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      <MissionDescription>TO HOLD AND INVEST FUNDS FOR RELATED MASONIC ORGANIZATIONS AND DISTRIBUTE INCOME EARNED TO THEM AND TO RETURN THEIR INVESTED FUNDS WHEN REQUIRED IN ORDER FOR TO FULFILL THE REQUIREMENTS AND OBLIGATIONS OF FREEMASONRY:FREEMASONRY (OFTEN SIMPLIFIED TO "MASONRY") ENHANCES AND STRENGTHENS THE CHARACTER OF THE INDIVIDUAL MAN BY PROVIDING OPPORTUNITIES FOR FELLOWSHIP, CHARITY, EDUCATION, AND LEADERSHIP BASED ON THE THREE ANCIENT MASONIC TENETS: BROTHERLY LOVE, RELIEF AND TRUTH. MASSACHUSETTS FREEMASONRY IS A CROWNING LEGACY OF THIS VENERABLE HERITAGE AS WE STRIVE TO "MAKE GOOD MEN BETTER."</MissionDescription>
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      <Description>THE MASONIC EDUCATION AND CHARITABLE TRUST HOLDS AND INVESTS FUNDS FOR THE MASONIC HOME, THE GRAND LODGE OF MASONS IN MASSACHUSETTS AND OTHER MASONIC ORGANIZATIONS. NET INCOME AND FUNDS ARE DISTRIBUTED TO THESE ORGANIZATIONS FOR THEIR CHARITABLE PROGRAMS AS DESCRIBED BELOW:THE ESSENTIAL QUALITIES MASONS SHARE IN THEIR DIVERSE LIVES ARE A BELIEF IN A SUPREME BEING AND A DESIRE TO STRIVE FOR:**FELLOWSHIP WITH OTHER MASONS **HIGH MORAL STANDARDS **KINDNESS IN THE HOME **COURTESY IN SOCIETY **HONESTY IN BUSINESS **FAIRNESS IN ALL DEALINGS BEING A MASON:BEING A MASON IS ABOUT A FATHER HELPING HIS SON MAKE BETTER DECISIONS; A BUSINESS LEADER STRIVING TO BRING MORALITY TO THE WORKPLACE; A THOUGHTFUL MAN LEARNING TO WORK THROUGH TOUGH ISSUES IN HIS LIFE. FELLOWSHIP, FRIENDSHIP AND COMMUNITY SERVICE:THROUGHOUT A MASON'S LIFE, FELLOWSHIP AND FRIENDSHIP IS A KEY COMPONENT, AS WELL AS COMMUNITY SERVICE. THE TYPICAL MASON WANTS TO CONTINUE TO GROW AS A MAN AND TO BENEFIT SOCIETY.FELLOWSHIP:BY ATTENDING MASONIC LODGE MEETINGS AND LEARNING FROM YOUR FELLOW MASONS, YOU WILL STRENGTHEN THE BONDS OF FELLOWSHIP AS YOU JOIN TOGETHER WITH LIKE-MINDED MEN WHO SHARE IDEALS OF BOTH A MORAL AND METAPHYSICAL NATURE. YOU'LL ENJOY THE FRIENDSHIP OF OTHER MASONS IN THE COMMUNITY, AND YOU'LL BE WELCOMED AS A "BROTHER" BY MASONS EVERYWHERE IN THE WORLD. FREEMASONRY ALSO PROMISES THAT SHOULD YOU EVER BE OVERTAKEN BY MISFORTUNE, SICKNESS, OR ADVERSITY THROUGH NO FAULT OF YOUR OWN, THE HANDS OF OUR GREAT FRATERNITY WILL BE STRETCHED FORTH TO AID AND ASSIST YOU.CHARITY:FROM ITS EARLIEST DAYS, CHARITY HAS BEEN THE MOST VISIBLE MASONIC ACTIVITY. FREEMASONS HAVE ALWAYS BEEN DEVOTED TO CARING FOR DISADVANTAGED CHILDREN, THE SICK AND THE ELDERLY. IN FACT, MASONS IN NORTH AMERICA GIVE AWAY APPROXIMATELY $3 MILLION TO NATIONAL AND LOCAL CHARITIES EACH DAY, OF WHICH MORE THAN 70% IS DIRECTED TOWARD THE GENERAL PUBLIC. MASONS ARE ALSO ACTIVELY INVOLVED IN A GREAT DEAL OF COMMUNITY VOLUNTEER WORK. EDUCATION:THE GRAND LODGE OF MASSACHUSETTS HAS ADVOCATED THE EDUCATION OF ITS MEMBERS SINCE ITS EARLIEST YEARS. ITS CEREMONIES PROVIDE INSTRUCTION TO ALL MEMBERS, SUPPLEMENTED BY VARIOUS OTHER ACTIVITIES SUCH AS SEMINARS, LECTURES, WORKSHOPS, AND READING. BECAUSE FREEMASONRY