﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2012v2.1">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2013-11-14T13:01:30-06:00</Timestamp>
    <TaxPeriodEndDate>2012-12-31</TaxPeriodEndDate>
    <PreparerFirm>
      <EIN>112479096</EIN>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>SAMUEL S ADELSBERG &amp; CO</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>280 NORTHERN BOULEVARD</AddressLine1>
        <City>GREAT NECK</City>
        <State>NY</State>
        <ZIPCode>11021</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990</ReturnType>
    <TaxPeriodBeginDate>2012-01-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>201560947</EIN>
      <Name>
        <BusinessNameLine1>KEREN ZICHRON ARYEH LEIB</BusinessNameLine1>
      </Name>
      <NameControl>KERE</NameControl>
      <Phone>6462962046</Phone>
      <USAddress>
        <AddressLine1>3111 AVENUE M</AddressLine1>
        <City>BROOKLYN</City>
        <State>NY</State>
        <ZIPCode>112104746</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>SHOSHANA STEFANSKY</Name>
      <Title>TRUSTEE</Title>
      <Phone>6462962046</Phone>
      <DateSigned>2013-11-13</DateSigned>
      <AuthorizeThirdParty>1</AuthorizeThirdParty>
    </Officer>
    <Preparer>
      <Name>STEVE ADELSBERG</Name>
      <PTIN>P00214432</PTIN>
      <Phone>5165041313</Phone>
    </Preparer>
    <TaxYear>2012</TaxYear>
    <BuildTS>2016-03-07 17:11:31Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="4">
    <IRS990 documentId="RetDoc1038000001" referenceDocumentId="RetDoc1044400001">
      <NameOfPrincipalOfficerPerson>SHOSHANA STEFANSKY</NameOfPrincipalOfficerPerson>
      <AddressPrincipalOfficerUS>
        <AddressLine1>3111 AVENUE M</AddressLine1>
        <City>BROOKLYN</City>
        <State>NY</State>
        <ZIPCode>11210</ZIPCode>
      </AddressPrincipalOfficerUS>
      <GrossReceipts>630375</GrossReceipts>
      <GroupReturnForAffiliates>0</GroupReturnForAffiliates>
      <Organization501c3>X</Organization501c3>
      <WebSite>N/A</WebSite>
      <TypeOfOrganizationTrust>X</TypeOfOrganizationTrust>
      <YearFormation>2004</YearFormation>
      <StateLegalDomicile>NY</StateLegalDomicile>
      <ActivityOrMissionDescription>MAINTAINING A HOUSE OF WORSHIP AND HELPING IN VARIOUS WAYS CONGREGANTS AND OTHERS IN THE COMMUNITY IN NEED.</ActivityOrMissionDescription>
      <NbrVotingMembersGoverningBody>3</NbrVotingMembersGoverningBody>
      <NbrIndependentVotingMembers>3</NbrIndependentVotingMembers>
      <TotalNbrEmployees>0</TotalNbrEmployees>
      <TotalNbrVolunteers>0</TotalNbrVolunteers>
      <TotalGrossUBI>0</TotalGrossUBI>
      <NetUnrelatedBusinessTxblIncome>0</NetUnrelatedBusinessTxblIncome>
      <ContributionsGrantsPriorYear>408317</ContributionsGrantsPriorYear>
      <ContributionsGrantsCurrentYear>629403</ContributionsGrantsCurrentYear>
      <ProgramServiceRevenuePriorYear>0</ProgramServiceRevenuePriorYear>
      <ProgramServiceRevenueCY>0</ProgramServiceRevenueCY>
      <InvestmentIncomePriorYear>2317</InvestmentIncomePriorYear>
      <InvestmentIncomeCurrentYear>972</InvestmentIncomeCurrentYear>
      <OtherRevenuePriorYear>0</OtherRevenuePriorYear>
      <OtherRevenueCurrentYear>0</OtherRevenueCurrentYear>
      <TotalRevenuePriorYear>410634</TotalRevenuePriorYear>
      <TotalRevenueCurrentYear>630375</TotalRevenueCurrentYear>
      <GrantsAndSimilarAmntsPriorYear>0</GrantsAndSimilarAmntsPriorYear>
