2014-06-20T13:24:45-07:00 2013-12-31 990 2013-01-01 590860768 STATE CHARTERED CREDIT UNIONS IN FLORIDA STAT 3216373120 1030 South US 1 Rockledge FL 32955 Margaret Hasenbeck VP of Accounting and Finance 3216903120 2014-06-19 2013 2015-11-30 17:44:51Z Margaret Hasenbeck 1030 South US 1 Rockledge FL 32955 25357945 0 X www.ccuflorida.org X 1953 FL Community Credit Union of Florida provides financial services to it's 35,51 5members as of 12/31/2013. CCUFlorida is servicing 19,797 member loans and has a total of 70,938 deposit accounts. 5 5 96 5 54346 -34533 0 0 24131007 24869280 415877 379671 32819 108994 24579703 25357945 15040 5350 0 0 5185863 5535735 0 0 0 13054143 13341329 18255046 18882414 6324657 6475531 408386714 438404390 369075566 392078782 39311148 46325608 Community Credit Union of Florida is a member owned, not-for-profit, financial cooperative formed in 1953 by local educators. CCU of Florida has grown to more than 33,000 members, CCU's mission is to "Always improve the financial well-being of our members and make a positive difference in our community. 0 0 Loans receivable, interest earned on 19,797 loans. Offer financial services to 35,515 members in the form of deposit accounts, debit/atm cards, money orders, safe deposit boxes, wire transfers and many other services that are provided by Community Credit Union of Florida. Investments are used as a means of extra earnings on deposited funds that have not been utilized for any lending programs. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 10247 0 1 96 1 1 1 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 1 0 0 1 1 0 0 FL X David O Brock 3216902328 1030 South US 1 Rockledge FL 32955 Henry Kelley Chairman of the Board 1 0 X X 0 0 0 Dorotha Everhart Vice Chairman of the Board 1 0 X X 0 0 0 Linda Dale Secretary/Treasurer of the Board 1 0 X X 0 0 0 James Platman Director 1 0 X X 0 0 0 Betty Dunn Director 1 0 X X 0 0 0 David O Brock President/CEO 50 0 X 366928 0 27231 Laurie Cappelli Sr Vice President 50 0 X 152362 0 531 Jmaes Chastain VP of Commercial Services 50 0 X 109155 0 6020 Lesli Dooley VP of Organizational Development 50 0 X 122858 0 5684 David Hill VP Technology 50 0 X 114232 0 14976 865535 0 54442 5 0 1 0 FISERVE 75 Remittance Dr Chicago IL 60675 Debit Card Processing, and data processor 317406 ATT PO BOX 105503 Atlanta GA 30348 Cell Phone, text and data plans 195492 Jack Henry PO BOx 609 Monett MO 65708 data processing 311041 Diebold PO BOX 643543 Pittsburg PA 15264 Security and Maint 193682 Brandt PO BOX 541428 Merritt Island FL 32954 marketing and advertising 180249 11 0 Interest on Member Loans 522130 19535226 19535226 0 0 Service charges and fees 522130 3045887 3020135 25752 0 Interchange Income 522130 1947333 1918739 28594 0 Loan Origination 522130 340834 340834 0 0 0 0 0 0 24869280 379671 379671 0 0 0 0 0 0 0 0 0 0 0 0 0 0 misc income 522130 108994 108994 0 0 0 0 0 0 108994 25357945 25303599 54346 0 5350 0 0 0 865535 0 3510566 82127 721637 355870 509038 126176 183349 0 0 0 0 850388 1431314 1639191 0 685145 57285 0 172882 1629184 434064 626669 160064 Provision for Loan Loss 2004996 Other Loan Servicing 1809408 Loss on Disposition of Assets 323196 Interchange Expense 430790 268190 18882414 0 0 0 2702816 2676857 34879838 39005493 0 0 887535 1084765 0 302231943 347592402 9017098 10203984 17476048 8656765 8928631 8819283 0 44819040 25102982 4919813 3918624 408386714 438404390 2368736 14422455 366706830 377656327 369075566 392078782 X 0 0 0 0 39311148 46325608 39311148 46325608 408386714 438404390 X 6475531 0 0 0 0 538929 X 0 1 X 1 0 0 3296641 3296641 0 13949158 8426516 5522642 0 230249 230249 0 0 0 0 0 0 0 0 0 8819283 Goverment Agencies 18498536 F CD 4712000 C Corporate One Federal CU Capital 899999 C CU 24 ATM Network Capital Stock 52347 C Federal Home Loan Bank Capital Stock 940100 C 25102982 Members Deposits 377656327 377656327 25357945 0 0 0 0 0 25357945 0 0 0 25357945 18882414 0 0 0 0 0 18882414 0 0 0 18882414 1 Brevard Schools 2700 Judge Fran Jameson Way Viera FL 32940 592895155 501 c 3 5350 0 0 Help our community schools 1 1 Schedule I, Part I, Line 2 Provided assistance to help fund education X 1 1 X X X 0 1 0 David O Brock President/CEO 320252 0 37638 0 9038 0 0 0 0 0 366928 0 Schedule J, Part I, Line 1a The CEO received board approval for reimbursement of travel expenses for spouse when accompanying CEO on credit union travel. Schedule J, Part I, Line 4 CEO received 2,246 from his participation in a supplemental non qualified retirement plan David O Brock Presidend/CEO SERP Plan X 750456 1084765 0 1 1 1084765 Form 990, Part VI, Section A, Line 6 Community Credit Union has 35,515 members as of December 2013 Form 990, Part VI, Section A, Line 7a Membership participate in the election of the Board of Directors at the annual meeting held during the first quarter of ever year. Form 990, Part VI, Section B, Line 11b The 990 is presented to the Board of Directors during the monthly board meeting. A copy of the completed from and schedule is given to each board member and the prepairer of the form foes over the return, answering any questions as they are presented. Form 990, Part VI, Section B, Line 15 The compensation of the executive officer is determined by the board of directors annually. The board first conducts performance review, compensation survey study is completed. Contract negotiations conducted between CEO and Board. Contract is drawn up, reviewed by legal. Then approved and signed by the Board. Form 990, Part VI, Section C, Line 19 Governing documents, conflict of interest policies, and financial statements are not required disclosures pursuant of internal revenue code (IRC) section 6104. But, the organization posts the monthly financial statements in the lobby of each branch. Form 990, Part XI, Line 9 Change in Pension Plan Sent in a 8868 Application for Extension of time to file