2014-08-04T08:08:31-06:00 2014-03-31 ERNST & YOUNG US LLP 99 WOOD AVE SOUTH ISELIN NJ 08830 990PF 2013-04-01 156017708 MARY PECKHAM FBO CHENANGO MEM HOSPITAL 003154 PECK 6073376068 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 DONNA HARLANDER VICE PRESIDENT 6073376068 2014-07-29 true LOUIS J DEROSE 7327679100 2014-07-29 2013 2015-12-30 17:16:21Z X 3695234 X 13 13 86468 87487 622093 3307698 620971 0 708574 708471 22129 19916 2213 0 0 0 0 0 0 750 0 0 0 0 0 2644 1415 0 0 0 0 0 3 0 0 3 250 250 25776 21331 0 2466 162356 162356 188132 21331 0 164822 520442 687140 0 1252 1252 59987 89123 89123 0 0 0 469066 245501 265185 929236 201764 301273 309214 1326101 2869447 3030460 2986154 3506596 3695234 0 X 2986154 3506596 2986154 3506596 2986154 3506596 2986154 520442 0 3506596 0 3506596 5. GOOGLE INC CL A P 2009-07-31 2013-04-02 4064 2220 1844 1844 355. HEINZ H J CO COM P 2013-06-07 25738 18508 7230 7230 30. BERKSHIRE HATHAWAY INC-CL B P 2011-06-21 2013-06-11 3417 2289 1128 1128 214. CVS CORP COM P 2012-03-19 2013-06-11 12579 9708 2871 2871 31. GOLDMAN SACHS GROUP INC COM P 2011-06-21 2013-06-11 5125 4194 931 931 355.388 HARTFORD MIDCAP FUND-Y P 2011-10-26 2013-06-11 9162 7971 1191 1191 107. HONEYWELL INTL INC COM P 2012-07-27 2013-06-11 8426 6291 2135 2135 419. INTEL CORP COM P 2009-07-31 2013-06-11 10479 8124 2355 2355 21. ISHARES NASDAQ BIOTECH ETF P 2007-11-29 2013-06-11 3774 1767 2007 2007 48. JOHNSON & JOHNSON COM P 2007-03-20 2013-06-11 4068 2940 1128 1128 36. LOWES COS INC COM P 2007-03-20 2013-06-11 1478 1121 357 357 158. MICROSOFT CORP COM P 2003-08-28 2013-06-11 5533 4195 1338 1338 27. NOVARTIS A G SPONSORED ADR P 2011-10-24 2013-06-11 1948 1589 359 359 320. ORACLE CORP COM P 2011-06-21 2013-06-11 10880 10314 566 566 99. PRUDENTIAL FINL INC COM P 2007-03-20 2013-06-11 7071 8919 -1848 -1848 809.477 ROYCE PENNSYLVANIA MUT FUND-IN P 2011-10-26 2013-06-11 10507 9018 1489 1489 26. KBW REGIONAL BANKING ETF P 2010-11-01 2013-06-11 854 572 282 282 1550. FINANCIAL SELECT SECTOR SPDR P 2012-11-30 2013-06-11 30627 24459 6168 6168 44. UNION PAC CORP COM P 2010-11-01 2013-06-11 6895 3909 2986 2986 69. UNITED TECHNOLOGIES CORP COM P 2007-03-20 2013-06-11 6514 4486 2028 2028 60. UNITEDHEALTH GROUP INC COM P 2013-02-21 2013-06-11 3868 3300 568 568 266.787 CRM MID CAP VALUE FD INSTL P 2011-10-26 2013-06-11 9380 7174 2206 2206 215. XYLEM INC P 2011-06-21 2013-06-11 5877 6973 -1096 -1096 .75 MALLINCKRODT PLC P 2011-06-21 2013-07-12 32 29 3 3 535.461 HARTFORD MIDCAP FUND-Y P 2011-10-26 2013-07-17 14382 12010 2372 2372 3932.826 CRM MID CAP VALUE FD INSTL P 2011-10-26 2013-07-17 143587 105754 37833 37833 1100.514 ROYCE PENNSYLVANIA MUT FUND-IN P 2011-10-26 2013-07-24 15000 12260 2740 2740 55. MALLINCKRODT PLC P 2013-07-30 2557 2052 505 505 9. APPLE COMPUTER P 2013-10-07 4417 778 3639 3639 75. BED BATH & BEYOND INC P 2012-11-27 2013-10-07 5765 4447 1318 1318 360. BED BATH & BEYOND INC P 2011-06-21 2013-10-07 27673 19458 8215 8215 362. CHURCH & DWIGHT INC P 2012-11-30 2013-10-07 21597 19579 2018 2018 106. CONOCOPHILLIPS COM P 2012-11-27 2013-10-07 7508 6020 1488 1488 345. CONOCOPHILLIPS COM P 