2026-01-27T14:14:45-06:00 2025-06-30 946214841 ARMANINO ADVISORY LLC 50 W SAN FERNANDO ST STE 500 SAN JOSE CA 95113 990 2024-07-01 943088881 HABITAT FOR HUMANITY GREATER SAN FRANCISCO HABI 4156251000 300 MONTGOMERY ST 450 SAN FRANCISCO CA 94104 MAUREEN SEDONAEN CEO 4156251000 2026-01-23 1 1 WANWAN ZHANG P01317662 4082006400 2026-01-23 2024 2025-03-06 01:10:19Z MAUREEN SEDONAEN 300 MONTGOMERY ST 450 SAN FRANCISCO CA 94104 17672260 0 8545 X WWW.HABITATGSF.ORG X 1989 CA TO MAKE THE DREAM OF HOMEOWNERSHIP A REALITY FOR FAMILIES WITH LOW INCOMES. 21 21 61 1626 0 0 18735828 13861230 9276623 3325455 311474 447974 1684 -209510 28325609 17425149 0 0 0 0 7390723 7315040 350488 728174 2446124 20076598 9204429 27817809 17247643 507800 177506 48117836 49113663 17189816 17814027 30928020 31299636 X HABITAT FOR HUMANITY GREATER SAN FRANCISCO BUILDS AND SUSTAINS AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES FOR FAMILIES IN MARIN, SAN FRANCISCO AND SAN MATEO COUNTIES. 0 0 6638557 2651964 HOUSING DEVELOPMENT- LAND ACQUISITION - FOSTERS RELATIONSHIPS WITH MARIN, SAN FRANCISCO AND SAN MATEO COUNTIES AND THEIR MUNICIPALITIES; LOCATES AND ACQUIRES LAND FOR HOME CONSTRUCTION; AND OBTAINS FUNDING FROM MULTIPLE AFFORDABLE HOUSING SOURCES. - CONSTRUCTION - THE ORGANIZATION BUILDS AND REHABILITATES HOMES; TRAINS, ORGANIZES AND SUPERVISES ON-SITE VOLUNTEERS. - TITHE - CONTRIBUTES A PORTION OF UNDESIGNATED DONATED FUNDS ANNUALLY TO HABITAT FOR HUMANITY INTERNATIONAL, INC. FOR THE CONSTRUCTION OF HOMES OUTSIDE THE UNITED STATES. (CONTINUED ON SCHEDULE O) 5148024 673491 PROGRAMS- HOMEOWNER DEVELOPMENT - SELECTS, QUALIFIES, AND MENTORS CANDIDATE FAMILIES, AND PROVIDES THEM FINANCIAL AND HOME OWNERSHIP EDUCATION; MANAGES LONG-TERM HOMEOWNER RELATIONSHIPS. - VOLUNTEER SERVICES - RECRUITS, TRAINS, SCHEDULES, AND SUPPORTS VOLUNTEERS FOR WORK AT THE CONSTRUCTION SITES, HOME REPAIR PROJECTS, COMMUNITY GARDENS, THE ORGANIZATION'S OFFICE, AND ON COMMITTEES. - HOME PRESERVATION ("HP") - DELIVERS CRITICAL HOME REPAIRS AND PROVIDES ZERO-TO-LOW INTEREST RATE HOME REPAIR LOANS TO IMPROVE HEALTH, SAFETY, AND WELL-BEING OF RESIDENTS IN SAN FRANCISCO, MENLO PARK, EAST PALO ALTO, DALY CITY, AND THE COUNTY OF MARIN. (CONTINUED ON SCHEDULE O) 11786581 1 1 0 0 0 0 0 0 0 0 1 0 0 1 1 1 1 0 0 0 0 0 0 1 1 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 1 30 0 1 61 1 0 0 0 0 0 1 1 0 0 0 1 0 0 0 X 21 21 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 1 0 CA X X JENNIFER WILDS 4156251000 300 MONTGOMERY ST 450 SAN FRANCISCO CA 