2014-05-13T11:29:31-05:00 2013-12-31 420714325 MCGLADREY LLP 801 NICOLLET MALL SUITE 1100 MINNEAPOLIS MN 55402 990 2013-01-01 941326959 CREDIT UNIONS IN THE STATE OF CALIFORNIA FINANCIAL CENTER CREDIT UNION CRED 2099486024 PO BOX 208005 STOCKTON CA 95208 STEVE LEIGA VP - ACCOUNTING/FINANCE 2099486024 2014-05-12 1 GERALD B KISSELL P00092658 6123324300 2013 2015-11-30 17:44:51Z MICHAEL DUFFY PO BOX 208005 STOCKTON CA 95208 20237580 0 X WWW.FCCUBURT.ORG X 1954 CA TO PROVIDE CREDIT UNION SERVICES TO MEMBERS. 5 4 95 9 392245 -7984 0 0 19351169 18629236 1461248 1608344 0 0 20812417 20237580 0 0 1571324 6337142 6180369 6043328 0 0 0 8345552 7857110 16097245 20237580 4715172 0 346525511 363546713 258510844 276919428 88014667 86627285 TO PROVIDE CREDIT UNION SERVICES TO MEMBERS. 0 0 FINANCIAL CENTER CREDIT UNION SERVES 32,000 MEMBERS WITH $364 MILLION IN ASSETS, $157 MILLION IN LOANS TO MEMBERS, AND $267 MILLION IN MEMBER DEPOSITS AS OF 12-31-13. 0 0 1 0 0 0 0 1 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 12508 0 1 95 1 1 1 0 0 0 0 0 X 5 4 1 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 CA X STEVE LEIGA 2099486024 PO BOX 208005 STOCKTON CA 95208 MICHAEL DUFFY PRESIDENT/CEO/SECRETARY 55.00 X X 537704 0 54837 VALENCIA JONES CHAIR 1.00 X X 0 0 0 ANGELA ROSENQUIST DIRECTOR 1.00 X 0 0 0 JOHN VERA DIRECTOR 1.00 X 0 0 0 PETE HOENTHANER DIRECTOR 1.00 X 0 0 0 NORA STROH EXECUTIVE VP/COO 55.00 X 732859 0 43265 STEVE LEIGA VP ACCT & FINANCE 55.00 X 666051 0 49223 GLENN SCOTT VP INFORMATION SYSTEMS 55.00 X 127484 0 32305 2064098 0 179630 4 0 1 0 PRESORT 3806 CORONADO AVE STOCKTON CA 95204 STMTS AND MAIL SVCS 421026 FISERV EFT PO BOX 6000 SAN FRANCISCO CA 94160 CARD SERVICES 383364 FISERV 75 REMITTANCE DRIVE SUITE 6962 CHICAGO IL 60675 DATA PROCESSING 381415 CUNA MUTUAL GROUP PO BOX 2964 MILWAUKEE WI 53201 CU BOND/LOAN LINERS 247631 IC INK PO BOX 4487 STOCKTON CA 95204 MKTG, OPERATIONS SUPPLIES 230026 12 INCOME FROM LOANS 900099 13743994 13743994 FEES AND CHARGES 524292 4524718 4132473 392245 OTHER INCOME 900099 360524 360524 18629236 1608344 1608344 20237580 18236991 392245 1608344 6337142 1368665 2655949 2018714 632260 915890 773278 787710 365126 304263 PROVISION FOR LOAN LOSS 1454243 VISA 895625 ATM 820143 908572 20237580 9714446 14977463 153147783 154087683 9923819 4211604 5301616 5712215 174169272 184090355 4192394 4678997 346525511 363546713 7763988 9876563 11391109 11293835 239355747 255749030 258510844 276919428 X 0 0 0 0 88014667 86627285 88014667 86627285 346525511 363546713 X 0 -1403377 15995 X 0 1 X 1 0 19528 19528 19528 1 CARLOS VILLAPUDUA SUPERVISOR PO BOX 1282 STOCKTON CA 95202 1000 TORI VEBER SALAZA DISTRICT ATTORNEY PO BOX 1396 WOODBRIDGE CA 95258 100 SUSAN T EGGMAN ASSEMBLY PO BOX 4587 STOCKTON CA 95204 1000 ELLIOT FOR SUPERVISOR 3168 HUTTON PLACE TRACY CA 95377 600 ELBERT HOLMAN CITY COUNCIL 5831 SILVER OAK CIRCLE STOCKTON CA 95219 828 CATHLEEN GALGIANI SENATE 10011 FOLSOM BLVD 263 SACRAMENTO CA 95827 2500 TAXPAYERS FOR MEASURE A 2319 OTTO DRIVE STOCKTON CA 95209 10000 MICHAEL J MULVIHILL FOR SUPERIOR COURT JUDGE