2014-11-17T15:06:06-07:00 2013-12-31 990 2013-01-01 370818878 URBANA MUNICIPAL EMPLOYEES CREDIT UNION URBA 1001 NORTH CUNNINGHAM AVENUE URBANA IL 61802 Melody Neumann President 2173370240 2014-11-17 2013 2015-11-30 17:44:51Z MELODY NEUMANN 2259 HOMER LAKE ROAD P O BOX 382 SAINT JOSEPH IL 61873 182702 0 X X COOPERATIVE 1950 IL THE MISSION OF THE URBANA MUNICIPAL EMPLOYEES CREDIT UNION IS TO PROVIDE A MEMBER OWNED FINANCIAL INSTITUTION TO ENCOURAGE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT ATA REASONABLE RATE OF INTEREST. 11 0 5 10 0 0 0 0 133812 157235 4082 6852 0 18615 137894 182702 0 0 0 0 47524 58559 0 0 0 66726 83259 114250 141818 23644 40884 3154160 3314784 2878107 3016464 276053 298320 PROVIDED CONSUMBER LOANS TO 363 MEMBERS, RECEIVED DEPOSITS ON SAVINGS FROM 753 MEMBERS 0 0 141818 0 164087 PROVIDED CONSUMER LOANS TO 322 MEMBERS. RECEIVED DEPOSITS ON SAVINGS FROM 722 MEMBERS. 0 0 0 NONE 0 0 0 NONE 0 0 0 141818 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 190 0 0 5 1 0 0 0 0 0 0 X 11 0 0 0 0 0 1 1 1 1 1 0 0 0 1 0 1 0 1 0 0 0 IL X X MELODY NEUMANN 2173370240 1001 NORTH CUNNINGHAM AVENUE URBANA IL 61802 X MELODY NEUMANN PRESIDENT 37 X X 36586 36586 0 36586 36586 0 0 0 0 0 0 0 0 0 0 0 0 0 0 INTEREST ON LOANS 900099 152446 152446 0 0 LOAN INTEREST FEES AND FINES 900099 4745 4745 0 0 SALE OF CREDIT DISABILITY 524298 44 44 0 0 0 0 0 0 157235 6852 6852 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 PROVISION FOR LOAN LOSSESS 900099 18615 18615 0 0 0 0 0 0 18615 182702 182702 0 0 0 0 0 0 0 0 0 0 36586 36586 0 0 0 0 0 0 16507 16507 0 0 0 0 0 0 0 0 0 0 5466 5466 0 0 0 0 0 0 0 0 0 0 3212 3212 0 0 0 0 0 0 0 0 0 0 0 0 6108 6108 0 0 395 395 0 0 9007 9007 0 0 0 0 0 0 0 0 0 0 7262 7262 0 0 618 618 0 0 0 0 0 0 3914 3914 0 0 16753 16753 0 0 2472 2472 0 0 439 439 0 0 6973 6973 0 0 ANNUAL MEETING 246 246 0 ASSOCIATION DUES 3988 3988 0 0 OTHER MISC. EXPENSES, NOT OFFICE SUPPLIES 3258 3258 0 0 PROV FOR LOAN LOSSES 18614 18614 0 0 141818 141818 0 0 544574 217000 675000 675000 0 0 0 0 0 0 0 0 1899324 2380191 0 0 11770 13859 0 0 0 0 0 0 0 0 0 0 0 0 23492 28734 3154160 3314784 4679 2698 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2873428 3013766 2878107 3016464 X 0 0 0 0 276053 298320 276053 298320 3154160 3314784 40884 0 0 0 -18617 0 X 1 0 0 0 SHARES TO MEMBERS 3013766 3013766 Form 990, Part VI, Section A, Line 6 Members, one share is equivalent to $5.00. We have 753 members as of 12/31/13. Form 990, Part VI, Section A, Line 7a Members may elect Board of Directors. Form 990, Part VI, Section A, Line 7b Majority of the Board of Directors (members) elect governing body. Form 990, Part VI, Section B, Line 11b Form 990 is available for review by our State Examiner, Board of Directors, Supervisory Committee and Annual Supervisory Committee Audit, third party CPA. Form 990, Part VI, Section B, Line 12c We have new Board Members sign a confidentiality statement. We review our by-laws at each annual meeting. Form 990, Part VI, Section C, Line 19 WE POST OUR MONTHLY FINANCIAL STATEMENT IN THE LOBBY OF OUR OFFICE. AT OUR ANNUAL MEETING ALL MEMBERS ARE INVITED TO ATTEND AND VIEW REPORTS AND/OR POLICIES AS REQUESTED. OUR BOARD OF DIRECTORS WILL ANSWER ANY QUESTKINS ASKED AND IF ANSWER IS UNKNOWN, THE PRESIDENT WILL CONTACT THE MEMBER AS SOON AS POSSIBLE AFTER GETING A CORRECT ANSWER FROM ICUL, DFI OR WHOM WE CAN GET AN ANSWER FOR MEMBER QUESTION. SENT 8868 AND 8453-EO ON 9/8/14 AMD 5/19/14 REQUESTING EXTENSIONS DUE TO CIRCUMSTANCES BEYOND MANAGER'S CONTROL