IS AN ESOTERIC SOCIETY, CERTAIN ASPECTS OF ITS WORK ARE NOT GENERALLY DISCLOSED TO THE PUBLIC. FREEMASONRY USES AN INITIATORY SYSTEM OF DEGREES TO EXPLORE ETHICAL AND PHILOSOPHICAL ISSUES, AND THE SYSTEM IS LESS EFFECTIVE IF THE OBSERVER KNOWS BEFOREHAND WHAT WILL HAPPEN. IT IS DESCRIBED IN MASONIC CRAFT RITUAL AS "A BEAUTIFUL SYSTEM OF MORALITY VEILED IN ALLEGORY AND ILLUSTRATED BY SYMBOLS." LEADERSHIP:FREEMASONRY OFFERS ITS MEMBERS LEADERSHIP OPPORTUNITIES AT THE LODGE, DISTRICT, AND GRAND LODGE LEVEL. AS FREEMASONS PROGRESS THROUGH THE CRAFT, THEY DISCOVER DIFFERENT ASPECTS OF THEMSELVES AND DEVELOP A RANGE OF SKILLS THAT EVEN THEY MIGHT NOT HAVE KNOWN THEY POSSESSED. BY DEVELOPING LEADERSHIP TECHNIQUES THAT FIT THEIR PERSONALITY, MASONS UNLOCK THE DOOR TO THEIR FULL POTENTIAL. FOR MORE THAN 10 YEARS THE GRAND LODGE OF MASSACHUSETTS HAS SPONSORED THE MASONIC LEADERSHIP INSTITUTE FOR ITS MEMBERS TO STRENGTHEN LEADERSHIP WITHIN OUR FRATERNITY AND TO CONTRIBUTE TO THE PERSONAL GROWTH OF MASSACHUSETTS MASONS. MASONIC HEALTH SYSTEM (MHS) OF MASSACHUSETTS WAS ESTABLISHED IN 2001 TO CONTINUE THE MASONIC TRADITION OF CARING. MHS PROVIDES A CONTINUUM OF QUALITY SERVICES AND PROGRAMS TO THOSE IN NEED BY PROUDLY SPONSORING THE FOLLOWING: THE OVERLOOK LIFE CARE COMMUNITYA 219 INDEPENDENT LIVING RESIDENCE CONTINUING CARE RETIREMENT COMMUNITY (CCRC) ON THE CHARLTON CAMPUS COMPRISED OF 205 APARTMENTS AND 14 COTTAGES. THE OVERLOOK LIFE CARE COMMUNITY IS DESIGNED TO OFFER HIGH QUALITY, MAINTENANCE-FREE LIVING AND RELIEVE FUTURE HEALTH CARE CONCERNS WITH COMPLETE PEACE OF MIND. LIFE CARE GUARANTEES RESIDENT'S LIFETIME ACCESS TO ENHANCED LIVING AND SKILLED NURSING CARE, SHOULD THEY EVER REQUIRE THOSE SERVICES. AT THE OVERLOOK, YOU WILL HAVE THE FREEDOM TO PURSUE YOUR PASSIONS. OVERLOOK MASONIC HEALTH CENTERONE OF THE MOST RESPECTED LONG-TERM CARE FACILITIES IN THE STATE IS SITUATED ON 450+ ACRES OF BEAUTIFUL COUNTRYSIDE IN CHARLTON. FOR NEARLY A CENTURY, THE OVERLOOK MASONIC HEALTH CENTER HAS BEEN CARING FOR MASSACHUSETTS MASONS, THEIR WIVES, WIDOWS AND OTHER MEMBERS OF THE COMMUNITY. THE HEALTH CENTER HAS REMAINED COMMITTED TO ITS MISSION TO MAINTAIN A PROFESSIONAL STAFF THAT PROVIDES HIGH QUALITY CARE AND SERVICES IN AN ENVIRONMENT THAT FOSTERS RESPECT, DIGNITY AND CHOICE. SOME OF THE MEDICAL SERVICES PROVIDED AT THE HEALTH CENTER INCLUDE: 24-HOUR SKILLED NURSING, POST-ACUTE CARE SERVICES, ALZHEIMER'S AND OTHER DEMENTIA RELATED CARE PROGRAMS, FITNESS PROGRAMS, REHABILITATIVE SERVICES, AND NUTRITIONAL SERVICES. OVERLOOK VISITING NURSE ASSOCIATION &amp; HOSPICE SERVICESA FULL SERVICE MEDICARE AND MEDICAID HOME HEALTH AGENCY, OFFERING SPECIALIZED SERVICES AND PROGRAMS THROUGHOUT THE COMMONWEALTH TO AN AVERAGE DAILY CENSUS OF APPROXIMATELY 1700 CLIENTS. THE OVERLOOK VISITING NURSE ASSOCIATION PROVIDES EXEMPLARY HEALTH CARE SERVICES ACROSS THE CONTINUUM WITH AN EMPHASIS ON HEALTH AND WELL-BEING. SERVICES ARE AVAILABLE 24 HOURS A DAY, 7 DAYS A WEEK, AND WEEKEND ADMISSIONS ARE ACCEPTED. VISITING