2013-10-07 24436 11754 12682 12682 273. E M C CORP MASS COM P 2013-10-07 6929 6782 147 147 880. E M C CORP MASS COM P 2013-10-07 22334 23113 -779 -779 446. GENERAL MILLS INC COM P 2013-06-11 2013-10-07 21395 21641 -246 -246 368. HONEYWELL INTL INC COM P 2012-07-27 2013-10-07 30588 21635 8953 8953 471. INTEL CORP COM P 2013-10-07 10786 9164 1622 1622 398. INTEL CORP COM P 2012-11-27 2013-10-07 9115 8012 1103 1103 257. ISHARES DJ US TELCOM SECTOR ETF P 2012-04-17 2013-10-07 7122 5633 1489 1489 124. LOWES COS INC COM P 2013-10-07 5873 3449 2424 2424 140. MONSANTO COMPANY COM P 2012-11-27 2013-10-07 14772 12835 1937 1937 395. NOVARTIS A G SPONSORED ADR P 2013-10-07 29798 23071 6727 6727 84. PROCTER & GAMBLE CO COM P 1992-11-24 2013-10-07 6375 1149 5226 5226 35. PRUDENTIAL FINL INC COM P 2007-03-20 2013-10-07 2719 3153 -434 -434 434. KBW REGIONAL BANKING ETF P 2013-10-07 15403 10289 5114 5114 88. ENERGY SELECT SECTOR SPDR P 2013-06-11 2013-10-07 7334 7076 258 258 361. ENERGY SELECT SECTOR SPDR P 2013-10-07 30086 26286 3800 3800 46. US BANCORP P 2012-11-27 2013-10-07 1667 1488 179 179 350. US BANCORP P 2012-05-25 2013-10-07 12687 10937 1750 1750 62. UNITEDHEALTH GROUP INC COM P 2013-02-21 2013-10-07 4481 3410 1071 1071 300. VANGUARD REIT ETF P 2013-10-07 19881 18853 1028 1028 71. VANGUARD REIT ETF P 2013-06-11 2013-10-07 4705 4912 -207 -207 528. XYLEM INC P 2013-10-07 14779 14165 614 614 75000. FFCB 4.710% 10/18/13 P 2013-10-18 75000 73700 1300 1300 5. GOOGLE INC CL A P 2009-07-31 2013-10-21 5067 2220 2847 2847 17. APPLE COMPUTER P 2007-03-20 2013-11-22 8838 1560 7278 7278 27. INTL BUSINESS MACHINES CORP COM P 2004-08-25 2013-11-22 4918 2296 2622 2622 109. QUALCOMM INC COM P 2011-06-21 2013-11-22 7948 5910 2038 2038 409.389 DIAMOND HILL SMALL/MID CAP-I P 2013-07-19 2013-11-27 7500 6947 553 553 405.542 HARTFORD MIDCAP FUND-Y P 2011-10-26 2013-11-27 12000 9096 2904 2904 921.659 ROYCE PENNSYLVANIA MUT FUND-IN P 2011-10-26 2013-11-27 14000 10267 3733 3733 100000. FNMA 1.000% 12/30/15 P 2011-12-27 2013-12-30 100000 100000 50000. FNMA 5.125% 1/02/14 P 2007-01-19 2014-01-02 50000 49865 135 135 56.71716 FEDERATED TOTAL RETURN BOND FUND #328 P 2010-11-02 2014-01-02 618 648 -30 -30 3979.97984 FEDERATED TOTAL RETURN BOND FUND #328 P 2014-01-02 43382 44377 -995 -995 4122.723 VANGUARD GNMA FUND ADM P 2009-10-23 2014-01-02 43000 44278 -1278 -1278 477. AMERICAN EXPRESS CO COM P 2013-10-07 2014-01-28 40921 34987 5934 5934 407. APACHE CORP COM P 2013-10-07 2014-01-28 32962 35340 -2378 -2378 86. APPLE COMPUTER P 2014-01-28 43700 22493 21207 21207 187. BERKSHIRE HATHAWAY INC-CL B P 2011-06-21 2014-01-28 20942 14268 6674 6674 124. BERKSHIRE HATHAWAY INC-CL B P 2013-10-07 2014-01-28 13887 14062 -175 -175 130. CVS CORP COM P 2013-10-07 2014-01-28 8931 7396 1535 1535 493. CVS CORP COM P 2014-01-28 33869 22340 11529 11529 336. CATERPILLAR INC DEL COM P 2013-10-07 2014-01-28 30843 28170 2673 2673 275. CHEVRONTEXACO CORP COM P 2014-01-28 32010 27890 4120 4120 85. CHEVRONTEXACO CORP COM P 2014-01-28 9894 10125 -231 -231 1146. CISCO SYS INC COM P 2014-01-28 25005 27034 -2029 -2029 700. CISCO SYS INC COM P 2014-01-28 