2013-11-13T11:17:11-08:00 2012-12-31 Macpage LLC 30 Long Creek Dr South Portland ME 04106 990 2012-01-01 020196520 Bellwether Community Credit Union BELL 6036458181 425 D W Highway Manchester NH 03104 Paul D Roy 2013-11-13 true Brad Weller P00285183 2077745701 X 2012 2016-02-24 21:20:13Z 29572616 false false X www.bccu.com Provide members with savings and loan services. 9 9 93 314885 115712 0 9864178 10363533 3568980 3333395 1730027 2091877 15163185 15788805 0 2433586 1865438 5339564 6028339 0 0 6797590 6832571 14570740 14726348 592445 1062457 352847766 361090437 307269782 314707356 45577984 46383081 Provide members with savings and loan services. false false 14726348 The credit union has 29,685 members as of 12/31/2012. Members have access to a wide variety of low cost, high quality services. 14726348 false false false false false false false false false false true false false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false true 24 0 true 93 true true false false false false false false false false false false X 9 9 false false false false false false false true true false false true true false false true true true true false NH X Paul Roy 6036458181 425 D W Highway Manchester NH 03104 Tina S Andrade 1.25 0.00 X 0 0 0 Eva M Martel 2.00 0.00 X 0 0 0 R BRUCE WILSON 1.25 0.00 X 0 0 0 Lisa M Thorne 1.25 0.00 X 0 0 0 JOHN J GENNITTI 1.25 0.00 X 0 0 0 Chris Williams 1.25 0.00 X 0 0 0 David C Anderson 1.25 0.00 X 0 0 0 Patrick C McHugh 1.25 0.00 X 0 0 0 Calvin B Frost 1.25 0.00 X 0 0 0 Paul R Labonte 1.25 0.00 X 0 0 0 Gloria V Bouchard 2.00 0.00 X 0 0 0 Paul D Roy 45.00 0.00 X 133361 0 45387 Claire J Castanino 45.00 0.00 X 161854 0 96433 Michael A L'Ecuyer 45.00 0.00 X 299141 0 237599 Nancy Nadeau 45.00 0.00 X 114843 0 38671 John Gunther 45.00 0.00 X 116293 0 27163 Jeff Benson 45.00 0.00 X 110839 0 23513 Barbara Lussier 45.00 0.00 X 105759 0 30698 Nathan Saller 45.00 0.00 X 110707 0 34214 1152797 533678 8 false true false NCR CORPORATION 14181 COLLECTIONS CENTER DRIVE CHICAGO IL 60699 HOME BANKING 293688 EISENBERG VITALE & RYZE 155 DOW STREET SUITE 101 MANCHESTER NH 03101 MARKETING & ADV 477470 Creative Office Pavilion 155 Dow Street Manchester NH 03101 Office Furniture 208566 BELIVEAU FRADETTE & GALLANT 91 BAY STREET MANCHESTER NH 03104 LEGAL 220787 ANTHEM BLUE CROSS & BLUE SHIELD 3000 Goffs Fall Road MANCHESTER NH 031110001 HEALTH INSURANCE 553266 5 0 Loan Income from members 10363533 10363533 10363533 2665696 2665696 0 0 92850 90976 1874 1874 1874 14360534 13692835 667699 667699 667699 0 0 0 Interchange fees, net 414590 414590 Financial Services 235137 235137 Fee and Service Income 1171919 1171919 268357 188609 79748 2090003 15788805 15472046 314885 1874 0 0 0 1865438 1865438 973775 973775 0 5054564 5054564 0 0 0 0 0 0 0 0 0 0 0 1645423 1645423 0 0 919638 919638 0 0 0 417245 417245 0 0 0 Marketing 656402 656402 Other Expenses 690450 690450 Provision for loan losses 769751 769751 Information Systems 802019 802019 931643 931643 14726348 14726348 0 0 10474389 9265826 8627500 744359 0 0 0 0 214616275 243335047 0 0 17215218 5888760 10817896 11326458 100311413 87543614 0 0 0 8000293 8875133 352847766 361090437 3194585 3445596 43000000 41000000 261075197 270261760 307269782 314707356 X 45577984 46383081 45577984 46383081 352847766 361090437 1062457 -257360 X false true X false false 3800182 3800182 7925202 2401235 5523967 155275 82849 72426 4230850 2954739 1276111 1103709 449937 653772 11326458 Member Deposits 270261760 270261760 15788805 15788805 15788805 14726348 14726348 14726348 false false false Paul D Roy 133361 15000 30387 178748 Nancy Nadeau 114843 13406 25265 153514 Michael A L'Ecuyer 299141 180005 57594 536740 Claire J Castanino 161854 65854 30579 258287 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available a. Governing Documents - upon request b. Conflict of interest policy - upon request c. Financial Statements - posted in the lobby monthly Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees An independent review is performed for the CEO using comparability data and the Board of Directors evaluation of the annual goals and objectives. All other officers and key employees are reviewed annually against their individual goals and objectives. Form 990, Part VI, Line 11b Form 990, Part VI, Line 11b: Form 990 Review Process 990 is presented to Supervisory Committee for review