NURSE SERVICES CAN BE EASILY OBTAINED BY CONTACTING THE OVERLOOK OFFICE IN YOUR AREA. IN ADDITION, REFERRALS CAN BE MADE FROM YOUR DOCTOR, HOSPITAL DISCHARGE PLANNERS, EXTENDED CARE FACILITY AND COMMUNITY AGENCIES. OUR TEAMS OF PROFESSIONALS PROVIDE SERVICES TO INDIVIDUALS AND CAREGIVERS TO HELP COPE WITH THE CIRCUMSTANCES ASSOCIATED WITH A TERMINAL ILLNESS. THE HOSPICE TEAM DESIGNS A PLAN OF CARE TO MEET THE NEEDS OF THE PATIENT AND FAMILY, WITH THE GOAL OF REDUCING PAIN AND PROVIDING COMFORT AND SUPPORT. OVERLOOK HOSPICE SERVICES, OFFERED IN SOUTHERN WORCESTER COUNTY AND NEW BEDFORD, ARE AVAILABLE 24 HOURS A DAY, 7 DAYS A WEEK, 365 DAYS A YEAR.OVERLOOK HEALTH &amp; WELLNESS INFOSOURCEA RESOURCE PROVIDING FREE ACCESS AND REFERRALS TO ALL YOUR HEALTH RELATED QUESTIONS AND CONCERNS. THE OVERLOOK HEALTH &amp; WELLNESS INFOSOURCE WILL ASSIST YOU WITH REFERRALS IN SUCH AREAS AS HOME HEALTH CARE, MEDICAL SUPPLIES, CAREGIVER ASSISTANCE, NUTRITIONAL ASSISTANCE, GENERAL HEALTH CARE AND GUIDANCE.</Description>
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      <ContractorCompensation>
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          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
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        <AggregateContributions>RESTRICTED</AggregateContributions>
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      <CollectUsedForScholarResearch>X</CollectUsedForScholarResearch>
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      <SolicitedAssetsForSale>0</SolicitedAssetsForSale>
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        <BeginningOfYearBalance>137145330</BeginningOfYearBalance>
        <Contributions>683071</Contributions>
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        <AdministrativeExpenses>202605</AdministrativeExpenses>
        <EndOfYearBalance>134105654</EndOfYearBalance>
      </CurrentYearMinus2Years>
      <CurrentYearMinus3Years>
        <BeginningOfYearBalance>162346377</BeginningOfYearBalance>
        <Contributions>2933298</Contributions>
        <InvestmentEarningsOrLosses>-6363300</InvestmentEarningsOrLosses>
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        <AdministrativeExpenses>715440</AdministrativeExpenses>
        <EndOfYearBalance>143491461</EndOfYearBalance>
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      <TermEndowmentEOYBalance>0.29820</TermEndowmentEOYBalance>
      <EndowmentsHeldByUnrelatedOrgs>0</EndowmentsHeldByUnrelatedOrgs>
      <EndowmentsHeldByRelatedOrgs>0</EndowmentsHeldByRelatedOrgs>
      <TotalOfBookValueLandBuildings>0</TotalOfBookValueLandBuildings>
      <OtherSecurities>
        <Description>HEDGE FUNDS</Description>
        <BookValue>47971068</BookValue>
        <MethodOfValuation>F</MethodOfValuation>
      </OtherSecurities>
      <OtherSecurities>
        <Description>BOND FUND</Description>
        <BookValue>3929824</BookValue>
        <MethodOfValuation>F</MethodOfValuation>