94104 DAMEON PHILPOTTS CHAIR 5.25 X X 0 0 0 BRANDON BROWN VICE CHAIR 3.00 X X 0 0 0 NANCY TURNER TREASURER 3.00 X X 0 0 0 MAGALI LIMETA SECRETARY 3.00 X X 0 0 0 SAM ALLEN DIRECTOR 3.00 X 0 0 0 HILARY BILLINGS DIRECTOR 5.00 X 0 0 0 CARL CADE DIRECTOR 1.50 X 0 0 0 SAM CHEIKH DIRECTOR 1.50 X 0 0 0 HEIDI HANSEN DIRECTOR 1.50 X 0 0 0 ROB HOLLISTER DIRECTOR 3.00 X 0 0 0 KAREN JACKSON DIRECTOR 1.50 X 0 0 0 MIHIR KHILNANI DIRECTOR 1.50 X 0 0 0 STEPHEN KOCH DIRECTOR 1.50 X 0 0 0 JACOB MOSS DIRECTOR 3.00 X 0 0 0 TAMSEN PLUME DIRECTOR 1.50 X 0 0 0 KEN PRESTON DIRECTOR 1.50 X 0 0 0 NICK RABY DIRECTOR 1.50 X 0 0 0 JOSIE RAMIREZ DIRECTOR 1.50 X 0 0 0 ROB TERSINI DIRECTOR 1.50 X 0 0 0 MARK TORTORICH DIRECTOR 3.00 X 0 0 0 LOU VASQUEZ DIRECTOR 1.50 X 0 0 0 MAUREEN W SEDONAEN CEO 40.00 X 375034 0 31983 JENNIFER WILDS CFO 40.00 X 265076 0 15399 JAMES EDWARD FEELEY VP OF CONSTRUCTION 40.00 X 200867 0 20977 DOUGLAS I FOWLER DIRECTOR OF R.E. DEVELOPMENT 40.00 X 187478 0 23770 ANGELICA RESENDEZ VP OF HOME OWNERSHIP 40.00 X 175025 0 19376 JULIA R JORDAN VP OF DEVELOPMENT 40.00 X 185465 0 89 ERIN COLTON SENIOR DIRECTOR OF CONSTRUCTION 40.00 X 155413 0 25614 ABIGAIL LYNN DELGADO DIRECTOR OF MARKETING 40.00 X 135450 0 12910 PAMELA DORR VP OF HOME PRESERVATION 40.00 X 138949 0 7426 OWEN LONG EVENTS MANAGER 40.00 X 133053 0 10191 TRACY ANN BEIERS MAJOR GIFTS AND PLANNED GIVING OFFICER 40.00 X 130993 0 11510 ANDREW RICHARD MOYER CONSTRUCTION PROJECT MANAGER 40.00 X 130256 0 8641 2213059 0 187886 20 0 1 0 BIG CAT CONSTRUCTION CORP 3113 MIDDLEFIELD RD REDWOOD CITY CA 94063 GC FOR CONSTRUCTION 721938 ROBERT HALF INTERNATIONAL INC PO BOX 743295 LOS ANGELES CA 900743295 TEMPORARY ACCOUNTING SERVICES 292487 SANKY COMMUNICATIONS INC 360 W 31ST STREET NEW YORK NY 10001 DIRECT MARKETING CONSULTING 280388 KRAMBO CORPORATION PO BOX 29310 SAN FRANCISCO CA 941290310 NOTE SECURITIZATION SERVICE PROVIDER 215181 CROSS THE DIVIDE DBA TVO TECH 309 VISTA TRUCHA NEWPORT BEACH CA 92660 IT SERVICE PROVIDER 177856 8 445596 4788465 8627169 601586 13861230 HOME SALES 531390 2651964 2651964 MORTG. DISCOUNT AMORT. 525990 666317 666317 RESTORE REVENUE 230000 7174 7174 3325455 447974 447974 37125 445596 247111 -209986 -209986 MISCELLANEOUS REVENUE 531390 476 476 476 17425149 3325455 0 238464 1852803 1197152 413396 242255 4382537 2621281 1234604 526652 110840 68922 30743 11175 512958 296463 160764 55731 455902 282058 116396 57448 509568 90355 174206 245007 14418 12383 2035 225902 7338 207557 11007 728174 728174 16591 16591 1100051 714282 96244 289525 