2025-12-23T16:01:30-05:00 2025-10-31 135565207 KPMG LLP ONE FINANCIAL PLAZA SUITE 2300 PROVIDENCE RI 02903 990PF 2024-11-01 056035997 CITIZENS COMMUNITY FOUNDATION COMM 4012823836 ONE CITIZENS BANK WAY JCB115 JOHNSTON RI 02919 DONALD LUSTIG TAX OFFICER 4012823836 2025-12-22 true false LYLE J MOHLER P01340349 6892065200 2025-12-22 2024 2025-03-06 01:10:19Z X 7511597 X 236553 236553 270798 1717971 270798 0 3161 510512 507351 44840 22420 22420 0 0 0 0 0 0 725 0 0 725 0 0 7578 2323 0 0 0 0 0 0 0 50 50 53193 24743 0 23195 369615 369615 422808 24743 0 392810 87704 482608 0 88274 153142 153142 0 0 0 6100299 6123377 7358455 6188573 6276519 7511597 0 X 6188573 6276519 6188573 6276519 6188573 6276519 6188573 87704 242 6276519 0 6276519 202.26 AB LARGE CAP GROWTH FUND CL ADVISOR 2022-09-09 2025-01-28 23023 15400 7623 7623 41.981 AB LARGE CAP GROWTH FUND CL ADVISOR 2022-09-09 2025-08-01 4916 3196 1720 1720 103.597 AB LARGE CAP GROWTH FUND CL ADVISOR 2022-09-09 2025-09-08 12665 7888 4777 4777 4.22 AB LARGE CAP GROWTH FUND CL ADVISOR 2022-09-09 2025-10-27 535 321 214 214 868.183 BAILLIE GIFFORD EMERGING MARKET MUTUAL FUND CLASS INSTITUTIONA 2022-02-17 2025-08-01 19343 21106 -1763 -1763 952.448 BAILLIE GIFFORD EMERGING MARKET MUTUAL FUND CLASS INSTITUTIONA 2022-02-17 2025-10-27 25230 23154 2076 2076 2286.542 BLACKROCK STRATEGIC INCOME OPPORTUNITIES PORTFOLIO 2019-10-29 2025-09-08 22385 22683 -298 -298 1280.292 AMERICAN FUNDS BOND FUND OF AMERICA F2 2024-08-06 2025-09-08 14749 14711 38 38 201.167 FULLER & THALER BEHAVIORAL SMALL-CAP SMALL-CAPEQUITY FUND INST 2019-10-29 2025-09-08 10000 5216 4784 4784 222.796 FULLER & THALER BEHAVIORAL SMALL-CAP SMALL-CAPEQUITY FUND INST 2019-10-29 2025-10-27 11184 5777 5407 5407 62.193 COHEN & STEERS GLOBAL INFRASTRUCTURE FUN 2022-09-09 2025-08-01 1505 1459 46 46 181.627 COHEN & STEERS GLOBAL INFRASTRUCTURE FUN 2022-09-09 2025-10-27 4619 4261 358 358 2564.268 DOUBLELINE TOTAL RETURN BOND CL I 2019-10-29 2025-09-08 23001 27463 -4462 -4462 977.262 DOUBLELINE FDS TR SHIL EN CAPE I 2022-05-26 2025-01-28 15421 14581 840 840 1106.721 DOUBLELINE FDS TR SHIL EN CAPE I 2024-08-06 2025-08-01 17364 15848 1516 1516 23269.653 DOUBLELINE FDS TR SHIL EN CAPE I 2023-02-23 2025-08-01 365101 339301 25800 25800 370.937 FIDELITY INTERNATIONAL INDEX INSTL PREMIUM 2018-11-21 2025-01-28 18450 14433 4017 4017 495.391 FIDELITY INTERNATIONAL INDEX INSTL PREMIUM 2018-11-21 2025-08-01 27707 19276 8431 8431 471.372 FIDELITY INTERNATIONAL INDEX INSTL PREMIUM 2018-11-21 2025-09-08 27990 18341 9649 9649 38.203 FIDELITY INTERNATIONAL INDEX INSTL PREMIUM 2018-11-21 2025-10-27 2345 1486 859 