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      <OtherLiabilities>
        <Description>ANNUITIES PAYABLE</Description>
        <Amount>34856</Amount>
      </OtherLiabilities>
      <OtherLiabilities>
        <Description>ACCOUNTS PAYABLE</Description>
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      <NetUnrealizedGLOnInvestments>185254</NetUnrealizedGLOnInvestments>
      <TotalAdjustments>185254</TotalAdjustments>
      <ExcessOrDeficitPerFS>-10403761</ExcessOrDeficitPerFS>
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      <NetUnrealizedGainsInvestments>185254</NetUnrealizedGainsInvestments>
      <RevenueNotRptdF990>185254</RevenueNotRptdF990>
      <RevenueSubtotal>8328960</RevenueSubtotal>
      <RevenueNotRptdOnFinStmt>0</RevenueNotRptdOnFinStmt>
      <TotalRevenuePerForm990>8328960</TotalRevenuePerForm990>
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      <ExpensesNotRptdF990>0</ExpensesNotRptdF990>
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      <TotalExpensesPerForm990>18917975</TotalExpensesPerForm990>
      <Form990ScheduleDPartXIV>
        <ReturnReference>PART III, LINE 1A:</ReturnReference>
        <Explanation>THE GRAND LODGE HAD PREVIOUSLY TRANSFERRED ITS BUILDING AT 186 TREMONT STREET, BOSTON, MASSACHUSETTS TO THE TRUST. THE TRANSFER OF REAL ESTATE FROM THE GRAND LODGE TO THE TRUST WAS AT ALL TIMES SUBJECT TO THE RESERVED PERPETUAL POWER OF THE GRAND LODGE TO ALL RENTS AND PROFITS AND TO THE EXCLUSIVE RIGHT TO USE AND OCCUPY THE SAME. THE VALUE OF THE TRANSFERRED REAL ESTATE WAS THE FAIR MARKET VALUE OF A REMAINDER INTEREST ONLY IN THE PREMISES AT 186 TREMONT STREET, WHICH REMAINDER INTEREST WAS SUBJECT TO THE PERPETUAL RIGHT OF THE GRAND LODGE TO ALL RENTS AND PROFITS AND THE EXCLUSIVE USE AND OCCUPATION THEREOF IN PERPETUITY. THE GRAND LODGE HAS REFLECTED ITS RIGHTS TO THE USE AND PROFITS OF THE BUILDING IN THE TRUST AT $1,237,800 WHICH WAS THE VALUE OF THE PREMISES ON THE GRAND LODGE'S BOOKS IMMEDIATELY PRIOR TO THE TRANSFER TO THE TRUST.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <ReturnReference>PART III, LINE 4:</ReturnReference>
        <Explanation>OVERLOOKING THE BOSTON COMMON IS THE MAJESTIC, GRAND LODGE OF MASONS IN MASSACHUSETTS. ONE OF THE OLDEST INSTITUTIONS IN DOWNTOWN BOSTON, THE CURRENT BUILDING AT 186 TREMONT STREET IS THE THIRD GRAND LODGE STRUCTURE ERECTED ON THE SITE. BUILT IN 1898, IT HOUSES MANY TREASURES OF GREAT HISTORICAL SIGNIFICANCE. IT HAS SIX MEETING HALLS, A RESEARCH LIBRARY DEDICATED TO FREEMASONRY, AND THE ADMINISTRATIVE OFFICES FOR THE GRAND LODGE AND OTHER MASONIC BODIES AND PROGRAMS. THE BUILDING AND LIBRARY ARE OPEN TO THE PUBLIC, AND TOURS ARE AVAILABLE ON MONDAY, WEDNESDAY, AND FRIDAY AT 10:30 AM AND 2:00 PM. ONCE YOU WALK INSIDE THE BUILDING, YOU WILL BE IN THE GRAND LODGE LOUNGE WHICH IS ADORNED WITH TESSELLATED SQUARES OF BLACK AND WHITE TERRAZZO AND GLASS CASES THAT DISPLAY CLASSIC MASONIC MEMORABILIA. ALSO ON THE FIRST FLOOR IS THE PAUL REVERE BANQUET HALL, DECORATED WITH A PORTRAIT OF REVERE AND MANY EMINENT FREEMASONS. THE SAMUEL CROCKER LAWRENCE LIBRARY AT THE GRAND LODGE OF MASSACHUSETTS IS REPUTED TO CONTAIN THE FINEST AND MOST EXTENSIVE COLLECTION OF MASONIC INFORMATION IN THE WESTERN HEMISPHERE. IN ADDITION TO 70,000 VOLUMES, IT CONTAINS BOUND COPIES OF GRAND LODGE PROCEEDINGS DATING BACK TO 1733.