532416 214099 222432 95885 891922 533726 219511 138685 118598 68411 45566 4621 379872 349960 29912 225000 225000 73810 36987 26781 10042 70475 44760 17485 8230 COST OF HOME 1965950 1965950 NEGHBORHOOD REVITALIZAT 1416681 1411272 5409 DISCOUNT OF MORTGAGE 1199307 1199307 DISCOUNTED CONSTRUCTION 433362 433362 30506 13513 715 16278 17247643 11786581 3014938 2446124 17358430 13879129 288966 9932 2886869 4725072 73500 96902 11186491 11593590 1489959 1396661 169376 22150 523859 438563 154756 85296 14509489 17304931 48117836 49113663 1418490 1408074 5000 9839 7808283 7394932 1100000 7958043 7901182 17189816 17814027 X 18981407 18034393 11946613 13265243 30928020 31299636 48117836 49113663 177506 194110 0 X 0 1 X 1 1 1 X 7694529 15744055 11219227 18735828 13861230 67254869 7694529 15744055 11219227 18735828 13861230 67254869 4234380 63020489 7818 15180 46374 311474 447974 828820 6332 476 6808 68090497 35840095 0.92550 0.90750 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 126775 49976 76799 347343 338846 8497 49741 49741 0 85296 CONSTRUCTION IN PROGRESS 12403854 DEPOSITS 34375 OPERATING LEASE RIGHT OF USE ASSETS 4866702 17304931 OPERATING LEASE LIABILITIES 5143263 REFUNDABLE ADVANCES 2757919 7901182 X 17887429 328257 247111 575368 17312061 113088 113088 17425149 17515813 134147 247111 381258 17134555 113088 113088 17247643 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. IN ADDITION, THE ORGANIZATION QUALIFIES FOR THE CHARITABLE CONTRIBUTION DEDUCTION UNDER SECTION 170(B)(1)(A) AND HAS BEEN CLASSIFIED AS AN ORGANIZATION OTHER THAN A PRIVATE FOUNDATION UNDER SECTION 509(A)(2). THE ORGANIZATION IS ALSO EXEMPT FROM STATE INCOME TAX UNDER SECTION 23701(D) OF THE CALIFORNIA REVENUE AND TAXATION CODE. U.S. GAAP PROVIDES ACCOUNTING AND DISCLOSURE GUIDANCE ABOUT POSITIONS TAKEN BY AN ORGANIZATION IN ITS TAX RETURNS THAT MIGHT BE UNCERTAIN. MANAGEMENT HAS CONSIDERED ITS TAX POSITIONS AND BELIEVES THAT ALL OF THE POSITIONS TAKEN BY THE ORGANIZATION IN ITS FEDERAL AND STATE EXEMPT ORGANIZATION TAX RETURNS ARE MORE LIKELY THAN NOT TO BE SUSTAINED UPON EXAMINATION. PART XI, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 247,111. PART XI, LINE 4B - OTHER ADJUSTMENTS: CAR DONATION GROSS UP 113,088. PART XII, LINE 2D - OTHER ADJUSTMENTS: FUNDRAISING EXPENSES 247,111. PART XII, LINE 4B - OTHER ADJUSTMENTS: CAR DONATION EXPENSES 113,088. X X X X X X 1 HABITAT FOR HUMANITY INTERNATIONAL 322 WEST LAMAR STREET AMERICUS GA 317093543 DIRECT MARKETING SERVICES 1 1067570 427028 640542 HABITAT FOR HUMANITY