      <GrantsAndSimilarAmntsCY>0</GrantsAndSimilarAmntsCY>
      <BenefitsPaidToMembersPriorYear>0</BenefitsPaidToMembersPriorYear>
      <BenefitsPaidToMembersCY>0</BenefitsPaidToMembersCY>
      <SalariesEtcPriorYear>0</SalariesEtcPriorYear>
      <SalariesEtcCurrentYear>0</SalariesEtcCurrentYear>
      <TotalProfFundrsngExpPriorYear>0</TotalProfFundrsngExpPriorYear>
      <TotalProfFundrsngExpCY>0</TotalProfFundrsngExpCY>
      <TotalFundrsngExpCurrentYear>0</TotalFundrsngExpCurrentYear>
      <OtherExpensePriorYear>361497</OtherExpensePriorYear>
      <OtherExpensesCurrentYear>402412</OtherExpensesCurrentYear>
      <TotalExpensesPriorYear>361497</TotalExpensesPriorYear>
      <TotalExpensesCurrentYear>402412</TotalExpensesCurrentYear>
      <RevenuesLessExpensesPriorYear>49137</RevenuesLessExpensesPriorYear>
      <RevenuesLessExpensesCY>227963</RevenuesLessExpensesCY>
      <TotalAssetsBOY>487721</TotalAssetsBOY>
      <TotalAssetsEOY>715684</TotalAssetsEOY>
      <TotalLiabilitiesBOY>0</TotalLiabilitiesBOY>
      <TotalLiabilitiesEOY>0</TotalLiabilitiesEOY>
      <NetAssetsOrFundBalancesBOY>487721</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>715684</NetAssetsOrFundBalancesEOY>
      <MissionDescription>MAINTAINING A HOUSE OF WORSHIP AND HELPING IN VARIOUS WAYS CONGREGANTS AND OTHERS IN THE COMMUNITY IN NEED.</MissionDescription>
      <SignificantNewProgramServices>0</SignificantNewProgramServices>
      <SignificantChange>0</SignificantChange>
      <Expense>402412</Expense>
      <Revenue>630375</Revenue>
      <Description>MAINTAINS A HOUSE OF WORSHIP CONDUCTING DAILY PRAYER SERVICES.GIVES STIPENDS TO PERSONS ENGAGED IN INTENSIVE TORAH STUDY WHERE PERSONS ARE BELOW THE POVERTY LINE.ADDITIONALLY,ITS ACTIVITIES EXTEND TO SUPPORTING HEALTHY AND STRONG FAMILIES BY SUPPORTINGWIDOWS AND/OR WIDOWERS AND THEIR FAMILIES AND HELPING THEM RECOVER FROM THE TRAUMA OF THEIR LOSS.THOSE ACTIVITIES INCLUDE, BUT ARE NOT LIMITED TO RESPITE ACTIVITIES, WEEKEND GATHERINGS,LECTURES AND SEMINARS AND OTHERWISE SUPPORTING THE CHILDREN AND OTHER FAMILY MEMBERSOF THE SINGLE-FAMILY UNIT.</Description>
      <Activity2>
        <Description>AS PART OF ITS RELIGIOUS ACTIVITIES IT ALSO HELPS IN VARIOUS WAYS CONGREGANTS AND OTHERS IN THE COMMUNITY IN NEED BY GRANTS AND SHORT TERM LOANS,</Description>
      </Activity2>
      <TotalProgramServiceExpense>402412</TotalProgramServiceExpense>
      <DescribedIn501C3 referenceDocumentId="RetDoc1039100001">1</DescribedIn501C3>
      <ScheduleBRequired referenceDocumentId="RetDoc1234500001">1</ScheduleBRequired>
      <PoliticalActivities>0</PoliticalActivities>
      <LobbyingActivities>0</LobbyingActivities>
      <SubjectToProxyTax>0</SubjectToProxyTax>
      <DonorAdvisedFunds>0</DonorAdvisedFunds>
      <ConservationEasements>0</ConservationEasements>
      <CollectionsOfArt>0</CollectionsOfArt>
      <CreditCounseling>0</CreditCounseling>
      <TermOrPermanentEndowments>0</TermOrPermanentEndowments>
      <ReportLandBldgEquip>0</ReportLandBldgEquip>
      <ReportInvestOthSecurities>0</ReportInvestOthSecurities>
      <ReportProgRelInvest>0</ReportProgRelInvest>
      <ReportOtherAssets>0</ReportOtherAssets>
      <ReportOtherLiabilities>0</ReportOtherLiabilities>
      <ReportFin48Footnote>0</ReportFin48Footnote>
      <IndependentAuditFinancialStmt>0</IndependentAuditFinancialStmt>