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>DESCRIPTION OF INTENDED USE OF ENDOWMENT FUNDS:</Identifier>
        <ReturnReference>PART V, LINE 4:</ReturnReference>
        <Explanation>THE MASONIC EDUCATION AND CHARITABLE TRUST HOLDS AND INVESTS FUNDS FOR THE MASONIC HOME, INC., THE GRAND LODGE OF MASONS IN MASSACHUSETTS AND OTHER MASONIC ORGANIZATIONS. NET INCOME AND FUNDS ARE DISTRIBUTED TO THESE ORGANIZATIONS FOR THEIR CHARITABLE PROGRAMS.</Explanation>
      </Form990ScheduleDPartXIV>
      <Form990ScheduleDPartXIV>
        <Identifier>DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:</Identifier>
        <ReturnReference>PART X:</ReturnReference>
        <Explanation>THE TRUST ACCOUNTS FOR THE EFFECT OF ANY UNCERTAIN TAX POSITIONS BASED ON A "MORE LIKELY THAN NOT" THRESHOLD TO THE RECOGNITION OF THE TAX POSITIONS BEING SUSTAINED BASED ON THE TECHNICAL MERITS OF THE POSITION UNDER SCRUTINY BY THE APLLICABLE TAXING AUTHORITY. IF A TAX POSITION OR POSITIONS ARE DEEMED TO RESULT IN UNCERTAINTIES OF THOSE POSITIONS, THE UNRECOGNIZED TAX BENEFIT IS ESTIMATED BASED ON A "CUMULATIVE PROBABILITY ASSESSMENT" THAT AGGREGATES THE ESTIMATED TAX LIABILITY FOR ALL UNCERTAIN TAX POSITIONS. THE TRUST HAS IDENTIFIED ITS TAX STATUS AS A TAX-EXEMPT ENTITY AS A TAX POSITION; HOWEVER, THE TRUST HAS DETERMINED THAT SUCH TAX POSITION DOES NOT RESULT IN AN UNCERTAINTY REQUIRING RECOGNITION. THE TRUST IS NOT CURRENTLY UNDER EXAMINATION BY ANY TAXING JURISDICTIONS. THE TRUST'S FEDERAL AND STATE TAX RETURNS ARE OPEN FOR EXAMINATION FOR THREE YEARS FOLLOWING THE DATE FILED.</Explanation>
      </Form990ScheduleDPartXIV>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc1041900001">
      <RecordsMaintained>1</RecordsMaintained>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>MASONIC HEALTH SYSTEM OF MASSACHUSETTS INC</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>88 MASONIC HOME ROAD</AddressLine1>
          <City>CHARLTON</City>
          <State>MA</State>
          <ZIPCode>01507</ZIPCode>
        </AddressUS>
        <EINOfRecipient>043515688</EINOfRecipient>
        <IRCSection>501(C)(3)</IRCSection>
        <AmountOfCashGrant>15587455</AmountOfCashGrant>
        <PurposeOfGrant>OPERATIONAL SUPPORT - CHARITABLE: DEVELOP AND OFFER SERVICES AND PROGRAMS TO THE RESIDENTS OF THE COMMUNITY.</PurposeOfGrant>
      </RecipientTable>
      <RecipientTable>
        <RecipientNameBusiness>
          <BusinessNameLine1>GRAND LODGE OF MASONS IN MASSACHUSETTS</BusinessNameLine1>
        </RecipientNameBusiness>
        <AddressUS>
          <AddressLine1>186 TREMONT STREET</AddressLine1>
          <City>BOSTON</City>
