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      <IncludedOnFS>false</IncludedOnFS>
      <Land>
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        <BookValue>680606</BookValue>
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        <Depreciation>521393</Depreciation>
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        <BookValue>19223</BookValue>
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      <TotalOfBookValueLandBuildings>3211973</TotalOfBookValueLandBuildings>
      <OtherLiabilities>
        <Description>MORTGAGES PAYABLE</Description>
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      <OtherLiabilities>
        <Description>CAPITAL LEASE PAYABLE</Description>
        <Amount>9762</Amount>
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      <TotalOfAmounts>8466887</TotalOfAmounts>
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      <GeneralExplanation>
        <Identifier>ORGANIZATION'S PROCESS USED TO REVIEW FORM 990</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 11B</ReturnReference>
        <Explanation>BOARD MEMBERS ARE PROVIDED WITH A .PDF COPY OF THE FORM 990 PRIOR TO THE FILING DEADLINE.</Explanation>
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      <GeneralExplanation>
        <Identifier>ENFORCEMENT OF CONFLICTS POLICY</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 12C</ReturnReference>
        <Explanation>BOARD MEMBERS SIGN A CONFLICT OF INTEREST STATEMENT ANNUALLY.</Explanation>
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      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR TOP OFFICIAL</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15A</ReturnReference>
        <Explanation>THE BOARD ANNUALLY LOOKS AT COMPARABLE COMPENSATION TABLES PROVIDED BY UNITED WAY IN ITS DELIBERATION OF THE EXECUTIVE DIRECTOR'S COMPENSATION</Explanation>
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      <GeneralExplanation>
        <Identifier>COMPENSATION PROCESS FOR OFFICERS</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 15B</ReturnReference>
        <Explanation>THE EXECUTIVE DIRECTOR UTILIZES COMPARABLE LOCAL WAGE SURVEYS IN HIS REVIEW OF EMPLOYEES' SALARIES.</Explanation>
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        <Identifier>GOVERNING DOCUMENTS DISCLOSURE EXPLANATION</Identifier>
        <ReturnReference>FORM 990, PAGE 6, PART VI, LINE 19</ReturnReference>
        <Explanation>GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST FROM THE ORGANIZATION'S OFFICE.</Explanation>
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      <GeneralExplanation>
        <Identifier>OTHER FEES FOR SERVICES</Identifier>
        <ReturnReference>FORM 990, PART IX, LINE 11G</ReturnReference>
        <Explanation>PROFESSIONAL FEES 41,248 1,276 0 REHAB AWARDS 20,153 0 0 DOWN PAYMENT ASSISTANCE 353,078 0 0 DEPRECIATION ON RENTAL HOMES 104,681 0 0 PROGRAM COSTS 120,890 0 0 MTG INT ON RENTAL HOMES 100,455 0 0</Explanation>
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