2013-05-14T15:17:40-05:00 2012-12-31 BKD LLP 201 N Illinois Street Indianapolis IN 46204 990 2012-01-01 350885381 CENTRA CREDIT UNION % ALVIN G LECHER CENT 8123769771 1430 NATIONAL ROAD Suite COLUMBUS IN 47202 DOUGLAS B HARRIS 8123769771 2013-05-15 true 3173834000 2012 2016-02-24 21:20:13Z DOUGLAS B HARRIS 1430 NATIONAL ROAD COLUMBUS IN 47202 95661271 false X www.centra.org X 1997 IN STATE CHARTERED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS. 7 6 333 9 651881 -15778 0 0 48968140 49241743 -326269 -55332 1046663 1158368 49688534 50344779 0 0 0 0 10582552 11584341 0 0 0 31506726 29137865 42089278 40722206 7599256 9622573 985938738 1130665244 874353775 1009277424 111584963 121387820 STATE CHARTED AND FEDERALLY INSURED CREDIT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS, LEASE FINANCING AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS. false false CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14) false false false false false false false false true true false false true false false true false false false false false false false false false false false true false false false false false false false false false false false false true false false false true 27314 0 true 333 true true true false false false false false X 7 6 false false false false true true false true true false true true false true true true true true true false false IN X ALVIN G LECHER 8123769771 1430 NATIONAL ROAD Columbus IN 47202 Loretta Burd 50.0 X X 396242 0 64744 BRIAN MCBROON 1.0 X 7593 Dan Arnholt 1.0 X 7681 Alan Degner 1.0 X 7695 Amber Fishvogt 1.0 X 7255 Jim Johnson 1.0 X 7741 Tom Kieffer 1.0 X 7655 Douglas Harris 57.0 X 229384 42359 Patricia Knorr 50.0 X 163806 33908 Paul Adrian 60.0 X 127255 10943 CHIRSTOPHER BOTTORF 53.0 X 147317 34238 BRAD DAVIS 53.0 X 140292 17761 1249916 0 203953 6 false true false HARLAND CLARKE 125 NORTH BURNEET DRIVE LAUREATE DR SAN ANTONIO TX 78249 OUTSIDE SERVICES 185298 TECHNICAL MAINTENANCE SERVICES 461 S MAPLETON STREET COLUMBUS IN 47201 OUTSIDE SERVICES 313393 FISERV 2307 Directors Row INDIANAPOLIS IN 46241 OUTSIDE SERVICES 985514 SCI ENTERPRISES LLC 1516 NEW FORD ROAD SEYMOUR IN 47274 OUTSIDE SERVICES 273545 JOHN M FLOYD ASSOCIATES 125 NORTH BURNEET DRIVE BAYTOWN IN 77520 OUTSIDE SERVICES 182242 33 0 INTEREST - LOANS 522100 27400413 27400413 SERVICE & MEMBER FEES 522100 11813396 11457753 355643 INT-INVEST SECURITIES 523000 3915809 3915809 CREDIT CARD INCOME 522200 5739249 5739249 INT BEARING DEPOSITS 522100 372876 372876 49241743 0 0 0 0 0 0 45026560 234599 43596145 1720347 1430415 -1485748 -55332 -39373 -15959 0 0 0 INSURANCE COMMISSIONS 524113 645327 346055 299272 OTHER INCOME 522100 513041 476702 36339 1158368 50344779 18019759 651881 31673139 0 0 0 0 1315671 0 7787167 139437 1596184 745882 0 98762 135336 0 0 0 0 809393 1312232 899022 0 3387177 278470 0 83629 10422222 0 1216227 1119636 BAD DEBT EXPENSE 3020000 COLLECTIONS 774738 LOAN SERVICING EXPENSE 2045308 OUTSIDE SERVICES 2438279 1097434 40722206 8266927 11643751 131970693 194725752 0 0 0 0 0 0 0 0 546503695 587697186 0 0 0 0 32804509 17684691 14891399 15119818 0 0 260646023 297868835 0 0 0 0 23660001 23609902 985938738 1130665244 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 874353775 1009277424 874353775 1009277424 X 0 0 0 0 111584963 121387820 111584963 121387820 985938738 1130665244 9622573 180284 X false true X true false 3548944 3548944 14330608 6940361 7390247 1503149 845476 657673 13208414 9898854 3309560 213394 213394 15119818 AVAILABLE FOR SALE SECURITIES 246840994 F HELD TO MATURITY SECURITIES 51027841 C 297868835 0 MEMBERS' DEPOSITS 965487204 FHLB ADVANCES 40000000 OTHER LIABILITIES 3790220 1009277424 38395216 1485747 1485747 36909469 13435310 13435310 50344779 28772643 1485747 1485747 27286896 13435310 13435310 40722206 PART XI & XII, LINE 2D - OTHER ADJUSTMENTS LOSS ON OTHER ASSETS $ 1,485,747 PART XI & XII, LINE 4B - OTHER ADJUSTMENTS INTEREST EXPENSE $ 10,415,310 LOAN LOSSES 3,020,000 TOTAL ADJUSTMENT $ 13,435,310 PART X, LINE 2 - FIN 48 MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. X false false false Loretta Burd 320975 0 75267 43756 20988 460986 0 Douglas Harris 198055 31329 18891 23468 271743 Patricia Knorr 139301 24505 10795 23113 197714 CHIRSTOPHER BOTTORF 133139 14178 4571 29667 181555 BRAD DAVIS 126054 14238 4293 13468 158053 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS OR STOCKHOLDERS EVERY MEMBER OF THE CREDIT UNION HAVING PURCHASED ONE OR MORE SHARES OF STOCK IS A SHAREHOLDER. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS OF THE GOVERNING BODY ELIGIBLE MEMBERS RECEIVE ONE VOTE TO ELECT BY MAJORITY THE DIRECTORS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 11B REVIEW OF THE FORM 990 THE FORM 990 IS REVIEWED BY THE PRESIDENT OR VICE PRESIDENT OF FINANCIAL OPERATIONS PRIOR TO FILING THE RETURN. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY CONFLICT OF INTEREST POLICIES ARE SIGNED ANNUALLY BY EACH BOARD MEMBER AND OFFICER OF THE ORGANIZATION AND REVIEWED. IF A BOARD MEMBER HAS A CONFLICT THEY RECUSE THEMSELVES FROM DISCUSSIONS AND VOTING IN THAT AREA. FORM 990, PART VI, SECTION B, LINE 15 REVIEW OF OF COMPENSATION PAY INCREASES TO TOP MANAGEMENT ARE APPROVED AS PART OF THE ANNUAL REVIEW PROCESS WHICH IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 AVAILABILITY OF FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. CENTRA FINANCIAL SERVICES LLC 1430 NATIONAL ROAD COLUMBUS IN 47202 BANKING IN 973954 1940005