      <ConsolidatedAuditFinancialStmt>0</ConsolidatedAuditFinancialStmt>
      <School>0</School>
      <ForeignOffice>0</ForeignOffice>
      <ForeignActivities>0</ForeignActivities>
      <MoreThan5000KToOrganizations>0</MoreThan5000KToOrganizations>
      <MoreThan5000KToIndividuals>0</MoreThan5000KToIndividuals>
      <ProfessionalFundraising>0</ProfessionalFundraising>
      <FundraisingActivities>0</FundraisingActivities>
      <Gaming>0</Gaming>
      <Hospital>0</Hospital>
      <GrantsToOrganizations>0</GrantsToOrganizations>
      <GrantsToIndividuals>0</GrantsToIndividuals>
      <ScheduleJRequired>0</ScheduleJRequired>
      <TaxExemptBonds>0</TaxExemptBonds>
      <ExcessBenefitTransaction>0</ExcessBenefitTransaction>
      <PriorExcessBenefitTransaction>0</PriorExcessBenefitTransaction>
      <LoanToOfficerOrDQP>0</LoanToOfficerOrDQP>
      <GrantToRelatedPerson>0</GrantToRelatedPerson>
      <BsnssRltnshpWithOrganization>0</BsnssRltnshpWithOrganization>
      <BsnssRltnshpThruFamilyMember>0</BsnssRltnshpThruFamilyMember>
      <OfficerEntityWithBsnssRltnshp>0</OfficerEntityWithBsnssRltnshp>
      <DeductibleNonCashContributions>0</DeductibleNonCashContributions>
      <DeductibleContributionsOfArt>0</DeductibleContributionsOfArt>
      <Terminated>0</Terminated>
      <PartialLiquidation>0</PartialLiquidation>
      <DisregardedEntity>0</DisregardedEntity>
      <RelatedEntity>0</RelatedEntity>
      <RelatedOrgControlledEntity>0</RelatedOrgControlledEntity>
      <TransfersToExemptNonChrtblOrg>0</TransfersToExemptNonChrtblOrg>
      <ActivitiesConductedPartnership>0</ActivitiesConductedPartnership>
      <ScheduleORequired>1</ScheduleORequired>
      <NumberFormsTransmittedWith1096>0</NumberFormsTransmittedWith1096>
      <NumberW2GIncluded>0</NumberW2GIncluded>
      <NumberOfEmployees>0</NumberOfEmployees>
      <UnrelatedBusinessIncome>0</UnrelatedBusinessIncome>
      <ForeignFinancialAccount>0</ForeignFinancialAccount>
      <ProhibitedTaxShelterTrans>0</ProhibitedTaxShelterTrans>
      <TaxablePartyNotification>0</TaxablePartyNotification>
      <NonDeductibleContributions>0</NonDeductibleContributions>
      <IndoorTanningServices>0</IndoorTanningServices>
      <InfoInScheduleOPartVI>X</InfoInScheduleOPartVI>
      <NbrVotingGoverningBodyMembers>3</NbrVotingGoverningBodyMembers>
      <NumberIndependentVotingMembers>3</NumberIndependentVotingMembers>
      <FamilyOrBusinessRelationship>0</FamilyOrBusinessRelationship>
      <DelegationOfManagementDuties>0</DelegationOfManagementDuties>
      <ChangesToOrganizingDocs>0</ChangesToOrganizingDocs>
      <MaterialDiversionOrMisuse>0</MaterialDiversionOrMisuse>
      <MembersOrStockholders>0</MembersOrStockholders>
      <ElectionOfBoardMembers>0</ElectionOfBoardMembers>
      <DecisionsSubjectToApproval>0</DecisionsSubjectToApproval>
      <MinutesOfGoverningBody>1</MinutesOfGoverningBody>
      <MinutesOfCommittees>1</MinutesOfCommittees>
      <OfficerMailingAddress>0</OfficerMailingAddress>
      <LocalChapters>0</LocalChapters>
      <Form990ProvidedToGoverningBody>1</Form990ProvidedToGoverningBody>
      <ConflictOfInterestPolicy>1</ConflictOfInterestPolicy>
      <AnnualDisclosureCoveredPersons>1</AnnualDisclosureCoveredPersons>
      <RegularMonitoringEnforcement>1</RegularMonitoringEnforcement>
      <WhistleblowerPolicy>1</WhistleblowerPolicy>
      <DocumentRetentionPolicy>1</DocumentRetentionPolicy>
