2013-08-14T13:35:53-05:00 2012-12-31 880118801 BARNARD VOGLER & CO CPA'S 100 W LIBERTY STREET SUITE 1100 RENO NV 895011959 990 2012-01-01 880057898 FINANCIAL HORIZONS CREDIT UNION FINA 7759452421 PO BOX 2288 HAWTHORNE NV 89415 BARBARA S REUTER 7759452421 2013-08-12 1 LESLIE C DAANE P00633710 7757866141 2012 2016-02-24 21:20:13Z BARBARA S REUTER 895 SIERRA WAY HAWTHORNE NV 89415 6702397 0 X WWW.FHCUNV.ORG X 1947 NV FINANCIAL COOPERATIVE PROVIDING FINANCIAL SERVICES (SOLUTIONS) TO THE MEMBER/OWNERS OF THE CREDIT UNION. 9 9 56 0 0 0 0 0 6335549 6043927 782761 658470 0 0 7118310 6702397 0 0 0 0 1993814 2099343 0 0 0 3759665 3746779 5753479 5846122 1364831 856275 135473183 137143436 122579078 123483831 12894105 13659605 TO PROVIDE FINANCIAL SERVICES AND SOLUTIONS TO THE MEMBERS/OWNERS OF THE CREDIT UNION. 0 0 TO PROVIDE FINANCIAL SERVICES AND SOLUTIONS TO THE MEMBERS/OWNERS OF THE CREDIT UNION. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 1 1258 0 1 56 1 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 0 0 1 1 1 1 0 X JEAN PETERSON 7759452421 895 SIERRA WAY HAWTHORNE NV 89415 LEATHA BARCELLOS 4.00 X X 0 0 0 JIM SCOTT 2.00 X X 0 0 0 DOUG HOMESTEAD 2.00 X X 0 0 0 PENNY MADRASO 1.00 X X 0 0 0 GEORGE GAZAWAY 1.00 X 0 0 0 KEN RAMSEY 1.00 X 0 0 0 THOMAS ERICKSON 1.00 X 0 0 0 SCOTT RADER 1.00 X 0 0 0 RANDALL EMM 1.00 X 0 0 0 BARBARA REUTER 40.00 X 115372 0 12953 JEAN PETERSON 40.00 X 78746 0 7362 194118 0 20315 1 0 0 0 FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 PROVIDES MEMBER SERVICES TO THE CREDIT U 632154 1 LOAN INTEREST INCOME 522100 4740157 4740157 FEE INCOME 522100 1093299 1093299 INSURANCE COMMISSIONS 524298 124546 124546 OTHER OPERATING INCOME 522100 85925 85925 6043927 561596 561596 96874 0 96874 96874 96874 6702397 6702397 0 0 214433 1430277 50414 260960 143259 10530 61000 14399 94623 514808 713553 314639 1802 718668 PROVISION FOR LOAN LOSS 843710 LOAN SERVICING 152310 EDUCATION AND PROMOTION 115432 SPECIAL PREMIUM ASSESSM 109871 81434 5846122 15400694 15707356 81211846 81661387 7633478 2143321 5561434 5490157 30741221 31756616 2557988 2527920 135473183 137143436 326458 353760 122252620 123130071 122579078 123483831 X 0 0 0 0 12894105 13659605 12894105 13659605 135473183 137143436 856275 -90775 0 X 0 1 X 1 0 729819 729819 5588194 1197483 4390711 603744 357133 246611 711721 588705 123016 5490157 FEDERAL AGENCY MORTGAGE BACKED SECURITIES 22867214 F CERTIFICATES OF DEPOSIT 8869402 C OTHER 20000 C 31756616 MEMBERS' SHARE AND SAVINGS ACCOUNTS 123130071 123130071 6702397 0 6702397 0 6702397 5846122 0 5846122 0 5846122 CHRIS PETERSON CHRIS PETERSON IS A FAMILY MEMBER OF A KEY EMPLOYEE OF THE CREDIT UNION 58203 THE CREDIT UNION PURCHASES COMPUTER EQUIPMENT AND CONSULTING SERVICES FROM CHRIS PETERSON OF COMPUTING SOLUTIONS. 0 JEAN PETERSON VP OF FINANCE SERVES AS AN OFFICER OF AN ORGANIZATION DOING BUSINESS WITH THE C.U. 0 JEAN PETERSON, VP OF FINANCE, IS AN OFFICER OF AN ORGANIZATION THAT CONDUCTS BUSINESS WITH THE CREDIT UNION. 0 DOUGLAS HOMESTEAD DOUGLAS HOMESTEAD SERVES ON THE BOARD OF THE CREDIT UNION 2926 THE CREDIT UNION UTILIZED HOMESTEAD CONSTRUCTION FOR VARIOUS CLEAN UP AND MAINTENANCE JOBS DURING THE YEAR. DOUGLAS HOMESTEAD IS THE PRESIDENT OF HOMESTEAD CONSTRUCTION. 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MEMBER OWNED. FORM 990, PART VI, SECTION A, LINE 7A ANNUALLY EVERY MEMBER HAS A RIGHT TO VOTE FOR MEMBERS RUNNING FOR OPEN BOARD OF DIRECTOR SEATS. FORM 990, PART VI, SECTION A, LINE 7B IF A MERGER OR CHANGE OF INSURER WERE TO BE CONSIDERED, A VOTE OF THE MEMBERS WOULD BE TAKEN. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 WILL BE REVIEWED BY THE CEO AND THE VP OF FINANCE BEFORE IT IS FILED WITH THE IRS. THE BOARD WILL REVIEW THE FORM 990 AFTER IT IS FILED AS PART OF ITS BOARD ACTIVITIES. FORM 990, PART VI, SECTION B, LINE 15 A REVIEW OF THE CREDIT UNION'S GOALS IS PERFORMED BY THE BOARD OF DIRECTORS AND COMPENSATION IS BASED UPON THE FINDINGS PRESENTED IN THE REVIEW. FORM 990, PART VI, SECTION C, LINE 18 THE CREDIT UNION'S 990 IS AVAILABLE UPON REQUEST TO ANYONE WHO WISHES TO VIEW THE DOCUMENT. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION DOES NOT HAVE A WRITTEN CONFLICT OF INTEREST POLICY. ITS GOVERNING DOCUMENTS AND FINANICAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.