15274 10908 4366 4366 486. DANAHER CORP P 2014-01-28 36809 16781 20028 20028 1054.954 DIAMOND HILL SMALL/MID CAP-I P 2013-07-19 2014-01-28 18525 17903 622 622 522. DISNEY WALT CO COM DISNEY P 2014-01-28 37929 13588 24341 24341 129. DISNEY WALT CO COM DISNEY P 2013-10-07 2014-01-28 9373 8377 996 996 7044.642 DODGE & COX INCOME FUND P 2014-01-28 96371 91713 4658 4658 361. EXXON MOBIL CORP COM P 2014-01-28 34255 22867 11388 11388 131. EXXON MOBIL CORP COM P 2014-01-28 12431 11453 978 978 9217.049 FEDERATED TOTAL RETURN BOND FUND #328 P 2014-01-28 101019 104358 -3339 -3339 1521. GENERAL ELEC CO COM P 2014-01-28 38648 31022 7626 7626 97. GOLDMAN SACHS GROUP INC COM P 2014-01-28 16072 15627 445 445 128. GOLDMAN SACHS GROUP INC COM P 2014-01-28 21208 15295 5913 5913 45. GOOGLE INC CL A P 2014-01-28 50441 21143 29298 29298 4429.594 HARTFORD MIDCAP FUND-Y P 2014-01-28 126111 99147 26964 26964 139. INTL BUSINESS MACHINES CORP COM P 2014-01-28 24640 13777 10863 10863 65. INTL BUSINESS MACHINES CORP COM P 2014-01-28 11522 12129 -607 -607 27. ISHARES NASDAQ BIOTECH ETF P 2013-10-07 2014-01-28 6582 5644 938 938 204. ISHARES NASDAQ BIOTECH ETF P 2014-01-28 49732 18853 30879 30879 289. ISHARES DJ US TELCOM SECTOR ETF P 2014-01-28 8376 6412 1964 1964 313. J P MORGAN CHASE & CO COM P 2014-01-28 17377 11927 5450 5450 540. J P MORGAN CHASE & CO COM P 2014-01-28 29980 27811 2169 2169 105. JOHNSON & JOHNSON COM P 2013-10-07 2014-01-28 9474 9126 348 348 382. JOHNSON & JOHNSON COM P 2014-01-28 34467 24371 10096 10096 746. LOWES COS INC COM P 2014-01-28 35095 17669 17426 17426 494. MARKET VECTORS AGRIBUSINESS P 2014-01-28 25565 22605 2960 2960 63. MCDONALDS CORP COM P 2013-06-11 2014-01-28 5940 6247 -307 -307 297. MCDONALDS CORP COM P 2014-01-28 28001 24740 3261 3261 1011. MICROSOFT CORP COM P 2014-01-28 36608 26844 9764 9764 240. THE MOSAIC COMPANY P 2014-01-28 10689 14154 -3465 -3465 259. THE MOSAIC COMPANY P 2013-10-07 2014-01-28 11536 11992 -456 -456 224. ORACLE CORP COM P 2013-10-07 2014-01-28 8214 7400 814 814 842. ORACLE CORP COM P 2014-01-28 30876 26092 4784 4784 445. PEPSICO INC COM P 2013-10-07 2014-01-28 36647 35329 1318 1318 1046. PFIZER INC COM P 2014-01-28 32008 21186 10822 10822 175. PFIZER INC COM P 2013-10-07 2014-01-28 5355 5040 315 315 198. PRICE T ROWE GROUP INC COM P 2014-01-28 15888 14510 1378 1378 296. PRICE T ROWE GROUP INC COM P 2014-01-28 23752 18611 5141 5141 285. PROCTER & GAMBLE CO COM P 2014-01-28 22389 11560 10829 10829 90. PROCTER & GAMBLE CO COM P 2013-06-11 2014-01-28 7070 7061 9 9 49. PRUDENTIAL FINL INC COM P 2013-11-22 2014-01-28 4120 4397 -277 -277 361. PRUDENTIAL FINL INC COM P 2014-01-28 30355 26175 4180 4180 215. QUALCOMM INC COM P 2014-01-28 15589 13580 2009 2009 301. QUALCOMM INC COM P 2014-01-28 21825 16560 5265 5265 8631.184 ROYCE PENNSYLVANIA MUT FUND-IN P 2014-01-28 122822 96241 26581 26581 350. SCHLUMBERGER LTD COM P 2014-01-28 30810 19021 11789 11789 122. SCHLUMBERGER LTD COM P 2014-01-28 10740 10236 504 504 742. UTILITIES SELECT SECTOR SPDR P 2014-01-28 28256 25843 2413 2413 66. UTILITIES SELECT SECTOR SPDR P 2013-10-07 2014-01-28 2513 2459 54 54 