      <CompensationProcessCEO>0</CompensationProcessCEO>
      <CompensationProcessOther>0</CompensationProcessOther>
      <InvestmentInJointVenture>0</InvestmentInJointVenture>
      <StatesWhereCopyOfReturnIsFiled>NY</StatesWhereCopyOfReturnIsFiled>
      <UponRequest>X</UponRequest>
      <TheBooksAreInCareOf>
        <NameBusiness>
          <BusinessNameLine1>SAMUEL S ADELSBERG &amp; CO</BusinessNameLine1>
        </NameBusiness>
        <TelephoneNumber>5165041313</TelephoneNumber>
        <AddressUS>
          <AddressLine1>280 NORTHERN</AddressLine1>
          <City>GREAT NECK</City>
          <State>NY</State>
          <ZIPCode>11021</ZIPCode>
        </AddressUS>
      </TheBooksAreInCareOf>
      <NoListedPersonsCompensated>X</NoListedPersonsCompensated>
      <Form990PartVIISectionA>
        <NamePerson>SHOSHANA STEFANSKY</NamePerson>
        <Title>TRUSTEE</Title>
        <AverageHoursPerWeek>20.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MOSHE PLUTCHOK</NamePerson>
        <Title>TRUSTEE</Title>
        <AverageHoursPerWeek>30.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
        <ReportableCompFromOrganization>0</ReportableCompFromOrganization>
        <ReportableCompFromRelatedOrgs>0</ReportableCompFromRelatedOrgs>
        <OtherCompensation>0</OtherCompensation>
      </Form990PartVIISectionA>
      <TotalReportableCompFromOrg>0</TotalReportableCompFromOrg>
      <TotalReportableCompFrmRltdOrgs>0</TotalReportableCompFrmRltdOrgs>
      <TotalOtherCompensation>0</TotalOtherCompensation>
      <NumberIndividualsGT100K>0</NumberIndividualsGT100K>
      <FormersListed>0</FormersListed>
      <TotalCompGT150K>0</TotalCompGT150K>
      <CompensationFromOtherSources>0</CompensationFromOtherSources>
      <NumberOfContractorsGT100K>0</NumberOfContractorsGT100K>
      <AllOtherContributions>629403</AllOtherContributions>
      <TotalContributions>629403</TotalContributions>
      <InvestmentIncome>
        <TotalRevenueColumn>972</TotalRevenueColumn>
        <ExclusionAmount>972</ExclusionAmount>
      </InvestmentIncome>
      <TotalRevenue>
        <TotalRevenueColumn>630375</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>0</RelatedOrExemptFunctionIncome>
        <UnrelatedBusinessRevenue>0</UnrelatedBusinessRevenue>
        <ExclusionAmount>972</ExclusionAmount>
      </TotalRevenue>
      <OtherExpenses>
        <Description>DISTRIBUTIONS-WIDOWS</Description>
        <Total>230560</Total>
        <ProgramServices>230560</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>DISTRIBUTIONS-KOLLEL</Description>
        <Total>97020</Total>
        <ProgramServices>97020</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>DISTRIBUTIONS-GMAC</Description>
        <Total>73744</Total>
        <ProgramServices>73744</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>BANK CHARGES</Description>
        <Total>1088</Total>
        <ProgramServices>1088</ProgramServices>
      </OtherExpenses>
      <TotalFunctionalExpenses>
        <Total>402412</Total>
        <ProgramServices>402412</ProgramServices>
        <ManagementAndGeneral>0</ManagementAndGeneral>
        <Fundraising>0</Fundraising>
      </TotalFunctionalExpenses>
      <CashNonInterestBearing>
        <BOY>335281</BOY>
        <EOY>440903</EOY>
      </CashNonInterestBearing>
      <OtherNotesLoansReceivableNet>
        <BOY>152440</BOY>
        <EOY>274781</EOY>
      </OtherNotesLoansReceivableNet>