          <State>MA</State>
          <ZIPCode>02111</ZIPCode>
        </AddressUS>
        <EINOfRecipient>041383607</EINOfRecipient>
        <IRCSection>501(C)(10)</IRCSection>
        <AmountOfCashGrant>2541000</AmountOfCashGrant>
        <PurposeOfGrant>OPERATING A FRATERNAL MASONIC GRAND LODGE FOR SUBORDINATE LODGES AND THEIR MEMBERS WITH APPROXIMATELY 30,000 MEMBERS IN MASSACHUSETTS.</PurposeOfGrant>
      </RecipientTable>
      <TotalNbrOf501C3AndGovtGrants>2</TotalNbrOf501C3AndGovtGrants>
      <TotalNbrOfOtherOrganizations>0</TotalNbrOfOtherOrganizations>
      <Form990ScheduleIPartIV>
        <Identifier>PROCEDURE FOR MONITORING GRANTS IN THE U.S.:</Identifier>
        <ReturnReference>PART I, LINE 2:</ReturnReference>
        <Explanation>SCHEDULE I, PART I, LINE 2: MECT DOES NOT MAKE GRANTS OR GIVE OTHER ASSISTANCE TO INDIVIDUALS OR ORGANIZATIONS OTHER THAN THOSE IT WAS SET UP TO DIRECTLY SUPPORT. ASSISTANCE TO RELATED ORGANIZATIONS IS GIVEN AS NEEDED.</Explanation>
      </Form990ScheduleIPartIV>
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      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 11</ReturnReference>
        <Explanation>AN ELECTRONIC COPY WAS E-MAILED TO EACH TRUSTEE PRIOR TO FILING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION B, LINE 12C</ReturnReference>
        <Explanation>ALL MEMBERS OF THE BOARD OF TRUSTEES, OFFICERS AND KEY EMPLOYEES ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST DISCLOSURE ANNUALLY. THE DISCLOSURES ARE REVIEWED AND ANY POTENTIAL CONFLICTS ARE DETERMINED. IF A POTENTIAL CONFLICT IS FOUND TO EXIST, THAT INDIVIDUAL IS BARRED FROM PARTICIPATING IN ANY DELIBERATIONS OR DECISIONS RELATING TO THE CONFLICTING MATTER.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <ReturnReference>FORM 990, PART VI, SECTION C, LINE 19</ReturnReference>
        <Explanation>OUR FORMS 990 (CURRENT AND PRIOR THREE YEARS) ARE AVAILABLE ON THE OFFICIAL WEBSITE OF THE ATTORNEY GENERAL OF MASSACHUSETTS AT WWW.CHARITIES.AGO.STATE.MA.US AND GUIDESTAR AT WWW2.GUIDESTAR.ORG. WE ALSO MAKE OUR FORM 990, FORM 1023, FORM 990-T, ARTICLES OF INCORPORATION, BYLAWS, GOVERNING DOCUMENTS, CONFLICT OF INTEREST AVAILABLE TO THE PUBLIC UPON REQUEST. OUR AUDITED FINANCIAL STATEMENTS ARE ALSO AVAILABLE ON THE OFFICIAL WEBSITE OF THE ATTORNEY GENERAL OF MASSACHUSETTS AT WWW.CHARITIES.AGO.STATE.MA.US.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>CHANGES IN NET ASSETS OR FUND BALANCES:</Identifier>
        <ReturnReference>FORM 990, PART XI, LINE 5:</ReturnReference>
        <Explanation>NET UNREALIZED GAINS ON INVESTMENTS: 185,254.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>DISTRIBUTIONS FOR CHARITABLE PURPOSES:</Identifier>
        <ReturnReference>STATEMENT REGARDING FORM 990, PAGE 10, PART IX, COLUMN(D):</ReturnReference>
