2013-08-14T10:17:27-07:00 2012-12-31 990 2012-01-01 430693296 Leadco Community Credit Union LEAD 5737471882 820 EAST MAIN PARK HILLS MO 63601 Mike Greif 5737471882 2013-08-13 2012 2016-02-24 21:20:13Z X Mike Greif 6105 Oakmont Drive Farmington MO 63640 1023867 0 1984 X www.leadco.org X 1953 MO VOLUNTARY COOPERATIVE, NON-PROFIT CREDIT UNIONS, INCORPORATED UNDER MISSOURI STATUTES FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, PROVIDING FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS BENEFITS, AND SERVICES BEING DISTRIBUTED TO ITS MEMBERS, FOR FINANCIAL AND FINANCIALLY-RELATED SERVICES, AND FOR AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 7 7 18 3 37958 0 0 0 942602 953952 64896 45374 30971 24541 1038469 1023867 0 0 3398 3221 513020 534682 0 0 0 560452 547700 1076870 1085603 -38401 -61736 15766948 17139620 449062 416535 15317886 16723085 VOLUNTARY COOPERATIVE, NON-PROFIT CREDIT UNIONS, INCORPORATED UNDER MISSOURI STATUTES FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, PROVIDING FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS BENEFITS AND SERVICES BEING DISTRIBUTED TO ITS MEMBERS, FOR FINANCIAL AND FINANCIALLY-RELATED SERVICES, AND FOR OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 0 0 326600 1023867 VOLUNTARY COOPERATIVE, NON-PROFIT CREDIT UNIONS, INCORPORATED UNDER MISSOURI STATUTES FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, PROVIDING FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS BENEFITS AND SERVICES BEING DISTRIBUTED TO ITS MEMBERS, FOR FINANCIAL AND FINANCIALLY-RELATED SERVICES, AND FOR OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 0 0 0 326600 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 473 0 1 18 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 1 1 1 1 0 MO X LEADCO COMMUNITY CREDIT UNION 5737471882 515 EAST KARSCH BLVD FARMINGTON MO 63640 KEITH SERINI 0 X 0 0 0 MIKE GREIF 40 X X X 57262 0 0 STEVE SUMMERS 40 X X 37260 0 0 94522 0 0 0 0 0 0 FISERV 75 REMITTANCE DRIVE 6974 CHICAGO IL 60675 DATA PROCESSING 128409 0 0 Interest on Loans 522291 651922 651922 0 0 Fee Income 522100 302030 287014 15016 0 0 0 0 0 953952 45374 45374 0 0 0 0 0 0 0 0 0 0 9840 0 0 0 9840 0 9840 0 9840 0 0 0 COOP Rebate 523000 1438 1438 0 0 Insurance Sales 524298 11896 0 11896 0 Sprint Rebate 522299 1206 0 1206 0 161 161 0 0 14701 1023867 985909 37958 0 3221 3221 94523 0 94523 0 0 0 0 0 274290 0 274290 0 70446 0 70446 0 61609 0 61609 0 33814 0 33814 0 0 0 0 0 721 721 0 0 9485 0 9485 0 0 0 0 0 0 0 2069 0 2069 0 29662 29662 0 0 21949 21949 0 0 64992 0 64992 0 101498 101498 0 0 0 0 0 0 34904 0 34904 0 4848 0 4848 0 0 0 0 0 3825 0 3825 0 36272 36272 0 0 11955 0 11955 0 62133 0 62133 0 30110 0 30110 0 ATM/Debit Card Exp 66897 66897 0 0 Loan/Share Loss 24335 24335 0 0 Loan Servicing 11258 11258 0 0 Outside Services/Dues 30787 30787 0 0 1085603 326600 759003 0 665925 623257 4813520 6285253 0 0 0 0 105123 70794 0 0 9287718 9209686 109249 214270 68889 64067 1378237 744963 677499 633274 0 0 0 0 0 0 0 0 39025 39019 15766948 17139620 449062 416535 449062 416535 X 0 0 13398728 15049515 1919158 1673570 15317886 16723085 15766948 17139620 X -61736 0 0 0 0 1466935 X 1 X 1 X 1 0 126251 0 126251 587971 0 292753 295218 192158 0 56365 135793 461232 0 385220 76012 10625 0 10625 0 633274 1023867 0 0 0 0 0 1023867 0 0 0 1023867 1085603 0 0 0 0 0 1085603 0 0 0 1085603 Mike Greif President Used Auto X 15018 1696 0 1 1 Keith Serini Chairman of the Board Signature X 2540 1835 0 1 1 Keith Serini Chairman of the Board Auto X 6418 2344 0 1 1 5875 F990_P06_S0A_L06 Form 990, Part VI, Section A, Line 6 All persons using facilities and services of Leadco Community Credit Union must be a member which requires a $25 account balance. F990_P06_S0A_L07a Form 990, Part VI, Section A, Line 7a All members vote for Board of Director positions at the Annual Meeting each year. F990_P06_S0B_L11b Form 990, Part VI, Section B, Line 11b The 990 is prepared by the Accounting Supervisor and reviewed by the President. F990_P06_S0B_L12c Form 990, Part VI, Section B, Line 12c Compliance with conflict of interest disclosures. F990_P06_S0B_L15 Form 990, Part VI, Section B, Line 15 Executive Board members review compensation of top managers. F990_P06_S0C_L19 Form 990, Part VI, Section C, Line 19 The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. F990_P11_S00_L09 Form 990, Part XI, Line 9 We had an increase in our Assets along with a decrease in Liabilities and an increase in Net Assets/Fund Balances this year. We filed form 8868 for an extension to file our 990 and it was approved. We have until August 15, 2013 to complete our return per notice number CP211A, dated June 3, 2013