2013-03-26T10:56:37-05:00 2012-12-31 431592217 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2012-01-01 446013258 CSD CREDIT UNION CSDC 8167634020 8510 E BANNISTER KANSAS CITY MO 64134 ANTHONY J DIGIOVANNI 8167634020 2013-03-26 1 P00638199 9138946214 2012 2016-02-25 16:41:14Z ANTHONY J DIGIOVANNI 8510 E BANNISTER KANSAS CITY MO 64134 5050908 0 X WWW.CSDCU.ORG X 1959 MO CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. 5 5 21 8 6703 -6981 0 0 1282553 1302446 129687 264178 11711 6284 1423951 1572908 0 0 0 0 489967 678554 0 0 0 742296 815158 1232263 1493712 191688 79196 32090991 33163882 27238444 28232139 4852547 4931743 CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,646 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2012, THERE WERE 1,938 LOANS OUTSTANDING TOTALING $20,005,420. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $135,913 FOR THE YEAR. 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 909 0 21 1 1 1 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 0 0 0 0 1 0 0 0 X ANTHONY J DIGIOVANNI 8167634020 8510 E BANNISTER KANSAS CITY MO 64134 FREDA MARKLEY 1.00 X 0 0 0 KENNETH MCCRARY 1.00 X 0 0 0 SAMUEL SCHISSLER 1.00 X 0 0 0 LINDA WHITFORD 1.00 X 0 0 0 DARCINDA WILLIS 1.00 X 0 0 0 ANTHONY J DIGIOVANNI 40.00 X 155743 0 125761 155743 0 125761 1 0 1 0 0 INTEREST ON LOANS 522100 1038488 1038488 FEES & OTHER INCOME 522100 257255 257255 NON-MEMBER ATM FEES 522100 5600 5600 WARRANTY SALES 522100 1103 1103 1302446 243019 243019 6284 6284 3499159 3478000 21159 21159 21159 1572908 1566205 6703 0 244211 333745 19380 45267 35951 7366 12452 12571 21588 193023 86950 35692 565 8072 3635 30319 16896 PROVISION FOR LOAN LOSS 174344 MEMBER DIVIDENDS 135913 LOAN SERVICING 32775 NCUSIF ASSESSMENTS 19062 23935 1493712 412538 489488 8762602 8748822 690 690 19489586 19857026 107102 125075 1275956 552146 750503 723810 2567970 3218971 32090991 33163882 234239 257875 27004205 27974264 27238444 28232139 X 0 0 0 0 4852547 4931743 4852547 4931743 32090991 33163882 79196 0 X 0 0 0 137511 137511 884035 334099 549936 254410 218047 36363 723810 457(F) DEFERRED COMPENSATION PLAN ASSETS 2352624 NCUSIF DEPOSIT 270042 ACCRUED INCOME 56570 FORECLOSED REAL ESTATE 531891 ALL OTHER ASSETS 7844 3218971 MEMBER SHARE DEPOSITS 27974264 27974264 X 0 1 0 ANTHONY J DIGIOVANNI 115000 0 3450 0 37293 0 111561 0 14200 0 281504 0 0 0 Part I, Line 3 THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. Part I, Line 4b THE PRESIDENT, ANTHONY J. DIGIOVANNI, PARTICIPATES IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2012, HE RECEIVED A PAYOUT OF $37,293, AND THE ENTIRE AMOUNT WAS REPORTED AS TAXABLE INCOME ON HIS W-2. DURING THE YEAR, THE CREDIT UNION RECORDED TOTAL INVESTMENT INCOME OF $101,701 AND BENEFIT EXPENSES OF $102,561 RELATED TO THIS PLAN. Form 990, Part VI, Section A, line 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. Form 990, Part VI, Section A, line 7a THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. Form 990, Part VI, Section A, line 7b SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. Form 990, Part VI, Section B, line 11 THE SUPERVISORY COMMITTEE APPROVES THE ACCOUNTING FIRM TO COMPLETE THE RETURN. THE RESPONSIBILITY FOR REVIEWING THE 990 IS DELEGATED TO THE PRESIDENT. THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION, INCLUDING THE PRESIDENT'S COMPENSATION. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. Form 990, Part VI, Section C, line 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.