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      <SeverancePayment>false</SeverancePayment>
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      <GeneralExplanation>
        <Explanation>interest disclosure forms to board members, Senior</Explanation>
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      <GeneralExplanation>
        <Explanation>management and others as determined by the board.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>All parties receiving these disclosure forms are to</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>complete and return them as directed.</Explanation>
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      <GeneralExplanation>
        <Identifier>Pt VI, Line 19</Identifier>
        <Explanation>The organization makes it governing documents</Explanation>
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      <GeneralExplanation>
        <Explanation>available upon request. The organization will</Explanation>
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      <GeneralExplanation>
        <Explanation>provide copies to those who come to the</Explanation>
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      <GeneralExplanation>
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      <GeneralExplanation>
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        <Explanation>Written minutes are kept of all board and committee</Explanation>
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      <GeneralExplanation>
        <Explanation>the board reviews the 990 before submission.</Explanation>
      </GeneralExplanation>
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</Return>