859 319.569 FIDELITY SALEM STREET TRUST SMALL CAP INS PREM 2020-02-21 2025-01-28 9082 6772 2310 2310 454.342 FIDELITY SALEM STREET TRUST SMALL CAP INS PREM 2020-02-21 2025-10-27 14380 9628 4752 4752 10853.547 FIDELITY US BOND INDEX INSTL PREM 2019-03-20 2025-01-28 111249 122502 -11253 -11253 1324.951 FIDELITY US BOND INDEX INSTL PREM 2019-03-20 2025-09-08 14044 15157 -1113 -1113 999.025 GOLDMAN SACHS GQG PARTNERS INTL OPPS INSTL 2019-10-29 2025-08-01 22078 14726 7352 7352 822.592 GOLDMAN SACHS GQG PARTNERS INTL OPPS INSTL 2019-10-29 2025-10-27 18895 12125 6770 6770 678. ISHARES INC CORE MSCI EMKT 2022-02-17 2025-01-28 35512 40862 -5350 -5350 223. ISHARES INC CORE MSCI EMKT 2022-02-17 2025-08-01 13358 13440 -82 -82 238. ISHARES INC CORE MSCI EMKT 2022-02-17 2025-10-27 16327 14344 1983 1983 1967.782 PIMCO FDS INCOM FD INSTL 2020-05-21 2025-09-08 21508 22138 -630 -630 244.465 RIVERNORTH DOUBLELINE STRATEGIC INCOME FUND CLASS I 2022-05-26 2025-10-27 2193 2293 -100 -100 814.472 TCW FDS INC EMRG MKTS CL I 2025-08-01 2025-10-27 5718 5430 288 288 21581.186 TCW FDS INC EMRG MKTS CL I 2024-08-06 2025-10-27 151500 173083 -21583 -21583 1713.656 TOUCHSTONE VALUE FUND INST 2025-08-01 2025-09-08 21541 20615 926 926 77.385 TOUCHSTONE VALUE FUND INST 2025-08-01 2025-10-27 1016 931 85 85 298.185 VANGUARD REAL ESTATE INDEX FUND ADMIRAL SHARES 2020-02-21 2025-01-28 38371 41988 -3617 -3617 26.72 VANGUARD REAL ESTATE INDEX FUND ADMIRAL SHARES 2020-02-21 2025-10-27 3509 3762 -253 -253 198.358 VANGUARD COMMODITY STRATEGY FUND 2021-02-23 2025-01-28 5235 5895 -660 -660 296.88 VANGUARD COMMODITY STRATEGY FUND 2021-02-23 2025-10-27 8654 8823 -169 -169 69.752 VANGUARD MID CAP INDEX ADM 2016-11-21 2025-01-28 23745 11347 12398 12398 41.943 VANGUARD MID CAP INDEX ADM 2016-11-21 2025-09-08 15062 6823 8239 8239 111.385 VANGUARD INDEX 500 TR ADMIRAL FUND#540 2018-02-26 2025-01-28 62410 28665 33745 33745 127.74 VANGUARD INDEX 500 TR ADMIRAL FUND#540 2018-02-26 2025-09-08 76742 32874 43868 43868 38.583 VANGUARD INDEX 500 TR ADMIRAL FUND#540 2018-02-26 2025-10-27 24496 9929 14567 14567 48. VANGUARD VALUE ETF 2022-02-17 2025-01-28 8462 6926 1536 1536 1665. VANGUARD VALUE ETF 2022-09-09 2025-08-01 292067 240194 51873 51873 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 CAPITAL GAIN DIVIDENDS P 53284 270798 6708 0 6708 0 6708 3456 0 0 3456 0 3252 0 0 false false false false false false false true true RI true false false false false true CITIZENS NA 4012821156 ONE CITIZENS BANK WAY JOHNSTON RI 02919 false false false false true false false false false false false false false false false false false false