2013-04-25T11:50:05-07:00 2012-12-31 ROBERT ANDERSON & COMPANY PC 138 DODGE ST BEVERLY MA 019151866 990 2012-01-01 042041245 BROOKLINE MUNICIPAL CREDIT UNION BROO 6172329410 334 WASHINGTON STREET BROOKLINE MA 02447 James P Hughes 2013-04-25 true Robert Anderson P01462745 9782329300 2012 2016-03-07 17:11:31Z 1233528 false false X N/A CREDIT UNION - THRIFT SERVICES 10 8 12 8 2576 0 876020 787652 296218 300401 135117 145475 1307355 1233528 0 0 513944 513491 0 0 724353 650757 1238297 1164248 69058 69280 39573140 40989146 35322568 36647251 4250572 4341895 CREDIT UNION - THRIFT SERVICES false false MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNT. NUMBER OF ACCOUNTS 5,110. MAKING OF LOANS TO MEMBERS. NUMBER OF ACCOUNTS 474. false false false false false false false false true false true false false false true false false false false false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1172 0 true 12 true true false false false false false false false false false false X 10 8 false false false false true true false true true false false true true true true true true true true false X JAMES P HUGHES 6172329410 334 WASHINGTON STREET BROOKLINE MA 02447 BRIAN M CLOONAN 2.00 0.00 X 0 0 0 DANIEL C O'LEARY 2.00 0.00 X X 0 0 0 FRANCIS M MORONEY 2.00 0.00 X 0 0 0 RICHARD T LEARY 2.00 0.00 X X 0 0 0 JAMES P HUGHES 40.00 0.00 X X 113733 0 14550 ELIZABETH M MELLETT 2.00 0.00 X X 2200 0 360 ANDREW PAPPASTERGION 2.00 0.00 X 0 0 0 ROBIN L MAGNER 2.00 0.00 X X 0 0 0 MICHAEL O'REILLY 2.00 0.00 X 0 0 0 RALPH A PARENT 2.00 0.00 X 0 0 0 115933 14910 1 false false false FISERV 1601 Trapelo Road Waltham MA 02451 DATA PROCESSOR 121918 1 0 INTEREST ON LOANS 522100 787652 787652 787652 300401 300401 0 0 0 0 0 0 0 SERVICE CHARGES & FEES 900099 84311 84311 OTHER INCOME 900099 58588 58588 NON MEMBER ATM FEE INCOME 2576 2576 145475 1233528 1230952 2576 0 0 0 0 130843 130843 0 284771 284771 21974 21974 44184 44184 31719 31719 0 0 20400 20400 0 0 0 0 4207 4207 69708 69708 123636 123636 0 33811 33811 0 0 1471 1471 212596 212596 0 22457 22457 20259 20259 EQUIPMENT MAINTENANCE 9310 9310 Postage and Shipping 20827 20827 NCUA STABILIZATION EXPENE 34441 34441 ATM EXPENSE 49201 49201 28433 28433 1164248 212596 951652 0 377173 413021 19678576 20190752 0 0 233589 0 0 14475448 14627492 0 23061 32025 680446 540327 149366 140119 4075418 4995833 46700 52000 0 0 513809 537904 39573140 40989146 73464 58293 41763 43458 35207341 36545500 35322568 36647251 X 4250572 4341895 4250572 4341895 39573140 40989146 X 69280 22043 X false true X true false false true X 10000 10000 375175 278892 96283 295271 261435 33836 140119 MEMBER DEPOSITS/SUSPENSE ACCOUNTS 36545500 36545500 Part IV, Line 2b Part IV, Line 2b: Explanation of escrow account liability MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES. RALPH PARENT USED AUTO X 17639 false true true ANDREW PAPPASTERGION PERSONAL LOAN X 20000 false true true ANDREW PAPPASTERGION HOME IMPROVEMENT X 20000 false true true MICHAEL O'REILLY PERSONAL LOAN X 3500 false true true DANIEL O'LEARY NEW AUTO X 34215 false true true FRANCIS MORONEY HOME EQUITY X 100000 false true true ELIZABETH MELLETT MORTGAGE X 180000 false true true ROBIN MAGNER PERSONAL LOAN X 1000 false true true JAMES P HUGHES HOME EQUITY X 75000 false true true ROBIN MAGNER PERSONAL LOAN X 1500 false true true JOHN CONNORS HOME EQUITY X 50000 false true true Form 990, Part XI, Line 9 Other Changes In Net Assets Or Fund Balances - Other Increases CHANGE IN MARKET VALUE DUE TO FAS115 = $22043 Form 990, Part VI, Line 19 Form 990, Part VI, Line 19: Other Organization Documents Publicly Available Available upon request. Form 990, Part VI, Line 15b Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees Personnel Committee reviews all employee salaries annually in September. Salaries are voted and approved by board of directors. Form 990, Part VI, Line 12c Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts DIRECTORS AND EMPLOYEES SIGN A NEW CONFLICT OF INTEREST FORM ANNUALLY. Form 990, Part VI, Line 11b Form 990, Part VI, Line 11b: Form 990 Review Process The 990 is reported to the Audit Committee and the Audit Committee then reports the filing to the full board of directors. The 990 is reviewed by management and is documented in the minutes. Form 990, Part VI, Line 6 Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.