2014-02-15T14:02:44-06:00 2013-12-31 431592217 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2013-01-01 446013258 CSD CREDIT UNION CSDC 8167634020 8510 E BANNISTER KANSAS CITY MO 64134 ANTHONY J DIGIOVANNI PRESIDENT 8167634020 2014-02-18 1 P00638199 9138946214 2013 2015-11-30 17:44:51Z ANTHONY J DIGIOVANNI 8510 E BANNISTER KANSAS CITY MO 64134 4550139 0 X WWW.CSDCU.ORG X 1959 MO CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. 5 5 21 8 7155 -8609 0 0 1302446 1290724 264178 16631 6284 6148 1572908 1313503 0 0 0 0 678554 640546 0 0 0 815158 659891 1493712 1300437 79196 13066 33163882 34783004 28232139 29838195 4931743 4944809 CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,624 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2013, THERE WERE 1,734 LOANS OUTSTANDING TOTALING $19,373,153. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $96,313 FOR THE YEAR. 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 868 0 21 1 1 1 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 0 0 0 0 1 0 0 0 X ANTHONY J DIGIOVANNI 8167634020 8510 E BANNISTER KANSAS CITY MO 64134 FREDA MARKLEY CHAIRMAN 1.00 X 0 0 0 KENNETH MCCRARY VICE CHAIRMAN 1.00 X 0 0 0 SAMUEL SCHISSLER TREASURER 1.00 X 0 0 0 LINDA WHITFORD SECRETARY 1.00 X 0 0 0 DARCINDA WILLIS DIRECTOR 1.00 X 0 0 0 ANTHONY J DIGIOVANNI PRESIDENT 40.00 X 159945 0 76412 159945 0 76412 1 0 1 0 0 INTEREST ON LOANS 522100 1017003 1017003 FEES & OTHER INCOME 522100 266566 266566 NON-MEMBER ATM FEES 522100 6332 6332 WARRANTY SALES 522100 823 823 1290724 152267 152267 6148 6148 2684000 417000 2677080 559556 6920 -142556 -135636 -135636 1313503 1306348 7155 0 195772 341889 24037 42034 36814 6393 13233 10793 18035 221285 94007 36551 211 5500 1149 32533 26099 MEMBER DIVIDENDS 96313 LOAN SERVICING 43201 NCUSIF ASSESSMENTS 26573 PROVISION FOR LOAN LOSS -7417 35432 1300437 489488 416864 8748822 11532917 690 690 19857026 19307042 125075 83972 1279823 584679 723810 695144 3218971 2746375 33163882 34783004 257875 258674 27974264 29579521 28232139 29838195 X 0 0 0 0 4931743 4944809 4931743 4944809 33163882 34783004 13066 0 X 0 0 0 137511 137511 884035 359504 524531 258277 225175 33102 695144 457(F) DEFERRED COMPENSATION PLAN ASSETS 2396338 NCUSIF DEPOSIT 279743 ACCRUED INCOME 58595 ALL OTHER ASSETS 11699 2746375 MEMBER SHARE DEPOSITS 29579521 29579521 X 0 1 0 ANTHONY J DIGIOVANNI PRESIDENT 119360 0 0 0 40585 0 56511 0 19901 0 236357 0 0 0 Part I, Line 3 THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. Part I, Line 4b THE PRESIDENT, ANTHONY J. DIGIOVANNI, PARTICIPATES IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2013, HE RECEIVED A PAYOUT OF $40,585, AND THE ENTIRE AMOUNT WAS REPORTED AS TAXABLE INCOME ON HIS W-2. DURING THE YEAR, THE CREDIT UNION RECORDED TOTAL INVESTMENT INCOME OF $43,715 AND BENEFIT EXPENSES OF $43,715 RELATED TO THIS PLAN. Form 990, Part VI, Section A, line 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. Form 990, Part VI, Section A, line 7a THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. Form 990, Part VI, Section A, line 7b SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. Form 990, Part VI, Section B, line 11 THE RESPONSIBILITY FOR REVIEWING THE 990 IS DELEGATED TO THE PRESIDENT. Form 990, Part VI, Section B, line 15 THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION, INCLUDING THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. Form 990, Part VI, Section C, line 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.