false false false false CITIZENS N A ONE CITIZENS BANK WAY JOHNSTON RI 02919 TRUSTEE 2 44840 NONE 0 NONE 0 7178629 156352 0 7334981 0 0 7334981 110025 7224956 361248 361248 6708 6708 354540 0 354540 0 354540 392810 0 0 0 0 392810 354540 16531 0 0 0 0 0 0 0 392810 16531 0 0 354540 21739 0 0 21739 0 0 0 0 0 0 0 21739 0 0 0 0 21739 NONE NONE CITIZENS N A ONE CITIZENS BANK WAY JOHNSTON RI 02919 4012823836 LETTER NONE NONE BOYS AND GIRLS CLUB OF PAWTUCKET ONE MOELLER PLACE PAWTUCKET RI 02860 NONE N/A UNRESTRICTED GIFT 10000 AUDUBON SOCIETY OF RHODE ISLAND 12 SANDERSON RD SMITHFIELD RI 02917 NONE PC UNRESTRICTED GIFT 10000 RI PHILHARMONIC 667 WATERMAN AVENUE EAST PROVIDENCE RI 02914 NONE PC UNRESTRICTED GIFT 20000 MEETING STREET 1000 EDDY STREET PROVIDENCE RI 02905 NONE PC UNRESTRICTED GIFT 40000 GIRL SCOUTS OF RHODE ISLAND 500 GREENWICH AVENUE WARWICK RI 02886 NONE N/A UNRESTRICTED GIFT 15000 MEALS ON WHEELS 70 BATH ST PROVIDENCE RI 02908 NONE PC UNRESTRICTED GIFT 15000 SAVE THE BAY 100 SAVE THE BAY DRIVE PROVIDENCE RI 02905 NONE PC UNRESTRICTED GIFT 15000 COMMUNITY COLLEGE OF RHODE ISLAND 400 EAST AVE WARWICK RI 02886 NONE PC UNRESTRICTED GIFT 22500 SOJOURNER HOUSE 386 SMITH STREET PROVIDENCE RI 02908 NONE PC UNRESTRICTED GIFT 15000 JONNYCAKE CENTER FOR HOPE 1231 KINGSTOWN ROAD PEACEDALE RI 02897 NONE PC UNRESTRICTED GIFT 9000 RHODE ISLAND HOSPITAL FOUNDATION /BROWN UNIVERSITY HEALTH 593 EDDY STREET PROVIDENCE RI 02903 NONE PC UNRESTRICTED GIFT 32315 FOSTER FORWARD 55 S BROW ST EAST PROVIDENCE RI 02914 NONE PC SUPPORT FOR WONDER WORKS 20000 HIGHER GROUND INTERNATIONAL 250 PRAIRIE AVENUE PROVIDENCE RI 02905 NONE PC UNRESTRICTED GIFT 10000 LOCAL INITIATIVES SUPPORT CORPORATION (RI-LISC) 146 CLIFFORD STREET PROVIDENCE RI 02903 NONE PC UNRESTRICTED GIFT 50000 COMMUNITY PREPARATORY SCHOOL 126 SOMERSET STREET PROVIDENCE RI 02907 NONE PC UNRESTRICTED GIFT 18800 PROVIDENCE JOURNAL SUMMERTIME FUND 1 UNION STATION PROVIDENCE RI 02903 NONE PC UNRESTRICTED GIFT 27000 COMMUNITY BOATING CENTER PO BOX 5849 PROVIDENCE RI 02903 NONE PC UNRESTRICTED GIFT 5000 SAN MIGUEL SCHOOL 525 BRANCH AVENUE PROVIDENCE RI 02904 NONE N/A UNRESTRICTED GIFT 15000 MCAULEY MINISTRIES 622 ELMWOOD AVE PROVIDENCE RI 02907 NONE SO II UNRESTRICTED GIFT 20000 369615 14 236553 18 270798 510512 510512 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 725 725 SEE ATTACHED STATEMENT AT COST 6123377 7358455 RI AG FEE 50 0 50 OTHER REVENUE 3161 0 ROC ADJUSTMENTS 242 FEDERAL TAX PAYMENT - PRIOR YE 1799 0 0 FEDERAL ESTIMATES - PRINCIPAL 3456 0 0 FOREIGN TAXES ON QUALIFIED FOR 1849 1849 0 FOREIGN TAXES ON NONQUALIFIED 474 474 0