2014-05-14T18:25:07-07:00 2013-12-31 990 2013-01-01 930465543 MARION AND POLK SCHOOLS CREDIT UNION MARI 5035880181 PO BOX 12398 SALEM OR 97309 SHANNON KAMMERMAN CONTROLLER 5035880181 2014-05-14 2013 2015-11-30 17:44:51Z Shannon Kammerman PO Box 12398 Salem OR 97309 30262394 0 X WWW.MAPSCU.COM X NON-PROFIT 1935 OR Credit Union 7 7 196 12 0 0 0 0 19246407 19593076 2999982 3245057 599871 735916 22846260 23574049 0 0 0 0 8501975 8678257 0 0 0 11418268 11193710 19920243 19871967 2926017 3702082 445383776 464346657 413688001 434177650 31695775 30169007 Credit Union 0 0 19871967 0 23574049 COOPERATIVE BASED FINANCIAL INSTITUTION, PROMOTES THRIFT AND AFFORDABLE FINANCIAL SERVICES. 0 0 0 19871967 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 196 1 1 1 0 0 0 0 0 X 7 7 1 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X X Shannon Kammerman 5035880181 451 Division Str NE Salem OR 97301 Phil Frey Board Member 0 0 X 0 0 0 Joe Phillippay Chairman 0 0 X 0 0 0 Gordon Sawser Board Member 0 0 X 0 0 0 Judy Beebe Board Member 0 0 X 0 0 0 Brant Wolf Board Member 0 0 X 0 0 0 Jeff Antrican Board Member 0 0 X 0 0 0 Tom Marks Board Member 0 0 X 0 0 0 Mark Zook PRESIDENT/CEO 50 0 X X X 302073 0 0 Kevin Cole CFO 50 0 X X 154811 0 0 Charles Daiker VP Information Technology 50 0 X 134307 0 0 Patty Walker VP Commercial Lending 50 0 X 110435 0 0 Toni Silbernagel VP Consumer Lending 50 0 X 111336 0 0 David Deckelmann VP CUSOs 50 0 X 105054 0 0 Jill Nowacki VP Development 50 0 X 124042 0 0 Traci Kendall VP Operations 50 0 X 105820 0 0 1147878 0 0 9 0 1 0 FIDELITY PO BOX 4535 CAROL STREAM IL 60197 CARD PROCESSING 515806 Open Solutions PO Box 416564 Boston MA 02241 Software provider 385858 Cook Security 5841 SE International Way Milwaukie OR 97222 ATM Services 203120 CDW DIRECT PO BOX 75723 CHICAGO IL 60675 COMPUTER SUPPLIES 193078 CHEMEKETA COMMUNITY COLLEGE PO BOX 14007 SALEM OR 97309 COPIER SERVICES 157544 17 0 Interest and Fee Income 522130 19563426 19563426 0 0 Membership Dues 522130 29650 29650 0 0 0 0 0 0 19593076 2578608 2578608 0 0 0 0 0 0 0 0 0 0 285286 0 0 0 285286 0 285286 285286 0 0 6718139 636655 6674988 13357 43151 623298 666449 666449 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Commissions 522130 200630 200630 0 0 Mastercard Incentive 522130 250000 250000 0 0 0 0 0 0 450630 23574049 23574049 0 0 0 0 0 0 1147878 0 5628638 489968 610111 801662 0 16422 449863 0 0 0 0 388355 2013853 777775 0 1975919 0 0 327647 1083462 0 910392 162656 ATM Network Services 830785 Provision for Loan Loss 726121 Loan and Lease Expenses 718167 Billpayer Services 498237 314056 19871967 0 0 0 48629886 32268688 0 0 0 0 755484 478564 1271046 2027687 0 0 254111772 298082152 999650 279900 712449 803173 13032791 7734624 5492638 5298167 0 0 124633413 112836171 0 0 0 0 8777438 12272155 445383776 464346657 6408325 5734382 0 0 0 0 0 0 0 0 0 0 0 0 0 0 407279676 428443268 413688001 434177650 X 0 0 0 0 31695775 30169007 31695775 30169007 445383776 464346657 3702082 -5228850 0 0 0 0 X 1 X 1 X 1 0 0 205965 205965 0 837248 87017 750231 0 2477975 865985 1611990 0 8755040 6317180 2437860 0 756563 464442 292121 5298167 103314203 F 0 F Equity in FHLB 999700 F CU owned Life Insurance 8125031 F Investment in 457 Annuity 397237 F 112836171 0 Member Deposits and Share Accounts 428443268 428443268 X 23574049 0 0 0 0 0 23574049 0 0 0 23574049 19871967 0 0 0 0 0 19871967 0 0 0 19871967 Schedule D, Part X, Line 2 Beginning in March 2008, the Internal Revenue Service (IRS) released Technical Advice Memorandums (TAMs) to specific state-chartered credit unions specifying the revenue sources subject to unrelated business income tax (UBIT). UBI may also be subject to tax in certain states. Management has assessed the Credit Union's activities and any potential federal or state income tax liability and determined that the Credit Union has no uncertain tax positions that qualify for either recognition or disclosure in the consolidated financial