2013-07-23T10:34:00-05:00 2012-12-31 990 2012-01-01 316034826 37 KEMBA FINANCIAL CREDIT UNION 37KE 6142352395 555 OFFICENTER PLACE GAHANNA OH 43230 GERALD D GUY 6142352395 2013-03-20 2012 2016-02-24 21:20:13Z 37 KEMBA FINANCIAL CREDIT UNION GERALD D GUY 555 OFFICENTER PLACE GAHANNA OH 43230 40498818 false true X WWW.KEMBA.ORG X 1933 OH PROVIDE SUPERIOR QUALITY & INNOVATIVE CONVENIENT AND COMPETITIVE FINANCIAL SERVICES THAT WILL CONTRIBUTE TO THE WELL BEING OF OUR MEMBERS AND THEIR FAMILIES. 9 9 236 9 449235 -1049863 0 35946921 38311101 2765625 2097358 82629 90359 38795175 40498818 0 6249009 5603698 10186594 11499445 0 0 14792065 14047023 31227668 31150166 7567507 9348652 663289143 750725795 587284946 664870159 76004197 85855636 TO PROVIDE LENDING SAVINGS AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN THOSE FOUND IN THE MARKET PLACE WITH SERVICE-BASED EMPHASIS TO OUR OWNERS. false false 522130 PROVIDE FINANCIAL SERVICES TO OUR MEMBERS false false false false false false false true false true false false false true false true false false false false false false false false false false false false true false false false false false false true false false false false false false false false false true false false false true X 23300 0 true 236 true true true false false false false false false false false false false false false false false false false false false X 9 9 false false false false true true false true true false false false false true true true false true true true true true OH X JANET OILER 6142352395 555 OFFICENTER PLACE GAHANNA OH 43230 X MARK SOLOMON 5 X 0 0 0 KATHY SHROYER 5 X 0 0 0 STEVEN PERDUE 5 X 0 0 0 MARJORIE BRANT 5 X 0 0 0 DONNA FOLBERTH 5 X 0 0 0 WILLIAM MUNK 5 X 0 0 0 JEFFREY GALE 5 X 0 0 0 JOHN HAUGEN 5 X 0 0 0 MICHAEL SLAPER 5 X 0 0 0 GERALD GUY 60 X 377192 0 50958 MARK DECELLO 60 X 254745 0 72348 MICHAEL DORSETT 60 X 75637 0 11894 PHILP HUNT 60 X 184135 0 29177 SONIA POSTEMA 60 X 22462 0 2550 KEVIN RUSSO 60 X 137069 0 20872 FRANK YENSEL 50 X 159893 0 12449 MARCO CAPALINO 50 X 120979 0 12120 DIANA FAHLE 50 X 119420 0 21672 JANET OILER 50 X 119191 0 14381 FRANK SBERNA X 117577 0 11932 SHAWN KELLER 60 X 97702 0 8742 1786002 269095 9 false true false R NEAL BELL 590 NEWARK-GRANVILLE ROAD GRANVILLE OH 43023 ADVERTISING SERVICES 154742 PLANTE MORAN PLLC 16060 COLLECTIONS CENTER DRIVE CHICAGO IL 60693 AUDITING SERVICES 112125 LIMBACH COMPANY LLC 822 CLEVELAND AVENUE COLUMBUS OH 43201 HEATING & COOLING SERVICES 106090 3 LOAN INTEREST 522130 26536480 26536480 FEE INCOME 522130 9831436 9831436 OTHER INCOME 522130 1493950 1493950 COMMISSIONS AND TAXABLE 522130 449235 449235 38311101 2097358 2097358 90359 90359 90359 90359 40498818 40049583 449235 0 5603698 1786002 5996261 739014 2284567 693601 16353 133738 5125 260547 1002266 1174032 628615 991304 89030 29223 1226528 64295 1180917 67107 ALLOWANCE FOR LOAN LOSS 2445232 NCUA CORPORATE STABILIZATION FUND 512427 ATMDEBIT CARD EXPENSE 1496453 LOAN SERVICING EXPENSE 921512 1802319 31150166 0 0 0 2188643 2303795 28595576 17714743 2900501 1279704 2613091 2496679 444686173 540458650 723540 835839 28233857 9329247 18768143 18904610 126993360 150722166 3247445 3273985 23738232 3408943 8834439 9326681 663289143 750725795 8233732 10721149 165217 331004 59514220 72512291 519371777 581305715 587284946 664870159 X 76004197 85855636 76004197 85855636 663289143 750725795 X 9348652 502787 X X false true true false false false false 4615609 4615609 15939832 4019503 11920329 367463 310323 57138 3160962 2034176 1126786 4149993 2965245 1184748 18904610 MEMBER & NONMEMBER DEPOSITS 581305711 DIVIDENDS PAYABLE 4 581305715 40498818 40498818 40498818 31150166 31150166 31150166 X X true true X X X X true true false false false false false false false false GERALD GUY 285215 44000 47977 38145 12813 428150 17988 MARK DECELLO 187923 51849 14973 59535 12813 327093 34294 PHILIP HUNT 125800 32367 25968 16364 12813 213312 10990 KEVIN RUSSO 129231 7838 8059 12813 157941 FRANK YENSEL 63097 96267 529 12449 172342 GERALD GUY PRESIDENTCEO CONSUMERLIFE INSURANCE X 1406902 1406902 false true true FORM 990 - ORGANIZATION'S MISSION OR MOST SIGNIFICANT ACTIVITIES ARE TO ENCOURAGE ALL MEMBERS TO MAKE THIS CREDIT UNION THEIR PRIMARY FINANCIAL INSTITUTION. FORM 990 - PART VI LINE 6 - MEMBERS FORM 990 - PART VI LINE 7A - BOARD OF DIRECTORS ELECTED BY CREDIT UNION MEMBERS FORM 990 - PART VI LINE 11 - ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 PROVIDED TO BOARD CHAIR & TREASURER PRIOR TO FILING - OTHER DIRECTORS UPON REQUEST. FORM 990 - PART VI LINE 12C - ENFORCEMENT OF CONFLICT OF INTEREST POLICY ANNUAL COMPLETION OF QUESTIONNAIRE REQUIRED. FORM 990 - PART VI LINE 15A - COMPENSATION PROCESS FOR TOP OFFICIAL COMPENSATION COMMITTEE COMPARES TO INDUSTRY STANDARDS & APPROVES ANNUAL SALARY. FORM 990 - PART VI LINE 15B - COMPENSATION PROCESS FOR OFFICERS REVIEWED BY HUMAN RESOURCES & CEO TO INDUSTRY STANDARDS AND SET USING COMPARABLES WITH PARAMETERS ESTABLISHED BY THE BOARD OF DIRECTORS. FORM 990 - PART VI SECTION C - DISCLOSURE LINE 19 DOCUMENTS AVAILABLE TO PUBLIC THE FINANICAL REPORTS ARE DISPLAYED PUBLICLY IN EVERY BRANCH AND THE GOVERNING DOCUMENTS CONFLICT OF INTEREST POLICY & ANNUAL REPORT ARE AVAILABLE UPON REQUEST. 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