      <TotalAssets>
        <BOY>487721</BOY>
        <EOY>715684</EOY>
      </TotalAssets>
      <TotalLiabilities>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </TotalLiabilities>
      <DoNotFollowSFAS117>X</DoNotFollowSFAS117>
      <CapStckTrstPrinCurrentFunds>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </CapStckTrstPrinCurrentFunds>
      <PaidInCapSrplsLandBldgEqpFund>
        <BOY>0</BOY>
        <EOY>0</EOY>
      </PaidInCapSrplsLandBldgEqpFund>
      <RetainedEarningsEndowmentEtc>
        <BOY>487721</BOY>
        <EOY>715684</EOY>
      </RetainedEarningsEndowmentEtc>
      <TotalNetAssetsFundBalances>
        <BOY>487721</BOY>
        <EOY>715684</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>487721</BOY>
        <EOY>715684</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>227963</ReconcilationRevenueExpenses>
      <ReconcilationOtherChanges>0</ReconcilationOtherChanges>
      <MethodOfAccountingCash>X</MethodOfAccountingCash>
      <AccountantCompileOrReview>0</AccountantCompileOrReview>
      <FSAudited>0</FSAudited>
      <FederalGrantAuditRequired>0</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PubliclySupportedOrg170b1Avi>X</PubliclySupportedOrg170b1Avi>
      <GiftsGrantsContribReceived170>
        <CurrentTaxYearMinus4Years>207180</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>429583</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>387752</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>402318</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>629403</CurrentTaxYear>
        <Total>2056236</Total>
      </GiftsGrantsContribReceived170>
      <Total170>
        <CurrentTaxYearMinus4Years>207180</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>429583</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>387752</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>402318</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>629403</CurrentTaxYear>
        <Total>2056236</Total>
      </Total170>
      <PublicSupportTotal170>2056236</PublicSupportTotal170>
      <GrossInvestmentIncome170>
        <CurrentTaxYearMinus4Years>2852</CurrentTaxYearMinus4Years>
        <CurrentTaxYearMinus3Years>1349</CurrentTaxYearMinus3Years>
        <CurrentTaxYearMinus2Years>1680</CurrentTaxYearMinus2Years>
        <CurrentTaxYearMinus1Year>2317</CurrentTaxYearMinus1Year>
        <CurrentTaxYear>972</CurrentTaxYear>
        <Total>9170</Total>
      </GrossInvestmentIncome170>
      <TotalSupport>2065406</TotalSupport>
      <PublicSupportPertcentage170>0.99560</PublicSupportPertcentage170>
      <PublicSupportPertcentPriorYear>0.98650</PublicSupportPertcentPriorYear>
      <ThirtyThreePercntTestsCY170>X</ThirtyThreePercntTestsCY170>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1234500001">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>TRUSTEES REVIEW FORM 990</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 12C</ReturnReference>
        <Explanation>TRUSTEES ARE ASKED ON A SEMI-ANNUAL BASIS REGARDING CONFLICT OF INTEREST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>UPON WRITTEN REQUEST.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC</Identifier>
        <ReturnReference>FORM 990, PART VII</ReturnReference>
        <Explanation>SHOSHANA STEFANSKY - 3111 AVENUE M, BROOKLYN, NY 11210.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
  </ReturnData>
</Return>