INTERNATIONAL 322 WEST LAMAR STREET AMERICUS GA 317093543 VEHICLE DONATION PROGRAM 1 565438 113088 452350 SANKY COMMUNICATIONS INC 360 W 31ST STREET FLOOR 6 NEW YORK NY 10001 DIRECT MARKETING SERVICES 0 452004 188058 263946 2085012 728174 1356838 CA FRAMING THE FUTURE 482721 445596 37125 16915 132096 50500 47600 482721 445596 37125 16915 132096 50500 47600 247111 -209986 X X X 0 0 0 0 0 0 0 0 0 MAUREEN W SEDONAEN CEO 375034 0 0 0 0 0 18062 0 13921 0 407017 0 0 0 JENNIFER WILDS CFO 265076 0 0 0 0 0 15279 0 120 0 280475 0 0 0 JAMES EDWARD FEELEY VP OF CONSTRUCTION 200867 0 0 0 0 0 9972 0 11005 0 221844 0 0 0 DOUGLAS I FOWLER DIRECTOR OF R.E. DEVELOPMENT 187478 0 0 0 0 0 10053 0 13717 0 211248 0 0 0 ANGELICA RESENDEZ VP OF HOME OWNERSHIP 175025 0 0 0 0 0 10198 0 9178 0 194401 0 0 0 JULIA R JORDAN VP OF DEVELOPMENT 185465 0 0 0 0 0 0 0 89 0 185554 0 0 0 ERIN COLTON SENIOR DIRECTOR OF CONSTRUCTION 155413 0 0 0 0 0 9168 0 16446 0 181027 0 0 0 X 447 565438 NET SALES PROCEEDS X 6 19545 PUBLICLY TRADED EXCHANGE X WINE & BEER 2 13650 COMPARABLE SALES X SITE MATERIALS 3 2953 COMPARABLE SALES 0 0 1 1 PART I, COLUMN (B): THIS NUMBER REPRESENTS THE NUMBER OF CONTRIBUTIONS, NOT THE NUMBER OF ITEMS CONTRIBUTED. PART I, LINE 32B: THE ORGANIZATION CONTRACTS WITH CARS FOR HOMES, A PROGRAM THROUGH HABITAT FOR HUMANITY INTERNATIONAL. MORGAN STANLEY SELLS SHARES OF STOCK UPON RECIEPT AND CONFIRMATION BY HABITAT TO SELL. FORM 990, PART III, LINE 4: 2025 FACT SHEET SERVICE AREA AND CURRENT HOME DEVELOPMENTS HABITAT FOR HUMANITY GREATER SAN FRANCISCO ("HABITAT OR "HGSF") BUILDS AFFORDABLE HOMES IN SINGLE-FAMILY, MULTI-FAMILY AND TOWNHOME COMMUNITIES NEAR TRANSIT AND OTHER AMENITIES. SINCE 1989, HABITAT HAS BUILT 286 AFFORDABLE HOMES IN ELEVEN CITIES ACROSS ITS TRI-COUNTY SERVICE AREA. IN 2025, THE ORGANIZATION SOLD FOUR NEW HOMES IN BOLINAS, CA, AND ONE RECYCLED HOME IN NAVATO, CA. IT ALSO COMPLETED 16 HOME PRESERVATION PROJECTS IN SAN FRANCISCO AND 3 IN SAN MATEO COUNTY. IN ADDITION, 1,626 VOLUNTEERS CONTRIBUTED 11,148 SERVICE HOURS AT AN ESTIMATED VALUE OF $468,141. PARTNER HOUSEHOLDS HOUSEHOLDS PURCHASING A HOME THROUGH HABITAT TYPICALLY EARN BETWEEN 40 AND 80% OF THE AREA MEDIAN INCOME. TO PARTNER WITH HABITAT, APPLICANTS MUST MEET INCOME REQUIREMENTS, DEMONSTRATE THE ABILITY TO REPAY A MORTGAGE, ESTABLISH A NEED FOR HOUSING AND COMPLETE UP TO 500 HOURS OF SWEAT EQUITY BUILDING THEIR OWN HOME AND/OR THE HOMES OF THEIR NEIGHBORS. PROGRAMS HABITAT'S IMPACT EXTENDS BEYOND THE FRONT DOORS OF THE HOMES IT BUILDS AND