PO BOX 502 STOCKTON CA 95201 1000 CALIFORNIA CREDIT UNION LEAGUE PAC 1201 K STREET SUITE 1050 SACRAMENTO CA 95814 2500 PART I-A, LINE 1: THE CREDIT UNION MAKES CONTRIBUTIONS TO POLITICAL CAMPAIGNS, MAY WALK DISTRICTS FOR CANDIDATES, AND MAY OFFER CREDIT UNION FACILITIES FOR USE OR PHONE BANK. 0 1 X 1445662 1445662 7461922 3638307 3823615 1016235 573297 442938 5712215 CERTIFICATES OF DEPOSIT 5736000 F SECURITIES - AFT 689345 F SECURITIES - AFS 147065010 F FED FUNDS 30000000 F CAPITAL SHARES 600000 F 184090355 MEMBER SHARES 255749030 255749030 PART IV, LINE 2B: THE CREDIT UNION SERVES AS CUSTODIAN FOR IRA ACCOUNTS TOTALING $11,293,835 AND HAS AN ESCROW ACCOUNT LIABILITY OF $93,314 FOR REAL ESTATE ESCROW/IMPOUND ACCOUNTS. X X X 1 1 X X X X X 0 1 0 MICHAEL DUFFY PRESIDENT/CEO/SECRETARY 389500 0 144212 0 3992 0 20400 0 34437 0 592541 0 0 0 NORA STROH EXECUTIVE VP/COO 177380 0 65952 0 489527 0 19467 0 23798 0 776124 0 434016 0 STEVE LEIGA VP ACCT & FINANCE 136938 0 47884 0 481229 0 14786 0 34437 0 715274 0 400856 0 GLENN SCOTT VP INFORMATION SYSTEMS 92013 0 34230 0 1241 0 10099 0 22206 0 159789 0 0 0 PART I, LINE 1A FIRST-CLASS TRAVEL - TRAVEL FOR BOARD AND EXECUTIVES WHERE FIRST CLASS TRAVEL IS AN OPTION AND WHEN DEEMED APPROPRIATE. HOWEVER, MOST AIR TRAVEL IS ON SOUTHWEST OR EQUIVALENT. TRAVEL FOR COMPANIONS - COMPANION TRAVEL IS PROVIDED WHEN APPROPRIATE. HEALTH/SOCIAL CLUB DUES - CORPORATE SOCIAL CLUB MEMBERSHIP IS PART OF COMMUNITY AND SMALL EMPLOYEE GROUP (SEG) RELATIONS. PART I, LINE 4B A SCHEDULED 457(F) PAYOUT IS INCLUDED IN PART II, COLUMN (B)(III) FOR NORA STROH, EXECUTIVE VP/COO AND STEVE LEIGA, VP ACCT & FIN. THE PAYOUT HAS BEEN ACCRUED FOR SERVICE OVER THE PAST 10 YEARS. A PORTION OF THE PAYOUT IS REPORTED IN COLUMN (F) BECAUSE THIS AMOUNT WAS REPORTED AS INCOME ON THE 2009, 2010, 2011, AND 2012 990'S. MICHAEL DUFFY BROTHER OF NORA STROH, COO/EXECUTIVE VP 592541 COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER 0 NORA STROH SISTER OF MICHAEL DUFFY, PRESIDENT/CEO 776124 COMPENSATION PAYMENTS BY THE ORGANIZATION TO A FAMILY MEMBER OF AN OFFICER 0 FORM 990, PART VI, SECTION A, LINE 2 THE PRESIDENT/CEO, MICHAEL DUFFY, AND THE COO/EXECUTIVE VP, NORA STROH, ARE SIBLINGS. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, AS VACANCIES ARISE, OR OTHERWISE. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS REVIEWED BY THE CEO AND VP ACCT & FIN PRIOR TO FILING AND A COPY IS PROVIDED TO THE BOARD FOR REVIEW AND DISCUSSION PRIOR TO FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS MONITORED THROUGH TRAINING AND POLICY REVIEW. VOLUNTEERS READ AND SIGN A CODE OF CONDUCT FORM ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS PERFORMANCE BASED. COMPENSATION SURVEYS ARE USED TO SET COMPENSATION LEVELS, AS WELL AS AN INDEPENDENT THIRD PARTY REVIEW AND REVIEW AND APPROVAL OF THE EXECUTIVE BENEFITS COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 CERTAIN DOCUMENTS ARE AVAILABLE FOR REVIEW UPON REQUEST. A LOBBY NOTICE IS POSTED IN EACH BRANCH. FORM 990, PART XI, LINE 9: CHANGE IN REGULAR RESERVES 15,995.