statements. Additionally, no interest and penalties have been recorded in the accompanying consolidated financial statements related to uncertain tax positions. Currently, the 2012, 2011 and 2010 federal income tax returns are open for examination by the IRS. The filing years open for examination by the state, if applicable, may be equal to, greater than or less than the years open for examination by the IRS. X 1 1 X X X 0 0 0 Mark Zook PRESIDENT/CEO 280398 0 21675 0 0 0 0 0 0 0 302073 0 275300 0 Kevin Cole CFO 140361 0 14450 0 0 0 0 0 0 0 154811 0 143905 0 Schedule J, Part I, Line 1a Club Membership Schedule J, Part I, Line 3 Board of Directors reviews and approves CEO compensation. Charles J Daiker Executive Used Auto X 22186 6722 0 1 1 Charles J Daiker Executive VISA X 6000 5245 0 1 1 Charles J Daiker Executive Used Auto X 39327 37799 0 1 1 Charles J Daiker Executive New RV X 19300 11514 0 1 1 David Deckelmann Executive 1st Mortgage X 132000 129575 0 1 1 Kevin L Cole Executive New Auto X 19833 13539 0 1 1 Mark A Zook Executive Mortgage X 595000 570000 0 1 1 Mark A Zook Executive Home Equity X 158000 139037 0 1 1 Mark A Zook Executive VISA X 10500 3461 0 1 1 Mark A Zook Executive Home Equity X 100000 99725 0 1 1 Mark A Zook Executive Home Equity X 100000 39596 0 1 1 Toni L Silbernagel Executive Personal X 3700 2794 0 1 1 Toni L Silbernagel Executive VISA X 6200 4937 0 1 1 Toni L Silbernagel Executive Personal X 20000 11152 0 1 1 Bradley C Tedrow Board Member Home Equity X 20000 60 0 1 1 Daniel C Penn Board Member VISA X 10250 79 0 1 1 Daniel C Penn Board Member Mortgage X 300000 288046 0 1 1 Judy A Beebe Board Member VISA X 7750 6633 0 1 1 Peyton T Lieuallen Board Member Mortgage X 92000 55539 0 1 1 Peyton T Lieuallen Board Member VISA X 10050 792 0 1 1 Peyton T Lieuallen Board Member Business X 133000 122935 0 1 1 Peyton T Lieuallen Board Member Business X 104000 96785 0 1 1 Peyton T Lieuallen Board Member Business X 72000 67005 0 1 1 Peyton T Lieuallen Board Member Business X 25000 9697 0 1 1 Travis J Young Board Member Used Auto X 7013 4352 0 1 1 Travis J Young Board Member Used RV X 6877 6500 0 1 1 Travis J Young Board Member Used Auto X 12632 9164 0 1 1 Toni L Silbernagel Executive Used Auto X 27807 22303 0 1 1 Brant Wolf Board Member Personal X 7500 281 0 1 1 Craig Smith Board Member Home Equity X 18000 16197 0 1 1 Gordon D Sawser Board Member Home Equity X 60000 2413 0 1 1 Toni L Silbernagel Executive Home Equity X 24500 24291 0 1 1 Toni L Silbernagel Executive Mortgage X 220500 219519 0 1 1 2027687 Form 990, Part VI, Section A, Line 2 Tom Marks, a Board Member, acts as a realtor to Mark Zook, CEO. Tom Marks, Board Member & Mark Zook, CEO along with others are partial owners of a piece of property. Form 990, Part VI, Section A, Line 6 Credit Union Members Form 990, Part VI, Section A, Line 7a Credit Union members elect Board of Directors. Form 990, Part VI, Section B, Line 11b 990 reviewed by Chief Financial Officer Form 990, Part VI, Section B, Line 12c Annual review of interests and involvements. Form 990, Part VI, Section B, Line 15 Annual compensation reviews are completed. Independent board reviews and negotiates CEO and CFO compensation. CEO and CFO review executive employee compensation. Executive team reviews compensations for all other positions. Form 990, Part VI, Section C, Line 19 Financial statements and policies are available for member review. MAPS SERVICE AGENCY PO BOX 12398 SALEM OR 97309 930575675 INSURANCE, CELL PHONES AND CREDIT REPORTS OR MARION AND POLK SCHOOLS CREDIT UNION C -3288 455025 1 MAPS BUSINESS SERVICES PO BOX 12398 SALEM OR 97309 550897117 COMMERCIAL LOAN SERVICING OR N/A C 71864 1034262 0.4764 MEMBER BUILDING PARTNERS PO BOX 12398 SALEM OR 97309 271530928 PROPERTY MANAGMENT OR N/A C 31305 351213 0.4898 0 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 MAPS SERVICE AGENCY d 3600000 Credit line to owned CUSO determined by CU Board of Directors.