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      <Form990PartVIISectionAGrp>
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      <ProgramServiceRevenueGrp>
        <Desc>MEMBER EDUCATION</Desc>
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      <ProgramServiceRevenueGrp>
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      <InvestmentIncomeGrp>
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        <RealAmt>0</RealAmt>
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      <RentalIncomeOrLossGrp>
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      </RentalIncomeOrLossGrp>
      <NetRentalIncomeOrLossGrp>
        <TotalRevenueColumnAmt>560</TotalRevenueColumnAmt>
        <ExclusionAmt>560</ExclusionAmt>
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        <Desc>OTHER</Desc>
        <BusinessCd>900099</BusinessCd>
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      <OtherRevenueMiscGrp>
        <Desc>ENDORSED PRODUCTS</Desc>
        <BusinessCd>900099</BusinessCd>
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      <TotalRevenueGrp>
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      <FeesForServicesAccountingGrp>
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      <TravelGrp>
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      <OtherExpensesGrp>
        <Desc>GOVERNMENT RELATIONS</Desc>
        <TotalAmt>270694</TotalAmt>
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      <OtherExpensesGrp>
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      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
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      <RevenueSubtotalAmt>2099166</RevenueSubtotalAmt>
      <RevenueNotReportedFinclStmtAmt>0</RevenueNotReportedFinclStmtAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>COLORADO BANKERS ASSOCIATION IS A TRADE ORGANIZATION THAT HAS VARIOUS MEMBER BANKS FROM THE STATE OF COLORADO.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS OF THE ORGANIZATION ELECT THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>OFFICER POSITIONS ARE VOTED ON BY THE ENTIRE MEMBERSHIP GROUP.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE TAX FORM 990 IS REVIEWED BY THE PRESIDENT AND COO WITH ONE OUTSIDE BOARD MEMBER BEFORE IT IS FILED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>THE COMPENSATION COMMITTEE MEETS ANNUALLY TO DETERMINE THE PRESIDENT'S COMPENSATION PACKAGE. INFORMATION ON COMPARABLE SALARIES IS USED TO ARRIVE AT THE COMPENSATION AMOUNT. THE CEO'S SALARY IS DETERMINED BY THE COMPENSATION COMMITTEE IN CONJUNCTION WITH THE PRESIDENT. THERE IS ALSO COMPARABLE COMPENSATION INFORMATION USED IN ARRIVING AT THE CEO'S COMPENSATION PACKAGE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL INFORMATION WILL BE AVAILABLE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XII, LINE 2C:</FormAndLineReferenceDesc>
        <ExplanationTxt>NO CHANGES WERE MADE DURING THIS YEAR</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>