2014-10-30T15:23:19-05:00 2013-12-31 580692043 MAULDIN & JENKINS LLC 200 GALLERIA PKWY SE STE 1700 ATLANTA GA 303395946 990 2013-01-01 586034116 CREDIT UNION OF GEORGIA CRED 6783222088 3048 EAGLE DRIVE WOODSTOCK GA 30189 J BRANT MALONE PRESIDENT/CEO 6783222088 2014-10-21 1 MARY JO ALEXANDER P00002534 7709558600 2014-10-20 2013 2015-11-30 17:44:51Z J BRANT MALONE 3048 EAGLE DRIVE WOODSTOCK GA 30189 22170497 0 3804 X WWWW.CUOFGA.ORG X STATE-CHARTERED CREDIT UNION 1960 GA SEE SCHEDULE O FOR COMPLETE DESCRIPTION. THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 7 6 73 10 205906 0 0 0 12427804 11750388 572768 777722 0 0 13000572 12528110 0 0 0 0 3855848 3648291 0 0 0 5063143 5166307 8918991 8814598 4081581 3713512 206065043 214610883 191779109 197313272 14285934 17297611 THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 0 0 CREDIT UNION OF GEORGIA IS A COOPERATIVE (OWNED BY ITS MEMBERS), NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO ITS MEMBERS. THERE ARE APPROXIMATELY 33,000 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1640 0 1 73 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 0 1 1 1 1 0 1 1 1 1 1 1 1 1 1 0 0 GA X BRIAN ALBRECHT 6783222025 3048 EAGLE DRIVE WOODSTOCK GA 30189 DR HAROLD BARNETT TREASURER & INTERIM CEO 1.00 X X 0 0 0 DANNY SMITH DIRECTOR 1.00 X X 0 0 0 WILLIAM M ROGERS CHAIRMAN 1.00 X X 0 0 0 DR FRANCES ROBERSON VICE CHAIRMAN 1.00 X X 0 0 0 BARBARA BOUNDS SELBY SECRETARY 1.00 X X 0 0 0 CHERYL LOVE DIRECTOR 1.00 X 0 0 0 CANDLER HOWELL JR DIRECTOR 1.00 X 0 0 0 J BRANT MALONE PRESIDENT/CEO 40.00 X 201031 0 36535 KATHERYN DAY EXECUTIVE VICE PRESIDENT 40.00 X 148866 0 30077 RALPH MICALIZZI SENIOR VICE PRESIDENT/CFO 40.00 X 91318 0 11440 BRIAN ALBRECHT VICE PRESIDENT OF FINANCE AND ACCTG 40.00 X 76591 0 15062 517806 0 93114 2 0 1 0 FISERV PO BOX 979 BROOKFIELD WI 53008 DEBIT CARD PROCESSING 522868 JACK HENRY PO BOX 609 MONNETT MO 65708 CORE PROCESSOR 269381 TMG 1500 NW 118TH STREET DES MOINES IA 50325 CREDIT CARD PROCESSING 247096 FIS-FIDELITYEXTLCERTEGY 601 RIVERSIDE AVENUE JACKSONVILLE FL 32204 DEBIT CARD REWARD PROGRAM/NETWORK FEES 230437 BANKSTAFF 4949 S SYRACUSE STREET SUITE 340 DENVER CO 80237 TEMPORARY STAFFING 184011 14 INTEREST ON LOANS 522100 7018847 7018847 FEE INCOME 522100 4731541 4525635 205906 11750388 780863 780863 9639125 121 9642040 347 -2915 -226 -3141 -3141 12528110 11544482 205906 777722 610920 2279732 162748 373874 221017 5191 36800 279362 216960 834175 551871 92747 8496 197193 494769 116990 OTHER OPERATION EXPENSE 1437499 LOAN SERVICING EXPENSE 630308 NCUA ASSESSMENT 156458 DUES 56453 51035 8814598 2038967 5550219 54083164 49223676 120687284 126444844 285052 250390 12252808 7606478 4258957 4646330 117386 117817 21807716 25641717 2786517 2735890 206065043 214610883 2147341 1972214 189631768 195341058 191779109 197313272 X 0 0 0 0 14285934 17297611 14285934 17297611 206065043 214610883 3713512 -701835 0 X X 0 1 X 1 0 1189893 1189893 4286415 1492046 2794369 1972180 1801446 170734 4679349 4217326 462023 124971 95660 29311 4646330 MORTAGAGE BACKED SECURITIES 13376870 F FEDERAL AGENCY SECURITIES 11964000 F OTHER INVESTMENTS 53547 F FHLB MEMBERSHIP 247300 F 25641717 MEMBER SHARES 195341058 195341058 11830743 -701232 -701232 12531975 -3865 -3865 12528110 8818463 3865 3865 8814598 0 8814598 PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS CONTRA REVENUE TO REVENUE-LOSS ON ASSET DISPOSAL -3,865. PART XII, LINE 2D - OTHER ADJUSTMENTS: RECLASS AGAINST REVENUE-LOSS ON ASSET DISPOSAL 3,865. X 1 1 X X 1 0 0 J BRANT MALONE PRESIDENT/CEO 191539 0 0 0 9492 0 16954 0 19581 0 237566 0 0 0 KATHERYN DAY EXECUTIVE VICE PRESIDENT 143467 0 0 0 5399 0 10829 0 19248 0 178943 0 0 0 PART I, LINE 1B DIRECTORS ARE ALLOWED TO HAVE A COMPANION ACCOMPANY THEM ON CONFERENCES. PART I, LINE 4A RALPH MICALIZZI WAS PAID SEVERANCE IN THE AMOUNT OF $29,379. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS AND THEIR RIGHTS: ALL PERSONS ELIGIBLE FOR MEMBERSHIP AS DEFINED BY THE BYLAWS CAN JOIN. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS SUBJECT TO APPROVAL OF MEMBERS: THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11 ORGANIZATION'S PROCESS TO REVIEW FORM 990: FORM 990 AND 990T ARE REVIEWED BY CREDIT UNION OFFICERS AND BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ENFORCEMENT OF CONFLICTS POLICY: CONFLICTS OF INTEREST ARE PART OF PERSONNEL POLICY, AS WELL AS BOARD CODE OF ETHICS POLICY. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION PROCESS FOR TOP OFFICIAL: COMPENSATION OF TOP OFFICIALS IS SUBJECT TO REVIEW BY THE BOARD OF DIRECTORS. AN OUTSIDE, INTEPENDENT, CONSULTING ORGANIZATION IS USED TO DETERMINE SALARY GUIDELINES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION: CREDIT UNION GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. FINANCIAL INFORMATION IS AVAILABLE TO THE GENERAL PUBLIC THROUGH NCUA REPORTS. FORM 990 SECTION XII LINE 2C THE PROCESS FOR AUDITOR SELECTION AND AUDIT OVERSIGHT HAS NOT CHANGED FROM THE PRIOR YEAR.