629. TJX COS INC NEW COM P 2013-10-07 2014-01-28 36759 35023 1736 1736 408. TARGET CORP COM P 2014-01-28 23598 13116 10482 10482 39. TARGET CORP COM P 2013-10-07 2014-01-28 2256 2462 -206 -206 166. UNION PAC CORP COM P 2014-01-28 28689 14805 13884 13884 16. UNION PAC CORP COM P 2013-10-07 2014-01-28 2765 2458 307 307 257. UNITED TECHNOLOGIES CORP COM P 2014-01-28 29141 18504 10637 10637 388. UNITEDHEALTH GROUP INC COM P 2013-02-21 2014-01-28 27920 21337 6583 6583 11622.52 VANGUARD TOTL BD MKT IDX INS P 2014-01-28 124012 122755 1257 1257 9606.346 VANGUARD GNMA FUND ADM P 2014-01-28 101539 105240 -3701 -3701 23. WAL MART STORES INC COM P 2013-10-07 2014-01-28 1706 1668 38 38 366. WAL MART STORES INC COM P 2014-01-28 27146 20626 6520 6520 467. WELLS FARGO & CO NEW COM P 2014-01-28 21496 19582 1914 1914 350. WELLS FARGO & CO NEW COM P 2012-03-14 2014-01-28 16111 11616 4495 4495 446. COVIDIEN PLC P 2014-01-28 30517 21272 9245 9245 CAPITAL GAIN DIVIDENDS P 21477 620971 false 161012 3291618 0.048916 159469 3238521 0.049241 190353 3210499 0.059291 127424 2991204 0.0426 136403 2992873 0.045576 0.245624 0.049125 3536834 173747 6871 180618 164822 13743 0 13743 0 13743 2248 0 2248 0 11495 0 0 false false false false false false false true true NY true false false false false true NBT BANK NA 6073376497 52 S BROAD STREET NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 SOUTH BROAD STREET NORWICH NY 13815 TRUSTEE 1 22129 NONE 0 NONE 0 3476972 113722 0 3590694 0 0 3590694 53860 3536834 176842 176842 13743 13743 163099 0 163099 0 163099 164822 0 0 0 0 164822 0 164822 163099 0 0 0 0 0 1112 0 1112 164822 0 0 0 163099 1723 0 0 2835 0 0 0 0 0 0 0 2835 0 0 1112 0 1723 X Chenango Memorial Hospital 179 NORTH BROAD STREET Norwich NY 13815 N/A PC GENERAL PURPOSES - MEMORY 162356 162356 14 13 14 86468 18 622093 708574 708574 false false false false false false false false false false TAX PREPARATION FEES 750 BANK OF AMERICA 6.4% 8-15-19 50000 57381 GE CAPITAL 4.4% 4/15/2014 50000 50047 GOLDMAN SACHS 3.625% 2/7/16 50325 52364 COLGATE- PALM 2.45% 11/15/2021 51439 48792 PEPSICO INC 3.0% 8/25/21 99509 100630 245501 265185 DFA INTERNATIONAL SMALL CO AT COST 72615 76433 OPPENHEIMER INTL GROWTH FD-Y AT COST 253800 269961 CREDIT SUISSE COMM RET AT COST 72615 77679 DFA US S/C VALUE PORT AT COST 36410 38403 DFA GLOBAL REAL ESTATE SEC AT COST 217640 230485 AMERICAN BEACON AT COST 254255 270117 DIAMOND HILL SMALL MIDCAP-1 AT COST 105150 113019 DFA EMERGING MKTS PORT AT COST 163535 174811 DODGE & COX INCOME FD AT COST 51252 52834 PRIMECAP ODYSSEY GROWTH AT COST 145230 149793 VANGUARD INSTITUTIONAL INDEX AT COST 254255 265107 LAZARD EMERGING MKTS AT COST 175655 175644 DODGE & COX INTL STOCK FD AT COST 211967 270825 DFA U S MICRO CAP PORT AT COST 36410 37910 TEMPLETON GLOBAL BD FD AT COST 149085 148592 LOOMIS SAYLES BD FD AT COST 326755 333848 BLACKROCK HIGH YIELD BD PORT AT COST 145343 147107 VANGUARD SHORT-TERM INFLAT AT COST 145230 145054 VANGUARD TOTAL BD MKT INDEX FD AT COST 52245 52838 NYS EPTL FILING FEE 250 0 250 FOREIGN TAX W/H 358 1415 0 ESTIMATED EXCISE TAXES PAID 2248 0 0 EXCISE TAX BALANCE DUE 38 0 0