COLUMN B THE MORTGAGE ASSISTANCE STRIKE BENEFIT PROVIDES FOR CASH ASSISTANCE TO QUALIFIED UNION MEMBERS ON STRIKE TO PAY HALF THE PRINCIPLE AND INTEREST OF UP TO THREE MONTHS WORTH OF MORTGAGE PAYMENTS TO CHASE HOME FINANCE. THE MEMBER IS IN NO WAY OBLIGATED TO PAY BACK THIS BENEFIT, AS IT IS CONSIDERED A GIFT. THE MORTGAGE ASSISTANCE DEATH BENEFITS PROVIDES FOR FORGIVENESS OF DEBT RELATED TO THE UNPAID MORTGAGE ASSISTANCE LOAN BALANCE FOR A MEMBER DUE TO DEATH OF THE MEMBER WHO RECEIVED THE INITIAL BENEFIT. THE MORTGAGE ASSISTANCE GRANT PROVIDES FOR THE FORGIVENESS OF DEBT UP TO THE FIRST $1,000 RELATED TO NEWLY QUALIFIED AND ESTABLISHED MORTGAGE ASSISTANCE LOANS. THE DISABILITY GRANT PROVIDES FOR A PAYMENT DIRECTLY TO THE MEMBER RANGING FROM $1,600-$2,700 DEPENDING ON THE AMOUNT OF INCOME LOSS DUE TO A DISABILITY. JOB LOSS GRANT PROVIDES FOR A $300 PAYMENT TO QUALIFIED UNION MEMBERS FOR SUBSTANTIATED INVOLUNTARY JOB LOSS. HOSPITALIZATION GRANT PROVIDES $1,200 TO A QUALIFIED APPLICANT TO ASSIST IN PAYING FOR LARGE OUT OF POCKET HOSPITALIZATION EXPENSES. FORM 990, PART VI, SECTION A, LINE 4 AN AMENDMENT WAS MADE TO THE BENEFIT PLAN DOCUMENT TO RELECT CHANGES IN THE CREDIT CARD AND MORTGAGE PROGRAMS. FORM 990, PART VI, SECTION A, LINE 8B THE TRUST HAS NEVER ESTABLISHED OR APPOINTED COMMITTEES. FORM 990, PART VI, SECTION B, LINE 11 A COPY OF THE FORM 990 PRIOR TO FILING WITH THE IRS IS PROVIDED TO ALL TRUSTEES AND GENERAL COUNSEL FOR FUND. QUESTIONS OR ISSUES RAISED (IF ANY) REGARDING THE FORM 990 ARE ADDRESSED AND RESOLVED BY ALL INTERESTED PARTIES PRIOR TO THE FINAL APPROVAL BY THE SIGNING TRUSTEE. FORM 990, PART VI, SECTION B, LINE 12C THE PLAN IS MAINTAINED AND ADMINISTERED IN ACCORDANCE WITH ERISA SECTIONS 404 AND 406 AND THE PLAN'S "CONFLICT OF INTEREST" POLICY IS DESCRIBED IN THOSE SECTIONS. SINCE FIDUCIARIES ARE REQUIRED TO DISCLOSE CONFLICTS OF INTEREST AND RECUSE THEMSELVES FROM DECISIONS INVOLVING CONFLICTS, THE TRUSTEES THEREFORE MONITOR AND ENFORCE THE FUND'S COMPLIANCE WITH ERISA WITH THE ASSISTANCE OF THE FUND'S PROFESSIONALS AND THIRD PARTY ADMINISTRATOR. FORM 990, PART VI, SECTION C, LINE 19 THE PLAN MAKES AVAILABLE FOR INSPECTION BY THE PUBLIC UPON REQUEST AT THE THIRD PARTY PLAN ADMINISTRATOR'S OFFICE: THE GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS OF THE PLAN. AMERICAN FEDERATION OF LABOR AND CONGRESS OF INDUSTRIAL ORGANIZATIONA 815 16TH STREET NW WASHINGTON DC 20006 530228172 FEDERATION OF LABOR UNIONS DC 501(C)5 N/A 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0