INTO THE NEIGHBORHOODS IT SERVES. CORE PROGRAMS INCLUDE: - HOME CONSTRUCTION HGSF BUILDS AFFORDABLE HOMES WITH TRAINED STAFF, VOLUNTEER LABOR, THE "SWEAT EQUITY" OF PARTNER HOUSEHOLDS, AND DONATIONS OF MONEY AND MATERIALS. HABITAT HOMES ARE SOLD TO PARTNER HOUSEHOLDS WITH NO DOWN PAYMENTS AND ARE FINANCED WITH ZERO-INTEREST LOANS. APPROVED HOMEOWNERS QUALIFY FOR A MONTHLY HOUSING PAYMENT THAT DOES NOT EXCEED 30% OF THEIR GROSS MONTHLY INCOME. - HOME PRESERVATION THE HOME PRESERVATION PROGRAM RALLIES HABITAT'S MASSIVE SUPPORT BASE TO REPAIR EXISTING HOUSING FOR AND WITH LOW-INCOME RESIDENTS. THESE ACTIONS HELP UNDER-SERVED NEIGHBORHOODS REMAIN VIBRANT PLACES TO LIVE. CONSTRUCTION AND FUNDING HGSF HOMES ARE DESIGNED WITH BOTH AFFORDABILITY AND SUSTAINABILITY IN MIND. HABITAT REDUCES THE COST OF CONSTRUCTION WITH THE USE OF DONATED MATERIALS AND VOLUNTEER LABOR. HABITAT ALSO RELIES HEAVILY ON GRANTS AND CHARITABLE GIVING FROM INDIVIDUALS, BUSINESSES, GOVERNMENT AGENCIES, CIVIC ORGANIZATIONS, FAITH GROUPS AND PRIVATE FOUNDATIONS, AS WELL AS DONATIONS OF LAND, PRODUCTS AND IN-KIND SERVICES. THE ORGANIZATION ALSO STRIVES TO BUILD HOMES THAT ARE HEALTHY, DURABLE, AND FEATURE LOW UTILITY BILLS FOR FUTURE HOMEOWNERS. CURRENTLY, ALL HGSF PROJECTS ARE GREEN POINT RATED, WITH FEATURES THAT CAREFULLY CONSIDER ENERGY AND WATER CONSERVATION, INDOOR AIR QUALITY, SUSTAINABLE BUILDING MATERIALS, AND PROXIMITY TO PUBLIC TRANSPORTATION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PROVIDED TO AND REVIEWED BY BOTH THE TREASURER AND THE CHIEF FINANCIAL OFFICER. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD MEMBERS ARE REQUIRED TO INFORM THE ORGANIZATION OF ANY CONFLICTS OF INTEREST THAT MAY EXIST. IF A CONFLICT OF INTEREST ARISES, THE BOARD WILL VOTE ON HOW TO RESOLVE THE ISSUE. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION USES THE FAIR PAY FOR NORTHERN CALIFORNIA SALARY SURVEY FOR ORGANIZATIONS WITH 9 TO 14 MILLION DOLLAR ORGANIZATIONAL BUDGETS AND STRIVES FOR THE 50TH PERCENTILE. COMPENSATION FOR THE CEO AND CFO IS REVIEWED AND APPROVED BY THE COMPENSATION COMMITTEE AND THE EXECUTIVE COMMITTEE ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE ANNUAL REPORT, WHICH CONTAINS FINANCIAL STATEMENTS, IS POSTED ON THE ORGANIZATION'S WEBSITE. OTHER GOVERNING DOCUMENTS SUCH AS THE CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. HFHGSF FUNDING COMPANY LLC 300 MONTGOMERY ST 450 SAN FRANCISCO CA 94104 HOLDS MORTGAGE NOTES FROM PARENT CA 0 12487430 HABITAT FOR HUMANITY GREATER SAN FRANCISCO