2013-11-14T04:44:06-00:00 2012-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2012-01-01 580147125 PINNACLE CREDIT UNION PINN 4048881648 536 NORTH AVENUE ATLANTA GA 30308 DIANE McCOY 2013-11-14 true DOUGLAS ORTH 3052328272 2013-11-14 2012 2016-02-24 21:20:13Z DIANE McCOY 536 NORTH AVENUE ATLANTA GA 30308 4281571 false 1986 X WWW.PINNACLECU.ORG X 1926 GA STATE CHARTERED MEMBER SERVED CREDIT UNION. 10 10 36 10 26027 -3520 0 3195847 3924238 376118 231568 1060076 0 4632041 4155806 0 0 1598365 1631654 0 0 2742640 2388000 4341005 4019654 291036 136152 86140463 86280568 80004609 80008562 6135854 6272006 PROVIDE FINANCIAL SERVICES TO THE VARIOUS MEMBERS OF THE FINANCIAL INSTITUTION INCLUDING LOAN AND DEPOSIT ACCOUNTS. false false INTEREST PAID TO MEMBERS DEPOSITS, IRAS AND CERTIFICATES OF DEPOSIT. PURPOSE IS TO PROVIDE THRIFT SAVINGS AND DEPOSIT SERVICES TO MEMBERS false false false false false false false false true true false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 2474 0 true 36 true true false false false false false X 10 10 true false false false true true false true true false false false true false true false true true true false X DIANE McCOY 4048881648 536 NORTH AVENUE NE ATLANTA GA 30308 SIDNEY BLACKSTONE 001.00 X 0 0 0 WILLIAM BRINKLEY 001.00 X 0 0 0 ANN PEARCE 001.00 X 0 0 0 DEAN BROOKS 001.00 X 0 0 0 GENE CHANDLER 001.00 X 0 0 0 JEANNE IVORY 001.00 X 0 0 0 WILLIE LESTER 001.00 X 0 0 0 RUSSELL MCCOY 001.00 X 0 0 0 WILLIAM RUSSELL 001.00 X 0 0 0 JAMES TAYLOR 001.00 X 0 0 0 ANTHONY SCALESE 001.00 X 0 0 0 SUSAN JACKSON 040.00 X 125680 0 11547 DIANE McCOY 040.00 X 71244 0 4222 196924 15769 1 false false false XP SYSTEMS 75 REMITTANCE DRIVE SUITE 6963 CHICAGO IL 60675 DATA PROCESSING 126264 AT&T PO BOX 535120 ATLANTA GA 30353 TELEPHONE INTERNET SERVICES 151112 HARLAND FINANCIAL SOLUTIONS PO BOX 535120 ATLANTA GA 30353 HOME BANKING BILL PAY SERVICES 114886 3 INTEREST ON LOANS 522100 2853116 2853116 FEES/CHARGES/OTHER 522100 1045095 1045095 UNRELATED BUSINESS INCOME 900099 26027 26027 3924238 267300 267300 90033 125765 -35732 -35732 -35732 4155806 4129779 26027 0 0 0 0 212693 212693 0 1136676 1136676 55439 55439 126685 126685 100161 100161 7326 7326 7142 7142 35000 35000 0 0 130306 130306 121464 121464 506588 506588 350803 350803 0 170440 170440 0 0 26633 26633 479660 479660 36302 36302 121974 121974 65106 65106 SEE ATTACHED SCHEDULE 329256 329256 0 4019654 4019654 867565 969074 24706742 22810667 544530 542011 36005979 31577783 141116 122608 2795837 1354977 1520740 1440860 17150000 8847990 3654323 18046358 1549468 1923217 86140463 86280568 361933 240122 79642676 79768440 80004609 80008562 X 6135854 6272006 6135854 6272006 86140463 86280568 136152 X false false false false false 300564 300564 1662764 859505 803259 818174 486662 331512 14335 8810 5525 1440860 Financial derivatives and other financial products Closely-held equity interests LONG TERM CERTIFICATES OF DEPOSIT 17769000 F CATALYST CORPORATE PERPETUAL CONTRIBUTED CAPITAL 216285 F CATALYST CORPORATE MEMBERSHIP CAPITAL SHARES 61073 F 18046358 Federal income taxes REGULAR SHARES 22439807 SHARE DRAFT 9575554 CERTIFICATES 18095671 MONEY MARKET 23178852 IRA CERTIFICATES 2739243 IRA SHARES 3356891 BUSINESS SHARES 377946 OTHER 4476 TOTAL SHARES - 2011 79768440 Form 990 Part VI Section A Line 2 RUSSELL p. McCOY, DIRECTOR IS MARRIED TO DIANE B. McCOY, KEY EMPLOYEE. Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI Section B Line 11B MANAGEMENT REVIEWS THE FORM 990 ON BEHALF OF THE BOARD. Form 990 Part VI Section B Line 12C ANNUAL DISCLOSURES ARE REQUIRED. Form 990 Part VI Section B Line 15 DETERMINED BY INDUSTRY STANDARDS, EDUCATION, AND EXPERIENCE. Form 990 Part VI Section C Line 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED. Form 990 Part VI Section A Line 7A MEMBERS ELECT THE BOARD OF DIRECTORS.