        <Explanation>THE MASONIC EDUCATION &amp; CHARITY TRUST ("THE TRUST") DOES NOT DIRECTLY INCUR ANY FUNDRAISING EXPENSES. SUBSTANTIALLY ALL FUNDS ARE RAISED BY VOLUNTEERS. ADDITIONALLY, THE TRUST RECEIVES FUNDS AND INVESTS FUNDS ON BEHALF OF RELATED MASONIC ORGANIZATIONS. ANY FUND RAISING EXPENSES INCURRED BY THOSE ORGANIZATIONS WILL BE REFLECTED ON THEIR RESPECTIVE FORM 990 AS THOSE ORGANIZATIONS ACTUALLY INCUR FUNDRAISING EXPENSES.</Explanation>
      </GeneralExplanation>
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          <BusinessNameLine1>GRAND LODGE OF MASONS IN MASSACHUSETTS</BusinessNameLine1>
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          <AddressLine1>186 TREMONT STREET</AddressLine1>
          <City>BOSTON</City>
          <State>MA</State>
          <ZIPCode>02111</ZIPCode>
        </AddressUS>
        <EIN>041383607</EIN>
        <PrimaryActivities>FRATERNAL</PrimaryActivities>
        <LegalDomicileState>MA</LegalDomicileState>
        <ExemptCodeSection>501(C)(10)</ExemptCodeSection>
        <PublicCharityStatus>N/A</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>NONE</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>0</ControlledOrg>
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          <BusinessNameLine1>MASONIC HEALTH SYSTEM OF MASSACHUSETTS INC</BusinessNameLine1>
        </NameOfDisregardedEntity>
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          <AddressLine1>88 MASONIC HOME ROAD</AddressLine1>
          <City>CHARLTON</City>
          <State>MA</State>
          <ZIPCode>01507</ZIPCode>
        </AddressUS>
        <EIN>043515688</EIN>
        <PrimaryActivities>DEVELOPS AND OFFERS PROGRAMS TO THE RESIDENTS OF COMMUNITY</PrimaryActivities>
        <LegalDomicileState>MA</LegalDomicileState>
        <ExemptCodeSection>501(C)(3)</ExemptCodeSection>
        <PublicCharityStatus>11C</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>NONE</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>0</ControlledOrg>
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      <GiftGrantOrCapContrToOtherOrg>1</GiftGrantOrCapContrToOtherOrg>
      <GiftGrantOrCapContrFrOtherOrg>0</GiftGrantOrCapContrFrOtherOrg>
      <LoansOrGuaranteesToOtherOrg>0</LoansOrGuaranteesToOtherOrg>
      <LoansOrGuaranteesFromOtherOrg>0</LoansOrGuaranteesFromOtherOrg>
      <SaleOfAssetsToOtherOrg>0</SaleOfAssetsToOtherOrg>
      <PurchaseOfAssetsFromOtherOrg>0</PurchaseOfAssetsFromOtherOrg>
      <ExchangeOfAssets>0</ExchangeOfAssets>
      <RentalOfFacilitiesToOtherOrgs>0</RentalOfFacilitiesToOtherOrgs>
      <RentalOfFacilitiesFrOtherOrgs>0</RentalOfFacilitiesFrOtherOrgs>
      <PerformOfServicesForOtherOrgs>0</PerformOfServicesForOtherOrgs>
      <PerformOfServicesByOtherOrgs>1</PerformOfServicesByOtherOrgs>
      <SharingOfFacilities>0</SharingOfFacilities>
      <SharingOfPaidEmployees>0</SharingOfPaidEmployees>
      <ReimbursementPaidToOtherOrg>0</ReimbursementPaidToOtherOrg>
      <ReimbursementPaidByOtherOrg>0</ReimbursementPaidByOtherOrg>
      <OtherTransferToOtherOrg>0</OtherTransferToOtherOrg>
      <OtherTransferFromOtherOrg>0</OtherTransferFromOtherOrg>
    </IRS990ScheduleR>
  </ReturnData>
</Return>